B+
Bull case
22%
Probability
Target price
$31.50
+11.5% vs current
LARK
Landmark BancorpANasdaq / Banks
Last Price
At close
2026-06-02
AI scenario view
RankAlpha Sentiment CodexMost likely
B
Base case
48%
Probability
Target price
$27.50
-2.7% vs current
B-
Bear case
30%
Probability
Target price
$23.00
-18.6% vs current
AI sentiment snapshot
Latest data as of 2026-05-29
Recent news sentiment (30D)
+16.9
Positive
Company
+23.6
Positive
Macro
+17.9
Positive
Pulse
-34.8
Negative
Sentiment proxy
+44.4
Score
AI commentary
Coverage is thin and mostly filing-driven. Recent news is limited to a generic AP Q1 snapshot and an earnings-call summary, the packet has no social-context detail, and no analyst target or revision signal is available, so conviction stays modest rather than bullish.
RankAlpha Sentiment Codex - 2026-05-29
Open full AI memoEvidence flagged
Coverage is limited for this name. This memo is usable, but confidence is lower and evidence depth is thinner than a standard report.
Impact
tentative
Confidence
-
AI events
2026-05-28catalystQuarterly dividend keeps income support intactMedium impact
The Q1 2026 10-Q says Landmark declared a $0.21 cash dividend payable on May 28, 2026 and described it as the 99th consecutive quarterly cash dividend. That supports near-term income demand, but it is not a growth rerating catalyst. [#10-Q-2026-05-06]
2026-12-31catalystSpread improvement is real, but deposit runoff and credit drift test durabilityMedium impact
Q1 net earnings increased to $5.066 million from $4.701 million and diluted EPS to $0.83 from $0.77, while net interest margin expanded to 4.24% from 3.76%. Offsetting that, total deposits fell $66.2 million, borrowings rose to $91.0 million, allowance for credit losses increased to 1.15% of gross loans, and 30-89 day past-due loans increased to 0.68% of gross loans, mainly in agriculture. The core question is whether margin expansion can persist without more funding or credit stress. [#10-Q-2026-05-06]
2026-12-31catalystFraud review looks contained and removes some governance overhangMedium impact
The 2025 10-K says Landmark completed its internal investigation into fraudulent activity by a non-executive officer, found no additional fraudulent activity, and viewed the operational impact as immaterial. That lowers a risk overhang, even if it is more of a cleanup item than a major upside driver. [#10-K-2026-04-14]
Recommendation
N/A
No formal recommendation provided.
As of 2026-05-29 • Updated nightlySource: Internal modelMethodology