MBIN

CARMEL, Ind., May 21, 2026 /PRNewswire/ -- Merchants Bancorp ("Merchants") (Nasdaq: MBIN), parent company and registered bank holding company of Merchants Bank of Indiana ("Merchants Bank"), today announced that its Board of Directors declared the following quarterly cash dividends for the second quarter of 2026, in each case to shareholders of record on June 15, 2026, payable on July 1, 2026: A dividend of $0.11 per share on the Company's outstanding shares of its common stock (NASDAQ:MBIN); A dividend of $15.00 per share (equivalent to $0.375 per depositary share) on the Company's outstanding shares of its 6% Series C preferred stock (NASDAQ:MBINN); A dividend of $20.625 per share (equivalent to $0.5156 per depositary share) on the Company's outstanding shares of its 8.25% Series D preferred stock (NASDAQ:MBINM). A dividend of $19.06 per share (equivalent to $0.4765 per depositary share) on the Company's outstanding shares of its 7.625% Series E preferred stock (NASDAQ:MBINL). ABOUT MERCHANTS BANCORPMerchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that primarily offers multi-family housing and healthcare facility financing and servicing (through this segment it also serves as a syndicator of low-income housing tax credit and debt funds); Mortgage Warehousing that offers mortgage warehouse financing, commercial loans, and deposit services; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $20.3 billion in assets and $13.0 billion in deposits as of March 31, 2026, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Investment Partners, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana. For more information and financial data, please visit Merchants' Investor Relations page at investors.merchantsbancorp.com. View original content to download multimedia:https://www.prnewswire.com/news-releases/merchants-bancorp-declares-quarterly-common-and-preferred-dividends-302779374.html

For the quarter ended March 2026, Merchants Bancorp (MBIN) reported revenue of $175.25 million, up 20.1% over the same period last year. EPS came in at $1.25, compared to $0.93 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $175.61 million, representing a surprise of -0.21%. The company delivered an EPS surprise of +7.76%, with the consensus EPS estimate being $1.16. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Merchants Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 43.2% versus the three-analyst average estimate of 43.9%. Net interest margin: 2.9% compared to the 2.9% average estimate based on three analysts. Average Earning Assets: $17.86 billion versus the three-analyst average estimate of $18.57 billion. Tier I capital/risk-weighted assets Ratio: 12.3% versus 13.1% estimated by two analysts on average. Total capital/risk-weighted assets Ratio: 12.8% versus 13.8% estimated by two analysts on average. Loan servicing fees (costs), net: $15.1 million versus $5.17 million estimated by three analysts on average. Syndication and asset management fees: $3.12 million versus the three-analyst average estimate of $4.97 million. Other income: $13.26 million versus $5.24 million estimated by three analysts on average. Mortgage warehouse fees: $1.62 million compared to the $1.89 million average estimate based on three analysts. Total Noninterest Income: $46.6 million compared to the $44.1 million average estimate based on three analysts. Gain on Sale of Loans: $13.51 million versus $26.83 million estimated by three analysts on average. Net Interest Income: $128.65 million compared to the $131.51 million average estimate based on three analysts. View all Key Company Metrics for Merchants Bancorp here>>> Shares of Merchants Bancorp have returned +17.1% over the past month versus the Zacks...

CARMEL, Ind. (AP) — CARMEL, Ind. (AP) — Merchants Bancorp (MBIN) on Tuesday reported first-quarter net income of $67.7 million. The Carmel, Indiana-based bank said it had earnings of $1.25 per share. The results topped Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of $1.16 per share. The bank holding company posted revenue of $317.1 million in the period. Its revenue net of interest expense was $175.2 million, falling short of Street forecasts. Three analysts surveyed by Zacks expected $175.6 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on MBIN at https://www.zacks.com/ap/MBIN

Diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) met Wall Street’s revenue expectations in Q1 CY2026, with sales up 20.1% year on year to $175.2 million. Its GAAP profit of $1.25 per share was 9.6% above analysts’ consensus estimates. Is now the time to buy Merchants Bancorp? Find out in our full research report. Net Interest Income: $128.6 million vs analyst estimates of $131.7 million (5.3% year-on-year growth, 2.3% miss) Net Interest Margin: 2.9% vs analyst estimates of 2.9% (4.5 basis point beat) Revenue: $175.2 million vs analyst estimates of $175.6 million (20.1% year-on-year growth, in line) Efficiency Ratio: 43.2% vs analyst estimates of 45% (184 basis point beat) EPS (GAAP): $1.25 vs analyst estimates of $1.14 (9.6% beat) Tangible Book Value per Share: $38.55 vs analyst estimates of $38.59 (10.4% year-on-year growth, in line) Market Capitalization: $2.29 billion "Achieving record‑high assets of $20.3 billion and a record tangible book value of $38.55 per share in the same quarter underscores the strength of our balance sheet and the momentum we are building. Just as important, asset quality continues to stabilize, positioning us exceptionally well as we move forward with confidence," said Michael F. Petrie, Chairman and CEO of Merchants. With a strategic focus on low-risk, government-backed lending programs, Merchants Bancorp (NASDAQCM:MBIN) is an Indiana-based bank holding company specializing in multi-family mortgage banking, mortgage warehousing, and traditional banking services. Net interest income and and fee-based revenue are the two pillars supporting bank earnings. The former captures profit from the gap between lending rates and deposit costs, while the latter encompasses charges for banking services, credit products, wealth management, and trading activities. Over the last five years, Merchants Bancorp grew its revenue at a decent 11.7% compounded annual growth rate. Its growth was slightly above the average banking company and shows its offerings resonate with customers. Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Merchants Bancorp’s recent performance shows its demand has slowed as its annualized revenue growth of 7.4% over the last two years was below its five-year trend. We’re wary when companies in the sector se...

First quarter 2026 net income of $67.7 million, increased $9.5 million, or 16%, compared to first quarter of 2025 and was relatively stable compared to the fourth quarter 2025. First quarter 2026 diluted earnings per common share of $1.25 increased 34% compared to the first quarter of 2025 and decreased 2% compared to the fourth quarter of 2025. Total assets of $20.3 billion reflected the highest level ever reported by the Company, increasing 8% compared to March 31, 2025 and 4% compared to December 31, 2025. Tangible book value per common share reached a new record level of $38.55, increasing 10% from $34.90 at March 31, 2025, and 3% from $37.51 at December 31, 2025. Asset quality continued to stabilize, as criticized loans receivable of $505.5 million decreased by 31% from March 31, 2025, and 1% from December 31, 2025. Capital ratios have remained elevated, with a total capital ratio of 12.8%, reflecting the Company's continued emphasis on financial strength and balance sheet resilience. Liquidity remained strong, with $11.1 billion, or 55% of total assets, comprising of unused borrowing capacity of $3.9 billion through the Federal Home Loan Bank and the Federal Reserve Discount Window, as well as cash and cash equivalents, short‑term investments (including interest‑earning demand deposits), mortgage loans in process of securitization, loans held for sale, and warehouse lines of credit included in loans receivable. Loans receivable, net of allowance for credit losses, totaled $11.4 billion, increasing $1.1 billion, or 10%, from March 31, 2025, and $448.5 million, or 4%, from December 31, 2025. Total deposits of $13.0 billion increased 4% from March 31, 2025 and remained relatively flat compared to December 31, 2025. Core deposits of $12.1 billion increased $781.4 million, or 7% during the quarter, while brokered deposits declined $870.8 million, or 50%, to $886.5 million. Core deposits now represent 93% of total deposits. The Company repurchased 73,164 shares of common stock for $3.0 million, pursuant to its previously authorized share repurchase program. During the quarter, the Company's Memorandum of Understanding from mid-2025 with the FDIC and IDFI was terminated, following progress made by management in addressing the MOU provisions. CARMEL, Ind., April 28, 2026 /PRNewswire/ -- Merchants Bancorp (the "Company" or "Merchants") (Nasdaq: MBIN), parent co...

Merchants Bancorp (MBIN) came out with quarterly earnings of $1.25 per share, beating the Zacks Consensus Estimate of $1.16 per share. This compares to earnings of $0.93 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +7.76%. A quarter ago, it was expected that this bank holding company would post earnings of $0.94 per share when it actually produced earnings of $1.28, delivering a surprise of +36.17%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Merchants Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $175.25 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.21%. This compares to year-ago revenues of $145.89 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Merchants Bancorp shares have added about 46.2% since the beginning of the year versus the S&P 500's gain of 4.8%. While Merchants Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Merchants Bancorp was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of tod...

Merchants Bancorp (MBIN) reported Q1 earnings late Tuesday of $1.25 per diluted share, up from $0.93

Capital Bancorp (CBNK) came out with quarterly earnings of $0.73 per share, missing the Zacks Consensus Estimate of $0.78 per share. This compares to earnings of $0.88 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -6.41%. A quarter ago, it was expected that this company would post earnings of $0.83 per share when it actually produced earnings of $0.91, delivering a surprise of +9.64%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Capital Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $62.77 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.36%. This compares to year-ago revenues of $58.6 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Capital Bancorp shares have added about 11.4% since the beginning of the year versus the S&P 500's gain of 4.7%. While Capital Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Capital Bancorp was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy)...

Diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) will be reporting earnings this Tuesday afternoon. Here’s what to look for. Merchants Bancorp beat analysts’ revenue expectations last quarter, reporting revenues of $185.3 million, down 4.4% year on year. It was a stunning quarter for the company, with a beat of analysts’ EPS and net interest income estimates. Is Merchants Bancorp a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members. This quarter, the market is expecting Merchants Bancorp’s revenue to grow 20.4% year on year, a reversal from the 13.1% decrease it recorded in the same quarter last year. The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Merchants Bancorp has missed Wall Street’s revenue estimates multiple times over the last two years. Looking at Merchants Bancorp’s peers in the regional banks segment, some have already reported their Q1 results, giving us a hint as to what we can expect. OFG Bancorp delivered year-on-year revenue growth of 4.2%, beating analysts’ expectations by 4.8%, and Republic Bancorp reported a revenue decline of 11.3%, falling short of estimates by 4.8%. OFG Bancorp traded up 7.6% following the results while Republic Bancorp was also up 1.4%. Read our full analysis of OFG Bancorp’s results here and Republic Bancorp’s results here. There has been positive sentiment among investors in the regional banks segment, with share prices up 8.1% on average over the last month. Merchants Bancorp is up 15.3% during the same time and is heading into earnings with an average analyst price target of $48.67 (compared to the current share price of $48.96). ALSO WORTH WATCHING: Nvidia’s Quiet Partner. Nvidia’s chips cost a hundred grand. The connectors that make them work cost even more. One company makes them all. Every AI server needs specialized infrastructure the chip companies don’t make. High-speed cables. Power connectors. Thermal sensors. This 90-year-old company built a monopoly on it. The AI boom just started. This stock is still flying under the radar. Claim The Stock Ticker Here for FREE.

SB Financial Group, Inc. (SBFG) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.42 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +5.00%. A quarter ago, it was expected that this company would post earnings of $0.64 per share when it actually produced earnings of $0.65, delivering a surprise of +1.56%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. SB Financial Group, which belongs to the Zacks Banks - Northeast industry, posted revenues of $17.42 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 4.34%. This compares to year-ago revenues of $15.39 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. SB Financial Group shares have lost about 3.1% since the beginning of the year versus the S&P 500's gain of 4.3%. While SB Financial Group has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for SB Financial Group was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of to...

Looking for a stock that has been consistently beating earnings estimates and might be well positioned to keep the streak alive in its next quarterly report? Merchants Bancorp (MBIN), which belongs to the Zacks Banks - Northeast industry, could be a great candidate to consider. This bank holding company has seen a nice streak of beating earnings estimates, especially when looking at the previous two reports. The average surprise for the last two quarters was 29.48%. For the most recent quarter, Merchants Bancorp was expected to post earnings of $0.94 per share, but it reported $1.28 per share instead, representing a surprise of 36.17%. For the previous quarter, the consensus estimate was $0.79 per share, while it actually produced $0.97 per share, a surprise of 22.78%. For Merchants Bancorp, estimates have been trending higher, thanks in part to this earnings surprise history. And when you look at the stock's positive Zacks Earnings ESP (Expected Surprise Prediction), it's a great indicator of a future earnings beat, especially when combined with its solid Zacks Rank. Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Merchants Bancorp currently has an Earnings ESP of +3.45%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #2 (Buy) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on April 28, 2026. With the Earnings ESP metric, it's important to note that a negative value reduces its predictive power; however, a negative Earnings ESP does not indicate an earnings miss. Many companie...

Merchants Bancorp (MBIN) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on April 28, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $1.16 per share in its upcoming report, which represents a year-over-year change of +24.7%. Revenues are expected to be $175.61 million, up 20.4% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 1.31% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is s...