PLBC
Plumas BancorpBAI scenario view
RankAlpha Sentiment CodexPost-earnings T+3The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
AI commentary
Company-confirmed earnings were strong, and Raymond James' reported $68-to-$70 target raise is a favorable but narrow T+3 revision signal. Historical closes show $62.53 before the October 21 release and $63.20 on October 23, a roughly 1.1% net rise; the initial gain largely held, but the reaction was restrained. Broader post-print estimate revisions and dependable social, options, short-interest and employee measures were unavailable; zeros in the sentiment object indicate unavailable data, not neutral observations.
Evidence flagged
No evidence quality warning is currently attached to this memo.
AI events
The company declared a $0.33-per-share quarterly dividend payable November 17 to holders of record November 3. This is a confirmed capital return, not evidence of a dividend increase or future buyback. [#PR-EARNINGS-2026-10-22]
The October 21 company earnings exhibit reported Q3 diluted EPS of $1.61 versus $0.73 a year earlier; MarketBeat reports a $1.46 consensus. Net interest income rose to $26.5 million, but the credit-loss provision fell to $150,000 from $5.4 million and tax credits lowered the effective tax rate. Investors must distinguish recurring spread earnings from those benefits. [#SEC-8K-2026-10-21] Company earnings exhibit
Management said asset quality improved slightly during Q3 and it continues to seek resolutions with affected relationships. Nonperforming loans nevertheless rose year over year to $21.1 million, or 1.41% of loans, from $15.0 million, or 1.00%. Sustained resolution without a renewed provision increase would support the earnings outlook; deterioration would undermine it. Company earnings exhibit
Recommendation
No formal recommendation provided.

