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FAF

First American FinancialB
NYSE / Insurance
Last Price
Quote time unavailable
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Current thesis
Sustained improvement in home sales and refis, plus margin recovery and accelerated buybacks/dividends, drives title volumes and pushes valuation toward analyst highs in the low-$90s.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +7.4.
What can break
Capital allocation missteps or inadequate reserves
Momentum
47
Value
57
Sentiment
69
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $76.00 · Bull $92.40 · Bear $61.44Analysis 2026-02-13; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-13 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $87.67
Why
Momentum47 · Δ7d -4.5
Value57 · Δ7d 0.0
Sentiment69 · Δ7d +7.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +7.4.

Contradictions & invalidation

  • • Capital allocation missteps or inadequate reserves
  • • Sustained decline in mortgage originations
  • • Prolonged mortgage weakness or adverse regulatory/litigation outcomes force higher reserves and compress margins, pushing shares toward analyst lows near the low $60s.

Catalyst clock

2026-05-14

Regulatory/litigation resolution (title-related claims)

Lead driver: Sentiment · See AI snapshot
Momentum
47
9% active weight
Current posture
7d trendSoftening
Δ7d
-4.5
Δ21d
-6.8
Value
57
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Sentiment
69
62% active weight
Current posture
7d trendImproving
Δ7d
+7.4
Δ21d
+1.1
Why this grade

Composite grade B. Momentum 47.0 / Value 57.0 / Sentiment 68.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-13. Scenario method

B+
Bull case
25%
Probability
Target price
$92.40
Analysis reference price unavailable
Analysis 2026-02-13 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$76.00
Analysis reference price unavailable
Analysis 2026-02-13 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$61.44
Analysis reference price unavailable
Analysis 2026-02-13 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$7.47B
Beta
1.29
Shares Out
102.1M
P/E (TTM)
13.4
P/S (TTM)
0.88
P/FCF (TTM)
13.15
Rev YoY
+15.0%
EPS YoY
+50.7%
Gross Margin
-
Op Margin
+14.4%
Net Debt
$376.3M
Current Ratio
1.97
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data