HOPE

WaFd (WAFD) came out with quarterly earnings of $0.81 per share, missing the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.73 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -1.22%. A quarter ago, it was expected that this holding company for Washington Federal Savings Bank would post earnings of $0.74 per share when it actually produced earnings of $0.83, delivering a surprise of +12.16%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. WaFd, which belongs to the Zacks Banks - West industry, posted revenues of $205.52 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 3.34%. This compares to year-ago revenues of $186.26 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. WaFd shares have added about 19.9% since the beginning of the year versus the S&P 500's gain of 10.6%. While WaFd has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for WaFd was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) sto...

-- Conference Call and Webcast to be Held on Monday, July 27, 2026 -- LOS ANGELES, July 13, 2026--(BUSINESS WIRE)--Hope Bancorp, Inc. ("the Company") (NASDAQ: HOPE) today announced that the Company will report financial results for its second quarter and six months ended June 30, 2026, before the markets open on Monday, July 27, 2026. A conference call to discuss financial results for the second quarter ended June 30, 2026, will be held on Monday, July 27, 2026, at 9:30 a.m. Pacific Time / 12:30 p.m. Eastern Time. A presentation deck to accompany the earnings call will be available on Hope Bancorp’s investor relations website located at www.ir-hopebancorp.com. Institutional investors and analysts are invited to access the conference call by dialing 866-235-9917 (domestic) or 412-902-4103 (international) and asking for the "Hope Bancorp Call." Other interested parties are invited to participate via a live webcast of the call available on Hope Bancorp’s investor relations website located at www.ir-hopebancorp.com. After the live webcast, the archived webcast will remain available on Hope Bancorp’s investor relations website for one year. A telephonic replay of the call will be available at 855-669-9658 (domestic) or 412-317-0088 (international) for one week through August 3, 2026, with the replay access code 7252988. About Hope Bancorp, Inc. Hope Bancorp, Inc. (NASDAQ: HOPE) is the holding company for Bank of Hope, with $18.66 billion in total assets as of March 31, 2026. Headquartered in Los Angeles, Bank of Hope is the largest regional bank serving multicultural customers across the continental United States and Hawaii. Bank of Hope offers a comprehensive range of commercial, corporate and consumer banking products and services, including commercial and commercial real estate lending, SBA lending, residential mortgage and consumer lending, treasury management, foreign exchange solutions, interest rate derivatives, and international trade finance. Bank of Hope operates 45 full-service branches in California, New York, New Jersey, Washington, Texas, Illinois, Alabama and Georgia under the Bank of Hope banner, and 28 branches in Hawaii under the Territorial Savings banner. Bank of Hope also operates SBA loan production offices, commercial loan production offices, and residential mortgage loan production offices throughout the United States, and a representative...

In the most recent quarter, Hope Bancorp reported year-over-year growth in net income, revenue, loans, and deposits, supported by organic expansion and benefits from the Territorial Bancorp acquisition, but its revenue and net interest income came in below analyst expectations. This mix of operational progress and underperformance versus forecasts highlights how execution on acquisitions and core lending remains central to the bank’s longer-term story. With earnings growth tempered by weaker-than-expected net interest income, we’ll now examine how this latest quarter reshapes Hope Bancorp’s investment narrative. The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 13 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement. To own Hope Bancorp, you need to believe the bank can turn recent loan and deposit growth, plus the Territorial Bancorp integration benefits, into consistently stronger earnings despite mixed quarterly results. The latest miss on revenue and net interest income keeps net interest margin pressure and credit quality as the key short term swing factors, but does not yet appear to alter the central catalyst around acquisition execution and core loan growth, or the main risk from its concentrated commercial real estate exposure. Among recent announcements, the pending acquisition of SMBC MANUBANK's commercial banking unit is most relevant, as it extends the same growth-through-acquisition playbook that underpins the Territorial deal. For investors, this reinforces the idea that balance sheet expansion and broader customer reach are central to the thesis, but also intensifies questions about integration costs, operational complexity, and whether new assets will genuinely support net interest income resilience if funding and credit conditions stay challenging. Yet behind the growth story, investors should be aware of the concentration risk in commercial real estate and how... Read the full narrative on Hope Bancorp (it's free!) Hope Bancorp's narrative projects $1.1 billion revenue and $353.5 million earnings by 2029. This requires 31.3% yearly revenue growth and about a $283.5 million earnings increase from $70.0 million today. Uncover how Hope Bancorp's forecasts yi...

As the Q1 earnings season wraps, let’s dig into this quarter’s best and worst performers in the regional banks industry, including Hope Bancorp (NASDAQ:HOPE) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. While some regional banks stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 2.1% since the latest earnings results. With roots in serving Korean-American communities and now expanded to a multi-ethnic clientele across 12 states, Hope Bancorp (NASDAQ:HOPE) operates Bank of Hope, providing commercial and retail banking services with a focus on serving multi-ethnic communities across the United States. Hope Bancorp reported revenues of $139.9 million, up 21.2% year on year. This print fell short of analysts’ expectations by 2.8%. Overall, it was a softer quarter for the company with a significant miss of analysts’ revenue and net interest income estimates. “In the 2026 first quarter, we delivered year-over-year growth in net income, revenue, loans and deposits, driven by organic growth and the strategic benefits of the Territorial Bancorp acquisition. Quarter-over-quarter, we saw pre-provision net revenue growth and improved efficiency, supported by disciplined expense management, a stable net interest margin and continued progress in lowering our cost of deposits. We also returned capital through repurchases of common shares during the quarter,” said Kevin S. Kim, Chairman, President and Chief Executive Officer. Unsurprisingly, the stock is down 3.3% since rep...

Never miss an important update on your stock portfolio and cut through the noise. Over 7 million investors trust Simply Wall St to stay informed where it matters for FREE. Hope Bancorp (HOPE) is back on investors’ radar after first quarter results that combined higher net loan charge offs, solid net interest income and EPS, and continued execution on its share repurchase program. See our latest analysis for Hope Bancorp. At a share price of $12.52, Hope Bancorp has a 30 day share price return of 5.39% and a year to date share price return of 14.03%. The 1 year total shareholder return is 28.10% and the 3 year total shareholder return is very large, suggesting momentum has been building around improving earnings, higher charge offs and the ongoing buyback. If this kind of bank story has your attention, it can be useful to see what else is moving and compare ideas using simply Wall St's screener for 19 top founder-led companies With Q1 earnings, higher charge offs and an active buyback already on the table, the key question is whether Hope Bancorp’s current valuation still reflects a discount or if the recent run up means the stock is already pricing in future growth. Against the last close of $12.52, the most followed narrative points to a fair value of $13.63. The key question is what assumptions support that gap. Read the complete narrative. Want to see what underpins that expansion story? The narrative leans heavily on expectations of faster revenue growth, rising margins and a lower future earnings multiple than many investors might anticipate. Result: Fair Value of $13.63 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, higher commercial real estate exposure and integration costs related to the Territorial Bancorp deal could quickly challenge that undervaluation case if conditions turn less friendly. Find out about the key risks to this Hope Bancorp narrative. With both risks and rewards in play, do you feel the balance tilts in your favor, or not yet, and are you ready to check the full picture with 2 key rewards and 2 important warning signs If you stop with just one bank stock, you might miss other opportunities that fit your style, so keep building out your watchlist while this research is fresh. Spot potential value opportunities early by scanning screener containing 23 high quality undiscovered...

Image source: The Motley Fool. Tuesday, April 28, 2026 at 12:30 p.m. ET Chairman, President, and Chief Executive Officer — Kevin S. Kim Executive Vice President and Chief Financial Officer — Julianna Balicka President and Chief Operating Officer, Bank of Hope — Peter Koh Need a quote from a Motley Fool analyst? Email [email protected] Kevin Kim, Hope Bancorp, Inc. Chairman, President, and CEO, and Julianna Balicka, Hope Bancorp, Inc. Executive Vice President and Chief Financial Officer. Peter Koh, Bank of Hope President and Chief Operating Officer, is also here with us as usual and will be available for the Q&A session. With that, let me turn the call over to Kevin Kim. Kevin? Kevin Kim: Thank you, Maxime. Good morning, everyone, and thank you for joining us today. Our first quarter 2026 results reflected strong year-over-year growth in net income, revenue, loans, and deposits, driven by organic growth and the strategic benefits of the Territorial Bancorp acquisition. Quarter over quarter, our pre-provision net revenue grew, supported by improved efficiency and continued progress in lowering our cost of deposits. Beginning with Slide three, you will find a brief overview of our results. Net income for 2026 totaled $30 million, up 40% year over year from $21 million in the prior year period. Quarter over quarter, net income decreased from $34 million, reflecting higher provision for credit losses and income taxes, partially offset by growth in pre-provision net revenue. Pre-provision net revenue for the first quarter totaled $47 million, up 43% year over year from $33 million and up 1% quarter over quarter from $46 million. The provision for credit losses increased in the 2026 first quarter, primarily reflecting higher net charge-offs due to the successful resolution of problem loans. This quarter, criticized loans decreased $26 million, or 7%, from the prior quarter. The effective tax rate was higher in 2026 as the 2025 fourth quarter tax provision benefited from true-up items. On 03/31/2026, we announced the accretive acquisition of the Commercial Banking unit of SMBC Manubank, which we will refer to as Manubank throughout this call. We expect the transaction to close in 2026, subject to regulatory approvals and satisfaction of other customary closing conditions. We are very excited about this transaction, which aligns with our key priorities of building our comm...

Net income growth of 40% year-over-year was driven by organic expansion and the strategic integration of the Territorial Bancorp acquisition. Management attributed the 1% sequential growth in pre-provision net revenue to improved efficiency and a disciplined reduction in deposit costs. The pending acquisition of SMBC MANUBANK's Commercial Banking unit is designed to deepen middle-market presence in Los Angeles and scale Asian multinational banking capabilities. The bank is intentionally moderating commercial real estate (CRE) loan growth ahead of the MANUBANK close to manage pro forma concentration levels. Asset quality improvements were characterized by a 7% sequential reduction in criticized loans, reflecting the successful resolution of identified problem credits. Deposit strategy shifted toward non-maturity interest-bearing accounts, which grew 3%, while higher-cost certificates of deposit were intentionally allowed to run off. Management projects loan growth exceeding 20% for the full year 2026, factoring in both organic production and the MANUBANK transaction impact. Revenue growth is expected at the high end of the 15% to 20% range, assuming a one-quarter contribution from the pending acquisition in the second half of 2026. Guidance assumes no Federal funds target rate cuts for the remainder of 2026, supporting a stable-to-expanding net interest margin framework. The MANUBANK transaction is expected to be meaningfully accretive to 2027 earnings as cost savings and operational synergies begin to materialize. Organic loan growth for the full year is targeted at mid-single digits, led by C&I and residential mortgages, while CRE balances are expected to remain flat. The MANUBANK acquisition will be an all-cash transaction, resulting in a net cash benefit to Hope without the issuance of new shares. Pro forma CRE concentration is expected to land in the 320% range following the acquisition, which management plans to grow into organically over time. Tangible book value dilution from the pending deal is primarily attributed to the creation of core deposit intangibles and balance sheet marks, with a projected 2-year earn-back period. Net charge-offs rose to 29 basis points annualized in Q1, which management described as an 'elevated' but controlled cleanup of previously identified concerns. Our analysts just identified a stock with the potential to be the next...

This article first appeared on GuruFocus. Net Income: $30 million for Q1 2026, up 40% year-over-year from $21 million, but down from $34 million quarter-over-quarter. Pre-Provision Net Revenue: $47 million, up 43% year-over-year from $33 million, and up 1% quarter-over-quarter from $46 million. Net Interest Income: $124 million, up 23% year-over-year, but down 3% quarter-over-quarter. Net Interest Margin: 2.90%, unchanged quarter-over-quarter, up 36 basis points year-over-year. Deposits: $15.73 billion, up 1% quarter-over-quarter, and up 9% year-over-year. Gross Loans: $14.74 billion, stable quarter-over-quarter, up 10% year-over-year. Non-Interest Income: $17 million, down $1 million quarter-over-quarter, up $1 million year-over-year. Non-Interest Expense: $94 million, down from $99 million quarter-over-quarter, up from $84 million year-over-year. Efficiency Ratio: 67%, improved from 68.2% quarter-over-quarter and 72% year-over-year. Provision for Credit Losses: $9 million, up from $7 million in the prior quarter. Allowance for Credit Losses: $155 million, with a coverage ratio of 1.06%. Criticized Loans: $325 million, down 7% quarter-over-quarter, down 28% year-over-year. Net Charge-Offs: $11 million, annualized 29 basis points of average loans. Common Stock Dividend: $0.14 per share, payable on May 22, 2026. Share Repurchase: Approximately 604,000 shares repurchased, totaling $7 million. Warning! GuruFocus has detected 6 Warning Sign with HOPE. Is HOPE fairly valued? Test your thesis with our free DCF calculator. Release Date: April 28, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Hope Bancorp Inc (NASDAQ:HOPE) reported a 40% year-over-year increase in net income for the first quarter of 2026, totaling $30 million. The company achieved a 43% year-over-year growth in pre-provision net revenue, reaching $47 million. The acquisition of SMBC Manubank is expected to be accretive to earnings in 2027, adding $2.5 billion in loans and $2.7 billion in deposits. Hope Bancorp Inc (NASDAQ:HOPE) successfully reduced criticized loans by 7% quarter-over-quarter, indicating improved asset quality. The company maintained a stable net interest margin of 2.90% quarter-over-quarter, with a year-over-year expansion of 36 basis points. Quarter-over-quarter, net income decreased from $34 million to $30 million, impact...

Q1 results: Net income was $30 million, up 40% year over year, and pre‑provision net revenue rose 43% YoY, though quarter‑to‑quarter earnings fell from Q4 2025 due to higher provisions for credit losses and income taxes. Manubank acquisition: Hope announced an accretive purchase of SMBC MANUBANK’s commercial banking unit expected to close in H2 2026, adding about $2.5 billion of loans and $2.7 billion of deposits, funded without issuing new shares and projected to be meaningfully accretive to 2027 earnings with a ~two‑year tangible book earn‑back. Funding, margins and balance sheet trends: NIM was 2.90% (flat sequential, +36 bps YoY) as deposit costs fell 77 bps to 3.37% from CD repricing, deposits rose 9% YoY, and management now targets over 20% loan growth for 2026 including the Manubank deal with organic growth expected in the mid‑single digits. Interested in Hope Bancorp, Inc.? Here are five stocks we like better. Hope Bancorp (NASDAQ:HOPE) reported first-quarter 2026 results that management said reflected strong year-over-year growth in profitability and balance sheet trends, aided by organic growth and the benefits of its Territorial Bancorp acquisition. The company also highlighted a pending acquisition of the commercial banking unit of SMBC MANUBANK, a transaction it described as accretive and strategically important for expanding commercial banking capabilities in Southern California. Chairman, President, and CEO Kevin S. Kim said Hope’s first-quarter 2026 results included “strong year-over-year growth in net income, revenue, loans, and deposits,” while pre-provision net revenue increased modestly from the prior quarter. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price Net income totaled $30 million, up 40% from $21 million in the year-ago quarter. Compared with $34 million in the fourth quarter of 2025, net income declined, which Kim attributed to “higher provision for credit losses and income taxes, partially offset by growth in pre-provision net revenue.” Pre-provision net revenue was $47 million, up 43% year over year from $33 million and up 1% from $46 million in the prior quarter. → Homebuilder Earnings: D.R. Horton Sticks Out as Pulte & NVR Sales Tank Kim said the company announced on March 31 an “accretive acquisition” of SMBC MANUBANK’s commercial banking unit, referring to it as “Manubank.” The company expects the transac...

LOS ANGELES, April 28, 2026--(BUSINESS WIRE)--Hope Bancorp, Inc. (the "Company") (NASDAQ: HOPE) today announced that its Board of Directors declared a quarterly cash dividend of $0.14 per common share. The dividend is payable on or about May 22, 2026, to all stockholders of record as of the close of business on May 8, 2026. About Hope Bancorp, Inc. Hope Bancorp, Inc. (NASDAQ: HOPE) is the holding company for Bank of Hope, with $18.66 billion in total assets as of March 31, 2026. Following the addition of Territorial Savings as a division of Bank of Hope, the Company became the largest regional bank serving multicultural customers across the continental United States and Hawaii. Headquartered in Los Angeles, Bank of Hope offers a comprehensive range of commercial, corporate, and consumer banking products and services, including commercial and commercial real estate lending, SBA lending, residential mortgage and consumer lending, treasury management, foreign exchange solutions, interest rate derivatives, and international trade finance. Bank of Hope operates 45 full-service branches in California, New York, New Jersey, Washington, Texas, Illinois, Alabama and Georgia under the Bank of Hope banner, and 28 branches in Hawaii under the Territorial Savings banner. Bank of Hope also operates SBA loan production offices, commercial loan production offices, and residential mortgage loan production offices throughout the United States, and a representative office in Seoul, South Korea. Bank of Hope is a California-chartered bank, and its deposits are insured by the FDIC to the extent provided by law. Bank of Hope is an Equal Opportunity Lender. For additional information, please go to www.bankofhope.com for Bank of Hope and www.tsbhawaii.bank for Territorial Savings, a division of Bank of Hope. By including the foregoing website address links, the Company does not intend to and shall not be deemed to incorporate by reference any material contained or accessible therein. View source version on businesswire.com: https://www.businesswire.com/news/home/20260428516797/en/ Contacts Julianna Balicka Executive Vice President & Chief Financial Officer [email protected] Maxime Olivan Senior Vice President & Investor Relations Manager [email protected]

Hope Bancorp (HOPE) reported $141.02 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 21.1%. EPS of $0.23 for the same period compares to $0.19 a year ago. The reported revenue represents a surprise of -2.32% over the Zacks Consensus Estimate of $144.37 million. With the consensus EPS estimate being $0.22, the EPS surprise was +3.37%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Hope Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 2.9% versus 2.9% estimated by three analysts on average. Efficiency Ratio: 67% compared to the 69.9% average estimate based on three analysts. Average Balance - Total interest earning assets: $17.33 billion compared to the $17.74 billion average estimate based on two analysts. Total nonperforming assets: $120.52 million compared to the $130.28 million average estimate based on two analysts. Net charge-offs to average loans: 0.3% compared to the 0.1% average estimate based on two analysts. Net Interest Income (before provision): $124.06 million versus the three-analyst average estimate of $128.02 million. Total noninterest income: $16.97 million versus $16.36 million estimated by three analysts on average. Net gains on sales of SBA loans: $3.27 million versus $2.85 million estimated by two analysts on average. View all Key Company Metrics for Hope Bancorp here>>> Shares of Hope Bancorp have returned +15.2% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Hope Bancorp, Inc. (HOPE) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks In...

Hope Bancorp (HOPE) reported Q1 earnings of $0.23 per diluted share, up from $0.17 a year earlier.