FVCB

FVCBankcorp (FVCB) reported $18.29 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 16.3%. EPS of $0.35 for the same period compares to $0.28 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $18.05 million, representing a surprise of +1.34%. The company delivered an EPS surprise of +6.06%, with the consensus EPS estimate being $0.33. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how FVCBankcorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 3.3% compared to the 3.1% average estimate based on two analysts. Efficiency ratio: 54% compared to the 53.9% average estimate based on two analysts. Total Non Interest Income: $0.88 million compared to the $0.97 million average estimate based on two analysts. Net Interest Income: $17.4 million compared to the $17.08 million average estimate based on two analysts. View all Key Company Metrics for FVCBankcorp here>>> Shares of FVCBankcorp have returned +3.6% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fvcbankcorp, Inc. (FVCB) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

FAIRFAX, Va. (AP) — FAIRFAX, Va. (AP) — FVCBankcorp, Inc. (FVCB) on Tuesday reported net income of $6.4 million in its first quarter. The bank, based in Fairfax, Virginia, said it had earnings of 35 cents per share. The company posted revenue of $30.7 million in the period. Its revenue net of interest expense was $18.3 million, which topped Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FVCB at https://www.zacks.com/ap/FVCB

FAIRFAX, Va., April 21, 2026--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today reported net income of $6.4 million for the quarter ended March 31, 2026 compared to net income of $5.2 million for the quarter ended March 31, 2025, an increase of $1.2 million, or 24%. Compared to the linked quarter, net income increased $739 thousand, or 13%, from $5.6 million for the quarter ended December 31, 2025. Diluted earnings per share were $0.35 for the quarter ended March 31, 2026 compared to $0.28 for the quarter ended March 31, 2025, an increase of 25%. Compared to the quarter ended December 31, 2025, diluted earnings per share for the first quarter of 2026 increased $0.04, or 13%, from $0.31. Return on average assets for the quarter ended March 31, 2026 was 1.17%, an increase from 1.00% for the quarter ended December 31, 2025, and an increase from 0.94% for the year ago quarter ended March 31, 2025. Return on average equity increased to 10.04% for the quarter ended March 31, 2026, compared to 8.94% for the quarter ended December 31, 2025, and 8.61% for the year ago quarter ended March 31, 2025. First Quarter Selected Financial Highlights Pre-tax Pre-provision Operating Income Increased 31% Year-Over-Year. Pre-tax pre-provision operating income (non-GAAP) (which excludes provision for credit losses, acceleration of debt issuance costs on subordinated debt redemption, and income taxes) increased 31%, or $2.1 million, to $8.7 million for the quarter ended March 31, 2026 compared to $6.6 million for the quarter ended March 31, 2025. Refer below to the "Reconciliation of Net Income (GAAP) to Pre-Tax Pre-Provision Operating Income (Non-GAAP)" table for further information. Net Interest Margin Increased to 3.26%, Up 15% Compared to the Year Ago Quarter. For the quarter ended March 31, 2026, net interest margin improved 21 basis points to 3.26% from 3.05% for the three months ended December 31, 2025, the ninth consecutive quarter of margin improvement, and increased 43 basis points, or 15%, compared to 2.83% for the first quarter of 2025. Efficiency Ratio Improved to 53.98% for the Current Quarter. The efficiency ratio decreased 7% to 53.98% for the first quarter of 2026 compared to the same period of 2025. Net interest income increased $2.4 million, or 16%, to $17.4 million for the first quarter of 2026, compared to $15.1 million for the year ago qu...

FVCBankcorp (FVCB) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.28 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +6.06%. A quarter ago, it was expected that this company would post earnings of $0.31 per share when it actually produced earnings of $0.31, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates two times. FVCBankcorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $18.29 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.34%. This compares to year-ago revenues of $15.72 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. FVCBankcorp shares have added about 12.2% since the beginning of the year versus the S&P 500's gain of 3.9%. While FVCBankcorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for FVCBankcorp was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will b...

FAIRFAX, Va., April 16, 2026--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today announced that the Company’s Board of Directors has declared a cash dividend of $0.07 for each share of its common stock outstanding, an increase of $0.01, or 17%, from the previous quarterly cash dividend. The dividend is payable on May 18, 2026 to shareholders of record on April 27, 2026. The declaration and payment of future dividends are subject to the sole discretion of the Board of Directors in addition to regulatory restrictions. About FVCBankcorp, Inc. FVCBankcorp, Inc. is the holding company for FVCbank, a wholly-owned subsidiary that commenced operations in November 2007. FVCbank is a Virginia-chartered community bank serving the banking needs of commercial businesses, nonprofit organizations, professional service entities, their owners and employees located in the greater Baltimore and Washington, D.C. metropolitan areas. FVCbank is based in Fairfax, Virginia, and has 8 full-service offices in Arlington, Fairfax, Manassas, Reston and Springfield, Virginia, Washington, D.C., and Baltimore, and Bethesda, Maryland. For more information about the Company, please visit the Investor Relations page of FVCBankcorp, Inc.’s website, www.fvcbank.com. Cautionary Note About Forward-Looking Statements This press release may contain statements relating to future events or future results of the Company that are considered "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. These forward-looking statements represent plans, estimates, objectives, goals, guidelines, expectations, intentions, projections and statements of our beliefs concerning future events, business plans, objectives, expected operating results and the assumptions upon which those statements are based. Forward-looking statements include without limitation, any statement that may predict, forecast, indicate or imply future results, performance or achievements, and are typically identified with words such as "may," "could," "should," "will," "would," "believe," "anticipate," "estimate," "expect," "aim," "intend," "plan," or words or phases of similar meaning. The Company cautions that the forward-looking statements are based largely on their expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on fa...

FVCBankcorp (FVCB) reported Q4 adjusted earnings late Tuesday of $0.31 per diluted share, up from $0

FAIRFAX, Va., January 20, 2026--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today reported net income of $5.6 million for the quarter ended December 31, 2025 compared to net income of $4.9 million for the quarter ended December 31, 2024, an increase of $747 thousand, or 15%. Diluted earnings per share were $0.31 for the quarter ended December 31, 2025 compared to $0.26 for the quarter ended December 31, 2024, an increase of 19%. For the year ended December 31, 2025, the Company reported net income of $22.1 million, or $1.21 diluted earnings per share, an increase of $7.0 million, or 46%, compared to net income of $15.1 million, or $0.82 diluted earnings per share, for the year ended December 31, 2024. Fourth Quarter Selected Financial Highlights Pre-tax Pre-provision Operating Income Grows 32% Year-Over-Year. Net income increased to $5.6 million for the three months ended December 31, 2025 compared to $4.9 million for the three months ended December 31, 2024, an increase of $747 thousand, or 15%. Pre-tax pre-provision operating income (non-GAAP) (which excludes provision for credit losses and income taxes) increased 32%, or $2.0 million, to $8.4 million for the quarter ended December 31, 2025 compared to $6.4 million for the quarter ended December 31, 2024. Refer below to the "Reconciliation of Net Income (GAAP) to Pre-Tax Pre-Provision Operating Income (Non-GAAP)" for further information. Net Interest Margin Increased to 3.05%, the eighth consecutive quarter of improvement. For the quarter ended December 31, 2025, net interest margin improved 14 basis points to 3.05% from 2.91% for the three months ended September 30, 2025, and increased 28 basis points, or 10%, compared to 2.77% for the fourth quarter of 2024. Deposits Grow 7% Compared to Prior Year. Total deposits increased $126.7 million, or 7%, to $2.00 billion at December 31, 2025 compared to $1.87 billion at December 31, 2024. For the quarter, total deposits increased $19.4 million when compared to the linked quarter ended September 30, 2025. Loans Grow 4% with Further Reduction in Commercial Real Estate Concentration. Total loans increased $71.0 million, or 4%, to $1.94 billion at December 31, 2025 compared to $1.87 billion at December 31, 2024. Commercial real estate loans to total risk-based capital concentration at December 31, 2025 was 313%, a decrease from 372% at December...

FAIRFAX, Va. (AP) — FAIRFAX, Va. (AP) — FVCBankcorp, Inc. (FVCB) on Tuesday reported net income of $5.6 million in its fourth quarter. The Fairfax, Virginia-based bank said it had earnings of 31 cents per share. The company posted revenue of $31.5 million in the period. Its revenue net of interest expense was $17.9 million, which beat Street forecasts. For the year, the company reported profit of $22.1 million, or $1.21 per share. Revenue was reported as $67.4 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FVCB at https://www.zacks.com/ap/FVCB

FAIRFAX, Va., January 15, 2026--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today announced that the Company’s Board of Directors has declared a cash dividend of $0.06 for each share of its common stock outstanding. The dividend is payable on February 17, 2026 to shareholders of record on January 26, 2026. The declaration and payment of future dividends are subject to the sole discretion of the Board of Directors in addition to regulatory restrictions. About FVCBankcorp, Inc. FVCBankcorp, Inc. is the holding company for FVCbank, a wholly-owned subsidiary that commenced operations in November 2007. FVCbank is a Virginia-chartered community bank serving the banking needs of commercial businesses, nonprofit organizations, professional service entities, their owners and employees located in the greater Baltimore and Washington, D.C. metropolitan areas. FVCbank is based in Fairfax, Virginia, and has 8 full-service offices in Arlington, Fairfax, Manassas, Reston and Springfield, Virginia, Washington, D.C., and Baltimore, and Bethesda, Maryland. For more information about the Company, please visit the Investor Relations page of FVCBankcorp, Inc.’s website, www.fvcbank.com. Cautionary Note About Forward-Looking Statements This press release may contain statements relating to future events or future results of the Company that are considered "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. These forward-looking statements represent plans, estimates, objectives, goals, guidelines, expectations, intentions, projections and statements of our beliefs concerning future events, business plans, objectives, expected operating results and the assumptions upon which those statements are based. Forward-looking statements include without limitation, any statement that may predict, forecast, indicate or imply future results, performance or achievements, and are typically identified with words such as "may," "could," "should," "will," "would," "believe," "anticipate," "estimate," "expect," "aim," "intend," "plan," or words or phases of similar meaning. We caution that the forward-looking statements are based largely on our expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond our control. Actual results, perf...

FVCBankcorp (FVCB) came out with quarterly earnings of $0.31 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.25 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this company would post earnings of $0.28 per share when it actually produced earnings of $0.3, delivering a surprise of +7.14%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. FVCBankcorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $17.07 million for the quarter ended September 2025, missing the Zacks Consensus Estimate by 0.14%. This compares to year-ago revenues of $15.03 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. FVCBankcorp shares have lost about 3.7% since the beginning of the year versus the S&P 500's gain of 14.5%. While FVCBankcorp has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for FVCBankcorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters an...

FAIRFAX, Va. (AP) — FAIRFAX, Va. (AP) — FVCBankcorp, Inc. (FVCB) on Tuesday reported net income of $5.6 million in its third quarter. The Fairfax, Virginia-based bank said it had earnings of 31 cents per share. The company posted revenue of $30.9 million in the period. Its revenue net of interest expense was $17.1 million, which met Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FVCB at https://www.zacks.com/ap/FVCB

FAIRFAX, Va., October 21, 2025--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the "Company") today reported net income of $5.6 million for the quarter ended September 30, 2025 compared to net income of $4.7 million for the quarter ended September 30, 2024, an increase of $910 thousand, or 19%. Diluted earnings per share were $0.31 for the quarter ended September 30, 2025 compared to $0.25 for the quarter ended September 30, 2024, an increase of 24%. Net income for the three months ended June 30, 2025 was $5.7 million, or $0.31 diluted earnings per share. Third Quarter Selected Financial Highlights Continued Growth in Core Operating Earnings. Core operating earnings (non-GAAP) which is net income, excluding nonrecurring gains, increased to $5.6 million for the three months ended September 30, 2025 compared to $5.5 million for the three months ended June 30, 2025. Compared to the year ago quarter, core operating earnings increased 19%, or $910 thousand, from $4.7 million for the three months ended September 30, 2024 (which is equal to net income for the periods as there was no nonrecurring gain). Refer below to the "Reconciliation of Net Income (GAAP) to Core Operating Earnings (Non-GAAP)" for further information. Net Interest Margin Up 10% and Net Interest Income Improved 13%, Compared to the Year Ago Quarter. For the quarter ended September 30, 2025, net interest margin improved to 2.91% from 2.90% for the quarter ended June 30, 2025, the seventh consecutive quarter of margin improvement, and increased 27 basis points, or 10%, compared to 2.64% for the third quarter of 2024. Net interest income increased $1.8 million, or 13%, to $16.0 million for the third quarter of 2025, compared to $14.2 million for the year ago quarter ended September 30, 2024, and increased $274 thousand compared to the linked quarter ended June 30, 2025. Annualized Core Deposit Growth Over 10%. Core deposits, which exclude wholesale deposits, increased $122.2 million, or 10% annualized, to $1.74 billion at September 30, 2025 compared to $1.62 billion at December 31, 2024. For the quarter, total deposits increased $74.4 million, or 4%, when compared to the linked quarter ended June 30, 2025. Sustained Strong Credit Quality. Loans past due 30 days or more totaled $880 thousand at September 30, 2025, a decrease of $1.9 million, or 68%, from $2.8 million at June 30, 2025. Past due loa...