OPBK

LOS ANGELES (AP) — LOS ANGELES (AP) — OP Bancorp (OPBK) on Thursday reported net income of $7.2 million in its first quarter. The bank, based in Los Angeles, said it had earnings of 48 cents per share. The company posted revenue of $42.6 million in the period. Its revenue net of interest expense was $24.6 million, surpassing Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on OPBK at https://www.zacks.com/ap/OPBK

LOS ANGELES, April 23, 2026--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), the holding company of Open Bank (the "Bank"), announced today that its Board of Directors declared a quarterly cash dividend of $0.14 per share, representing a 17% increase from the prior quarterly dividend of $0.12 per share, on its common stock. The dividend is payable on or about May 21, 2026 to shareholders of record as of the close of business on May 7, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the "Bank"), is a California corporation whose common stock is quoted on the Nasdaq Global Market under the ticker symbol, "OPBK." The Bank operates general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada, serving small- and medium-sized businesses, professionals, and local residents with a particular focus on Korean and other Asian communities. The Bank currently operates with twelve full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, Garden Grove and Santa Clara, California; Carrollton, Texas, and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The Bank commenced its operations on June 10, 2005 as First Standard Bank and changed its name to Open Bank in October 2010. Its headquarters is located at 1000 Wilshire Blvd., Suite 500, Los Angeles, California 90017. Phone: 213.892.9999; www.myopenbank.com Member FDIC, Equal Housing Lender. View source version on businesswire.com: https://www.businesswire.com/news/home/20260423772943/en/ Contacts Investor Relations OP Bancorp Jaehyun Park EVP & CFO 213.593.4865 [email protected]

compared with Fourth quarter 2025 net income of $7.0 million, diluted EPS of $0.47, and first quarter 2025 net income of $5.6 million, diluted EPS of $0.37 Higher revenue; improved operating efficiency LOS ANGELES, April 23, 2026--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), parent company of Open Bank, today reported: Sang K. Oh, President and Chief Executive Officer: "We continued to deliver strong results that highlight the strength and resilience of our Company. Revenue grew steadily, supported by continued loan and deposit growth, along with higher noninterest income from increased gains on loan sales. Our disciplined expense management further enhanced performance, and overall credit quality remained sound and manageable with low net charge-offs. With a solid capital base, we are well-positioned for sustainable growth as we move into 2026," said Sang K. Oh, President and Chief Executive Officer. INCOME STATEMENT HIGHLIGHTS Net Interest Income and Net Interest Margin First Quarter 2026 vs. Fourth Quarter 2025 Net interest income declined by $340 thousand, or 2%, primarily due to lower loan yields and two fewer accrual days, partially offset by balance-sheet growth and a special dividend on FHLB stock. As a result, the net interest margin contracted by 6 basis point to 3.19%. Loans: Interest income decreased by $1.0 million, driven largely by a 15-basis-point decline in loan yields and two fewer accrual days, partially offset by a $22.5 million increase in average loan balances. The lower yield reflects the downward repricing of adjustable-rate loans and reduced rates on new originations following last year’s federal funds rate cuts. In addition, higher interest income reversals related to loans moving to nonaccrual status compared to the prior quarter further contributed to the decline in loan yields. Deposits: Interest expense decreased by $479 thousand, primarily due to a 14-basis-point reduction in interest-bearing deposit costs and two fewer accrual days. This decrease was partially offset by a $51.4 million increase in average interest-bearing deposit balances. Other investments: Interest income increased by $250 thousand, mainly due to a special dividend received on FHLB stock. First Quarter 2026 vs. First Quarter 2025 Net interest income increased by $3.1 million, or 18%, driven primarily by balance-sheet growth and lower deposit r...

LOS ANGELES (AP) — LOS ANGELES (AP) — OP Bancorp (OPBK) on Thursday reported net income of $7.1 million in its fourth quarter. The bank, based in Los Angeles, said it had earnings of 47 cents per share. The company posted revenue of $42.7 million in the period. Its revenue net of interest expense was $24.3 million, beating Street forecasts. For the year, the company reported profit of $25.7 million, or $1.72 per share. Revenue was reported as $94.7 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on OPBK at https://www.zacks.com/ap/OPBK

compared with third quarter 2025 net income of $6.7 million, diluted EPS of $0.45, and fourth quarter 2024 net income of $5.0 million, diluted EPS of $0.33 Higher net interest income; lower provision for credit losses LOS ANGELES, January 22, 2026--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), parent company of Open Bank, today reported: Sang K. Oh, President and Chief Executive Officer: "Our fourth-quarter results highlight the continued strength and resilience of our Company. Net interest income increased 3%, and a more favorable economic outlook resulted in a 61% reduction in provision for credit losses while maintaining an adequate reserve level against credit risk. As a result, net income rose 5%, and diluted EPS also increased $0.02 to $0.47. On the balance sheet, average loans grew 3% and average deposits increased 2%, demonstrating the ongoing trust of our customers and the effectiveness of our relationship-driven approach. Asset quality remained stable, and our capital position stayed robust, underscoring the soundness of our risk management framework. As we close out 2025, we remain focused on executing our strategic priorities, supporting our customers and communities, and delivering long-term value for our shareholders," said Sang K. Oh, President and Chief Executive Officer. INCOME STATEMENT HIGHLIGHTS Net Interest Income and Net Interest Margin Fourth Quarter 2025 vs. Third Quarter 2025 Net interest income increased by $517 thousand, or 3%, primarily driven by loan growth. This increase was partially offset by higher expense associated with the issuance of a new subordinated note and lower yields on the Federal Reserve account. Net interest margin contracted by 1 basis point to 3.25%. Loans: Interest income increased by $920 thousand, largely attributable to a $72.0 million increase in average loan balances. Cash and Cash Equivalents: Interest income decreased by $142 thousand, mainly due to a 46 basis point reduction in yields, reflecting the lower rates on the Federal Reserve account following recent rate cuts. Deposits: Interest expense decreased slightly by $118 thousand, primarily due to a 10 basis point reduction in interest-bearing deposit costs, reflecting the repricing of deposit products following the decline in the federal funds rate. This benefit was mostly offset by a $31.6 million increase in average interest-bearing...

OP Bancorp (OPBK) reported Q4 earnings late Thursday of $0.47 per diluted share, up from $0.33 a yea

LOS ANGELES, January 22, 2026--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), the holding company of Open Bank (the "Bank"), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about February 19, 2026 to shareholders of record as of the close of business on February 5, 2026. About OP Bancorp OP Bancorp, the holding company for Open Bank (the "Bank"), is a California corporation whose common stock is quoted on the Nasdaq Global Market under the ticker symbol, "OPBK." The Bank operates general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada, serving small- and medium-sized businesses, professionals, and local residents with a particular focus on Korean and other Asian communities. The Bank currently operates with twelve full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, Garden Grove and Santa Clara, California; Carrollton, Texas, and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The Bank commenced its operations on June 10, 2005 as First Standard Bank and changed its name to Open Bank in October 2010. Its headquarters is located at 1000 Wilshire Blvd., Suite 500, Los Angeles, California 90017. Phone: 213.892.9999; www.myopenbank.com Member FDIC, Equal Housing Lender. View source version on businesswire.com: https://www.businesswire.com/news/home/20260122860734/en/ Contacts Investor Relations OP Bancorp Jaehyun Park EVP & CFO 213.593.4865 [email protected]

OP Bancorp (OPBK) posted impressive earnings growth over the past year, reporting an 11.1% gain that outpaces its five-year average growth rate of 2.2% per year. Net profit margins came in at 26.6%, edging above last year's 26.5%, and forward-looking projections speak to revenue growth of 14.7% per year paired with expected annual EPS gains of 17.1%. For investors, the combination of accelerating earnings, above-market topline growth, and a current price-to-earnings ratio of 8.8x—well below peers and estimated fair value—sets a constructive tone headed into upcoming quarters. See our full analysis for OP Bancorp. Now, it is time to see how the headline numbers stack up against the dominant market narratives and community perspectives. Sometimes the consensus is spot on, and sometimes, the data tells a different story. Curious how numbers become stories that shape markets? Explore Community Narratives Net profit margin for OP Bancorp in the latest period reached 26.6%, edging past last year's figure of 26.5% and signaling continued efficiency in operations despite industry headwinds. Efficiency and profitability continue to bolster the case for OP Bancorp's stability, as highlighted by a steady margin performance: Stable profit margins provide evidence that cost discipline is holding, supporting prevailing views about OP Bancorp’s prudent management style and sector alignment. Margin resilience directly addresses concerns about margin pressures facing many regional banks and offers investors a point of contrast with more volatile peers. Analyst projections call for OP Bancorp’s revenue to rise 14.7% per year and earnings to increase at 17.1% annually, with both figures exceeding the U.S. market averages of 10% and 15.5% respectively. Faster-than-industry growth rates attract investor attention to OP Bancorp’s upside potential, as prevailing narratives center on the company’s mix of stability and higher growth: Revenue and earnings forecasts run above broader sector norms, setting OP Bancorp apart from many regional lenders that experience low double-digit or single-digit growth. This potential for topline and bottom line acceleration substantiates sentiment that the company may be positioned for moderate re-rating if further positive news emerges. Shares currently trade at $13.64, well below the DCF fair value of $30.98 and at an 8.8x price-to-earnings multip...

LOS ANGELES (AP) — LOS ANGELES (AP) — OP Bancorp (OPBK) on Thursday reported net income of $6.7 million in its third quarter. The Los Angeles-based bank said it had earnings of 45 cents per share. The company posted revenue of $42.7 million in the period. Its revenue net of interest expense was $24.5 million, which topped Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on OPBK at https://www.zacks.com/ap/OPBK

compared with second quarter 2025 net income of $6.3 million, diluted EPS of $0.42, and third quarter 2024 net income of $5.4 million, diluted EPS of $0.36 Higher revenue and net income; improved efficiency ratio; stable credit quality LOS ANGELES,, October 23, 2025--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), parent company of Open Bank, today reported: Sang K. Oh, President and Chief Executive Officer: "We delivered another solid quarter of performance, highlighted by a 6% increase in net income supported by a 3% rise in revenue and a 3% decrease in noninterest expense compared to prior quarter. Our net interest margin expanded by 3 basis points to 3.26%, and our efficiency ratio improved to 55.68%, reflecting our continued focus on profitability and operational discipline. Credit quality remained stable, with low net charge-offs and a steady allowance for credit losses, demonstrating the strength of our portfolio and prudent risk management. As we look ahead, we remain focused on driving sustainable growth and maintaining sound financial management," said Sang K. Oh, President and Chief Executive Officer." INCOME STATEMENT HIGHLIGHTS Net Interest Income and Net Interest Margin Third Quarter 2025 vs. Second Quarter 2025 Net interest income increased by $625 thousand, or 3%, primarily driven by loan growth, partially offset by higher borrowings and lower loan yields. Net interest margin expanded by 3 basis points to 3.26%. Loans: Interest income increased by $738 thousand, largely attributable to a $37.1 million increase in average loan balances. This increase was partially offset by a 4 basis point decline in loan yields, reflecting increased interest income reversals due to changes in nonaccrual status compared to the prior quarter. Borrowings: Interest expense increased by $265 thousand, mainly due to a $29.5 million increase in average balances of Federal Home Loan Bank ("FHLB") advances. Deposits: Interest expense decreased slightly by $33 thousand, primarily due to an 11 basis point reduction in interest-bearing deposit costs, reflecting the repricing of time deposits in response to the downward shift in federal funds rate that began in the late 2024. The decrease was nearly offset by a $24.6 million increase in average interest-bearing deposit balances. Third Quarter 2025 vs. Third Quarter 2024 Net interest income increased by $3.8 mi...

LOS ANGELES, October 23, 2025--(BUSINESS WIRE)--OP Bancorp (the "Company") (NASDAQ: OPBK), the holding company of Open Bank (the "Bank"), announced today that its Board of Directors declared a quarterly cash dividend of $0.12 per share of its common stock. The dividend is payable on or about November 20, 2025 to all shareholders of record as of the close of business on November 6, 2025. About OP Bancorp OP Bancorp, the holding company for Open Bank (the "Bank"), is a California corporation whose common stock is quoted on the Nasdaq Global Market under the ticker symbol, "OPBK." The Bank is engaged in the general commercial banking business in Los Angeles, Orange, and Santa Clara Counties in California, the Dallas metropolitan area in Texas, and Clark County in Nevada and is focused on serving the banking needs of small- and medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities. The Bank currently operates with twelve full-service branch offices in Downtown Los Angeles, Los Angeles Fashion District, Los Angeles Koreatown, Cerritos, Gardena, Buena Park, Garden Grove and Santa Clara, California; Carrollton, Texas and Las Vegas, Nevada. The Bank also has five loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The Bank commenced its operations on June 10, 2005 as First Standard Bank and changed its name to Open Bank in October 2010. Its headquarters is located at 1000 Wilshire Blvd., Suite 500, Los Angeles, California 90017. Phone: 213.892.9999; www.myopenbank.com Member FDIC, Equal Housing Lender. View source version on businesswire.com: https://www.businesswire.com/news/home/20251023765348/en/ Contacts Investor Relations OP Bancorp Jaehyun Park EVP & CFO 213.593.4865 [email protected]

Revenue: US$22.5m (up 14% from 2Q 2024). Net income: US$6.33m (up 19% from 2Q 2024). Profit margin: 28% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. EPS: US$0.43 (up from US$0.36 in 2Q 2024). We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 3.4%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Looking ahead, revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's shares are down 3.2% from a week ago. While it's very important to consider the profit and loss statement, you can also learn a lot about a company by looking at its balance sheet. We have a graphic representation of OP Bancorp's balance sheet and an in-depth analysis of the company's financial position. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.