FHB
First HawaiianCNasdaq / Banks
Last Price
At close
2026-07-20
Current thesis
Modest upside: sustained tourism recovery, stable NIMs, and modest credit improvement could lift shares into the high-$20s; upside is limited relative to anchor and requires execution.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-24 · BMO.
What can break
Rising credit losses in commercial real estate or hospitality exposure
Momentum
52
Value
57
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $27.67 · Bull $29.00 · Bear $24.00
Earnings
2026-07-24 · BMO
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-10 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $30.11
Why
Momentum52 · Δ7d -8.4
Value57 · Δ7d +0.6
Sentiment47 · Δ7d -0.5
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
52
26% active weight
Current posture
7d trendSoftening
Δ7d
-8.4
Δ21d
-15.7
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+1.1
Sentiment
47
34% active weight
Current posture
7d trendFlat
Δ7d
-0.5
Δ21d
-0.9
Why this grade
Composite grade C. Momentum 52.0 / Value 56.9 / Sentiment 47.3
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$3.51B
Beta
0.72
Shares Out
121.68M
P/E (TTM)
12.8
P/S (TTM)
3.86
P/FCF (TTM)
18.70
Rev YoY
-1.2%
EPS YoY
+17.9%
Gross Margin
-
Op Margin
+38.7%
Net Debt
-$167.85M
Current Ratio
0.13
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology