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FNF

Fidelity National Financial FNF GroupB
NYSE / Insurance
Last Price
Quote time unavailable
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Current thesis
FNF delivered strong Q2 execution: adjusted EPS increased to $1.39 from $1.16, Title adjusted margin expanded to 17.8%, commercial revenue rose 32%, F&G AUM before reinsurance reached $74.7 billion, and capital returned reached approximately $417 million in the first half. Commercial activity and operating leverage provide support even while residential volumes remain depressed.
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bearish as of 2026-09-09.
What can break
F&G earnings and sales are exposed to product mix, reinsurance decisions, investment returns, mark-to-market volatility, and the reduced FNF ownership stake.
Momentum
14
Value
48
Sentiment
84
Setup hits (3d)
3 · Net Bearish
AI TargetsBase $59.00 · Bull $68.00 · Bear $45.00Analysis 2026-08-08; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-08 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-08 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-08

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-08. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bearish
Target $60.80
Why
Momentum14 · Δ7d -1.7
Value48 · Δ7d 0.0
Sentiment84 · Δ7d +10.6
So what
Strength-led posture (Net Bearish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bearish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +10.6.

Contradictions & invalidation

  • • F&G earnings and sales are exposed to product mix, reinsurance decisions, investment returns, mark-to-market volatility, and the reduced FNF ownership stake.
  • • Management expects modest second-half Title margin compression as recruiting and tuck-in acquisition expenses precede revenue ramp-up.
  • • The post-print price decline suggests the market is focused on forward risks rather than the reported beat.

Catalyst clock

2026-08-05

Q2 earnings showed a strong Title operating beat

Lead driver: Sentiment · See AI snapshot
Momentum
14
9% active weight
Current posture
7d trendSoftening
Δ7d
-1.7
Δ21d
-24.6
Value
48
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-0.0
Sentiment
84
62% active weight
Current posture
7d trendImproving
Δ7d
+10.6
Δ21d
+11.6
Why this grade

Composite grade B. Momentum 14.3 / Value 47.9 / Sentiment 84.2

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-08. Scenario method

B+
Bull case
25%
Probability
Target price
$68.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$59.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$45.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$13.18B
Beta
1.01
Shares Out
268.19M
P/E (TTM)
13.0
P/S (TTM)
1.07
P/FCF (TTM)
2.95
Rev YoY
+10.5%
EPS YoY
+5.9%
Gross Margin
-
Op Margin
+12.9%
Net Debt
$2.13B
Current Ratio
13.71
As of 2026-09-08 • Updated nightlySource: Internal modelMethods & Data