B+
Bull case
20%
Probability
Target price
$61.00
+16.8% vs current
Modestly positive analyst consensus: multiple targets clustered in the mid‑$50s to low‑$60s imply clear upside vs the anchor. Trading volume is thin; the stock is sensitive to NIM and deposit signals. Primary investor focus: NIM trajectory and deposit stability.
No evidence quality warning is currently attached to this memo.
Quarterly earnings and any guidance revision are likely to move the stock; date estimated based on typical reporting cadence [#SERP-6].
Multi-quarter NIM expansion or contraction will drive earnings power; consensus target ranges imply upside if margins hold [#SERP-1].
No formal recommendation provided.