B+
Bull case
20%
Probability
Target price
$16.80
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
EBMT
Eagle Bancorp MontanaDNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Continued NIM expansion, controlled credit costs, and a small accretive acquisition drive outsized EPS growth and multiple expansion over 12–18 months.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +1.0.
What can break
Deposit outflows from local competitors or higher-yield alternatives
Momentum
47
Value
62
Sentiment
26
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $11.20 · Bull $16.80 · Bear $7.84Analysis 2025-09-30; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-11-06 • Vendor: Data Vendor v1
Scores
As of 2026-11-06 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-30 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-11-06
Investment thesis
As of 2026-11-06
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-11-06. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $24.00
Why
Momentum47 · Δ7d -
Value62 · Δ7d +1.0
Sentiment26 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta +1.0.
Contradictions & invalidation
- • Deposit outflows from local competitors or higher-yield alternatives
- • Regulatory or capital pressures limiting acquisitions/dividends
- • Deposit competition, a reversal in loan demand, or unexpected credit deterioration compresses margins and forces higher provisions, driving a sizable multiple contraction.
Catalyst clock
2025-10-15
Q3 2025 Earnings Release
Lead driver: Value · See fundamentals
Momentum
47
18% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
62
43% active weight
Current posture
7d trendImproving
Δ7d
+1.0
Δ21d
+0.8
Sentiment
26
39% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 47.0 / Value 61.6 / Sentiment 26.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-30. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$11.20
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$7.84
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-11-06
Fundamentals (TTM)
As of 2026-11-06
Market Cap
$163.69M
Beta
0.30
Shares Out
7.97M
P/E (TTM)
11.4
P/S (TTM)
1.77
P/FCF (TTM)
9.56
Rev YoY
-1.9%
EPS YoY
+14.0%
Gross Margin
-
Op Margin
+16.5%
Net Debt
$59.05M
Current Ratio
0.04
As of 2026-11-06 • Updated nightlySource: Internal modelMethods & Data