FAF

First American FinancialC

NYSE / Insurance

Quote time unavailable

Current thesis

Commercial title revenue growth, a 14.0% adjusted pretax title margin and the dividend increase support a constructive operating case if transaction strength persists. [#SEC-8K-2026-07-22] SEC earnings exhibit Company dividend release

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.1.

What can break

Continued residential-market weakness could offset commercial title growth. [#SEC-8K-2026-07-22] SEC earnings exhibit

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $61.00 · Bull $72.00 · Bear $48.00Analysis 2026-10-01; returns require an exact persisted reference.

Data freshness

Prices

Unavailable: Price unavailable

Fundamentals

As of 2026-10-26 • Vendor: Data Vendor v1

Scores

As of 2026-10-23 • Model: HYBRID_IC_RP

AI Memo

As of 2026-10-01 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $84.17

Why

Momentum25 · Δ7d +7.4

Value58 · Δ7d -0.1

Sentiment51 · Δ7d +0.6

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

• Value remains the lead driver in the composite, 7D delta -0.1.

Contradictions & invalidation

• Continued residential-market weakness could offset commercial title growth. [#SEC-8K-2026-07-22] SEC earnings exhibit
• Investment income and investment gains can make reported earnings less representative of recurring title operations. [#SEC-8K-2026-07-22] SEC earnings exhibit
• Management still cited residential weakness.

Catalyst clock

2026-10-05

Higher quarterly dividend

Lead driver: Value · See fundamentals

Momentum

8% active weight

Current posture

7d trendImproving

Δ7d

+7.4

Δ21d

+0.0

Value

47% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

-9.9

Sentiment

45% active weight

Current posture

7d trendFlat

Δ7d

+0.6

Δ21d

-10.3

Why this grade

Composite grade C. Momentum 24.8 / Value 58.2 / Sentiment 51.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-01. Scenario method

B+

Bull case

25%

Probability

Target price

$72.00

Analysis reference price unavailable

Analysis 2026-10-01 · RankAlpha Sentiment Codex

Most likely

Base case

50%

Probability

Target price

$61.00

Analysis reference price unavailable

Analysis 2026-10-01 · RankAlpha Sentiment Codex

B-

Bear case

25%

Probability

Target price

$48.00

Analysis reference price unavailable

Analysis 2026-10-01 · RankAlpha Sentiment Codex

Fundamentals (TTM)

As of 2026-10-26

Market Cap

$6.54B

Beta

1.29

Shares Out

102.1M

P/E (TTM)

13.4

P/S (TTM)

0.88

P/FCF (TTM)

13.15

Rev YoY

+15.0%

EPS YoY

+50.7%

Gross Margin

Op Margin

+14.4%

Net Debt

$376.3M

Current Ratio

1.97

As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data