NTB
Bank of N.T Butterfield Son (The)CNYSE / Banks
Last Price
At close
2026-07-22
Current thesis
The constructive case is that Butterfield is entering the April 28, 2026 earnings print with solid trailing profitability, active capital return and a pending trust-business acquisition that could deepen fee income and Channel Islands scale if it closes on schedule. Primary releases support that management is still leaning into private trust growth and shareholder returns rather than balance-sheet defense.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27 · AMC.
What can break
Capital return is supportive but already visible; any moderation in repurchases or dividend cadence could reduce per-share support. [#PR-2026-02-09]
Momentum
52
Value
61
Sentiment
48
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $56.00 · Bull $61.00 · Bear $49.00
Earnings
2026-07-27 · AMC
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $61.33
Why
Momentum52 · Δ7d +17.3
Value61 · Δ7d -0.2
Sentiment48 · Δ7d -1.3
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
52
26% active weight
Current posture
7d trendImproving
Δ7d
+17.3
Δ21d
-1.2
Value
61
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.8
Sentiment
48
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.3
Δ21d
-4.3
Why this grade
Composite grade C. Momentum 51.6 / Value 61.4 / Sentiment 47.6
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$2.44B
Beta
0.55
Shares Out
39.95M
P/E (TTM)
9.5
P/S (TTM)
3.65
P/FCF (TTM)
14.86
Rev YoY
-1.6%
EPS YoY
+24.2%
Gross Margin
-
Op Margin
+38.8%
Net Debt
-$1.57B
Current Ratio
0.37
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology