B+
Bull case
25%
Probability
Target price
$38.00
+25.8% vs current
LARK
Landmark BancorpANasdaq / Banks
Last Price
At close
2026-07-18
AI scenario view
RankAlpha Sentiment CodexMost likely
B
Base case
55%
Probability
Target price
$33.50
+10.9% vs current
B-
Bear case
20%
Probability
Target price
$26.50
-12.3% vs current
AI sentiment snapshot
Latest data as of 2026-07-18
Recent news sentiment (30D)
+20.5
Positive
Company
-
Unavailable
Macro
+21.6
Positive
Pulse
-30.0
Negative
Sentiment proxy
+52.5
Score
AI commentary
Recent news tone is lightly positive, driven by the Q1 earnings release and call, but coverage is sparse. Analyst revisions, options data, short interest, employee sentiment, and social sentiment are unavailable in the packet; missing reaction data is not treated as positive evidence. This remains a cautious monitoring setup rather than a high-conviction rerating call.
RankAlpha Sentiment Codex - 2026-07-18
Open full AI memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-31catalystQ1 earnings strength and dividend support the near-term floorMedium impact
The SEC-furnished Q1 release reported record revenue of $18.8 million, diluted EPS of $0.83, a 4.24% net interest margin, and a declared $0.21 quarterly dividend. Much of the initial earnings improvement is likely reflected in the share price. [#SEC-8K-2026-04-29]
2026-08-15eventFunding and credit stabilization checkpointMedium impact
The next material checkpoint is whether core deposit growth offsets brokered and public-fund volatility, borrowings normalize, and credit metrics stabilize. Q1 deposits fell $66.2 million, borrowings rose $57.3 million, non-performing loans reached 0.94% of gross loans, and 30-89 day delinquencies rose to 0.68%. [#SEC-8K-2026-04-29]
2026-12-31catalystSustained margin discipline and capital accretion could support gradual reratingHigh impact
A longer-term upside case depends on preserving the improved margin, maintaining strong capital, and preventing credit normalization from becoming a larger earnings drag. Tangible common equity to assets improved to 8.11%, book value per share reached $26.50, and tangible book value per share reached $20.89. [#SEC-8K-2026-04-29]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology