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Live Oak BancsharesC

NYSE / Banks

At close

2026-06-03

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AI scenario view

RankAlpha Sentiment AI

B+

Bull case

20%

Probability

Target price

$49.21

+36.7% vs current

Most likely

Base case

60%

Probability

Target price

$42.50

+18.0% vs current

B-

Bear case

20%

Probability

Target price

$28.06

-22.1% vs current

AI sentiment snapshot

Latest data as of 2026-01-24

AI commentary

Consensus 12-month targets cluster in the low-to-mid $40s, implying modest upside from the anchor. Views are dispersed (roughly $28–$49 in our scenarios), showing mixed conviction but a central expectation near $42.50 [#SERP-1], [#SERP-3].

RankAlpha Sentiment AI - 2026-01-24

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Evidence flagged

No evidence quality warning is currently attached to this memo.

Impact

standard

Confidence

AI events

2026-04-24eventAnalyst target revisions / consensus repricingHigh impact

Analyst updates can produce a material re-rating within one year; date is an estimated post-earnings re-evaluation window [#SERP-6], [#SERP-1].

2026-04-24catalystNext quarterly earnings reportHigh impact

Upcoming quarterly results may re-rate shares; date estimated. Market will focus on loan growth, credit trends and NIM disclosed in the release [#SERP-2], [#SERP-5].

2027-01-24catalyst12-month loan growth and NIM trajectoryHigh impact

Sustained small-business loan growth and stable-to-expanding NIM would support upside; consensus targets reflect this view over 12 months [#SERP-1], [#SERP-3].

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Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-01-24 • Updated nightlySource: Internal modelMethodology