COSO

ATLANTA, April 20, 2026--(BUSINESS WIRE)--CoastalSouth Bancshares, Inc. ("CoastalSouth" or the "Company") (NYSE: COSO), the holding company for Coastal States Bank (the "Bank" or "CSB"), today reported net income of $6.3 million, or $0.51 per diluted share, for the first quarter of 2026, compared to approximately $7.1 million, or $0.58 per diluted share, for the fourth quarter of 2025, and $5.1 million, or $0.47 per diluted share, for the first quarter of 2025. Additionally, on April 17, 2026 the Board of Directors of CoastalSouth Bancshares, Inc. declared a per share quarterly dividend of $0.05. The dividend will be paid in cash to all shareholders with outstanding shares as of the close of business on May 14, 2026, the record date. The dividend shall be paid on May 28, 2026. Commenting on the Company’s results, President and Chief Executive Officer, Stephen R. Stone stated, "We started strong in 2026 by growing $117.9 million in core deposits1 during the first quarter. Our core deposit growth has allowed us to reduce alternative funding sources and will provide liquidity for continued loan growth. We were pleased to see core deposit growth across all of our markets. We also produced $166.7 million in loans held for investment in the first quarter and our loan pipeline continued to grow, particularly with the addition of new commercial bankers across the franchise." First Quarter 2026 Performance Highlights: Net income of $6.3 million or $0.51 per diluted share Return on average assets ("ROAA") of 1.10% Return on average equity ("ROAE") of 9.71%; Return on average tangible common equity1 ("ROATCE") of 9.90% Net interest margin of 3.59%, a decrease of 1 basis point from the fourth quarter of 2025 Total deposits increased $69.5 million, driven by growth of $117.9 million in core deposits1 and a decrease in brokered certificates of deposits of $48.4 million Loans held for investment ("LHFI") production2 of $166.7 million during the first quarter of 2026 led to LHFI growth of $9.9 million, up 2.5% annualized from the fourth quarter of 2025 Book value per share growth of $0.28, or 5.24% annualized, to $21.94 at March 31, 2026; Tangible book value1 per share growth of $0.27, or 5.15% annualized, to $21.52 at March 31, 2026 from the fourth quarter of 2025 Total shareholders' equity to total assets of 11.20%, compared to 11.25% as of the fourth quarter of 2025; Tan...

CoastalSouth Bancshares (COSO) reported Q1 net income late Monday of $0.51 per diluted share, up fro

ATLANTA, January 22, 2026--(BUSINESS WIRE)--CoastalSouth Bancshares, Inc. ("CoastalSouth" or the "Company") (NYSE: COSO), the holding company for Coastal States Bank (the "Bank" or "CSB"), today reported that its Board of Directors approved a quarterly cash dividend of $0.05 per share on the Company’s common stock. The dividend is payable on February 26, 2026 to shareholders of record as of February 12, 2026. About CoastalSouth Bancshares, Inc. CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia. Through its wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, offers a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank. To learn more about Coastal States Bank, visit www.coastalstatesbank.com. View source version on businesswire.com: https://www.businesswire.com/news/home/20260122920258/en/ Contacts Anthony P. Valduga Chief Financial Officer / Chief Operating Officer 678-396-4605 [email protected]

ATLANTA, January 20, 2026--(BUSINESS WIRE)--CoastalSouth Bancshares, Inc. ("CoastalSouth" or the "Company") (NYSE: COSO), the holding company for Coastal States Bank (the "Bank" or "CSB"), today reported net income of $7.1 million, or $0.58 per diluted share, for the fourth quarter of 2025, compared to approximately $6.7 million, or $0.54 per diluted share, for the third quarter of 2025, and $5.7 million, or $0.54 per diluted share, for the fourth quarter of 2024. For the year ended December 31, 2025, the Company reported net income of $24.9 million, or $2.16 per diluted share, compared with $21.9 million, or $2.09 per diluted share, for the year ended December 31, 2024. Commenting on the Company’s results, President and Chief Executive Officer, Stephen R. Stone stated, "We are pleased to report record net income for the year of $24.9 million and pre-tax pre-provision net revenue1 ("PPNR") of $34.3 million, which is an increase of 23.6% compared to December 31, 2024. We also produced over $776.0 million in loan commitments and grew core deposits1 by over $120.7 million." Mr. Stone also announced the Company's strategic expansion into the Charleston, SC market. "This expansion builds upon the strong foundation we have established in the Lowcountry and reflects our continued investment in this dynamic region," said Stone. "CSB has assembled a locally based commercial banking team with extensive experience serving businesses throughout Charleston and the broader Lowcountry market. The team we have assembled, led by Edward Vaughan, Charleston Market President, will help us continue to drive strong loan and deposit growth." Fourth Quarter 2025 Performance Highlights: Net income of $7.1 million or $0.58 per diluted share Return on average assets ("ROAA") of 1.24% Return on average equity ("ROAE") of 11.02%; Return on average tangible common equity1 ("ROATCE") of 11.24% Net interest margin of 3.60%, an increase of 2 basis points from the third quarter of 2025 Efficiency ratio of 55.34% for the fourth quarter of 2025 Loans held for investment ("LHFI") production2 of $225.1 million during the fourth quarter of 2025 led to LHFI growth of $64.3 million, up 16.4% annualized from the third quarter of 2025 Book value per share growth of $0.75, or 14.23% annualized, to $21.66 at December 31, 2025; Tangible book value1 per share growth of $0.76, or 14.72% annualized, to $21...

ATLANTA, October 21, 2025--(BUSINESS WIRE)--Please replace the logo with the accompanying corrected logo. The release reads: COASTALSOUTH BANCSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2025 CoastalSouth Bancshares, Inc. ("CoastalSouth" or the "Company") (NYSE: COSO), the holding company for Coastal States Bank (the "Bank"), today reported net income of $6.7 million, or $0.54 per diluted share, for the third quarter of 2025, compared to approximately $6.0 million, or $0.57 per diluted share, for the second quarter of 2025, and $7.9 million, or $0.75 per diluted share, for the third quarter of 2024. For the year-to-date period ending September 30, 2025, the Company reported net income of $17.8 million, or $1.58 per diluted share, compared with $16.2 million, or $1.55 per diluted share, for the same period in 2024. Commenting on the Company’s results, President and Chief Executive Officer, Stephen R. Stone stated, "Following the completion of our initial public offering on July 2, 2025, the Company continued to deliver excellent financial performance through the third quarter of 2025. Loan production continued to be robust with over $137.3 million in new commitments originated during the third quarter of 2025 while maintaining strong asset quality metrics. Given the recent acceleration of mergers and acquisition activity in our markets, we continue to focus on recruiting new bankers to expand our presence within our markets and grow new relationships." Third Quarter 2025 Performance Highlights: Net income of $6.7 million or $0.54 per diluted share Return on average assets ("ROAA") of 1.20% Return on average equity ("ROAE") of 10.84%; Return on average tangible common equity ("ROATCE") of 11.07%1 Net interest margin of 3.58%, an increase of 12 basis points from the second quarter of 2025 Efficiency ratio of 55.69% for the third quarter of 2025 Loans held for investment ("LHFI") production of $137.3 million in commitments led to LHFI growth of $25.8 million, up 6.7% annualized from the second quarter of 2025 Book value per share growth of $0.54, or 10.5% annualized, to $20.91 at September 30, 2025; Tangible book value1 per share growth of $0.61, or 12.2% annualized, to $20.49 at September 30, 2025 from the second quarter of 2025 Total shareholders' equity to total assets of 11.10%, compared to 9.43% at June 30, 2025; Tangible common equity1 to tangible asset...