ONB

Wall Street expects a year-over-year increase in earnings on higher revenues when Civista Bancshares (CIVB) reports results for the quarter ended June 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The earnings report, which is expected to be released on July 23, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $0.67 per share in its upcoming report, which represents a year-over-year change of +1.5%. Revenues are expected to be $47.85 million, up 15.6% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for posi...

Old National Bancorp (ONB) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on July 22, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This holding company for Old National Bank is expected to post quarterly earnings of $0.62 per share in its upcoming report, which represents a year-over-year change of +17%. Revenues are expected to be $714.7 million, up 9.2% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 2.26% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. Howev...

Looking back on regional banks stocks’ Q1 earnings, we examine this quarter’s best and worst performers, including Old National Bank (NASDAQ:ONB) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. Thankfully, share prices of the companies have been resilient as they are up 7.7% on average since the latest earnings results. Tracing its roots back to 1834 when Andrew Jackson was president, Old National Bancorp (NASDAQ:ONB) is a bank holding company that provides commercial and consumer loans, deposit services, wealth management, and treasury solutions primarily throughout the Midwest region. Old National Bank reported revenues of $702.7 million, up 44.3% year on year. This print fell short of analysts’ expectations by 0.8%. Overall, it was a softer quarter for the company with a significant miss of analysts’ net interest income estimates and EPS in line with analysts’ estimates. "Old National's first-quarter results reflect disciplined execution and a strong start to the year," said Chairman and CEO Jim Ryan. Interestingly, the stock is up 11.2% since reporting and currently trades at $26.44. Read our full report on Old National Bank here, it’s free. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding company that provides banking, asset management, and fund services to commercial, institutional, and individual customers. UMB Financial reported revenues of $744.8 million, up 29.3% year on year, outperforming analysts’ expectations by 5.4%. The busines...

EVANSVILLE, Ind., July 07, 2026 (GLOBE NEWSWIRE) -- (NASDAQ: ONB) – Old National Bancorp (“Old National”), the holding company of Old National Bank, today announced the following schedule for its second-quarter earnings release and conference call: ABOUT OLD NATIONALOld National Bancorp is the holding company of Old National Bank. As the fifth largest commercial bank headquartered in the Midwest, Old National proudly serves clients primarily in the Midwest and Southeast. With approximately $73 billion of assets and $39 billion of assets under management, Old National ranks among the top 25 banking companies headquartered in the United States. Tracing our roots to 1834, Old National focuses on building long-term, highly valued partnerships with clients while also strengthening and supporting the communities we serve. In addition to providing extensive services in consumer and commercial banking, Old National offers comprehensive wealth management and capital markets services. For more information and financial data, please visit Investor Relations at oldnational.com. In 2026, Points of Light named Old National to “The Civic 50” for the third consecutive year – an honor recognizing the 50 most community-minded companies in the United States – and also named Old National the Financials Sector Leader among nominated banks and financial services organizations.

EVANSVILLE, Ind., May 13, 2026 (GLOBE NEWSWIRE) -- Old National Bancorp (the “Company” or “Old National”) today announced that its Board of Directors declared a quarterly cash dividend of $0.145 per share on the Company’s outstanding shares of common stock. This quarterly cash dividend will be payable on June 15, 2026, to shareholders of record as of the close of business on June 5, 2026. In addition, the Board of Directors declared a quarterly cash dividend of $17.50 per share (equivalent to $0.4375 per depositary share or 1/40th interest per share) on Old National’s 7.0% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A (NASDAQ: ONBPP) and Series C (NASDAQ: ONBPO). The dividends are payable on August 20, 2026, to shareholders of record as of the close of business on August 5, 2026. ABOUT OLD NATIONAL Old National Bancorp is the holding company of Old National Bank. As the fifth largest commercial bank headquartered in the Midwest, Old National proudly serves clients primarily in the Midwest and Southeast. With approximately $73 billion of assets and $39 billion of assets under management, Old National ranks among the top 25 banking companies headquartered in the United States. Tracing our roots to 1834, Old National focuses on building long-term, highly valued partnerships with clients while also strengthening and supporting the communities we serve. In addition to providing extensive services in consumer and commercial banking, Old National offers comprehensive wealth management and capital markets services. For more information and financial data, please visit Investor Relations at oldnational.com. In 2025, Points of Light named Old National one of "The Civic 50" - an honor reserved for the 50 most community-minded companies in the United States. Investor Relations: Lynell Durchholz (812) 464-1366 [email protected] Media Relations: Rick Jillson (812) 465-7267 [email protected]

Old National beat expectations with GAAP EPS of $0.59 and adjusted EPS of $0.61, driven by stronger-than-expected loan growth and fee income, and management said it remains confident in the full-year plan without needing acquisitions. Loans grew an annualized 8% quarter-over-quarter (commercial & industrial +16.9%) with a record pipeline of $5.5 billion, while deposits rose 4.2% annualized and deposit costs declined (spot deposit rate 170 bps at March 31). Adjusted non-interest income beat guidance at $122 million and the bank achieved a record-low 46% adjusted efficiency ratio after realizing $111 million of run-rate cost saves; Old National returned $151 million to shareholders this quarter and has $383 million remaining under its buyback authorization, while maintaining 2026 guidance (4–6% loan growth and a stable-to-improving margin outlook). Interested in Old National Bancorp? Here are five stocks we like better. Old National Bancorp (NASDAQ:ONB) said first-quarter 2026 earnings came in above both internal expectations and analyst estimates, as stronger loan growth and fee income helped offset typical seasonal pressure on net interest income and the impact of a late-January subordinated debt issuance. “We carried strong momentum into the year, and our performance in the first quarter reinforces our confidence in the full year plan,” Chairman and CEO Jim Ryan said on the company’s earnings call. He added that Old National is focused on “disciplined execution,” organic growth, and returning capital to shareholders, while noting the company does not need acquisitions to meet its objectives. → Credo Stock Flashes Strong Bullish Signal—Upswing Just Starting CFO John Moran said Old National reported GAAP earnings per share of $0.59. Excluding $0.02 of merger-related expenses and a non-cash expense tied to the final distribution of a legacy First Midwest pension plan, adjusted EPS was $0.61. Moran said results were driven by better-than-expected loan growth and fee income, alongside “well-controlled expenses.” Moran also highlighted profitability and capital metrics, saying return on assets and return on tangible common equity remained “top decile versus our peers.” Old National ended the quarter with a common equity tier 1 (CET1) ratio “comfortably north of 11%,” and tangible book value per share grew 6% annualized from the prior quarter and 11% year-over-yea...

This article first appeared on GuruFocus. Earnings Per Share (EPS): GAAP EPS of $0.59; Adjusted EPS of $0.61, excluding merger-related and noncash expenses. Loan Growth: Total loans grew 8% annualized, with C&I loans growing 16.9% annualized. Capital Return: $151 million returned to shareholders in the first quarter through dividends and share repurchases. Efficiency Ratio: Record low adjusted efficiency ratio of 46%. Net Charge-Offs: 26 basis points, or 19 basis points excluding PCD loans. Common Equity Tier 1 (CET1) Ratio: Over 11%. Tangible Book Value Per Share: Increased 6% annualized and 11% year-over-year. Deposit Growth: Total deposits increased 4.2% annualized. Noninterest Income: $122 million, exceeding guidance. Noninterest Expense: $354 million, with positive operating leverage achieved. Allowance for Credit Losses: 122 basis points of total loans. Share Repurchases: 3.9 million shares repurchased in the first quarter. Warning! GuruFocus has detected 7 Warning Signs with ONB. Is ONB fairly valued? Test your thesis with our free DCF calculator. Release Date: April 22, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Old National Bancorp (NASDAQ:ONB) reported first-quarter earnings that exceeded internal expectations and analyst estimates. The company demonstrated robust loan growth, driven by a strong core deposit franchise and disciplined funding management. ONB achieved a record adjusted efficiency ratio, placing it in the top decile of the industry. The company maintained solid credit performance, supported by healthy liquidity and capital levels. ONB successfully returned capital to shareholders, repurchasing shares and maintaining a high payout ratio. Net interest income faced pressure due to typical seasonality and recent sub-debt issuance. The operating environment remains uncertain with a higher for longer rate outlook. Noninterest-bearing deposits declined slightly, partly due to seasonal factors. The competitive deposit environment remains intense, impacting deposit costs. The company faces challenges in balancing capital levels with potential regulatory changes and industry expectations. Q: Can you walk through the major drivers of net interest income (NII) momentum going forward? A: John Moran, CFO: We have a more cooperative yield curve now compared to the first quarter, which wi...

Performance exceeded internal expectations driven by robust loan growth and disciplined funding management despite a highly competitive market. Commercial pipelines reached record levels of $5.5 billion, up nearly 14% from year-end, supported by a strengthened leadership team and aggressive talent acquisition from super-regional institutions. Net interest income faced pressure from typical seasonality and a recent sub-debt issuance, but was partially offset by strong fee income and controlled expenses. The bank achieved a record adjusted efficiency ratio of 46%, placing it in the top decile of the industry through disciplined expense management and the realization of cost saves from the Bremer merger. Deposit strategy successfully achieved targeted down-rate betas, with a 93% beta in the exception-priced book following recent Fed actions. Management emphasized a neutral balance sheet position to the short end of the curve, providing stability through interest rate volatility. Full-year loan growth is projected at 4% to 6%, with management indicating results may trend toward the higher end based on current pipeline strength. Net interest income and margin are expected to be stable to improving, assuming the Fed remains on hold and the 5-year yield stabilizes at current levels. Fee income is anticipated to trend toward the higher end of the guidance range, supported by capital markets activity and wealth management momentum. The bank intends to deploy the remaining $383 million of its share repurchase authorization through the end of February. Expense guidance remains unchanged despite the Q1 beat, as the bank prioritizes reinvesting savings into a robust talent pipeline and operational excellence. Criticized and classified loans increased by $113 million as Bremer loans transitioned to Old National's stricter asset quality framework. The bank has realized 100% of the $111 million in annual run-rate cost savings anticipated from the Bremer merger. Proposed capital rule changes are expected to provide a CET1 benefit of up to 100 basis points, primarily from favorable treatment of mortgage LTVs and unfunded commitments. Management explicitly stated that current objectives do not require further acquisitions, focusing instead on organic growth and capital return. Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest...

Image source: The Motley Fool. Wednesday, April 22, 2026 at 10 a.m. ET Chief Executive Officer — James Ryan Chief Financial Officer — John Moran Need a quote from a Motley Fool analyst? Email [email protected] James Ryan: Good morning. Earlier today, Old National reported first quarter 2026 earnings that exceeded our internal expectations and analyst estimates. We carried strong momentum into the year and our performance in the first quarter reinforces our confidence in the full year plan. This quarter demonstrates disciplined execution as we have reliably delivered quarter after quarter. We delivered robust loan growth, powered by continued strength in our core deposit franchise and disciplined funding management in a highly competitive market. We controlled expenses and generated strong fee income, which helped offset net interest income pressure from typical seasonality and the recent sub-debt issuance. Credit performance remains solid, supported by healthy liquidity and capital levels. We also acted decisively on capital returns, repurchasing shares during the quarter, including reducing auto Bremer's trust position in Old National, and we intend to deploy the remaining authorization over the course of the program. Bottom line, we are executing and we expect to keep building from here. Our priorities remain clear: drive organic growth and return capital to shareholders. Organic growth starts with talent, and we are investing accordingly. We recently announced a strengthened commercial leadership team, promoting proven internal leaders and adding experienced bankers from several super regional institutions. Our team is focused every day on winning new clients and deepening existing relationships and building the next generation of bankers. Our commercial pipelines are at record levels, and our talent pipeline is as strong as it has ever been. We are also accelerating efficiency and scalability through technology and AI investments supporting positive operating leverage. As a result, we delivered a record adjusted efficiency ratio that remains in the top decile of our industry. On the operating environment, the quarter brought higher for longer rate outlook and continued industry uncertainty. Old National is built for this backdrop. Our balance sheet remains neutral to the short end of the curve, our granular low-cost deposit base helps contain funding costs and...

Old National Bancorp (ONB) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.45 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +1.11%. A quarter ago, it was expected that this holding company for Old National Bank would post earnings of $0.59 per share when it actually produced earnings of $0.62, delivering a surprise of +5.08%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Old National Bancorp, which belongs to the Zacks Banks - Midwest industry, posted revenues of $702.77 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.29%. This compares to year-ago revenues of $486.8 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Old National Bancorp shares have added about 6.5% since the beginning of the year versus the S&P 500's gain of 3.2%. While Old National Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Old National Bancorp was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see th...

For the quarter ended March 2026, Old National Bancorp (ONB) reported revenue of $702.77 million, up 44.4% over the same period last year. EPS came in at $0.61, compared to $0.45 in the year-ago quarter. The reported revenue represents a surprise of -0.29% over the Zacks Consensus Estimate of $704.83 million. With the consensus EPS estimate being $0.60, the EPS surprise was +1.11%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Old National Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (FTE): 3.6% versus 3.7% estimated by two analysts on average. Efficiency Ratio: 48.3% versus the two-analyst average estimate of 48.9%. Net Interest Income (FTE): $580.42 million versus the two-analyst average estimate of $589.33 million. Total noninterest income: $122.35 million versus the two-analyst average estimate of $119.5 million. View all Key Company Metrics for Old National Bancorp here>>> Shares of Old National Bancorp have returned +9.4% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Old National Bancorp (ONB) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Old National Bancorp (ONB) reported Q1 adjusted earnings Wednesday of $0.61 per diluted share, up fr