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Live Oak BancsharesC
NYSE / Banks
Last Price
At close
2026-06-03
View Chart
Current thesis
Execution that sustains above-trend loan growth, stabilizes NIM and keeps credit costs benign would push consensus toward the high end of published targets, supporting ~25% upside vs. the anchor [#SERP-3], [#SERP-6].
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +0.7.
What can break
Deposit outflows or higher cost of funding
Momentum
52
Value
51
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $42.50 · Bull $49.21 · Bear $28.06
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $44.75
Why
Momentum52 · Δ7d +2.0
Value51 · Δ7d +3.5
Sentiment60 · Δ7d +0.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
52
34% active weight
Current posture
7d trendFlat
Δ7d
+2.0
Δ21d
-0.8
Value
51
32% active weight
Current posture
7d trendImproving
Δ7d
+3.5
Δ21d
+2.9
Sentiment
60
33% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
+3.6
Why this grade

Composite grade C. Momentum 52.5 / Value 51.0 / Sentiment 59.8

Fundamentals (TTM)
As of 2026-06-02
Market Cap
$1.75B
Beta
2.00
Shares Out
45.86M
P/E (TTM)
24.0
P/S (TTM)
3.01
P/FCF (TTM)
7.03
Rev YoY
+10.8%
EPS YoY
+95.1%
Gross Margin
-
Op Margin
+17.3%
Net Debt
-$495.98M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology