NBTB
NBT BancorpBNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Composite grade B from latest DB weights. Momentum 63.8 / Value 50.9 / Sentiment 61.2
Posture
Constructive
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-27 · AMC.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
64
Value
51
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-27 · AMC
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $51.42
Why
Momentum64 · Δ7d +4.5
Value51 · Δ7d -0.6
Sentiment61 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
64
26% active weight
Current posture
7d trendImproving
Δ7d
+4.5
Δ21d
+22.8
Value
51
39% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-1.1
Sentiment
61
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 63.8 / Value 50.9 / Sentiment 61.2
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$2.72B
Beta
0.51
Shares Out
52.01M
P/E (TTM)
14.1
P/S (TTM)
3.36
P/FCF (TTM)
16.67
Rev YoY
+15.3%
EPS YoY
+26.2%
Gross Margin
-
Op Margin
+29.6%
Net Debt
$175.4M
Current Ratio
0.19
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology