B+
Bull case
20%
Probability
Target price
$49.21
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
LOB
Live Oak BancsharesCNYSE / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment AIMost likely
B
Base case
60%
Probability
Target price
$42.50
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$28.06
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-01-24
Recent news sentiment (30D)
+24.7
Positive
Company
-
Unavailable
Macro
+24.7
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+70.1
Score
AI commentary
Consensus 12-month targets cluster in the low-to-mid $40s, implying modest upside from the anchor. Views are dispersed (roughly $28–$49 in our scenarios), showing mixed conviction but a central expectation near $42.50 [#SERP-1], [#SERP-3].
RankAlpha Sentiment AI - 2026-01-24
Open full AI memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-04-24eventAnalyst target revisions / consensus repricingHigh impact
Analyst updates can produce a material re-rating within one year; date is an estimated post-earnings re-evaluation window [#SERP-6], [#SERP-1].
2026-04-24catalystNext quarterly earnings reportHigh impact
Upcoming quarterly results may re-rate shares; date estimated. Market will focus on loan growth, credit trends and NIM disclosed in the release [#SERP-2], [#SERP-5].
2027-01-24catalyst12-month loan growth and NIM trajectoryHigh impact
Sustained small-business loan growth and stable-to-expanding NIM would support upside; consensus targets reflect this view over 12 months [#SERP-1], [#SERP-3].
Recommendation
N/A
No formal recommendation provided.
As of 2026-01-24 • Updated nightlySource: Internal modelMethodology