NKSH

BLACKSBURG, Va. (AP) — BLACKSBURG, Va. (AP) — National Bankshares Inc. (NKSH) on Thursday reported net income of $5 million in its first quarter. The Blacksburg, Virginia-based bank said it had earnings of 78 cents per share. The holding company for the National Bank of Blacksburg posted revenue of $21.6 million in the period. Its revenue net of interest expense was $15.3 million, surpassing Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on NKSH at https://www.zacks.com/ap/NKSH

National Bankshares (NKSH) posted a notable turnaround in its latest earnings, with net profit margin rising to 22.7%, up from 21.3% a year ago. EPS growth surged 23.6% over the past year, a sharp reversal from the bank's five-year trend of annual declines averaging 12.2%. The combination of high-quality earnings and improved profitability offers encouraging context for investors, even as the stock currently trades at a premium to industry peers. See our full analysis for National Bankshares. Next, let’s see how these results stack up against the broader narratives shaping market opinion. Sometimes the latest numbers reinforce what investors already believe; other times, they tell a very different story. Curious how numbers become stories that shape markets? Explore Community Narratives The company's shares trade at $29.14, which is above peer and industry averages on a price-to-earnings basis (16.4x, versus peers at 10.1x and the US banks industry at 11.2x). However, the price remains well below its DCF fair value of $46.45. Notably, while the market is asking investors to pay a premium for National Bankshares compared to similar banks, DCF modeling suggests that the potential upside is substantial. This setup raises the question of whether the current premium is justified by the recent improvement in profits and margins or if investors are too focused on recent results while overlooking long-term value signals. The sizable gap to the DCF fair value fuels debate. Value-focused investors may see a long-term opportunity, while others could remain cautious given the stock’s higher valuation relative to direct competitors. After a five-year average annual EPS decline of 12.2%, the latest period shows a 23.6% increase, suggesting the business may have moved past a trough in profitability. The focus on recent results highlights both the steady nature of National Bankshares' earnings and the lack of major negative surprises. Bulls view the upturn as a sign that the company’s conservative approach is benefiting long-term holders, particularly given persistent sector headwinds and pressures. Bears remain cautious, pointing out that a single strong year may not be enough to confirm a trend reversal and that consistent performance still needs to be demonstrated. While National Bankshares is recognized for its attractive dividend and evidence of improved profits, a sig...

BLACKSBURG, Va. (AP) — BLACKSBURG, Va. (AP) — National Bankshares Inc. (NKSH) on Thursday reported net income of $4.4 million in its third quarter. The Blacksburg, Virginia-based bank said it had earnings of 69 cents per share. The holding company for the National Bank of Blacksburg posted revenue of $21.5 million in the period. Its revenue net of interest expense was $14.2 million, which topped Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on NKSH at https://www.zacks.com/ap/NKSH

National Bankshares (NKSH) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.42 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.55%. A quarter ago, it was expected that this holding company for the National Bank of Blacksburg would post earnings of $0.64 per share when it actually produced earnings of $0.61, delivering a surprise of -4.69%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. National Bankshares, which belongs to the Zacks Banks - Southeast industry, posted revenues of $14.21 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.46%. This compares to year-ago revenues of $11.72 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. National Bankshares shares have added about 2.1% since the beginning of the year versus the S&P 500's gain of 13.9%. While National Bankshares has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for National Bankshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the...

National Bankshares (NKSH) came out with quarterly earnings of $0.61 per share, missing the Zacks Consensus Estimate of $0.64 per share. This compares to a loss of $0.05 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -4.69%. A quarter ago, it was expected that this holding company for the National Bank of Blacksburg would post earnings of $0.52 per share when it actually produced earnings of $0.48, delivering a surprise of -7.69%. Over the last four quarters, the company has not been able to surpass consensus EPS estimates. National Bankshares, which belongs to the Zacks Banks - Southeast industry, posted revenues of $13.27 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 0.67%. This compares to year-ago revenues of $10.95 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. National Bankshares shares have added about 3.3% since the beginning of the year versus the S&P 500's gain of 9.6%. While National Bankshares has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for National Bankshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near...

BLACKSBURG, Va. (AP) — BLACKSBURG, Va. (AP) — National Bankshares Inc. (NKSH) on Wednesday reported net income of $2.3 million in its second quarter. The bank, based in Blacksburg, Virginia, said it had earnings of 36 cents per share. Earnings, adjusted for non-recurring costs, were 61 cents per share. The holding company for the National Bank of Blacksburg posted revenue of $20.8 million in the period. Its revenue net of interest expense was $13.3 million, falling short of Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on NKSH at https://www.zacks.com/ap/NKSH

Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). EPS: US$1.24 (down from US$2.66 in FY 2023). Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. Net interest margin (NIM): 2.19% (down from 2.38% in FY 2023). Cost-to-income ratio: 68.9% (up from 61.0% in FY 2023). Non-performing loans: 0.22% (down from 0.31% in FY 2023). All figures shown in the chart above are for the trailing 12 month (TTM) period In the last 12 months, the only revenue segment was Banking contributing US$44.1m. The largest operating expense was General & Administrative costs, amounting to US$26.5m (73% of total expenses). Explore how NKSH's revenue and expenses shape its earnings. National Bankshares' share price is broadly unchanged from a week ago. You still need to take note of risks, for example - National Bankshares has 3 warning signs we think you should be aware of. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.