CUBI

Customers BancorpC

NYSE / Banks

At close

2026-07-18

Current thesis

Sustained loan growth, expanding NIM and stable credit metrics lift revenues and EPS above consensus, enabling re‑rating toward the analyst high and strategic optionality (M&A or capital actions).

Posture

Mixed

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-23 · AMC.

What can break

Credit/charge‑off deterioration

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $84.14 · Bull $95.00 · Bear $68.00

Earnings

2026-07-23 · AMC

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-24 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $92.45

Why

Momentum35 · Δ7d +7.5

Value58 · Δ7d +0.5

Sentiment55 · Δ7d -5.5

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+7.5

Δ21d

-1.5

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.5

Δ21d

+0.9

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-5.5

Δ21d

+2.4

Why this grade

Composite grade C. Momentum 35.5 / Value 58.3 / Sentiment 55.3

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$2.65B

Beta

1.66

Shares Out

33.83M

P/E (TTM)

15.4

P/S (TTM)

3.48

P/FCF (TTM)

7.21

Rev YoY

+8.7%

EPS YoY

+572.9%

Gross Margin

Op Margin

+30.3%

Net Debt

$1.69B

Current Ratio

0.37

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology