FMBH

First Mid BancsharesC

Nasdaq / Banks

At close

2026-06-18

Current thesis

Improving net interest margin, stable credit costs, and disciplined capital returns drive rerating toward the analyst high; execution on buybacks/dividends and favorable regional loan growth support upside.

Posture

Mixed

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta +8.0.

What can break

Deposit outflows or rising funding costs compressing NIM

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $45.00 · Bull $54.60 · Bear $39.37

Data freshness

Prices

As of 2026-06-18

Fundamentals

As of 2026-06-15 • Vendor: Data Vendor v1

Scores

As of 2026-06-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-29 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-06-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $48.00

Why

Momentum58 · Δ7d +8.0

Value54 · Δ7d +0.1

Sentiment51 · Δ7d +6.2

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendImproving

Δ7d

+8.0

Δ21d

+11.8

Value

32% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

-0.3

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+6.2

Δ21d

-5.3

Why this grade

Composite grade C. Momentum 58.0 / Value 54.0 / Sentiment 51.1

Fundamentals (TTM)

As of 2026-06-15

Market Cap

$1.22B

Beta

0.90

Shares Out

24M

P/E (TTM)

10.8

P/S (TTM)

2.72

P/FCF (TTM)

9.64

Rev YoY

+5.4%

EPS YoY

+15.3%

Gross Margin

Op Margin

+32.5%

Net Debt

$223.76M

Current Ratio

As of 2026-06-18 • Updated nightlySource: Internal modelMethodology