FNF

Fidelity National Financial's second quarter was marked by outperformance versus Wall Street expectations, with management crediting strong commercial transaction activity and disciplined cost control as primary factors. CEO Mike Nolan attributed the positive results to "greater momentum in sequential daily opened orders in purchase and refinance relative to our peers" and highlighted robust commercial revenue. The company also benefited from improved recruiting and tuck-in acquisitions, which supported growth across key segments. While the residential side remained subdued due to elevated mortgage rates, operational leverage and ongoing technology investments, including the inHere digital platform, supported overall margin resilience amid a dynamic real estate environment. Is now the time to buy FNF? Find out in our full research report (it’s free). Revenue: $4.05 billion vs analyst estimates of $3.83 billion (11.4% year-on-year growth, 5.8% beat) Adjusted EPS: $1.39 vs analyst estimates of $1.32 (5.4% beat) Operating Margin: 8.3%, down from 10.5% in the same quarter last year Market Capitalization: $12.76 billion While we enjoy listening to the management’s commentary, our favorite part of earnings calls is the analyst questions. Those are unscripted and can often highlight topics that management teams would rather avoid or topics where the answer is complicated. Here is what has caught our attention. Bose George (KBW): asked about the drivers and duration of margin compression; CEO Mike Nolan clarified it would be modest and mainly the result of new hires and acquisitions, with revenue lagging expense ramp. Mark Hughes (Truist Securities): questioned the impact of recruiting and tuck-ins on purchase order outperformance; Nolan noted that a mix of hiring, the multi-brand strategy, and technology adoption all contributed. Oscar Nieves Santana (Stephens Inc.): inquired about the tangible impact of the inHere platform on cost and cycle times; Nolan said efficiencies are evident but quantification is challenging, with adoption rates as the primary indicator. Mark Hughes (Truist Securities): followed up on the durability of large commercial deals; Nolan described the current quarter as unusually strong but expressed optimism about the deal pipeline across diverse asset classes. Geoffrey Dunn (Dowling & Partners): asked if improved margins from technology could face regulatory pressure; Nolan responded that while better productivity is likely, potential industry-wide margin expansion could eventually lead to regulatory scrutiny in this highly regulated sector. In the coming quarters, the StockStory team will be watching (1) the pace and breadth of commercial order growth and the realization of pipeline deals, (2) how quickly revenues from new recruits and tuck-in acquisitions ramp to offset initial expense increases, and (3) ongoing customer adoption and enhancement of the inHere digital platform. Developments in the residential market and regulatory shifts will also be key factors to monitor. Fidelity National Financial currently trades at $48.35, down from $51.10 just before the earnings. In the wake of this quarter, is it a buy or sell? Find out in our full research report (it’s free for active Edge members). ALSO WORTH WATCHING: Top 5 Momentum Stocks. The best time to own a great stock is when the market is finally noticing it. These aren’t just high-quality businesses. Something is happening with them right now. Elite fundamentals meet near-term momentum — both boxes checked at the same time. Find out which stocks our AI platform is flagging this week. See this week’s Strong Momentum stocks — FREE. Get Our Strong Momentum Stocks for Free HERE. Stocks that have made our list include now familiar names such as Nvidia (+1,460% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Kadant (+214% between June 2020 and June 2025). Find your next big winner with StockStory today.

Interested in Fidelity National Financial, Inc.? Here are five stocks we like better. FNF’s second-quarter results improved: Adjusted net earnings rose to $370 million, or $1.39 per share, from $318 million a year earlier, while revenue excluding recognized gains and losses increased to $3.7 billion. The Title segment drove performance, with adjusted pretax earnings up 33% and margins expanding 230 basis points to 17.8%. Commercial revenue rose 24% year to date and management expects a potentially record commercial year, despite historically low residential housing activity. Second-half margins may face modest pressure as FNF increases recruiting, acquisitions and technology investments; meanwhile, F&G assets under management reached $74.7 billion, though its contribution to FNF’s adjusted earnings declined year over year. The Volatility Harvester That Thrives in Market Chaos Fidelity National Financial (NYSE:FNF) reported higher second-quarter earnings as strength in its Title segment, including commercial activity and improved margins, offset a still-muted residential housing transaction environment. The company reported net earnings of $288 million for the quarter, including $333 million of net recognized gains, compared with net earnings of $278 million, including $98 million of net recognized gains, a year earlier. Adjusted net earnings increased to $370 million, or $1.39 per diluted share, from $318 million, or $1.16 per share, in the second quarter of 2025. → Sandisk Just Delivered a Blowout Quarter—Here's Why the Stock Is Falling HealthEquity Stock: Leading Health Savings Account Investment Total revenue was $4.1 billion. Excluding net recognized gains and losses, revenue was $3.7 billion, compared with $3.5 billion in the prior-year quarter. Chief Executive Officer Mike Nolan said the Title business generated adjusted pretax earnings of $448 million, up 33% from the second quarter of 2025. Its adjusted pretax margin rose 230 basis points year over year to 17.8%. → 4 Oil and Gas ETF Plays as Prices Stay Sky-High The Title segment produced $2.5 billion in revenue excluding $14 million of net recognized gains, compared with $2.2 billion a year earlier. Direct premiums rose 21%, agency premiums increased 15%, and escrow, title-related and other fees grew 13%. Chief Financial Officer Tony Park said direct operations generated a margin of slightly more than 26%, up roughly 80 basis points from a year earlier. The agency business had an 8% margin on gross agency dollars, while national commercial units generated a margin just below 30%. Home warranty recorded an 18% margin, and ServiceLink reported a margin of about 24%. → No Hangover: Revisiting Microsoft One Week After Earnings Nolan said existing-home sales remained historically low at an annual pace of about 4 million, reflecting elevated mortgage rates and housing-market conditions. Still, daily purchase orders opened rose 3% year over year and 7% sequentially during the second quarter. July daily purchase orders were 4% above the prior-year month. Refinance orders opened averaged 1,600 per day in the second quarter, up from 1,300 a year earlier but down from 2,000 in the first quarter. Refinancing represented 7% of direct revenue during the period. July refinance orders averaged 1,500 per day, up 15% year over year, despite higher mortgage rates. Commercial revenue continued to be a key contributor. Direct commercial revenue reached $778 million in the first six months of 2026, up 24% from $626 million in the first half of 2025. Total commercial orders opened averaged 919 per day in the second quarter, up 7% from a year earlier. Nolan said the company was on track for a “very strong and potentially record year” in commercial business. He cited a pipeline spanning industrial properties, data centers, multifamily projects, affordable housing, retail and energy. The company closed 29 transactions that each generated more than $1 million in premiums during the quarter across its direct and agency businesses. Management also pointed to what it described as an early and fragmented recovery in office real estate. Nolan said a return to more normal transaction levels in central business districts, including markets such as New York, could become a meaningful commercial tailwind, although he did not quantify the potential impact. Total orders opened averaged 6,200 per day during the quarter. In July, total orders averaged 5,900 per day, up 7% from a year earlier. While FNF expects commercial momentum to continue, Nolan said the company remains cautious about residential purchase and refinance activity through the rest of the year. He also said Title margins could experience modest compression in the second half relative to the second quarter. That pressure is expected to reflect increased spending on recruiting and tuck-in acquisitions. Nolan said FNF’s recruiting performance over the past two quarters has been its strongest to date, while acquisitions completed in July will add more than 200 employees. Such investments bring expenses immediately, while revenue generally takes several months to reach full productivity, he said. In response to an analyst question, Nolan said acquisitions and recruiting efforts have extended across multiple regions, including Texas and markets in the East, with activity weighted more toward residential business than commercial. He said the company generally pays valuations of four to six times pretax profit for acquisitions. The company continues to invest in technology and artificial intelligence. Its inHere digital transaction platform engaged 80% of FNF’s residential sale transactions in both the first half of 2026 and throughout 2025. Nolan said the company has not quantified a per-file cost or cycle-time benefit, but believes the platform improves workflow efficiency, customer visibility and fraud prevention. FNF also launched a complimentary property-monitoring service in 35 states during the second quarter. Nolan said the service is intended as a customer value-add rather than a direct margin driver. FNF’s F&G segment reported assets under management before reinsurance of $74.7 billion at June 30, up 8% from a year earlier. Retained assets under management totaled $55.9 billion. F&G generated gross sales of $2.7 billion during the quarter, including $2 billion of core sales and $700 million of opportunistic sales. Core retail sales of indexed annuities and indexed life products were $1.8 billion, while pension-risk-transfer sales were $200 million. Net sales were $1.5 billion. Adjusted net earnings attributable to FNF from F&G were $65 million, compared with $89 million in the prior-year quarter, reflecting FNF’s approximate 72% ownership stake versus approximately 82% a year earlier. In the first six months, F&G contributed 23% of FNF adjusted net earnings, down from 32% in the comparable 2025 period. Nolan also highlighted F&G’s leadership transition, with Conor Murphy becoming CEO and president and Michael Bailey joining as chief financial officer. F&G is exploring strategic alternatives for Peak Altitude, an owned-distribution business. Murphy said a transaction involving a partner taking a 51% stake was the option favored at this early stage, allowing continued expansion of the underlying business. During the quarter, FNF returned about $195 million to shareholders through $138 million of common dividends and $57 million of share repurchases. The company ended the quarter with $457 million of cash and short-term liquid investments at the holding company. Fidelity National Financial (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. The company underwrites title insurance policies that protect property owners and lenders against title defects, liens, and other encumbrances. Alongside its core title insurance operations, FNF offers escrow and closing services, e-recording solutions, and real estate data and analytics through a network of agents and underwriters. FNF operates through two primary segments: Title Insurance and Specialty Insurance and Services. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "Fidelity National Financial Q2 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for August 2026.

This article first appeared on GuruFocus. Total Revenue: $4.1 billion in the second quarter; $3.7 billion excluding net recognized gains and losses, compared with $3.5 billion in Q2 2025. Net Earnings: $288 million, including net recognized gains of $333 million, versus $278 million in Q2 2025. Adjusted Net Earnings: $370 million or $1.39 per diluted share, compared with $318 million or $1.16 per share in Q2 2025. Title Segment Revenue: $2.5 billion in total revenue, excluding net recognized gains of $14 million, compared with $2.2 billion in Q2 2025. Adjusted Pretax Title Earnings: $448 million, up 33% over $337 million in Q2 2025. Adjusted Pretax Title Margin: 17.8%, an increase of 230 basis points over Q2 2025. Direct Premiums: Increased 21% over the prior year. Agency Premiums: Increased 15% over the prior year. Escrow, Title-Related and Other Fees: Increased 13% over the prior year. Personnel Costs: Increased 9% over the prior year. Other Operating Expenses: Increased 15% over the prior year. Commercial Revenue: Direct commercial revenue of $778 million in the first 6 months, up 24% over $626 million in the first half of 2025. Purchase Orders Opened: Daily purchase orders opened up 3% over Q2 2025, up 7% over Q1 2026, and up 4% for July versus the prior year. Refinance Orders Opened: 1,600 per day in Q2, compared with 1,300 in Q2 2025 and 2,000 in Q1 2026; up 16% over Q2 2025 and down 22% from Q1 2026. Commercial Orders Opened: 919 per day, up 7% over Q2 2025 and up 1% over Q1 2026. Total Orders Opened: Averaged 6,200 per day in Q2; 5,900 per day in July, up 7% over the prior year. Title Claims Paid: $67 million, $11 million lower than the provision of $78 million for Q2. Interest and Investment Income: $93 million in the Title and Corporate segments, excluding income from F&G dividends. F&G Assets Under Management: $74.7 billion at June 30, up 8% over the prior year. F&G Gross Sales: $2.7 billion for Q2, comprised of $2 billion of core sales and $700 million of opportunistic sales. F&G Net Sales: $1.5 billion in Q2. F&G Adjusted Net Earnings: $65 million for Q2, reflecting approximate 72% ownership stake, compared with $89 million in Q2 2025. Capital Returned to Shareholders: Approximately $195 million in Q2 through $138 million of common dividends and $57 million of share repurchases. Holding Company Cash: $457 million in cash and short-term liquid investments at the end of Q2, about 70% of the amount held at year-end 2025. Warning! GuruFocus has detected 4 Warning Sign with FNF. Is FNF fairly valued? Test your thesis with our free DCF calculator. Release Date: August 06, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Fidelity National Financial Inc (NYSE:FNF) delivered strong second quarter results with adjusted pretax title earnings of $448 million, up 33% year-over-year, and an industry-leading adjusted pretax title margin of 17.8%, a 230 basis point improvement. Commercial revenue is trending toward historic highs, with direct commercial revenue up 24% in the first half of 2026, driven by broad strength across asset classes and a strong pipeline of large deals. The company continues to outperform peers in daily purchase orders opened, with increases of 3% year-over-year and 7% sequentially, reflecting successful recruiting and strategic investments. F&G's assets under management reached $74.7 billion, up 8% year-over-year, with strong core retail sales of indexed annuities and indexed life, and a high-quality investment portfolio with low credit impairments. FNF maintains a strong balance sheet and returned $417 million to shareholders in the first half of 2026 through dividends and share repurchases, while continuing to invest in technology and strategic acquisitions. The company's technology investments, including the inHere digital platform and AI tools, are driving operational efficiencies and enhancing customer experience, with 80% engagement in residential sales transactions. F&G is exploring strategic alternatives for Peak Altitude, which could unlock significant value for shareholders and support further growth in the business. Residential purchase and refinance activity remains at historically low levels due to elevated mortgage rates, with refinance orders down 22% sequentially in the second quarter. The company expects modest compression in adjusted pretax title margin in the second half of 2026 due to front-loaded expenses from strategic investments in recruiting and tuck-in acquisitions. F&G's adjusted net earnings contribution to FNF declined to $65 million in the second quarter, down from $89 million in the prior year, reflecting a lower ownership stake and a reduced contribution to FNF's overall earnings. The holding company's cash position decreased to $457 million at the end of the second quarter, down from $659 million at year-end 2025, due to capital returns and investments. The company remains cautious on residential purchase and refinance activity for the remainder of the year, with no immediate catalyst for a recovery in mortgage rates. F&G's opportunistic sales were lower, with a deemphasized multiyear guaranteed annuity product due to returns below threshold, and core institutional sales of pension risk transfer were modest at $200 million. The company faces potential regulatory pressure on pricing if margins improve significantly, which could require passing on some gains to reduce costs for borrowers. Q: Can you clarify if the expected modest compression in the title pretax margin for the second half of 2026 is relative to the first half or year-over-year, and what are the key drivers? A: Mike Nolan (CEO) stated the compression is primarily relative to the second quarter of 2026. The drivers include a record pace of recruiting over the last two quarters and several tuck-in acquisitions, including two closed in July that added over 200 people. These investments front-load expenses while revenues take a few months to ramp up. He noted they will manage staffing expenses in the back half of the year in relation to order volumes. Q: Can you provide the margin breakdown by the different title segments? A: Tony Park (CFO) detailed the margins: Direct operations were up 80 basis points to just over 26%; the agency business was up 110 basis points to 8% on gross agency dollars; National Commercial units (NCS) were just shy of a 30% margin. Loan subservicing was down to a 21% margin due to nonrecurring benefits in the prior year, while home warranty had an 18% margin (up 200 bps) and ServiceLink was at 24% (up a couple hundred basis points). Q: Beyond recruiting and tuck-ins, what else is driving the purchase order outperformance relative to peers? A: Mike Nolan (CEO) attributed the consistent outperformance to the company's multi-brand strategy, the support provided to field personnel through the tech stack, the inHere digital transaction platform, and marketing spend. He believes the combination of these factors is creating a differentiation in the marketplace. Q: Regarding the strategic process for Peak Altitude, what is the goal, and how would the proceeds be used? A: Conor Murphy (CEO and President of F&G) stated the favored strategic option is bringing in a 51% partner to continue growing the underlying business. He anticipates bringing in proceeds and deploying them to grow core business opportunities rather than M&A, noting that Peak would focus on its own M&A with its own funding. Q: Can you translate the inHere platform's 80% engagement rate into cost per file or cycle time savings? A: Mike Nolan (CEO) said they do not have a specific number for cost savings or cycle time. He explained that inHere brings efficiencies by getting information directly from participants, connecting to the SoftPro system, and reducing calls and emails. He emphasized that the value shows up in improved margins and productivity over time, but they are not doing time-and-motion studies. Q: Can you give a sense of what you are paying for the recent tuck-in acquisitions and whether they are concentrated in specific markets or business mix? A: Mike Nolan (CEO) stated the recruiting and acquisitions span multiple geographies, with notable success in Texas and markets in the East. The mix is more residential than commercial, though commercial comes with local market acquisitions. He confirmed they are still paying in the 4x to 6x pretax profit valuation range. Q: Is the pace of large commercial deals (29 transactions over $1 million in premium) durable, or was this quarter unusually concentrated? A: Mike Nolan (CEO) said this was one of the biggest quarters tracked, but it's tough to say if it will continue. He highlighted a strong pipeline of commercial orders and broad-based strength across industrial, multifamily, energy, retail, and affordable housing. Tony Park (CFO) added that the 29 transactions include some agency transactions, and fee per file is only captured on the direct side. Q: What would need to happen for the office real estate market to be a real inflection point, and how big could that swing commercial volumes? A: Mike Nolan (CEO) said an inflection would require transactions returning to normalcy in central business districts like New York, as suburban office appears to be recovering quicker. He referenced 2015, when office was a top driver of $1 billion in commercial revenue, suggesting the potential is meaningful but declined to put a specific number on it. Q: What is the remaining regulatory dividend capacity for the back half of the year, and what is the estimate for unregulated dividends? A: Tony Park (CFO) estimated regulatory dividend capacity at around $200 million. When extending to all unregulated or less regulated subsidiaries, the total capacity for the back half of the year would be approximately $600 million, which includes the $200 million regulatory figure. Q: Do you think improved margins from technology investments will be sustainable long-term, or could regulatory pressure force you to pass savings on to borrowers? A: Mike Nolan (CEO) acknowledged a range of outcomes. He believes margins should improve with better productivity from technology and AI, but if industry margins rose significantly, there could be regulatory pressure on pricing. However, he noted the 50-state regulated business model and varying performance levels among market participants make it difficult to target one company, calling it a possibility but hard to predict. For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here. Commercial revenue is trending toward historic highs, driven by a broad-based recovery across industrial, data center, and multifamily asset classes. The company achieved industry-leading title margins of 17.8% through disciplined expense management and operational leverage built into the business model. Management attributed residential order outperformance relative to peers to a multi-brand strategy and successful active recruiting of high-performing personnel. The inHere digital platform has reached 80% engagement in residential sales, serving as a foundational tool for efficiency and fraud prevention. The U.S. office market is characterized as being in an early, fragmented recovery stage, which management views as a significant potential future tailwind. Strategic investments in technology and AI are being prioritized to enhance multiparty settlement orchestration and mitigate transaction risk. Management expects modest compression in adjusted pretax title margins for the second half of 2026 due to front-loaded expenses from recent acquisitions and recruiting. Interest and investment income is projected to range between $95 million and $100 million per quarter, assuming no Federal Reserve rate actions. The company remains cautious on residential purchase and refinance activity for the remainder of the year due to elevated mortgage rates. F&G is transitioning toward a more fee-based, higher-margin model with less capital intensity to drive long-term shareholder value. A formal process is underway to explore strategic alternatives for Peak Altitude to unlock intrinsic value and capture growth opportunities. Recent tuck-in acquisitions and aggressive recruiting are expected to temporarily impact productivity as revenue ramps up over several months. F&G has invested nearly $700 million in owned distribution investments, which generated $80 million of EBITDA in the full year 2025. The company launched a property monitoring service in 35 states as a complementary post-closing value-add to strengthen customer relationships. Title claims provision remains steady at 4.5% of total premiums, with carried reserves currently 1% above the actuary central estimate. One stock. Nvidia-level potential. 30M+ investors trust Moby to find it first. Get the pick. Tap here. Compression is primarily relative to Q2 levels, driven by the timing of expenses for new hires and July acquisitions adding over 200 people. Management noted that while expenses are immediate, full revenue productivity from these strategic investments typically takes a few months to realize. Management favors finding a 51% partner to establish a valuation mark while allowing F&G to participate in the entity's future growth. Proceeds from a potential transaction would likely be deployed into core business opportunities rather than external M&A. The quarter featured 29 transactions with premiums over $1 million, reflecting broad strength across diverse asset classes like energy and retail. While large deal flow is variable, the overall commercial order pipeline remains robust at approximately 900 orders per day. Management believes tech-driven productivity should improve margins, but acknowledges potential regulatory pressure if industry-wide margins rise significantly. The fragmented 50-state regulatory environment makes it difficult for regulators to target individual participants based solely on superior efficiency.

Never miss an important update on your stock portfolio and cut through the noise. Over 7 million investors trust Simply Wall St to stay informed where it matters for FREE. Fidelity National Financial (FNF) has just reported Q2 2026 results that came in ahead of Wall Street’s revenue expectations, with sales up 11.4% year on year and non-GAAP earnings of $1.39 per share. See our latest analysis for Fidelity National Financial. At a share price of $51.10, Fidelity National Financial has seen short term pressure, with the 7 day share price return down 4.4%. However, the 3 year total shareholder return of 45.53% points to a stronger longer term record. Recent trading around the Q2 earnings release suggests investors are reassessing both growth potential in the F&G business and the risk profile of the broader insurance and real estate related operations. If this earnings story has you thinking about where else capital could work hard, it might be a good time to check out 22 top founder-led companies After the drop around these results, Fidelity National Financial sits in an awkward middle ground. Does the current price already reflect the risks in title and F&G, or is it better to wait patiently for a cheaper entry? The most followed narrative on Fidelity National Financial suggests a fair value of $62.20, compared with the latest close at $51.10, which frames the current valuation debate for this stock. Read the complete narrative. Curious what sits behind that confidence in F&G and title earnings power. The narrative leans heavily on specific revenue, margin and earnings bridge assumptions. Want to see how those moving parts stack up over time and what kind of profit multiple is used to back into that $62.20 fair value. Result: Fair Value of $62.20 (UNDERVALUED) Have a read of the narrative in full and understand what's behind the forecasts. However, Fidelity National Financial still faces meaningful risks if U.S. real estate activity stays muted or if digital and cost initiatives fall short, which could keep margins under pressure. Find out about the key risks to this Fidelity National Financial narrative. The analyst narrative points to Fidelity National Financial trading at a discount to an estimated fair value of $62.20. On simple earnings, though, the stock tells a different story. FNF trades on a P/E of 18x, compared with 15.3x for peers and 11.9x for the broader US Insurance industry. The fair ratio for FNF is 18.1x, which sits very close to the current 18x multiple. That suggests the share price already lines up with what the regression work implies the market could move toward, even while it stands well above industry averages. For investors, the question is whether that premium feels like a comfort or a concern. See what the numbers say about this price — find out in our valuation breakdown. With both risks and rewards in focus for Fidelity National Financial, this is a moment to move quickly and test the numbers yourself. To weigh the full balance of concerns and potential upside, start with the 4 key rewards and 2 important warning signs. If you are serious about making your capital work harder than a single stock can, now is the time to scan other opportunities with the Simply Wall St screener. Spot potential value opportunities early by reviewing screener containing 17 high quality undiscovered gems before they move onto everyone else's radar. Strengthen your core portfolio by filtering for companies in the solid balance sheet and fundamentals stocks screener (50 results) that may handle tough conditions with more resilience. Build a potential income stream that does more for you over time by scanning the 8 dividend fortresses. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include FNF. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected]

JACKSONVILLE, Fla., Aug. 5, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) (FNF or the Company), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE: FG) (F&G), today reported financial results for the three months ended June 30, 2026. Net earnings attributable to common shareholders for the second quarter were $288 million, or $1.08 per diluted share (per share), compared with net earnings of $278 million, or $1.02 per share, for the second quarter of 2025. Net earnings attributable to common shareholders include mark-to-market effects and non-recurring items; all of which are excluded from adjusted net earnings attributable to common shareholders. Adjusted net earnings attributable to common shareholders (adjusted net earnings) for the second quarter were $370 million, or $1.39 per share, compared with $318 million, or $1.16 per share, for the second quarter of 2025. The Title Segment contributed $339 million for the second quarter, compared with $260 million for the second quarter of 2025 The F&G Segment contributed $65 million for the second quarter, which reflects our approximately 72% ownership stake following the stock distribution at year-end, compared with $89 million for the second quarter of 2025, which reflected our approximately 82% ownership stake The Corporate Segment adjusted net loss was $6 million for the second quarter, before eliminating dividend income from F&G in the consolidated financial statements, compared with adjusted net loss of $3 million for the second quarter of 2025 FNF's consolidated adjusted net earnings include significant income and expense items in the F&G Segment, as well as alternative investment portfolio short-term returns that differ from long-term return expectations. Please see "Segment Financial Results" for F&G, as well as the "Non-GAAP Measures and Other Information" section for further explanation Company Highlights Title Segment generated strong revenue and an industry leading margin despite dynamic environment: For the Title Segment, total revenue was $2.5 billion for the second quarter, compared with $2.2 billion for the second quarter of 2025. Total revenue, excluding recognized gains and losses, was $2.5 billion for the second quarter, a 16% increase over the second quarter of 2025. Our industry leading adjusted pre-tax title margin was 17.8% for the second quarter F&G Segment achieved assets under management before reinsurance of nearly $75 billion: F&G achieved record assets under management before reinsurance of $74.7 billion at the end of the second quarter, an increase of 8% over the second quarter of 2025. F&G's gross sales were $2.7 billion and net sales were $1.5 billion for the second quarter Robust return of capital to shareholders: FNF returned approximately $195 million of capital to shareholders in the second quarter through $138 million of common stock dividends and $57 million of share repurchases. This brought the first half of 2026 capital returned to shareholders to approximately $417 million, through $278 million of dividends and $139 million of share repurchases. FNF ended the quarter with $457 million in cash and short-term liquid investments at the holding company William P. Foley, II, Chairman, commented, "Our second quarter results highlight the strength of FNF's business model and the benefits of having two complementary market-leading franchises. In Title, we delivered an industry-leading adjusted pre-tax title margin of 17.8% despite a residential market that remains constrained by elevated mortgage rates and historically low transaction volumes. In F&G, assets under management before reinsurance approached $75 billion as the business continued to execute its strategy of balancing growth, profitability and capital efficiency." Mr. Foley added, "Our businesses continue to generate strong and consistent cash flow, supporting a disciplined capital allocation strategy that balances investing for future growth while returning capital to shareholders. During the second quarter, we returned approximately $195 million of capital through dividends and share repurchases, bringing total capital returned during the first six months of 2026 to approximately $417 million. With strong market positions and financial flexibility, we believe FNF remains exceptionally well positioned to create long-term value for our shareholders." Summary Financial Results Segment Financial Results Title Segment This segment consists of the operations of the Company's title insurance underwriters and related businesses, which provide core title insurance and escrow and other title-related services including loan sub-servicing, valuations, default services and home warranty. Mike Nolan, Chief Executive Officer, added, "The Title business delivered an outstanding second quarter, generating adjusted pre-tax title earnings of $448 million, up 33% over the prior year, and an industry-leading adjusted pre-tax title margin of 17.8%. These results reflect strength across our commercial, residential, and agency businesses, supported by disciplined expense management and the benefits of our scale and operating platform. Commercial remains a meaningful driver of our performance as transaction activity and fee per file continue to trend higher, positioning us for what could be one of the strongest commercial years in our history." Mr. Nolan continued, "We are also seeing the benefits of our investments in technology, automation and artificial intelligence. As the leading provider of title and settlement services, FNF provides the rails upon which real estate transactions run, by orchestrating complex multi-party settlements, safeguarding the movement of funds and mitigating fraud in every transaction. By embedding AI capabilities into these workflows, we believe we can drive significant value over time by enhancing efficiency, reducing risk, strengthening fraud prevention and improving the customer experience across real estate transactions. Combined with the significant operating leverage embedded in our model, we believe we are exceptionally well positioned to benefit from the continued strength in commercial and an eventual recovery in residential transaction volumes." Second Quarter 2026 Highlights Total revenue was $2.5 billion, compared with $2.2 billion for the second quarter of 2025 Total revenue, excluding recognized gains and losses, was $2.5 billion, a 16% increase over the second quarter of 2025 Purchase orders opened increased 3% on a daily basis and purchase orders closed increased 4% on a daily basis compared with the second quarter of 2025 Refinance orders opened increased 16% on a daily basis and refinance orders closed increased 26% on a daily basis over the second quarter of 2025 Commercial orders opened increased 7% and commercial orders closed increased 11% over the second quarter of 2025 Total fee per file was $4,107 for the second quarter, a 5% increase from the second quarter of 2025 Second Quarter 2026 Financial Results Pre-tax title margin was 17.8% and industry leading adjusted pre-tax title margin was 17.8% for the second quarter, compared with 16.6% and 15.5%, respectively, for the second quarter of 2025 Pre-tax earnings in Title for the second quarter were $451 million, compared with $367 million for the second quarter of 2025 Adjusted pre-tax earnings in Title were $448 million for the second quarter, an increase of 33% over $337 million for the second quarter of 2025, driven primarily by higher direct operating revenue and agent premiums. Direct title operating revenue increased 17% and agent premiums increased 15% over the second quarter of 2025 F&G Segment This segment consists of operations of FNF's majority-owned subsidiary F&G, a leading provider of insurance solutions serving retail annuity and life customers and funding agreement and pension risk transfer institutional clients. Conor Murphy, F&G's Chief Executive Officer and President, commented, "The second quarter reflects the strength and resilience of the business we have built at F&G. We achieved record assets under management before reinsurance of $74.7 billion underpinned by continued momentum in core retail, while maintaining our disciplined approach to sales, pricing and capital allocation. Our investment portfolio continues to perform well, with strong credit performance and impairments remaining below pricing assumptions, reinforcing the consistent earnings power of our business. Combined with our diversified distribution platform and strategic reinsurance relationships, we believe F&G is well positioned to navigate a dynamic market environment." Mr. Murphy continued, "Having spent the past year working closely with our employees, distribution partners and leadership team, my confidence in the future of F&G has only grown stronger. We see meaningful opportunities to further scale our fee-based, higher-margin and less capital-intensive earnings streams while continuing to grow our core spread-based franchise. Supported by strong inforce earnings generation, substantial financial flexibility and favorable demographic trends, we are confident in our ability to grow assets under management, expand returns and create long-term shareholder value." Second Quarter 2026 AUM before flow reinsurance was $74.7 billion at the end of the second quarter, an increase of 8% over the second quarter of 2025. This included retained AUM of $55.9 billion, an increase of 1% over the second quarter of 2025; retained AUM reflects positive asset flows offset by $1.8 billion inforce block ceded with the F&G Life Re (Bermuda) sale effective March 1, 2026 and a $750 million funding agreement-backed note maturity in the second quarter of 2026 Gross sales were $2.7 billion for the second quarter, compared with $4.1 billion for the second quarter of 2025 which included near record opportunistic sales; reflects our commitment to manage growth for the long-term Core sales were $2.0 billion for the second quarter, compared with $2.2 billion for the second quarter of 2025; reflects strong momentum with $1.8 billion of core retail (indexed annuity and indexed universal life), one of our strongest quarters on record, and $0.2 billion of pension risk transfer sales Opportunistic sales were $0.7 billion for the second quarter, compared with $1.9 billion for the second quarter of 2025; reflects lower multiyear guaranteed annuities partially offset by higher funding agreements. Opportunistic volumes vary quarter to quarter depending on economics and market opportunity Net sales were $1.5 billion for the second quarter, compared with $2.7 billion for the second quarter of 2025; reflects flow reinsurance in line with capital targets for multiyear guaranteed annuities and fixed indexed annuities F&G Segment net loss attributable to common shareholders was $55 million for the second quarter which included unfavorable mark-to-market movement, compared to net earnings of $33 million for the second quarter of 2025 which included unfavorable mark-to-market movement F&G Segment adjusted net earnings attributable to common shareholders were $65 million for the second quarter which reflects our approximately 72% ownership stake following the stock distribution at year-end, compared with $89 million for the second quarter of 2025, which reflected our approximately 82% ownership stake Conference Call We will host a call with investors and analysts to discuss FNF's second quarter of 2026 results on Thursday, August 6, 2026, beginning at 11:00 a.m. Eastern Time. A live webcast of the conference call will be available on the Events and Multimedia page of the FNF Investor Relations website at fnf.com. The conference call replay will be available via webcast through the FNF Investor Relations website at fnf.com. About Fidelity National Financial, Inc. Fidelity National Financial, Inc. (NYSE: FNF) is a leading provider of title insurance and transaction services to the real estate and mortgage industries. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York - that collectively issue more title insurance policies than any other title company in the United States. More information about FNF can be found at fnf.com. About F&G F&G is part of the FNF family of companies. F&G is committed to helping Americans turn their aspirations into reality. F&G is a leading provider of insurance solutions serving retail annuity and life customers and institutional clients and is headquartered in Des Moines, Iowa. For more information, please visit fglife.com. Use of Non-GAAP Financial Information Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting. GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, this earnings release includes non-GAAP financial measures, which the Company believes are useful to help investors better understand its financial performance, competitive position and prospects for the future. These non-GAAP measures include adjusted net earnings per share, adjusted pre-tax title earnings, adjusted pre-tax title earnings as a percentage of adjusted title revenue (adjusted pre-tax title margin), adjusted net earnings attributable to common shareholders (adjusted net earnings), assets under management (AUM), average assets under management (AAUM) and sales. Management believes these non-GAAP financial measures may be useful in certain instances to provide additional meaningful comparisons between current results and results in prior operating periods. Our non-GAAP measures may not be comparable to similarly titled measures of other organizations because other organizations may not calculate such non-GAAP measures in the same manner as we do. The presentation of this financial information is not intended to be considered in isolation of or as a substitute for, or superior to, the financial information prepared and presented in accordance with GAAP. By disclosing these non-GAAP financial measures, FNF believes it offers investors a greater understanding of, and an enhanced level of transparency into, the means by which the Company's management operates the Company. Any non-GAAP measures should be considered in context with the GAAP financial presentation and should not be considered in isolation or as a substitute for GAAP net earnings, net earnings attributable to common shareholders, net earnings per share, or any other measures derived in accordance with GAAP as measures of operating performance or liquidity. Further, FNF's non-GAAP measures may be calculated differently from similarly titled measures of other companies. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP measures are provided below. Forward-Looking Statements and Risk Factors This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements regarding our expectations, hopes, intentions or strategies regarding the future are forward-looking statements. Forward-looking statements are based on management's beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business, political crisis, war and pandemic conditions, including ongoing geopolitical conflicts; consumer spending; government spending; the volatility and strength of the capital markets; investor and consumer confidence; foreign currency exchange rates; commodity prices; inflation levels; changes in trade policy; tariffs and trade sanctions on goods; trade wars; supply chain disruptions; weakness or adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U.S. economy; our potential inability to find suitable acquisition candidates; our dependence on distributions from our title insurance underwriters as a main source of cash flow; significant competition that F&G and our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries, including regulation of title insurance and services and privacy and data protection laws; systems damage, failures, interruptions, cyberattacks and intrusions, or unauthorized data disclosures; and other risks detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of FNF's Form 10-K and other filings with the Securities and Exchange Commission. FNF-E Non-GAAP Measures and Other Information Title Segment The table below reconciles pre-tax title earnings to adjusted pre-tax title earnings. Title Segment (continued) F&G Segment The table below reconciles net earnings (loss) attributable to common shareholders to adjusted net earnings attributable to common shareholders. The F&G Segment is reported net of noncontrolling minority interest. Adjusted net earnings were $65 million for the second quarter of 2026. Investment income from alternative investments was $35 million, or $0.13 per share, below management's current long-term expected return of approximately 12% Adjusted net earnings were $89 million for the second quarter of 2025. Investment income from alternative investments was $55 million, or $0.21 per share, below management's long-term expected return Adjusted net earnings of $145 million for the first six months ended June 30, 2026 included $4 million, or $0.01 per share, from investment and other income true-up adjustments. Investment income from alternative investments was $66 million, or $0.25 per share, below management's current long-term expected return Adjusted net earnings of $169 million for the first six months ended June 30, 2025 included $13 million, or $0.05 per share, of income from a reinsurance true-up adjustment. Investment income from alternative investments was $92 million, or $0.34 per share, below management's long-term expected return F&G Segment (continued) The table below provides a summary of sales highlights. DEFINITIONS The following represents the definitions of non-GAAP measures used by the Company. Adjusted Net Earnings attributable to common shareholders Adjusted net earnings attributable to common shareholders (ANE) is a non-GAAP economic measure used to evaluate financial performance each period. ANE eliminates the impact of specific items that are not indicative of the underlying economics of our business, including certain market volatility, asymmetrical and noneconomic accounting, nonrecurring items and other income and expense adjustments. These items are volatile in our reported GAAP earnings and are not indicative of the underlying profitability drivers reflected in the design and pricing of our products and/or our investment and hedging strategy, as such items fluctuate from period to period in a manner inconsistent with these drivers. ANE provides information to enhance an investor's understanding of our results and underlying profitability drivers by removing the impact of short-term market volatility (i.e. recognized gains and losses, market risk benefits remeasurement gains and losses, derivative gains and losses), asymmetrical and non-economic accounting (i.e. derivatives and investment hedges that do not qualify for hedge accounting, deferred pension risk transfer deferred profit liability losses), and other adjustments. ANE is calculated by adjusting net earnings or loss attributable to common shareholders to eliminate: Recognized gains and losses are excluded from ANE as part of both adjustments (i) and (ii). As part of those two adjustments to ANE, all material recognized gains and losses are removed except for periodic settlements of interest rate swaps used to economically hedge floating rate investments. While these adjustments are an integral part of the overall performance of FNF, market conditions and/or the non-operating nature of these items can overshadow the underlying performance of the core business. Accordingly, management considers this to be a useful measure internally and to investors and analysts in analyzing the trends of our operations. Adjusted net earnings should not be used as a substitute for net earnings (loss). However, we believe the adjustments made to net earnings (loss) in order to derive adjusted net earnings provide an understanding of our overall results of operations. Assets Under Management (AUM) AUM is comprised of the following components and is reported net of reinsurance assets ceded in accordance with GAAP: Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio that is retained. AUM before Flow Reinsurance AUM before Flow Reinsurance is comprised of components consistent with AUM, but also includes flow reinsured assets. Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the size of our investment portfolio including reinsured assets. Average Assets Under Management (AAUM) AAUM is calculated as AUM at the beginning of the period and the end of each month in the period, divided by the total number of months in the period plus one. Management considers this non-GAAP financial measure to be useful internally and to investors and analysts when assessing the rate of return on retained assets. Sales Annuity, IUL, funding agreement and non-life contingent PRT sales are not derived from any specific GAAP income statement accounts or line items and should not be viewed as a substitute for any financial measure determined in accordance with GAAP. Sales from these products are recorded as deposit liabilities (i.e., contractholder funds) within the Company's consolidated financial statements in accordance with GAAP. Life contingent PRT sales are recorded as premiums in revenues within the consolidated financial statements. Management believes that presentation of sales, as measured for management purposes, enhances the understanding of our business and helps depict longer term trends that may not be apparent in the results of operations due to the timing of sales and revenue recognition. View original content:https://www.prnewswire.com/news-releases/fnf-reports-second-quarter-2026-financial-results-302843960.html

Fidelity National Financial (FNF) came out with quarterly earnings of $1.39 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $1.12 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +10.32%. A quarter ago, it was expected that this provider of title insurance and mortgage services would post earnings of $1.09 per share when it actually produced earnings of $0.93, delivering a surprise of -14.68%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Fidelity National Financial, which belongs to the Zacks Insurance - Multi line industry, posted revenues of $3.72 billion for the quarter ended June 2026, missing the Zacks Consensus Estimate by 3.09%. This compares to year-ago revenues of $3.64 billion. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Fidelity National Financial shares have lost about 5.6% since the beginning of the year versus the S&P 500's gain of 13%. While Fidelity National Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Fidelity National Financial was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.39 on $3.92 billion in revenues for the coming quarter and $5.11 on $15.35 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Insurance - Multi line is currently in the bottom 32% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, American International Group (AIG), has yet to report results for the quarter ended June 2026. The results are expected to be released on August 6. This insurer is expected to post quarterly earnings of $1.89 per share in its upcoming report, which represents a year-over-year change of +4.4%. The consensus EPS estimate for the quarter has been revised 0.8% lower over the last 30 days to the current level. American International Group's revenues are expected to be $7.27 billion, up 6.3% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fidelity National Financial, Inc. (FNF) : Free Stock Analysis Report American International Group, Inc. (AIG) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Fidelity National Financial (FNF) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on August 5. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This provider of title insurance and mortgage services is expected to post quarterly earnings of $1.26 per share in its upcoming report, which represents a year-over-year change of +12.5%. Revenues are expected to be $3.84 billion, up 5.6% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 7.13% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). For Fidelity National Financial, the Most Accurate Estimate is the same as the Zacks Consensus Estimate, suggesting that there are no recent analyst views which differ from what have been considered to derive the consensus estimate. This has resulted in an Earnings ESP of 0%. On the other hand, the stock currently carries a Zacks Rank of #4. So, this combination makes it difficult to conclusively predict that Fidelity National Financial will beat the consensus EPS estimate. While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that Fidelity National Financial would post earnings of $1.09 per share when it actually produced earnings of $0.93, delivering a surprise of -14.68%. Over the last four quarters, the company has beaten consensus EPS estimates just once. An earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. Fidelity National Financial doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Among the stocks in the Zacks Insurance - Multi line industry, MetLife (MET), is soon expected to post earnings of $2.3 per share for the quarter ended June 2026. This estimate indicates a year-over-year change of +13.9%. This quarter's revenue is expected to be $19.34 billion, up 7.9% from the year-ago quarter. Over the last 30 days, the consensus EPS estimate for MetLife has been revised 0.2% down to the current level. Nevertheless, the company now has an Earnings ESP of -0.48%, reflecting a lower Most Accurate Estimate. When combined with a Zacks Rank of #3 (Hold), this Earnings ESP makes it difficult to conclusively predict that MetLife will beat the consensus EPS estimate. Over the last four quarters, the company surpassed consensus EPS estimates three times. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fidelity National Financial, Inc. (FNF) : Free Stock Analysis Report MetLife, Inc. (MET) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research