FAF

First American FinancialC

NYSE / Insurance

At close

2026-07-18

Current thesis

Sustained improvement in home sales and refis, plus margin recovery and accelerated buybacks/dividends, drives title volumes and pushes valuation toward analyst highs in the low-$90s.

Posture

Mixed

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-22 · AMC.

What can break

Capital allocation missteps or inadequate reserves

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $76.00 · Bull $92.40 · Bear $61.44

Earnings

2026-07-22 · AMC

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-02-13 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $85.80

Why

Momentum41 · Δ7d -4.8

Value57 · Δ7d -1.0

Sentiment56 · Δ7d -9.3

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

-4.8

Δ21d

-10.0

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-1.0

Δ21d

-1.4

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-9.3

Δ21d

-10.9

Why this grade

Composite grade C. Momentum 41.5 / Value 56.7 / Sentiment 55.7

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$7.44B

Beta

1.29

Shares Out

101.9M

P/E (TTM)

13.4

P/S (TTM)

0.88

P/FCF (TTM)

13.15

Rev YoY

+16.2%

EPS YoY

+70.1%

Gross Margin

Op Margin

+12.1%

Net Debt

$376.3M

Current Ratio

1.84

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology