CZNC

CF Bankshares Inc. (CFBK) came out with quarterly earnings of $0.77 per share, missing the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.68 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -4.94%. A quarter ago, it was expected that this company would post earnings of $0.76 per share when it actually produced earnings of $0.88, delivering a surprise of +15.79%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. CF Bankshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $14.81 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 9.93%. This compares to year-ago revenues of $14.11 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CF Bankshares shares have added about 11.3% since the beginning of the year versus the S&P 500's gain of 5.2%. While CF Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CF Bankshares was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Bu...

First Internet Bancorp (INBK) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.11 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +278.10%. A quarter ago, it was expected that this internet bank would post earnings of $0.59 per share when it actually produced earnings of $0.64, delivering a surprise of +8.47%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. First Internet, which belongs to the Zacks Banks - Northeast industry, posted revenues of $43.12 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.45%. This compares to year-ago revenues of $35.52 million. The company has not been able to beat consensus revenue estimates over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Internet shares have added about 8.2% since the beginning of the year versus the S&P 500's gain of 4.2%. While First Internet has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Internet was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zac...

Camden National (CAC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.26 per share. This compares to earnings of $0.95 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.11%. A quarter ago, it was expected that this bank would post earnings of $1.32 per share when it actually produced earnings of $1.33, delivering a surprise of +0.76%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Camden National, which belongs to the Zacks Banks - Northeast industry, posted revenues of $64.34 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.38%. This compares to year-ago revenues of $60.05 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Camden National shares have added about 16.2% since the beginning of the year versus the S&P 500's gain of 4.8%. While Camden National has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Camden National was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Str...

Citizens & Northern (CZNC) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended December 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank is expected to post quarterly earnings of $0.59 per share in its upcoming report, which represents a year-over-year change of +11.3%. Revenues are expected to be $36.5 million, up 29.3% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 5.36% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnin...

WELLSBORO, Pa. (AP) — WELLSBORO, Pa. (AP) — Citizens & Northern Corp. (CZNC) on Thursday reported net income of $6.6 million in its third quarter. The bank, based in Wellsboro, Pennsylvania, said it had earnings of 42 cents per share. Earnings, adjusted for costs related to mergers and acquisitions, were 47 cents per share. The bank posted revenue of $41 million in the period. Its revenue net of interest expense was $29.8 million, which beat Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CZNC at https://www.zacks.com/ap/CZNC

The market expects Citizens & Northern (CZNC) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank is expected to post quarterly earnings of $0.51 per share in its upcoming report, which represents a year-over-year change of +24.4%. Revenues are expected to be $28.9 million, up 5.1% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 47.17% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only....

WELLSBORO, Pa. (AP) — WELLSBORO, Pa. (AP) — Citizens & Northern Corp. (CZNC) on Friday reported net income of $6.1 million in its second quarter. The bank, based in Wellsboro, Pennsylvania, said it had earnings of 40 cents per share. The bank posted revenue of $40.6 million in the period. Its revenue net of interest expense was $29.5 million, topping Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CZNC at https://www.zacks.com/ap/CZNC

Citizens & Northern (CZNC) came out with quarterly earnings of $0.4 per share, missing the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.4 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -14.89%. A quarter ago, it was expected that this bank would post earnings of $0.44 per share when it actually produced earnings of $0.41, delivering a surprise of -6.82%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Citizens & Northern, which belongs to the Zacks Banks - Northeast industry, posted revenues of $29.5 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 4.62%. This compares to year-ago revenues of $27.5 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Citizens & Northern shares have lost about 1.1% since the beginning of the year versus the S&P 500's gain of 7.8%. While Citizens & Northern has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Citizens & Northern was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #1 (Strong Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Za...

Citizens & Northern reported a positive increase of 3.62% in its share price over the last week, coinciding with its announcement of first-quarter 2025 earnings. The company experienced a growth in net interest income and net income, along with an uplift in basic earnings per share, reflecting its strong financial performance. As the market saw a surge in stock prices with significant rallies in major indices, Citizens & Northern's earnings results likely supported this broader upward trend. The company's performance stands in positive alignment with broader market movements, amid optimistic investor sentiment impacted partly by tariff-related news. Citizens & Northern has 1 weakness we think you should know about. Uncover the next big thing with financially sound penny stocks that balance risk and reward. Over the past five years, Citizens & Northern's total shareholder return, including share price gains and dividends, was 23.81%. This performance reflects the company's ability to deliver value over an extended period, offering a consistent return to its investors. However, in the past year, the company's share performance underperformed the US Banks industry, which noted an 11% return. While Citizens & Northern surpassed the broader US market's 5.9% return, the comparative underperformance against its industry peers suggests room for growth in market presence. The recent positive earnings announcement could influence future revenue and earnings forecasts, given the company's upward adjustments in net interest income and profits. The current favorable financial results may underpin the company's growth trajectory, although analysts project a slower revenue growth rate than the broader market. The share price's proximity to the consensus analyst price target of US$21.50 suggests limited immediate upside potential, but indicates the market has aligned closely with analyst expectations. Investors may need to consider these factors in assessing future performance potential against existing market valuations. Assess Citizens & Northern's previous results with our detailed historical performance reports. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy...

Citizens & Northern (CZNC) came out with quarterly earnings of $0.41 per share, missing the Zacks Consensus Estimate of $0.44 per share. This compares to earnings of $0.35 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -6.82%. A quarter ago, it was expected that this bank would post earnings of $0.45 per share when it actually produced earnings of $0.53, delivering a surprise of 17.78%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Citizens & Northern , which belongs to the Zacks Banks - Northeast industry, posted revenues of $27.19 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 3.91%. This compares to year-ago revenues of $25.72 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Citizens & Northern shares have added about 4.7% since the beginning of the year versus the S&P 500's decline of -10.1%. While Citizens & Northern has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Citizens & Northern: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's...

WELLSBORO, Pa. (AP) — WELLSBORO, Pa. (AP) — Citizens & Northern Corp. (CZNC) on Wednesday reported net income of $6.2 million in its first quarter. The bank, based in Wellsboro, Pennsylvania, said it had earnings of 41 cents per share. The bank posted revenue of $38.7 million in the period. Its revenue net of interest expense was $27.2 million, falling short of Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CZNC at https://www.zacks.com/ap/CZNC