RankAlpha logo
Back to Rankings

FNF

Fidelity National Financial FNF GroupA
NYSE / Insurance
Last Price
Quote time unavailable
View Chart
Current thesis
FNF delivered strong Q2 execution: adjusted EPS increased to $1.39 from $1.16, Title adjusted margin expanded to 17.8%, commercial revenue rose 32%, F&G AUM before reinsurance reached $74.7 billion, and capital returned reached approximately $417 million in the first half. Commercial activity and operating leverage provide support even while residential volumes remain depressed.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta 0.0.
What can break
F&G earnings and sales are exposed to product mix, reinsurance decisions, investment returns, mark-to-market volatility, and the reduced FNF ownership stake.
Momentum
19
Value
51
Sentiment
82
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $59.00 · Bull $68.00 · Bear $45.00Analysis 2026-08-08; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-08 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $55.00
Why
Momentum19 · Δ7d -1.8
Value51 · Δ7d -0.1
Sentiment82 · Δ7d 0.0
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta 0.0.

Contradictions & invalidation

  • • F&G earnings and sales are exposed to product mix, reinsurance decisions, investment returns, mark-to-market volatility, and the reduced FNF ownership stake.
  • • Management expects modest second-half Title margin compression as recruiting and tuck-in acquisition expenses precede revenue ramp-up.
  • • The post-print price decline suggests the market is focused on forward risks rather than the reported beat.

Catalyst clock

2026-08-05

Q2 earnings showed a strong Title operating beat

Lead driver: Sentiment · See AI snapshot
Momentum
19
8% active weight
Current posture
7d trendSoftening
Δ7d
-1.8
Δ21d
-0.0
Value
51
47% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.2
Sentiment
82
45% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade

Composite grade A. Momentum 18.6 / Value 50.5 / Sentiment 82.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-08. Scenario method

B+
Bull case
25%
Probability
Target price
$68.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$59.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$45.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$10.85B
Beta
1.01
Shares Out
268.19M
P/E (TTM)
13.0
P/S (TTM)
1.07
P/FCF (TTM)
2.95
Rev YoY
+10.5%
EPS YoY
+5.9%
Gross Margin
-
Op Margin
+12.9%
Net Debt
$2.13B
Current Ratio
13.71
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data