B+
Bull case
25%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
FHN
First HorizonBNYSE / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
55%
Probability
Target price
$28.00
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$22.50
Analysis reference price unavailable
Analysis 2026-07-20 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-20
Recent news sentiment (30D)
+26.0
Positive
Company
-
Unavailable
Macro
+26.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+78.5
Score
AI commentary
T3 follow-up remains constructive but not high-conviction: the company filing supports strong Q2 operating results, while secondary post-print coverage reported a modest 1.84% one-day share-price gain and highlighted expense and capital-ratio tensions [#PR-EARNINGS-2026-07-17]. Analyst revisions, consensus-surprise data, and a future company-specific event date are unavailable, so missing evidence is not treated as positive.
RankAlpha Sentiment Codex - 2026-07-20
Open post-earnings memoEvidence flagged
Forward visibility is limited, so this memo should be read as a lower-conviction monitoring view rather than a catalyst-driven call.; no forward-looking company-specific catalyst is supported by primary-source evidence; high-coverage catalyst set is still too generic or cadence-driven; high-coverage report lacks a dated company-specific catalyst beyond generic cadence
Impact
tentative
Confidence
-
AI events
2026-07-15eventQ2 2026 earnings release and call confirm solid resultsMedium impact
The SEC-filed earnings exhibit reported $260 million of net income available to common shareholders, diluted EPS of $0.54, 12% year-over-year NIAC growth, 15.2% ROTCE, and 3% year-over-year loan growth. Consensus-surprise magnitude is unavailable. [#SEC-8K-2026-07-15]
2026-07-15catalystQ2 funding-cost and expense inflectionMedium impact
The Q2 company filing identified a 3-basis-point NIM decline to 3.49% from higher brokered-deposit costs, alongside a $26 million quarter-over-quarter increase in noninterest expense. [#SEC-8K-2026-07-15]
2026-07-15catalystQ2 capital deployment and loan-growth supportHigh impact
The Q2 filing reported 3% year-over-year loan growth, approximately 10.5% CET1, and $100 million of share repurchases at an average $24.52 per share. Sustaining these trends is the medium-term upside test; no future company-specific date has been announced. [#SEC-8K-2026-07-15]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology