B+
Bull case
20%
Probability
Target price
$29.00
Analysis reference price unavailable
Analysis 2026-01-10 · RankAlpha Sentiment AI
FHB
First HawaiianCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Modest upside: sustained tourism recovery, stable NIMs, and modest credit improvement could lift shares into the high-$20s; upside is limited relative to anchor and requires execution.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +3.7.
What can break
Rising credit losses in commercial real estate or hospitality exposure
Momentum
19
Value
59
Sentiment
67
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $27.67 · Bull $29.00 · Bear $24.00Analysis 2026-01-10; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-10 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $30.78
Why
Momentum19 · Δ7d +0.8
Value59 · Δ7d -0.0
Sentiment67 · Δ7d +3.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +3.7.
Contradictions & invalidation
- • Rising credit losses in commercial real estate or hospitality exposure
- • Tourism slowdown reducing loan demand and fee income
- • Tourism slowdown or credit deterioration compresses NIMs and raises provisions, pushing the stock toward low-$20s.
Catalyst clock
2026-04-10
Quarterly earnings (estimated window)
Lead driver: Sentiment · See AI snapshot
Momentum
19
9% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
-8.6
Value
59
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-9.1
Sentiment
67
62% active weight
Current posture
7d trendImproving
Δ7d
+3.7
Δ21d
+9.0
Why this grade
Composite grade C. Momentum 18.9 / Value 58.9 / Sentiment 67.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-10. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$27.67
Analysis reference price unavailable
Analysis 2026-01-10 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2026-01-10 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$3.35B
Beta
0.72
Shares Out
121.68M
P/E (TTM)
12.8
P/S (TTM)
3.86
P/FCF (TTM)
18.70
Rev YoY
+0.7%
EPS YoY
+3.0%
Gross Margin
-
Op Margin
+31.7%
Net Debt
-$167.85M
Current Ratio
0.08
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data