MTG

MGIC InvestmentA

NYSE / Financial Services

At close

2026-07-30

Current thesis

The bull case is supported by 14.5% Q2 ROE, $0.86 EPS, $17.8 billion of NIW, $25.08 tangible book value per share, strong PMIERs excess, and substantial authorized capital return [#SEC-8K-2026-07-29].

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.2.

What can break

Analyst target revisions, estimate changes, and consensus surprise data are unavailable.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $28.67 · Bull $34.00 · Bear $23.50

Data freshness

Prices

As of 2026-07-30

Fundamentals

As of 2026-07-29 • Vendor: Data Vendor v1

Scores

As of 2026-07-30 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-30 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-30

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $28.67

Why

Momentum81 · Δ7d +9.9

Value60 · Δ7d -0.2

Sentiment47 · Δ7d -10.5

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+9.9

Δ21d

+15.2

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.2

Δ21d

-0.7

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-10.5

Δ21d

-15.7

Why this grade

Composite grade A. Momentum 80.8 / Value 59.9 / Sentiment 47.3

Fundamentals (TTM)

As of 2026-07-29

Market Cap

$6.47B

Beta

0.83

Shares Out

211.49M

P/E (TTM)

9.5

P/S (TTM)

5.44

P/FCF (TTM)

9.85

Rev YoY

-3.0%

EPS YoY

+0.7%

Gross Margin

Op Margin

+81.1%

Net Debt

$270.62M

Current Ratio

2.87

As of 2026-07-30 • Updated nightlySource: Internal modelMethodology