B+
Bull case
20%
Probability
Target price
$24.15
+11.3% vs current
Broker consensus is clustered in the low-to-mid $20s with a median near $21.02, producing a neutral tone. The tight analyst range (17.00–24.15) implies limited upside absent clearer NIM or credit improvement. [#SERP-1][#SERP-6]
No evidence quality warning is currently attached to this memo.
Estimated next quarterly dividend announcement; date set conservatively for positioning (typical regional cadence). [#SERP-6]
Periodic broker/analyst 12-month target updates; consensus clustered in the low- to mid-$20s and may shift sentiment if revised. [#SERP-1][#SERP-2]
Multi-quarter Fed and yield-curve effects on NIM and loan growth; material impact on earnings and valuation over a 12+-month horizon.
No formal recommendation provided.