KNSL

Chubb Limited CB is expected to have registered an improvement in both top and bottom lines when it reports second-quarter 2026 results on July 21, after market close. The Zacks Consensus Estimate for CB’s second-quarter revenues is pegged at $15.89 billion, indicating 7.3% growth from the year-ago reported figure. The consensus estimate for earnings is pegged at $6.60 per share. The Zacks Consensus Estimate for CB’s second-quarter earnings has moved up 0.5 % in the past 60 days. The figure suggests a year-over-year rise of 7.5%. Our proven model predicts an earnings beat for Chubb this time around. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). This is not the case, as you can see below: Earnings ESP: Chubb has an Earnings ESP of +1.09%. This is because the Most Accurate Estimate of $6.67 is pegged higher than the Zacks Consensus Estimate of $6.60. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter. Chubb Limited price-eps-surprise | Chubb Limited Quote Zacks Rank: CB currently carries a Zacks Rank #3. You can see the complete list of today’s Zacks #1 Rank stocks here. Chubb's second-quarter revenues are likely to have benefited from higher investment income and solid premium growth, driven by strong new business generation, healthy policy retention, favorable pricing in casualty and specialty lines, increased insured exposures and continued expansion across international markets. The high-net-worth personal lines business is also likely to have contributed through robust new business, strong retention and favorable pricing. Additionally, digital initiatives and AI-enabled underwriting are also expected to have supported premium growth and operational efficiency. Premium growth in the Life Insurance segment is also expected to have been supported by strong new business in North Asia, particularly in Huatai, Hong Kong, Taiwan and Korea, reflecting continued momentum across Chubb's international life operations. The Zacks Consensus Estimate for net premiums earned is pegged at $14 billion. We expect net premiums earned to be $13.9 billion, indicating a 6.6% year-over-year increase. Net investment income is likely to have benefited from higher average invested assets and higher reinvestment rates on fixed maturities....

Kinsale Capital Group, Inc. (KNSL) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on July 23, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This company is expected to post quarterly earnings of $5.09 per share in its upcoming report, which represents a year-over-year change of +6.5%. Revenues are expected to be $475.6 million, up 1.2% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.2% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is si...

If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider Kinsale Capital Group, Inc. (KNSL). This company, which is in the Zacks Insurance - Property and Casualty industry, shows potential for another earnings beat. This company has seen a nice streak of beating earnings estimates, especially when looking at the previous two reports. The average surprise for the last two quarters was 9.17%. For the most recent quarter, Kinsale Capital Group was expected to post earnings of $4.7 per share, but it reported $5.11 per share instead, representing a surprise of 8.72%. For the previous quarter, the consensus estimate was $5.3 per share, while it actually produced $5.81 per share, a surprise of 9.62%. Thanks in part to this history, there has been a favorable change in earnings estimates for Kinsale Capital Group lately. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the stock is positive, which is a great indicator of an earnings beat, particularly when combined with its solid Zacks Rank. Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Kinsale Capital Group currently has an Earnings ESP of +3.16%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #3 (Hold) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on July 23, 2026. Investors should note, however, that a negative Earnings ESP reading is not indicative of an earnings miss, but a negative v...

Unum Group's UNM Unum US segment is its largest and most important operating business, serving as the primary driver of the company's premium revenue, earnings and cash flow. The segment provides a broad portfolio of employer-sponsored financial protection products, including group long-term and short-term disability insurance, group life and accidental death & dismemberment, voluntary benefits, individual disability, and dental and vision insurance. Products are distributed primarily through employers, independent brokers and consultants, with a strategic focus on both small and mid-sized businesses and large employer groups.Unum US benefits from recurring premium income, strong customer retention and long-standing employer relationships, making it the cornerstone of Unum Group's financial performance. The business is also a market leader in disability insurance, leveraging underwriting expertise, claims management capabilities and integrated employee benefit solutions to generate consistent profitability. Its diversified product portfolio enables cross-selling opportunities while reducing dependence on any single product line, supporting resilient earnings across economic cycles.The segment remains a key growth engine as employers continue to expand workplace benefits to attract and retain employees. Rising demand for income protection, voluntary benefits, leave management services, and comprehensive employee benefit solutions positions Unum US to benefit from favorable long-term workplace trends. Combined with disciplined pricing, technology investments and efficient claims administration, Unum US continues to strengthen Unum Group's competitive position and supports sustainable earnings and capital generation.Unum US serves as Unum Group's primary earnings engine, contributing the majority of premium revenue while generating stable underwriting profits, recurring cash flows and investment income. Selective Insurance Group, Inc. SIGI has a strong presence in the standard commercial lines market, focusing primarily on small and middle-market businesses. Selective Insurance continues to expand its Standard Commercial Lines footprint with the goal of a near national presence, while maintaining an agent-driven distribution model. Standard Commercial Lines is the core revenue driver for Selective Insurance Group, making it the company's primary earnings engine...

RICHMOND, Va., July 02, 2026--(BUSINESS WIRE)--Kinsale Capital Group, Inc. (NYSE: KNSL) announced today that it will release financial results for the second quarter of 2026 after the market closes on Thursday, July 23, 2026. The Company will host a conference call to discuss its results with analysts and investors on Friday, July 24, 2026, beginning at 9:00 a.m. (Eastern Time). The release will also be available on the Company’s website, www.kinsalecapitalgroup.com. To access the conference call, dial (833) 461-5787, conference ID# 761838118, or via the Internet by going to www.kinsalecapitalgroup.com and clicking on the "Investor Relations" link. Please visit the website at least 15 minutes before the call to register and download any necessary audio software. A replay of the call will be available on the website. About Kinsale Capital Group, Inc. Kinsale Capital Group, Inc. is a specialty insurance group headquartered in Richmond, Virginia, focusing on the excess and surplus lines market. View source version on businesswire.com: https://www.businesswire.com/news/home/20260702606939/en/ Contacts Kinsale Capital Group, Inc.Bryan PetrucelliExecutive Vice President, Chief Financial Officer and [email protected]

The end of the earnings season is always a good time to take a step back and see who shined (and who didn’t). Let’s take a look at how property & casualty insurance stocks fared in Q1, starting with Kinsale Capital Group (NYSE:KNSL). Property & Casualty (P&C) insurers protect individuals and businesses against financial loss from damage to property or from legal liability. This is a cyclical industry, and the sector benefits when there is 'hard market', characterized by strong premium rate increases that outpace loss and cost inflation, resulting in robust underwriting margins. The opposite is true in a 'soft market'. Interest rates also matter, as they determine the yields earned on fixed-income portfolios. On the other hand, P&C insurers face a major secular headwind from the increasing frequency and severity of catastrophe losses due to climate change. Furthermore, the liability side of the business is pressured by 'social inflation'—the trend of rising litigation costs and larger jury awards. The 32 property & casualty insurance stocks we track reported a mixed Q1. As a group, revenues beat analysts’ consensus estimates by 2.2%. While some property & casualty insurance stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 4.9% since the latest earnings results. Founded in 2009 during the aftermath of the financial crisis when many insurers were retreating from riskier markets, Kinsale Capital Group (NYSE:KNSL) is an insurance company that specializes in writing policies for hard-to-place, unusual, or high-risk businesses that standard insurers typically avoid. Kinsale Capital Group reported revenues of $466.7 million, up 10.2% year on year. This print fell short of analysts’ expectations by 1%. Overall, it was a slower quarter for the company with a significant miss of analysts’ book value per share and revenue estimates. Unsurprisingly, the stock is down 16.5% since reporting and currently trades at $290.49. Is now the time to buy Kinsale Capital Group? Access our full analysis of the earnings results here, it’s free. Founded in 1961 and maintaining a network of over 6,300 independent agents across the country, Mercury General (NYSE:MCY) is an insurance company that primarily sells automobile insurance policies through independent agents in 11 states, with a strong focus on California. Mercury...

Make better investment decisions with Simply Wall St's easy, visual tools that give you a competitive edge. Kinsale Capital Group (KNSL) has been under pressure after concerns about moderating growth in property and casualty insurance, even though its latest quarter featured higher earned premiums, low catastrophe losses, and favorable reserve development. See our latest analysis for Kinsale Capital Group. At a share price of US$308.83, Kinsale’s 1 day share price return of 1.72% contrasts with a 30 day share price decline of 10.55% and a 1 year total shareholder return decline of 32.39%, pointing to fading momentum despite earlier 5 year gains. If recent volatility has you looking beyond a single insurer, this is a good moment to broaden your watchlist and uncover 18 top founder-led companies With Kinsale trading at US$308.83 and recent returns pointing to weak sentiment despite earlier 5 year gains, the key question is whether current pessimism has gone too far or if the market is already pricing in future growth. With Kinsale Capital Group’s fair value from the most followed narrative at $356.89 versus a last close of $308.83, the narrative frames current pricing as a discount and anchors that view in underwriting discipline and capital returns. Read the complete narrative. Want to understand why modest revenue growth assumptions are used to support a higher fair value? The narrative focuses on margin resilience, capital returns, and a richer future earnings multiple. Curious how those pieces fit together into one pricing story? Result: Fair Value of $356.89 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, slower expected revenue growth and pressure on profit margins, along with rising competition in commercial property, could challenge the thesis that Kinsale is undervalued. Find out about the key risks to this Kinsale Capital Group narrative. The narrative fair value of US$356.89 suggests upside, but the current P/E of 13.5x tells a different story. That multiple sits above the US Insurance industry at 11.4x, the peer average of 7.3x, and even the 11.1x fair ratio that the market could move toward over time. If earnings are expected to decline by an average of 0.9% a year over the next 3 years, paying a premium P/E may leave less room for error than the fair value story implies. This raises an impor...

RICHMOND, Va., May 07, 2026--(BUSINESS WIRE)--Kinsale Capital Group, Inc. (NYSE: KNSL) today announced that Davenport & Company LLC, a leading wealth management and financial advisory services firm, has signed a lease for approximately 100,000 square feet at Kinsale Center, a premier Class A development in Henrico County, Virginia. Davenport & Company will relocate its headquarters to the property, reinforcing its long-standing presence in the Richmond market while positioning the firm for continued growth. Davenport & Company joins other leading organizations at Kinsale Center, including Elevance Health, Kimley-Horn, and Kinsale Capital Group. Kinsale Center, located at West Broad Street and Staples Mill Road, recently completed Phase 1 of the development with a major renovation of the former Anthem office, now Kinsale’s new headquarters. Completion of Phase 1 establishes a foundation for future phases of the project, which envisions a modern, mixed-use environment across 35 acres with high-end architectural finishes, thoughtfully planned residential and commercial amenities, and convenient access to downtown Richmond and surrounding areas. "We’re pleased to welcome Davenport & Company to Kinsale Center," said Michael Kehoe, Chairman, President, and CEO of Kinsale Capital Group. "Davenport has deep roots in Richmond and a strong reputation in the financial services industry. Their decision to establish their headquarters here underscores the appeal of Kinsale Center as a premier destination for leading firms." Davenport & Company selected Kinsale Center for its strategic location and ability to support the firm’s collaborative, client-focused operations. "This move marks an exciting new chapter for Davenport," said Lee Chapman, President and CEO of Davenport & Company. "Richmond has been home for more than 160 years, and Kinsale Center will make it easier for us to connect with our clients. The strong response to our Libbie Avenue client meeting location proved the value of that access—now we’re expanding it at scale." 2000 Maywill, LLC, a subsidiary of Kinsale Capital Group and the building owner, was represented by Jimmy Appich and Gareth Jones of JLL. Davenport & Company was represented by Pope Hackney of 7Hills Advisors. Kinsale Center continues to attract prominent owners and tenants seeking a dynamic and well-connected business environment. The additi...

The Hanover Insurance Group, Inc. THG posted first-quarter 2026 operating income of $5.25 per share, which rose 35.7% year over year and beat the Zacks Consensus Estimate of $4.14 by 26.8%. Total revenues rose 6.1% year over year to $1.7 billion but missed the consensus mark of $1.72 billion by 1.2%. Results reflected firm pricing and improved underlying loss trends, helping drive a record operating return on equity of 20.3%. The Hanover Insurance Group, Inc. price-consensus-eps-surprise-chart | The Hanover Insurance Group, Inc. Quote Underwriting profitability strengthened in the quarter, with the consolidated combined ratio improving to 91.7% from 94.1% a year ago. Catastrophe losses were $98.9 million, adding 6.3 points to the combined ratio. Excluding catastrophes, the combined ratio improved to 85.4%, supported by a 2.3-point year-over-year decline in the loss and loss adjustment expense ratio. The current accident year combined ratio, excluding catastrophes, was 87.0%, pointing to better core underwriting performance. Net premiums written increased to $1,559.7 million from $1,510.8 million, aided by renewal pricing and disciplined growth across businesses. Core Commercial generated net premiums written of $630.4 million, up 4.3% from the prior-year quarter. Renewal price increases were 8.6%, while rate increases were 7.5%, reflecting continued emphasis on adequate pricing and targeted appetite across small commercial and middle-market accounts. Profitability improved meaningfully as underwriting actions flowed through. The segment’s combined ratio was 96.6% versus 103.4% a year ago, with the total loss and LAE ratio improving to 63.9% from 70.0%. Prior-year favorable development, excluding catastrophes, was 0.3 points, and GAAP underwriting profit swung to $17.8 million from a loss of $20.0 million in the prior-year period. Specialty net premiums written increased 2.3% year over year to $366.7 million. Renewal price increases were 4.6% and rate increases were 2.4%, indicating steady momentum while maintaining underwriting discipline across the segment’s marine, professional, and other specialty offerings. The segment produced a combined ratio of 84.2%, an improvement from 87.7% in the prior-year quarter. A lower total loss and loss adjustment expense ratio of 47.8% (down from 50.7%) helped lift GAAP underwriting profit to $56.1 million from $41.2 milli...

NMI Holdings NMIH reported first-quarter 2026 operating net income per share of $1.28, which beat the Zacks Consensus Estimate by 4.9%. The bottom line remained flat year over year. The quarterly results reflected higher premiums earned, improved net investment income and consistent growth in the high-quality insured portfolio. These were offset by lower persistency. NMI Holdings Inc price-consensus-eps-surprise-chart | NMI Holdings Inc Quote NMI Holdings’ total operating revenues of $183 million increased 5.8% year over year on higher net premiums earned (up 4%) and net investment income (up 21%). Revenues beat the Zacks Consensus Estimate by 0.4%. Primary insurance in force increased 5.2% year over year to $222.3 billion. Our estimate was $222.1 billion while the consensus estimate was $222.2 billion. Annual persistency was 82.2%, down 210 basis points (bps) year over year. New insurance written was $12.3 billion, up 33% year over year, reflecting strong business production. Underwriting and operating expenses totaled $30.6 million, up 1.5% year over year. Insurance claims and claim expenses were $20.6 million, which surged more than fourfold year over year. The loss ratio was 13.3, which deteriorated 1030 bps. The adjusted expense ratio of 19.3 improved 400 bps year over year, while the adjusted combined ratio of 33.1 deteriorated 990 bps. Book value per share, a measure of net worth, was up 16.6% year over year to $34.57 as of March 31, 2026. NMI Holdings had $70.7 million in cash and cash equivalents, up 60.8% from the 2025 end level. The debt balance of $417.5 million increased 0.1% from the end of 2025. The annualized adjusted return on equity was 15.2%, which contracted 290 bps year over year. Total PMIERs available assets were $3.6 billion. Net risk-based required assets totaled $2.2 billion at the end of first-quarter 2026. NMIH currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here. Selective Insurance Group SIGI reported first-quarter 2026 operating income of $1.69 per share, which missed the Zacks Consensus Estimate by 2.3%. The bottom line decreased 11% year over year. Operating revenues of $1.4 billion increased 6.4% from the year-ago quarter’s level, driven primarily by higher net premiums earned and net investment income. The top line missed the Zacks Consensus Estimate by 0....

Kinsale delivered strong profitability in Q1: diluted operating EPS rose 37.7% year‑over‑year, annualized operating ROE was 24%, and the quarter’s combined ratio was 77.4%. Premiums reflect a mix shift—gross written premium was down 0.5% while net written premium increased 5.6% due to higher retentions; management cited large commercial property (falling rates and intense competition) as the main headwind but noted GWP grew about 6% excluding that division and the firm is focusing on smaller, higher‑margin accounts. Net investment income rose 26.5% as float grew to $3.3 billion and new money yields average ~5%, and management emphasized technology and extensive use of AI and analytics as competitive advantages for underwriting and claims automation. Interested in Kinsale Capital Group, Inc.? Here are five stocks we like better. Update! What Is Congress Trading So Far In 2025? Kinsale Capital Group (NYSE:KNSL) reported strong profitability in the first quarter of 2026 despite a slight decline in gross written premium, as management pointed to competitive conditions in parts of the excess and surplus (E&S) market—particularly large commercial property—alongside continued momentum in small to mid-sized risks. Chairman, President, and CEO Michael Kehoe said diluted operating earnings per share increased 37.7% versus the first quarter of 2025, producing an annualized operating return on equity (ROE) of 24%. Kinsale’s combined ratio for the quarter was 77.4%. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price 2 Real-Estate Related Stocks Showing Signs Of Being Undervalued Chief Financial Officer Bryan Petrucelli added that net income and net operating earnings increased 26.1% and 36.3%, respectively, year over year. He said the combined ratio included 4.5 points of net favorable prior-year loss reserve development, compared with 3.9 points a year ago. Catastrophe losses were “less than 1 point” in the quarter, compared with 6 points in the first quarter of last year. Petrucelli also highlighted expense trends. The expense ratio was 21.1% versus 20% in the prior-year quarter, which he attributed to a higher net commission ratio tied to higher reinsurance retentions. He said the “other underwriting expense” ratio—a measure he described as the best indicator of operational efficiency—was 10.3%, compared with 10.5% in the first quarter of 2024. → Homeb...

This article first appeared on GuruFocus. Diluted Operating Earnings Per Share: Increased by 37.7% year-over-year. Annualized Operating Return on Equity: 24% for the first quarter. Gross Written Premium: Decreased by 0.5% for the quarter. Net Written Premium: Grew by 5.6% for the quarter. Combined Ratio: 77.4% for the quarter. Net Income: Increased by 26.1% quarter-over-quarter. Net Operating Earnings: Increased by 36.3% quarter-over-quarter. Expense Ratio: 21.1% for the quarter, up from 20% last year. Net Investment Income: Increased by 26.5% for the first quarter over last year. Float: Grew to $3.3 billion at March 31 from $3.1 billion at the end of 2025. Annual Gross Return: 4.5% for the quarter, compared to 4.3% last year. New Business Submissions: Increased by 6% in the first quarter. Average Policy Premium: $12,200 per policy, down from $14,200 in the first quarter of 2025. Diluted Earnings Per Share: $5.11 per share for the quarter, compared to $3.71 per share for the first quarter of 2025. Warning! GuruFocus has detected 3 Warning Sign with KNSL. Is KNSL fairly valued? Test your thesis with our free DCF calculator. Release Date: April 24, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Kinsale Capital Group Inc (NYSE:KNSL) reported a 37.7% increase in diluted operating earnings per share for the first quarter of 2026, with an annualized operating return on equity of 24%. Net written premium grew by 5.6% for the quarter, indicating positive growth in business lines with less reinsurance participation. The company maintained a strong combined ratio of 77.4%, reflecting efficient underwriting and cost management. Kinsale's investment income increased by 26.5% for the first quarter, driven by growth in the investment portfolio from strong operating cash flows. The company continues to leverage technology and analytics, including AI models, to improve efficiency, customer service, and data collection, enhancing its competitive advantage. Gross written premium decreased by 0.5% for the quarter, indicating challenges in certain market segments. The Commercial Property division faced significant competition and falling rates, leading to headwinds in growth. The expense ratio increased to 21.1% from 20% last year, attributed to a higher net commission ratio due to increased reinsurance retentions. The...