FMNB

Farmers National BancC

Nasdaq / Banks

At close

2026-06-02

Current thesis

Primary evidence supports a modestly constructive view: margin expanded through 2025, customer deposits excluding brokered CDs grew, and the Middlefield merger adds scale if integration stays clean.

Posture

Mixed

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -0.7.

What can break

Core conversion slips or costs more than expected, delaying the targeted expense benefit.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $14.80 · Bull $16.50 · Bear $11.50

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $14.67

Why

Momentum55 · Δ7d -0.7

Value49 · Δ7d +0.1

Sentiment54 · Δ7d +4.3

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendFlat

Δ7d

-0.7

Δ21d

+3.8

Value

32% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

+0.1

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+4.3

Δ21d

+7.7

Why this grade

Composite grade C. Momentum 54.5 / Value 49.4 / Sentiment 53.5

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$830.2M

Beta

0.87

Shares Out

37.65M

P/E (TTM)

9.3

P/S (TTM)

2.75

P/FCF (TTM)

31.22

Rev YoY

+2.5%

EPS YoY

+45.6%

Gross Margin

Op Margin

+35.4%

Net Debt

$65.72M

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology