HWBK
Hawthorn BancsharesBNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
The best supported fundamental read-through is still from year-end 2025: net income rose to $23.8 million from $18.3 million, EPS increased to $3.43 from $2.61, net interest margin improved to 3.89% from 3.41%, deposits and loans both grew modestly, and capital ratios remained well above well-capitalized thresholds [#10-K-2026-03-05]. The January dividend increase and remaining repurchase authorization reinforce shareholder-return support [#8-K-2026-01-28] [#10-K-2026-03-05].
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23.
What can break
Analyst revision and target-change signals are unavailable in the packet, which lowers conviction and makes market-readthrough noisier.
Momentum
62
Value
61
Sentiment
44
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $34.00 · Bull $37.00 · Bear $30.00
Earnings
2026-07-23
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Why
Momentum62 · Δ7d -
Value61 · Δ7d +0.4
Sentiment44 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
62
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
61
39% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+0.8
Sentiment
44
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 62.0 / Value 60.8 / Sentiment 43.6
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$269.93M
Beta
0.52
Shares Out
6.9M
P/E (TTM)
10.6
P/S (TTM)
2.99
P/FCF (TTM)
42.65
Rev YoY
+2.1%
EPS YoY
+8.0%
Gross Margin
-
Op Margin
+34.9%
Net Debt
$138.83M
Current Ratio
0.27
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology