B+
Bull case
30%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
FULT
Fulton FinancialBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The operating EPS beat, sequential net interest income growth, deposit inflows, lower brokered deposits and $56.1 million of Q3 repurchases support a more constructive view than the prior pre-earnings monitoring thesis. [#SEC-8K-2026-10-21] Company release
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.8.
What can break
Blue Foundry integration benefits, sustained organic lending growth and post-print analyst revisions remain unverified.
Momentum
49
Value
61
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $24.00 · Bull $27.00 · Bear $19.50Analysis 2026-10-22; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-22 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-23
Investment thesis
As of 2026-10-23
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $25.79
Why
Momentum49 · Δ7d +0.9
Value61 · Δ7d -0.8
Sentiment56 · Δ7d +0.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta -0.8.
Contradictions & invalidation
- • Blue Foundry integration benefits, sustained organic lending growth and post-print analyst revisions remain unverified.
- • Deposit interest expense increased $9.0 million sequentially and net interest margin declined to 3.58%. [#SEC-8K-2026-10-21]
- • The revenue beat was small; deposit interest expense rose, margin slipped, and operating expenses did not fall despite lower acquisition-related GAAP costs.
Catalyst clock
2026-10-22
Third-quarter earnings beat and initial reaction
Lead driver: Value · See fundamentals
Momentum
49
8% active weight
Current posture
7d trendImproving
Δ7d
+0.9
Δ21d
-2.3
Value
61
47% active weight
Current posture
7d trendFlat
Δ7d
-0.8
Δ21d
-9.4
Sentiment
56
45% active weight
Current posture
7d trendSoftening
Δ7d
+0.8
Δ21d
-20.7
Why this grade
Composite grade B. Momentum 48.7 / Value 60.7 / Sentiment 56.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-22. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$19.50
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-23
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$4.52B
Beta
0.88
Shares Out
190.92M
P/E (TTM)
10.4
P/S (TTM)
2.76
P/FCF (TTM)
25.69
Rev YoY
+7.6%
EPS YoY
-1.6%
Gross Margin
-
Op Margin
+26.5%
Net Debt
$1.18B
Current Ratio
0.10
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data