NMIH
NMIANasdaq / Financial Services
Last Price
At close
2026-07-21
Current thesis
Composite grade A from latest DB weights. Momentum 67.5 / Value 60.6 / Sentiment 62.9
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.3.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
68
Value
61
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $47.00
Why
Momentum68 · Δ7d +2.2
Value61 · Δ7d -0.3
Sentiment63 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
68
26% active weight
Current posture
7d trendImproving
Δ7d
+2.2
Δ21d
+0.3
Value
61
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
+0.6
Sentiment
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 67.5 / Value 60.6 / Sentiment 62.9
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$3.17B
Beta
0.65
Shares Out
75.97M
P/E (TTM)
8.6
P/S (TTM)
4.58
P/FCF (TTM)
8.19
Rev YoY
+5.9%
EPS YoY
-0.1%
Gross Margin
-
Op Margin
+74.8%
Net Debt
$381.59M
Current Ratio
4.88
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology