IBOC

LAREDO, Texas (AP) — LAREDO, Texas (AP) — International Bancshares Corp. (IBOC) on Thursday reported net income of $102.2 million in its first quarter. The bank, based in Laredo, Texas, said it had earnings of $1.64 per share. The financial holding company posted revenue of $257.4 million in the period. Its revenue net of interest expense was $208.5 million, exceeding Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IBOC at https://www.zacks.com/ap/IBOC

International Bancshares (IBOC) reported Q1 earnings Thursday of $1.64 per diluted share, up from $1

LAREDO, Texas, May 07, 2026--(BUSINESS WIRE)--International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported net income for the three months ended March 31, 2026 of $102.2 million or $1.64 diluted earnings per common share ($1.64 per share basic) compared to $96.9 million or $1.56 diluted earnings per common share ($1.56 per share basic), which represents an increase of 5.5% in net income and 5.1% in diluted earnings per share over the corresponding period of 2025. Net income for the first quarter of 2026 continued to be positively affected by interest earned on our investment and loan portfolios driven primarily by both an increase in the size of those portfolios and the current rate environment. Net interest income was affected by a decrease in interest expense, primarily driven by a redistribution in rates paid on environment. Net interest income was affected by a decrease in interest expense, primarily driven by a redistribution in rates paid on deposits. We continue to closely monitor rates paid on deposits to remain competitive to grow and retain deposits. "We are pleased with the consistency and sustainability of our industry-leading financial results in the first quarter of 2026. As we move through the rest of 2026, we will remain focused and vigilant on delivering superior customer service, continued execution of our long-standing practices of balance sheet, asset, liability and liquidity management, strong cost controls and evaluating processes for efficiencies across our organization using, among other things, AI initiatives. We believe that with continued focus on these established and long-standing practices, we will continue to deliver industry-leading financial results," said Dennis E. Nixon, president and CEO. Total assets at March 31, 2026, were approximately $16.8 billion compared to approximately $16.6 billion at Dec. 31, 2025. Total net loans were approximately $9.5 billion at March 31, 2026, compared to approximately $9.3 billion at Dec. 31, 2025. Deposits were approximately $12.6 billion at March 31, 2026, compared to approximately $12.4 billion at Dec. 31, 2025. IBC is a multi-bank financial holding company headquartered in Laredo, Texas, with 165 facilities and 247 ATMs serving 75 communities in Texas and Oklahoma. "Safe Harbor" statement under the Private Securities...

LAREDO, Texas, February 26, 2026--(BUSINESS WIRE)--International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported annual net income for 2025 of approximately $412.3 million or $6.62 diluted earnings per common share ($6.63 per share basic) compared to approximately $409.2 million or $6.57 diluted earnings per common share ($6.58 per share basic), which represents an increase of approximately 0.8 percent in diluted earnings per share and 0.8 percent increase in net income over the corresponding period in 2024. Net income for the three months ended December 31, 2025 was approximately $106.9 million or $1.71 diluted earnings per common share ($1.72 per share basic), compared to approximately $115.1 million or $1.85 diluted earnings per common share ($1.85 per share basic) for the same period in 2024, representing a decrease of approximately 7.1 percent in net income and a 7.6 percent decrease in diluted earnings per share. Net income for 2025 continued to be positively impacted by an increase in interest income earned on our investment and loan portfolios driven primarily by both an increase in the size of our investment and loan portfolios and the current rate environment. Net interest income has been negatively impacted by an increase in interest expense, primarily driven by increases in rates paid on deposits. We continue to closely monitor and adjust rates paid on deposits to remain competitive to grow and retain deposits. "We are extremely pleased and proud to continue our industry-leading financial results in 2025, which has kept us at the top of the rankings compared to other publicly held bank holding companies in America. As we move into 2026, we will remain focused and vigilant on delivering superior customer service, continued execution of our long-standing practices of balance sheet, asset, liability, and liquidity management, strong cost controls, and evaluating processes for efficiencies across our organization using new AI initiatives. We believe that with continued focus on these established practices we will continue to deliver industry-leading financial results," said Dennis E. Nixon, president and CEO. Total assets at Dec. 31, 2025 were approximately $16.6 billion compared to approximately $15.7 billion at Dec. 31, 2024. Total net loans were approximately $9.3 billion at Dec....

International Bancshares (IBOC) reported Q4 earnings Thursday of $1.71 per diluted share, down from

LAREDO, Texas (AP) — LAREDO, Texas (AP) — International Bancshares Corp. (IBOC) on Thursday reported net income of $106.9 million in its fourth quarter. The Laredo, Texas-based bank said it had earnings of $1.71 per share. The financial holding company posted revenue of $270.1 million in the period. Its revenue net of interest expense was $217.7 million, which topped Street forecasts. For the year, the company reported profit of $412.3 million, or $6.62 per share. Revenue was reported as $842.2 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IBOC at https://www.zacks.com/ap/IBOC

Stock pickers are generally looking for stocks that will outperform the broader market. And the truth is, you can make significant gains if you buy good quality businesses at the right price. For example, long term International Bancshares Corporation (NASDAQ:IBOC) shareholders have enjoyed a 94% share price rise over the last half decade, well in excess of the market return of around 68% (not including dividends). Since it's been a strong week for International Bancshares shareholders, let's have a look at trend of the longer term fundamentals. We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One imperfect but simple way to consider how the market perception of a company has shifted is to compare the change in the earnings per share (EPS) with the share price movement. During five years of share price growth, International Bancshares achieved compound earnings per share (EPS) growth of 21% per year. This EPS growth is higher than the 14% average annual increase in the share price. Therefore, it seems the market has become relatively pessimistic about the company. The reasonably low P/E ratio of 10.19 also suggests market apprehension. The graphic below depicts how EPS has changed over time (unveil the exact values by clicking on the image). Before buying or selling a stock, we always recommend a close examination of historic growth trends, available here. As well as measuring the share price return, investors should also consider the total shareholder return (TSR). The TSR is a return calculation that accounts for the value of cash dividends (assuming that any dividend received was reinvested) and the calculated value of any discounted capital raisings and spin-offs. Arguably, the TSR gives a more comprehensive picture of the return generated by a stock. As it happens, International Bancshares' TSR for the last 5 years was 120%, which exceeds the share price return mentioned earlier. The dividends paid by the company have thusly boosted the total shareholder return. Investors in International Bancshares had a tough year, with a total loss of 1.9% (including dividends), against a market gain of about 14%. However, kee...

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to investors, even if it currently lacks a track record of revenue and profit. But as Peter Lynch said in One Up On Wall Street, 'Long shots almost never pay off.' Loss making companies can act like a sponge for capital - so investors should be cautious that they're not throwing good money after bad. In contrast to all that, many investors prefer to focus on companies like International Bancshares (NASDAQ:IBOC), which has not only revenues, but also profits. While profit isn't the sole metric that should be considered when investing, it's worth recognising businesses that can consistently produce it. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. The market is a voting machine in the short term, but a weighing machine in the long term, so you'd expect share price to follow earnings per share (EPS) outcomes eventually. Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. Impressively, International Bancshares has grown EPS by 19% per year, compound, in the last three years. If growth like this continues on into the future, then shareholders will have plenty to smile about. Top-line growth is a great indicator that growth is sustainable, and combined with a high earnings before interest and taxation (EBIT) margin, it's a great way for a company to maintain a competitive advantage in the market. Our analysis has highlighted that International Bancshares' revenue from operations did not account for all of their revenue in the previous 12 months, so our analysis of its margins might not accurately reflect the underlying business. EBIT margins for International Bancshares remained fairly unchanged over the last year, however the company should be pleased to report its revenue growth for the period of 2.8% to US$822m. That's encouraging news for the company! You can take a look at the company's revenue and earnings growth trend, in the chart below. To see the actual numbers, click on the chart. Check out our latest analysis for International Bancshares While profitability drives the upside, prudent investors always check the balance sheet, too. It should give investors a sense of security owning shares in a company if insiders also own shares, c...

LAREDO, Texas, November 06, 2025--(BUSINESS WIRE)--International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported net income for the three months ended Sept. 30, 2025 of $108.4 million or $1.74 diluted earnings per common share ($1.74 per share basic) compared to approximately $99.8 million or $1.60 diluted earnings per common share ($1.60 per share basic), which represents an increase of 8.8% in diluted earnings per share and an increase of 8.6% in net income over the corresponding period in 2024. Net income for the nine months ended Sept. 30, 2025 was $305.4 million or $4.91 diluted earnings per common share ($4.91 per share basic) compared to $294.1 million or $4.72 diluted earnings per common share ($4.73 per share basic), which represents an increase of 3.8% in net income and 4.0% in diluted earnings per share over the corresponding period of 2024. Net income for the first nine months of 2025 continues to be positively impacted by an increase in interest income earned on our investment and loan portfolios, as discussed in prior periods. Net interest income has also continued to be negatively impacted by an increase in interest expense, primarily driven by increases in rates paid on deposits. We continue to closely monitor and adjust rates paid on deposits to remain competitive to grow and retain deposits, especially in light of the recent action by the Federal Reserve Board to decrease interest rates. Net income for the first nine months of 2025 was also positively impacted by a decrease in our provision for credit loss expense. "As we move to the last quarter of 2025, we are extremely pleased and proud to continue our industry-leading financial results. We will remain focused and vigilant on delivering superior customer service, and continued execution of our long-standing practices of balance sheet, asset, liability and liquidity management, and strong cost controls. We believe that with continued focus on these established practices supported by new AI initiatives to create efficiencies across our system, we will continue to deliver industry-leading financial results. We believe this focus will continue to keep us at the top of the rankings when compared to other publicly held banks in America," said Dennis E. Nixon, president and CEO. Total assets at Sept. 30, 2025 were approximatel...

International Bancshares (IBOC) reported Q3 earnings Thursday of $1.74 per diluted share, up from $1

LAREDO, Texas (AP) — LAREDO, Texas (AP) — International Bancshares Corp. (IBOC) on Thursday reported net income of $108.4 million in its third quarter. The Laredo, Texas-based bank said it had earnings of $1.74 per share. The financial holding company posted revenue of $272.6 million in the period. Its revenue net of interest expense was $218.1 million, exceeding Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on IBOC at https://www.zacks.com/ap/IBOC

LAREDO, Texas, August 07, 2025--(BUSINESS WIRE)--International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported net income for the three months ended June 30, 2025 of $100.1 million or $1.61 diluted earnings per common share ($1.61 per share basic) compared to approximately $97.0 million or $1.56 diluted earnings per common share ($1.56 per share basic), which represents an increase of 3.2% in diluted earnings per share and in net income over the corresponding period in 2024. Net income for the six months ended June 30, 2025 was $197.0 million or $3.16 diluted earnings per common share ($3.17 per share basic) compared to $194.3 million or $3.12 diluted earnings per common share ($3.13 per share basic), which represents an increase of 1.4% in net income and 1.3% in diluted earnings per share over the corresponding period of 2024. Net income for the first six months of 2025 continues to be positively impacted by an increase in interest income earned on our investment and loan portfolios driven primarily by both an increase in the size of our investment and loan portfolios and the current interest rate environment, which remains elevated as a result of Federal Reserve Board actions to raise interest rates in recent years. Net interest income has been negatively impacted by an increase in interest expense, primarily driven by increases in rates paid on deposits. We continue to closely monitor and adjust rates paid on deposits to remain competitive to grow and retain deposits. Net income for the first six months of 2025 was also positively impacted by a decrease in our provision for credit loss expense. "As we move to the latter half of 2025, we continue to be extremely pleased and proud to continue our industry-leading financial results. As we have done in the past, we will remain focused and vigilant on delivering superior customer service, continued execution of our long-standing practices of balance sheet, asset, liability, and liquidity management, and strong cost controls, while evaluating processes for efficiencies across our organization. We believe that with continued focus on these established practices supported by new initiatives, we will continue to deliver industry-leading financial results, especially in light of the current economic uncertainty in the United States and across worl...