GBCI

Glacier Bancorp (GBCI) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on July 23, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $0.76 per share in its upcoming report, which represents a year-over-year change of +68.9%. Revenues are expected to be $324.2 million, up 34.8% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.4% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive p...

Wrapping up Q1 earnings, we look at the numbers and key takeaways for the regional banks stocks, including Glacier Bancorp (NYSE:GBCI) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. Thankfully, share prices of the companies have been resilient as they are up 7.7% on average since the latest earnings results. Operating through seventeen distinct bank divisions with local brands and management teams, Glacier Bancorp (NYSE:GBCI) is a bank holding company that provides various banking services to individuals and businesses across eight western states. Glacier Bancorp reported revenues of $308.8 million, up 37.6% year on year. This print was in line with analysts’ expectations, but overall, it was a mixed quarter for the company with tangible book value per share in line with analysts’ estimates but a slight miss of analysts’ net interest income estimates. “We opened 2026 with strong results, delivering record net income, net interest margin expansion and loan and deposit growth,” said Randy Chesler, President and Chief Executive Officer. Interestingly, the stock is up 4.9% since reporting and currently trades at $51.78. Read our full report on Glacier Bancorp here, it’s free. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding company that provides banking, asset management, and fund services to commercial, institutional, and individual customers. UMB Financial reported revenues of $744.8 million, up 29.3% year on year, outperforming analysts’ expec...

KALISPELL, Mont., June 30, 2026 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (NYSE: GBCI) will report second quarter financial results after the market closes on July 23, 2026. A conference call for investors is scheduled for 11:00 a.m. Eastern Time on Friday, July 24, 2026. Please note that our conference call host no longer offers a general dial-in number. Investors who would like to join the call may now register by following this link to obtain dial-in instructions: https://register-conf.media-server.com/register/BIa64d0770f93544c4992aa6382dbe6242. To participate via the webcast, log on to: https://edge.media-server.com/mmc/p/53sx3j3i. If you are unable to participate during the live webcast, the call will be archived on our website, www.glacierbancorp.com. Glacier Bancorp, Inc. is the parent company for Glacier Bank and its bank divisions: Altabank (American Fork, UT) Bank of the San Juans (Durango, CO), Citizens Community Bank (Pocatello, ID), Collegiate Peaks Bank (Buena Vista, CO), First Bank of Montana (Lewistown, MT), First Bank of Wyoming (Powell, WY), First Community Bank Utah (Layton, UT), First Security Bank (Bozeman, MT), First Security Bank of Missoula (Missoula, MT), First State Bank (Wheatland, WY), Glacier Bank (Kalispell, MT), Guaranty Bank & Trust (Mount Pleasant, TX), Heritage Bank of Nevada (Reno, NV), Mountain West Bank (Coeur d’Alene, ID), The Foothills Bank (Yuma, AZ), Valley Bank (Helena, MT), Western Security Bank (Billings, MT), and Wheatland Bank (Spokane, WA). Randall M. Chesler, CEO(406) 751-4722Ron J. Copher, CFO(406) 751-7706

KALISPELL, Mont., June 23, 2026 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc.'s (NYSE: GBCI) Board of Directors, at a meeting held on June 23, 2026, declared a quarterly dividend of $0.33 per share. The Company has declared 165 consecutive quarterly dividends and has increased the dividend 49 times. The dividend is payable on July 16, 2026, to owners of record on July 7, 2026. About Glacier Bancorp, Inc.: Glacier Bancorp, Inc. is the parent company for Glacier Bank and its bank divisions: Altabank (American Fork, UT), Bank of the San Juans (Durango, CO), Citizens Community Bank (Pocatello, ID), Collegiate Peaks Bank (Buena Vista, CO), First Bank of Montana (Lewistown, MT), First Bank of Wyoming (Powell, WY), First Community Bank Utah (Layton, UT), First Security Bank (Bozeman, MT), First Security Bank of Missoula (Missoula, MT), First State Bank (Wheatland, WY), Glacier Bank (Kalispell, MT), Guaranty Bank & Trust (Mount Pleasant, TX), Heritage Bank of Nevada (Reno, NV), Mountain West Bank (Coeur d’Alene, ID), The Foothills Bank (Yuma, AZ), Valley Bank (Helena, MT), Western Security Bank (Billings, MT), and Wheatland Bank (Spokane, WA). Visit Glacier’s website at http://www.glacierbancorp.com Contact: Randall M. Chesler, CEO(406) 751-4722Ron J. Copher, CFO(406) 751-7706

Earnings and margin expansion: Glacier reported Q1 net income of $82.1 million (EPS $0.63), up ~29% sequentially, and a tax-equivalent net interest margin of 3.80% with management targeting roughly 4.0% NIM in H2 2026. Balance sheet and repricing tailwinds: Loans rose to $21 billion and deposits to $24.7 billion with faster growth in the Southwest, and about $3 billion of loans are set to reprice over the next 12 months, expected to add roughly 75–100 bps to yields. Capital, shareholder returns and credit: The board declared a $0.33 quarterly dividend (164th consecutive), expects the payout ratio to fall below 50% soon as capital builds, and reported strong asset quality with NPAs at 25 bps of assets, net charge-offs at 2 bps of loans, and an allowance of 1.22% of loans. Interested in Glacier Bancorp, Inc.? Here are five stocks we like better. MarketBeat’s Top-Rated Dividend Stocks for 2026 Glacier Bancorp (NYSE:GBCI) reported higher earnings and continued net interest margin expansion in its first-quarter 2026 results, with management pointing to lower funding costs, improving loan yields, and solid deposit growth as key contributors. President and CEO Randy Chesler said the company delivered “another quarter of strong results,” with net income of $82.1 million, up $18.4 million, or 29%, from the prior quarter and up $27.6 million, or 51%, from the year-ago quarter. Diluted earnings per share increased to $0.63, up 29% sequentially and up 31% year over year. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price A major theme of the call was continued margin improvement. Chesler said the tax-equivalent net interest margin was 3.80%, up 22 basis points from the prior quarter and up 76 basis points from the prior-year quarter. He also cited a loan yield of 6.16%, up 7 basis points sequentially and up 39 basis points year over year, while total earning asset yield increased 11 basis points from the prior quarter to 5.11%. Funding costs moved lower, with the total cost of funding at 1.4%, down 12 basis points from the prior quarter and down 28 basis points from a year earlier. Chesler said loans ended the quarter at $21 billion, up $106 million, or 2% annualized, from the prior quarter. He highlighted faster growth in the Southwest region, including Arizona and Texas, which grew “in excess of 7% annualized” during the quarter. → Homebuilder Earnings...

This article first appeared on GuruFocus. Net Income: $82.1 million, up 29% from the prior quarter and 51% from the prior year first quarter. Diluted Earnings Per Share: $0.63, an increase of $0.14 or 29% from the prior quarter and $0.15 or 31% from the prior year first quarter. Net Interest Margin: 3.80%, up 22 basis points from the prior quarter and 76 basis points from the prior year first quarter. Loan Yield: 6.16%, increased 7 basis points from the prior quarter and 39 basis points from the prior year first quarter. Total Earning Assets Yield: 5.11%, up 11 basis points from the prior quarter and 50 basis points from the prior year first quarter. Total Cost of Funding: 1.4%, decreased 12 basis points from the prior quarter and 28 basis points from the prior year first quarter. Loan Portfolio: $21 billion, increased $106 million or 2% annualized from the prior quarter. Total Deposits: $24.7 billion, increased $151 million or 2% annualized from the prior quarter. Noninterest-Bearing Deposits: $7.4 billion, increased $113 million or 6% annualized from the prior quarter. Operating EPS: $0.70 per share. Operating Expenses: $188.2 million for the quarter. Nonperforming Assets: 25 basis points of total assets, slight increase from the prior quarter. Net Charge-Offs: 2 basis points of total loans, down from 6 basis points in the prior quarter. Allowance for Credit: 1.22% of total loans. Quarterly Dividend: $0.33 per share, marking the 164th consecutive quarterly dividend. Warning! GuruFocus has detected 7 Warning Signs with OCFC. Is GBCI fairly valued? Test your thesis with our free DCF calculator. Release Date: April 24, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Glacier Bancorp Inc (NYSE:GBCI) reported a strong start to 2026 with net income of $82.1 million, a 29% increase from the prior quarter and a 51% increase from the prior year. The company achieved a significant net interest margin expansion to 3.80%, marking an increase of 22 basis points from the prior quarter and 76 basis points from the prior year. Loan portfolio growth was robust, with a 2% annualized increase, particularly driven by a 7% annualized growth in the Southwest region. Noninterest-bearing deposits increased by 6% annualized, reflecting strong deposit growth even in a typically slower period. The company maintained a low leve...

Image source: The Motley Fool. Friday, April 24, 2026 at 11 a.m. ET Chief Executive Officer — Randall M. Chesler Chief Financial Officer — Ronald J. Copher Chief Credit Administrator — Tom P. Dolan Chief Accounting Officer — Angela Dosey Treasurer — Byron J. Pollan Need a quote from a Motley Fool analyst? Email [email protected] Randall M. Chesler: Good morning, and thank you for joining us today. With me here in Kalispell is Ronald J. Copher, our Chief Financial Officer; Tom P. Dolan, our Chief Credit Administrator; Angela Dosey, our Chief Accounting Officer; and Byron J. Pollan, our Treasurer. I would like to point out that the discussion today is subject to the same forward-looking considerations outlined starting on page 9 of our press release, and we encourage you to review this section. Last night, we issued our earnings release for 2026, and we believe it represents a great start to the year with another quarter of strong results. Net income was $82.1 million, an increase of $18.4 million, or 29%, from the prior quarter and an increase of $27.6 million, or 51%, from the prior year first quarter. Diluted earnings per share was $0.63, an increase of $0.14, or 29%, from the prior quarter and an increase of $0.15, or 31%, from the prior year first quarter. A key driver of our performance continues to be margin expansion. The net interest margin as a percentage of earning assets on a tax-equivalent basis was 3.80%, an increase of 22 basis points from the prior quarter and an increase of 76 basis points from the prior year first quarter. The loan yield of 6.16% in the current quarter increased 7 basis points from the prior quarter and increased 39 basis points from the prior year first quarter. The total earning assets yield of 5.11% in the current quarter increased 11 basis points from the prior quarter and increased 50 basis points from the prior year first quarter. The total cost of funding of 1.40% in the current quarter decreased 12 basis points from the prior quarter and decreased 28 basis points from the prior year first quarter. Turning to balance sheet trends, the loan portfolio of $21 billion at the end of the quarter increased $106 million, or 2% annualized, from the prior quarter. The Southwest Region, which includes Arizona and Texas, grew in excess of 7% annualized during the current quarter, underscoring the strength of our diversified geographic f...

Performance was primarily driven by significant net interest margin expansion, which increased 22 basis points sequentially to 3.80% due to higher earning asset yields and reduced funding costs. The Southwest region, specifically Arizona and Texas, acted as a primary growth engine with annualized loan growth exceeding 7%, offsetting seasonal slowdowns in northern markets. Management attributed the 12 basis point decrease in funding costs to the strategic payoff of all FHLB advances and disciplined deposit pricing. The successful core conversion of Guaranty Bank in October 2025 was completed without disrupting customer service or slowing the acquired unit's 6% loan growth rate. Credit quality remains a core pillar of the narrative, with net charge-offs declining to 2 basis points and nonperforming assets staying low at 25 basis points. The company is maintaining a conservative expense posture, citing global geopolitical conflicts and economic uncertainty as reasons for cautious hiring and spending. Management targets a net interest margin of 4% by the second half of 2026, supported by a shift from liability-side gains to asset-side repricing momentum. Approximately $3 billion in loans are scheduled to reprice over the next 12 months at rates estimated to be 75 to 100 basis points higher than current levels. Loan growth is projected in the low-to-mid single digits for the full year, with expectations for seasonal acceleration in the second and third quarters. The company plans to resume active bond purchasing in the second half of 2026 to redeploy excess cash flows as the investment portfolio matures. Efficiency ratio targets are set at 54% to 55% on a core operating basis by the fourth quarter of 2026 as acquisition-related expenses subside. The dividend payout ratio is expected to trend below 50% in the coming quarters as earnings growth outpaces the current $0.33 per share quarterly distribution. Management anticipates a potential capital benefit of 75 to 80 basis points to the CET1 ratio if current regulatory proposals regarding risk-weighted assets are finalized as written. The investment portfolio continues to provide strong cash flow as low-yield securities (with 'one handles') run off and are positioned for higher-rate reinvestment. Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you...

KALISPELL, Mont. (AP) — KALISPELL, Mont. (AP) — Glacier Bancorp Inc. (GBCI) on Thursday reported first-quarter net income of $82.1 million. The Kalispell, Montana-based bank said it had earnings of 63 cents per share. Earnings, adjusted for one-time gains and costs, were 70 cents per share. The results topped Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of 67 cents per share. The bank holding company posted revenue of $400.4 million in the period. Its revenue net of interest expense was $306.8 million, which missed Street forecasts. Three analysts surveyed by Zacks expected $307.9 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on GBCI at https://www.zacks.com/ap/GBCI

Glacier Bancorp (GBCI) reported $306.76 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 37.8%. EPS of $0.70 for the same period compares to $0.48 a year ago. The reported revenue represents a surprise of -0.38% over the Zacks Consensus Estimate of $307.94 million. With the consensus EPS estimate being $0.67, the EPS surprise was +4.48%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 63.1% compared to the 61.7% average estimate based on four analysts. Net interest margin (tax-equivalent): 3.8% versus the four-analyst average estimate of 3.7%. Net charge-offs as a percentage of total loans: 0% versus the three-analyst average estimate of 0.1%. Total non-performing assets: $79.5 million versus the three-analyst average estimate of $68.4 million. Average Balances - Total earning assets: $29.08 billion versus $29.4 billion estimated by three analysts on average. Non-accrual loans: $64.42 million versus $63.91 million estimated by two analysts on average. Total Non-Interest Income: $38.08 million versus the four-analyst average estimate of $38.83 million. Net interest income (tax-equivalent): $272.38 million compared to the $270.72 million average estimate based on three analysts. Net Interest Income: $268.68 million versus $268.28 million estimated by three analysts on average. Gain on sale of loans: $5.11 million compared to the $4.83 million average estimate based on two analysts. View all Key Company Metrics for Glacier Bancorp here>>> Shares of Glacier Bancorp have returned +9.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stoc...

Get insights on thousands of stocks from the global community of over 7 million individual investors at Simply Wall St. Glacier Bancorp (GBCI) is back in focus as analysts project year over year growth in earnings and revenue, with improved net interest margin and efficiency, ahead of Thursday’s after hours quarterly results. See our latest analysis for Glacier Bancorp. Glacier Bancorp’s recent price action reflects that story, with a 10.27% 1 month share price return and 9.45% year to date share price return. The 1 year total shareholder return sits at 20.26%, suggesting momentum has picked up ahead of earnings after some softer performance over the last 90 days. If you are looking beyond regional banks for your next idea, this is a good moment to widen the lens and check out 19 top founder-led companies With Glacier Bancorp trading at US$48.86, sitting at a 24.7% intrinsic discount and about 13% below the average analyst price target, the real question is whether there is still a buying opportunity here or if the market is already pricing in future growth. With Glacier Bancorp last closing at $48.86 versus a narrative fair value of $55.33, the current setup hinges on execution and capital discipline. Read the complete narrative. Curious what kind of revenue ramp, margin shift, and earnings profile need to line up for that fair value to hold? The narrative leans on aggressive growth, richer profitability, and a higher future earnings multiple than the wider US banking sector, all woven into one cohesive valuation story. Result: Fair Value of $55.33 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, you still need to keep an eye on Glacier Bancorp’s reliance on acquisitions and its concentration in rural and small urban markets, where integration or demographic shifts could create pressure on its overall business narrative. Find out about the key risks to this Glacier Bancorp narrative. The narrative and analyst targets point to Glacier Bancorp being 11.7% undervalued, but the current P/E of 26.6x tells a different story. It sits well above the US banks industry at 11.7x, the peer average at 12.5x, and even the fair ratio of 21.6x. This raises the question of how much optimism is already in the price. To see how that gap in P/E could matter for your risk and return expectations, take a closer look at the v...

Glacier Bancorp (GBCI) came out with quarterly earnings of $0.7 per share, beating the Zacks Consensus Estimate of $0.67 per share. This compares to earnings of $0.48 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.48%. A quarter ago, it was expected that this bank holding company would post earnings of $0.59 per share when it actually produced earnings of $0.49, delivering a surprise of -16.95%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Glacier Bancorp, which belongs to the Zacks Banks - West industry, posted revenues of $306.76 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.38%. This compares to year-ago revenues of $222.62 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Glacier Bancorp shares have added about 10.9% since the beginning of the year versus the S&P 500's gain of 4.3%. While Glacier Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Glacier Bancorp was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (...