FULT

Fulton FinancialB

Nasdaq / Banks

At close

2026-07-18

Current thesis

NIM expansion, controlled credit and modest loan growth drive EPS upside; cost discipline and positive broker re-rating could lift shares to the analyst high of $24.15 within 12 months. [#SERP-4]

Posture

Constructive

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-22 · AMC.

What can break

Higher-than-expected credit charge-offs or reserve builds

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $21.02 · Bull $24.15 · Bear $17.00

Earnings

2026-07-22 · AMC

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-24 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $24.25

Why

Momentum68 · Δ7d -2.2

Value60 · Δ7d -0.3

Sentiment42 · Δ7d -4.6

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-2.2

Δ21d

+2.5

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.3

Δ21d

+1.3

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-4.6

Δ21d

-3.6

Why this grade

Composite grade B. Momentum 68.3 / Value 59.9 / Sentiment 42.3

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$4.74B

Beta

0.88

Shares Out

191.13M

P/E (TTM)

10.4

P/S (TTM)

2.76

P/FCF (TTM)

25.69

Rev YoY

-1.4%

EPS YoY

+3.3%

Gross Margin

Op Margin

+34.8%

Net Debt

$1.18B

Current Ratio

0.09

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology