FCCO

First Community (FCCO) came out with quarterly earnings of $0.72 per share, beating the Zacks Consensus Estimate of $0.64 per share. This compares to earnings of $0.51 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +12.50%. A quarter ago, it was expected that this holding company for First Community Bank would post earnings of $0.67 per share when it actually produced earnings of $0.69, delivering a surprise of +2.99%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. First Community, which belongs to the Zacks Banks - Southeast industry, posted revenues of $23.16 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 3.94%. This compares to year-ago revenues of $18.37 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Community shares have added about 1.9% since the beginning of the year versus the S&P 500's gain of 3.2%. While First Community has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Community was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the compl...

LEXINGTON, S.C., April 22, 2026 /PRNewswire/ -- Highlights for First Quarter 2026 Net income of $5.498 million, an increase of 37.6% year-over-year and 13.8% on a linked quarter basis. Net income excluding merger expenses1 of $6.754 million, an increase of 69.0% year-over-year and 26.1%, on a linked quarter basis. Diluted EPS of $0.59 per common share, an increase of 15.7% year-over-year and a decrease of 4.8% on a linked quarter basis. Diluted EPS excluding merger expenses1 of $0.72, an increase of 41.1% year-over-year and 4.3% on a linked quarter basis. Total deposits were $2.048 billion at March 31, 2026 with growth of $298.7 million during the quarter, including $229.8 related to the acquisition of Signature Bank of Georgia ("Signature Bank"). Excluding the impact of the day one Signature Bank acquisition balances, organic deposit growth was $68.9 during the first quarter of 2026, which represents 16.0% linked quarter annualized growth. Total loans were $1.549 billion at March 31, 2026 with growth of $238.1 million during the quarter, including $195.5 million related to the acquisition of Signature Bank. Excluding the impact of the day one Signature Bank acquisition balances, organic loan growth was $42.6 million during the first quarter of 2026, which represents 13.2% linked quarter annualized growth. Capital ratios including the Tangible common shareholders' equity to tangible assets1 (TCE) and the Leverage ratio increased to 7.93% and 9.06%, respectively. Net interest margin, on a tax equivalent basis, of 3.37%, an expansion of five basis points compared to the fourth quarter of 2025. This is the eighth consecutive quarter of margin expansion. Key credit quality metrics continue to be strong with net charge-offs, including overdrafts, during the first quarter of 2026 of $5 thousand; net loan recoveries, excluding overdrafts, during the quarter of $4 thousand; non-performing assets of 0.04%; and past due loans of 0.17% at March 31, 2026. Investment advisory revenue of $2.271 million. Assets under management (AUM) were $1.130 billion at March 31, 2026, compared to the December 31, 2025 AUM amount of $1.170 billion. Cash dividend of $0.16 per common share, the 97th consecutive quarter of cash dividends paid to common shareholders. Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced earnings and discu...

First Community (FCCO) reported $23.16 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 26.1%. EPS of $0.72 for the same period compares to $0.51 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $24.11 million, representing a surprise of -3.94%. The company delivered an EPS surprise of +12.5%, with the consensus EPS estimate being $0.64. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how First Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (taxable equivalent): 3.4% compared to the 3.6% average estimate based on two analysts. Efficiency Ratio: 66.5% compared to the 81.7% average estimate based on two analysts. Total Non-Interest Income: $4.79 million compared to the $4.7 million average estimate based on two analysts. View all Key Company Metrics for First Community here>>> Shares of First Community have returned +6% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Community Corporation (FCCO) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

This article first appeared on GuruFocus. First Community Corp (NASDAQ:FCCO) is set to release its Q1 2026 earnings on Apr 22, 2026. The consensus estimate for Q1 2026 revenue is $23.71 million, and the earnings are expected to come in at $0.23 per share. The full year 2026's revenue is expected to be $99.93 million and the earnings are expected to be $2.52 per share. More detailed estimate data can be found on the Forecast page. Warning! GuruFocus has detected 5 Warning Sign with FCCO. Is FCCO fairly valued? Test your thesis with our free DCF calculator. Over the past 90 days, revenue estimates for First Community Corp (NASDAQ:FCCO) have increased from $99.82 million to $99.94 million for the full year 2026, and from $105.68 million to $105.80 million for 2027. Earnings estimates have also seen an increase from $2.42 per share to $2.52 per share for 2026, and from $3.13 per share to $3.16 per share for 2027. In the previous quarter ending on December 31, 2025, First Community Corp's (NASDAQ:FCCO) actual revenue was $20.60 million, which beat analysts' revenue expectations of $20.28 million by 1.61%. First Community Corp's (NASDAQ:FCCO) actual earnings were $0.62 per share, which missed analysts' earnings expectations of $0.66 per share by -5.63%. After releasing the results, First Community Corp (NASDAQ:FCCO) was up by 0.69% in one day. Based on the one-year price targets offered by 3 analysts, the average target price for First Community Corp (NASDAQ:FCCO) is $34.67 with a high estimate of $36.00 and a low estimate of $32.00. The average target implies an upside of 11.61% from the current price of $31.06. Based on GuruFocus estimates, the estimated GF Value for First Community Corp (NASDAQ:FCCO) in one year is $37.25, suggesting an upside of 19.93% from the current price of $31.06. Based on the consensus recommendation from 3 brokerage firms, First Community Corp's (NASDAQ:FCCO) average brokerage recommendation is currently 1.7, indicating an "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

LEXINGTON, S.C., Jan. 28, 2026 /PRNewswire/ -- Highlights Net income of $4.830 million for the fourth quarter of 2025 and $19.205 million for the year ended December 31, 2025. Net income, excluding the after-tax effect of merger expenses, of $5.357 million for the fourth quarter of 2025, and $20.348 million for the year ended December 31, 2025. Diluted EPS of $0.62 per common share for the fourth quarter of 2025 and $2.47 per common share for the year ended December 31, 2025. Diluted EPS per common share, excluding the after-tax effect of merger expenses, of $0.69, for the fourth quarter of 2025 and $2.62 for the year ended December 31, 2025. Net interest margin on a tax equivalent basis of 3.32% with margin expansion of five basis points during the fourth quarter of 2025 compared to the prior linked quarter. This is the seventh consecutive quarter of margin expansion. Total loan growth of $90.5 million, or 7.4%, during the year ended December 31, 2025 and $31.7 million during the fourth quarter of 2025, an annualized growth rate of 9.8%. Total deposits increased $73.6 million, or 4.4%, during the year ended December 31, 2025. Total deposits declined $21.6 million, or 1.2%, during the fourth quarter of 2025 compared to the prior linked quarter. Total deposit growth, excluding brokered CDs, was $84.1 million during the year ended December 31, 2025, a 5.0% growth rate. There were no brokered CDs at December 31, 2025 compared to $10.4 million at December 31, 2024. Average total deposits and average pure deposits (total deposits less certificates of deposit) increased $17.8 million and $18.8 million, respectively, in the fourth quarter of 2025 compared to the third quarter of the year. In the investment advisory line of business, assets under management (AUM) were a record $1.170 billion at December 31, 2025, up from $1.103 billion at September 30, 2025 and $926.0 million at December 31, 2024. Investment advisory revenue was $2.146 million for the fourth quarter of 2025 and $7.565 million for the year ended December 31, 2025. Mortgage line of business total production in the fourth quarter of 2025 was $44.4 million with fee revenue of $698 thousand and for the year ended December 31, 2025 total production was $202.7 million with fee revenue of $3.3 million. Key credit quality metrics continue to be excellent with 2025 net charge-offs of $52 thousand; net loan re...

This article first appeared on GuruFocus. First Community Corp (NASDAQ:FCCO) is set to release its Q4 2025 earnings on Jan 28, 2026. The consensus estimate for Q4 2025 revenue is $20.27 million, and the earnings are expected to come in at $0.66 per share. The full year 2025's revenue is expected to be $78.56 million and the earnings are expected to be $2.51 per share. More detailed estimate data can be found on the Forecast page. Warning! GuruFocus has detected 5 Warning Sign with FCCO. Is FCCO fairly valued? Test your thesis with our free DCF calculator. Revenue estimates for First Community Corp (NASDAQ:FCCO) have remained flat at $78.56 million for the full year 2025 and at $100 million for 2026 over the past 90 days. Earnings estimates have also remained flat at $2.51 per share for the full year 2025, while for 2026, they have increased from $2.20 per share to $2.42 per share over the past 90 days. In the previous quarter ending on 2025-09-30, First Community Corp's (NASDAQ:FCCO) actual revenue was $20.46 million, which beat analysts' revenue expectations of $19.77 million by 3.50%. First Community Corp's (NASDAQ:FCCO) actual earnings were $0.67 per share, which beat analysts' earnings expectations of $0.65 per share by 3.08%. After releasing the results, First Community Corp (NASDAQ:FCCO) was down by 2.29% in one day. Based on the one-year price targets offered by 3 analysts, the average target price for First Community Corp (NASDAQ:FCCO) is $32.67 with a high estimate of $33.00 and a low estimate of $32.00. The average target implies an upside of 13.74% from the current price of $28.72. Based on GuruFocus estimates, the estimated GF Value for First Community Corp (NASDAQ:FCCO) in one year is $36.24, suggesting an upside of 26.18% from the current price of $28.72. Based on the consensus recommendation from 3 brokerage firms, First Community Corp's (NASDAQ:FCCO) average brokerage recommendation is currently 1.3, indicating a "Buy" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

LEXINGTON, S.C., Dec. 16, 2025 /PRNewswire/ -- Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, announced the company's earnings release schedule for 2026. Fourth Quarter of 2025 on Wednesday, January 28, 2026 First Quarter of 2026 on Wednesday, April 22, 2026 Second Quarter of 2026 on Wednesday, July 22, 2026 Third Quarter of 2026 on Wednesday, October 21, 2026 The releases will be issued at approximately 9:00 am Eastern Time on each of the above dates. About First Community Corporation First Community Corporation stock trades on The NASDAQ Capital Market under the symbol "FCCO" and is the holding company for First Community Bank, a local community bank based in the Midlands of South Carolina. First Community Bank is a full-service commercial bank offering deposit and loan products and services, residential mortgage lending and financial planning/investment advisory services for businesses and consumers. First Community serves customers in the Midlands, Aiken, Upstate and Piedmont Regions of South Carolina as well as Augusta, Georgia. For more information, visit www.firstcommunitysc.com. View original content to download multimedia:https://www.prnewswire.com/news-releases/first-community-corporation-announces-2026-earnings-release-schedule-302643216.html

Highlights for Third Quarter of 2025 Net income of $5.192 million during the third quarter of 2025, an increase of 34.5% year-over-year and flat on a linked quarter basis. Net income, excluding the after-tax effect of merger expenses, of $5.630 million for the third quarter of 2025, an increase of 45.8% year-over-year and 5.0% on a linked quarter basis. Diluted EPS of $0.67 per common share for the third quarter of 2025, an increase of 34.0% year-over-year and flat on a linked quarter basis. Diluted EPS per common share, excluding the after-tax effect of merger expenses, of $0.72, an increase of 44.0% year-over-year and 4.3% on a linked quarter basis. Net income for the nine months ended September 30, 2025 of $14.375 million, a 47.8% increase over the same time period in 2024. Net income, excluding the after-tax effect of merger expenses, of $14.991 million for the first nine months of 2025, a 54.2% increase over the same time period in 2024. Diluted EPS of $1.85 per common share for the nine months ended September 30, 2025, an increase of 46.8% over the same time period in 2024. Diluted EPS per common share for the nine months ending September 30, 2025, excluding the after-tax effect of merger expenses, of $1.93, an increase of 53.2% over the same time period in 2024. Net interest margin on a tax equivalent basis of 3.27% with margin expansion of six basis points during the third quarter of 2025. This is the sixth consecutive quarter of margin expansion. Total loans increased during the third quarter of 2025 by $19.3 million, a 6.1% annualized growth rate. Year-to-date through September 30, 2025, total loans increased $58.8 million, a 6.4% annualized growth rate. Total deposits increased during the third quarter of 2025 by $17.1 million, an annualized growth rate of 3.9%. Year-to-date through September 30, 2025, total deposits increased $95.3 million, a 7.6% annualized growth rate. Customer deposits (total deposits excluding brokered CDs) increased during the third quarter of 2025 by $27.6 million, a 6.3% annualized growth rate. Assets under management (AUM) were a record $1.103 billion at September 30, 2025, a 19.1 % increase year-to-date through September 30, 2025. Investment advisory revenue was $1.862 million during the third quarter of 2025. Mortgage line of business total production was $51.6 million during the third quarter of 2025 with fee revenue o...

This article first appeared on GuruFocus. First Community Corp (NASDAQ:FCCO) is set to release its Q3 2025 earnings on Oct 22, 2025. The consensus estimate for Q3 2025 revenue is $19.77 million, and the earnings are expected to come in at $0.65 per share. The full year 2025's revenue is expected to be $77.79 million and the earnings are expected to be $2.48 per share. More detailed estimate data can be found on the Forecast page. Warning! GuruFocus has detected 5 Warning Sign with FCCO. Is FCCO fairly valued? Test your thesis with our free DCF calculator. Revenue estimates for First Community Corp (NASDAQ:FCCO) have increased from $76.57 million to $77.79 million for the full year 2025 and from $83.37 million to $99.89 million for 2026 over the past 90 days. Earnings estimates have increased from $2.31 per share to $2.48 per share for the full year 2025, while for 2026, they have declined from $2.74 per share to $2.21 per share over the past 90 days. In the previous quarter ending on 2025-06-30, First Community Corp's (NASDAQ:FCCO) actual revenue was $19.53 million, which beat analysts' revenue expectations of $18.90 million by 3.33%. First Community Corp's (NASDAQ:FCCO) actual earnings were $0.67 per share, which beat analysts' earnings expectations of $0.57 per share by 18.17%. After releasing the results, First Community Corp (NASDAQ:FCCO) was down by 1.98% in one day. Based on the one-year price targets offered by 3 analysts, the average target price for First Community Corp (NASDAQ:FCCO) is $30.33 with a high estimate of $31.00 and a low estimate of $30.00. The average target implies an upside of 12.14% from the current price of $27.05. Based on GuruFocus estimates, the estimated GF Value for First Community Corp (NASDAQ:FCCO) in one year is $33.68, suggesting an upside of 24.51% from the current price of $27.05. Based on the consensus recommendation from 3 brokerage firms, First Community Corp's (NASDAQ:FCCO) average brokerage recommendation is currently 1.3, indicating a "Buy" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

LEXINGTON, S.C., July 23, 2025 /PRNewswire/ -- Highlights for Second Quarter of 2025 Net income of $5.186 million during the second quarter of 2025, an increase of 29.7% on a linked quarter basis, and 58.8% year-over-year. Net income for the six months ended June 30, 2025 of $9.183 million, a 56.7% increase over the same time period in 2024. Diluted EPS of $0.67 per common share for the second quarter of 2025, an increase of 31.4% on a linked quarter basis and 59.5% year-over-year. Diluted EPS of $1.18 per common share for the six months ended June 30, 2025, an increase of 55.3% over the same time period in 2024. Net interest margin on a tax equivalent basis of 3.21% with margin expansion of eight basis points during the second quarter of 2025. Assets under management (AUM) exceeded $1 billion for the first time and were a record $1.011 billion at June 30, 2025, a 9.1 % increase year-to-date through June 30, 2025. Investment advisory revenue was $1.751 million during the second quarter of 2025. Mortgage line of business total production was a record $62.9 million during the second quarter of 2025 with fee revenue of $879 thousand. Total loans increased by $8.1 million during the second quarter of 2025, an annualized growth rate of 2.6%. Year-to-date through June 30, 2025, loans increased by $39.5 million, an annualized growth rate of 6.5% Total deposits were $1.754 billion and customer deposits (excludes brokered CDs) were $1.744 billion at June 30, 2025. Customer deposit growth was $28.3 million during the second quarter of 2025, a 6.6% annualized growth rate, and $78.1 million year-to-date through June 30, 2025, a 9.5% annualized growth rate. Excellent key credit quality metrics with net charge-offs, including overdrafts, during the second quarter of 2025 of $10 thousand; net loan recoveries, excluding overdrafts, during the quarter of $5 thousand; non-performing assets of 0.02%; and past due loans of 0.02% at June 30, 2025. Increased cash dividend to $0.16 per common share, which is the 94th consecutive quarter of cash dividends paid to common shareholders. Announced the signing of an agreement to acquire Signature Bank of Georgia. Today, First Community Corporation (Nasdaq: FCCO), the holding company for First Community Bank, reported net income for the second quarter of 2025 of $5.186 million as compared to $3.997 million in the first quarter of 2025 an...

First Community Corp (NASDAQ:FCCO) is set to release its Q2 2025 earnings on Jul 23, 2025. The consensus estimate for Q2 2025 revenue is $18.88 million, and the earnings are expected to come in at $0.57 per share. The full-year 2025's revenue is expected to be $76.57 million and the earnings are expected to be $2.31 per share. More detailed estimate data can be found on the Forecast page. Warning! GuruFocus has detected 4 Warning Sign with FCCO. Over the past 90 days, revenue estimates for First Community Corp (NASDAQ:FCCO) have increased from $73.81 million to $76.57 million for the full year 2025, and from $80.53 million to $83.37 million for 2026. Earnings estimates have also risen, from $2.18 per share to $2.31 per share for the full year 2025, and from $2.62 per share to $2.74 per share for 2026. In the previous quarter ending 2025-03-31, First Community Corp's (NASDAQ:FCCO) actual revenue was $17.94 million, which beat analysts' revenue expectations of $17.39 million by 3.13%. First Community Corp's (NASDAQ:FCCO) actual earnings were $0.51 per share, which beat analysts' earnings expectations of $0.45 per share by 12.58%. After releasing the results, First Community Corp (NASDAQ:FCCO) was up by 1.87% in one day. Based on the one-year price targets offered by 3 analysts, the average target price for First Community Corp (NASDAQ:FCCO) is $29.67 with a high estimate of $30.00 and a low estimate of $29.00. The average target implies an upside of 17.07% from the current price of $25.34. Based on GuruFocus estimates, the estimated GF Value for First Community Corp (NASDAQ:FCCO) in one year is $27.34, suggesting an upside of 7.89% from the current price of $25.34. Based on the consensus recommendation from 3 brokerage firms, First Community Corp's (NASDAQ:FCCO) average brokerage recommendation is currently 1.3, indicating a "Buy" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell. This article, generated by GuruFocus, is designed to provide general insights and is not tailored financial advice. Our commentary is rooted in historical data and analyst projections, utilizing an impartial methodology, and is not intended to serve as specific investment guidance. It does not formulate a recommendation to purchase or divest any stock and does not consider individual investment objectives or financial circumstances. Our obj...

Revenue: US$17.9m (up 19% from 1Q 2024). Net income: US$4.00m (up 54% from 1Q 2024). Profit margin: 22% (up from 17% in 1Q 2024). The increase in margin was driven by higher revenue. EPS: US$0.52 (up from US$0.34 in 1Q 2024). We check all companies for important risks. See what we found for First Community in our free report. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 5.6%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Looking ahead, revenue is forecast to grow 9.6% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's shares are up 11% from a week ago. While it's very important to consider the profit and loss statement, you can also learn a lot about a company by looking at its balance sheet. We've done some analysis and you can see our take on First Community's balance sheet. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.