CLBK

Get insights on thousands of stocks from the global community of over 7 million individual investors at Simply Wall St. Columbia Financial (CLBK) just posted quarterly earnings of US$0.15 per share on revenue of US$67.14 million, coming in below consensus estimates on both metrics and giving investors fresh numbers to reassess the stock. See our latest analysis for Columbia Financial. The earnings miss comes after a period of solid share price momentum, with a 1 month share price return of 6.97%, 3 month share price return of 17.64% and 1 year total shareholder return of 40.86%. This suggests sentiment has been improving despite more mixed longer term total shareholder returns. If this earnings update has you rethinking your watchlist, it can be useful to look beyond banks and see what else is moving, including 19 top founder-led companies With CLBK trading around US$18.41 and sitting only a fraction below the current analyst price target of US$18.50, the key question is whether recent growth metrics are underappreciated or if the market already reflects what comes next. On the latest numbers, Columbia Financial trades on a P/E of 37x, which sits alongside a last close of $18.41 and reflects a rich earnings multiple compared with peers. The P/E ratio tells you how much investors are paying today for each dollar of current earnings. This is a common yardstick for banks where profitability and return on equity matter. With CLBK only recently moving into profitability and earnings still at an early stage of this phase, the current multiple is being placed on a relatively low earnings base. Compared with the US Banks industry average P/E of 11.9x and an estimated fair P/E of 32.1x, CLBK’s 37x looks materially higher. This suggests the market is pricing in stronger earnings progress than the sector on average and also sits above a level that some models indicate the valuation could move toward over time. Explore the SWS fair ratio for Columbia Financial Result: Preferred multiple of Price-to-Earnings of 37x (OVERVALUED) However, if loan quality or funding costs move against Columbia Financial, or if earnings growth stalls, that rich 37x P/E could become harder for the market to support. Find out about the key risks to this Columbia Financial narrative. This mix of optimism and concern around Columbia Financial only matters if it helps you act. Take a closer look...

FAIR LAWN, N.J. (AP) — FAIR LAWN, N.J. (AP) — Columbia Financial, Inc. (CLBK) on Monday reported profit of $13.1 million in its first quarter. On a per-share basis, the Fair Lawn, New Jersey-based company said it had profit of 13 cents. Earnings, adjusted for costs related to mergers and acquisitions, were 15 cents per share. The company posted revenue of $125.6 million in the period. Its adjusted revenue was $67.1 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CLBK at https://www.zacks.com/ap/CLBK

Columbia Financial (CLBK) came out with quarterly earnings of $0.15 per share, missing the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.09 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -3.23%. A quarter ago, it was expected that this company would post earnings of $0.15 per share when it actually produced earnings of $0.15, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Columbia Financial, which belongs to the Zacks Financial - Miscellaneous Services industry, posted revenues of $67.14 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 4.23%. This compares to year-ago revenues of $58.8 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Columbia Financial shares have added about 19.4% since the beginning of the year versus the S&P 500's gain of 4.1%. While Columbia Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Columbia Financial was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Z...

Columbia Financial (CLBK) reported Q1 earnings late Monday of $0.13 per diluted share, up from $0.09

FAIR LAWN, N.J., April 20, 2026 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”) (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported net income of $13.1 million, or $0.13 per basic and diluted share, for the quarter ended March 31, 2026, as compared to $8.9 million, or $0.09 per basic and diluted share, for the quarter ended March 31, 2025. Earnings for the quarter ended March 31, 2026 reflected higher net interest income due to both an increase in interest income and a decrease in interest expense, and a decrease in provision for credit losses, partially offset by lower non-interest income, an increase in non-interest expense and higher income tax expense. Mr. Thomas J. Kemly, President and Chief Executive Officer commented: “It was an exciting first quarter for Columbia as we announced our intention to undertake our second step conversion offering as well as a significant merger with Northfield Bancorp, Inc. We believe that these transactions have the ability to transform our company by introducing us to new geographic markets in the New York metro area, adding a lower cost deposit base, and providing abundant capital for future growth of our franchise. Our teams are actively working on integration plans to ensure a seamless transition for our customers. The completion of the second-step conversion and the merger remain subject to the satisfaction of various closing conditions, including the receipt of all required regulatory approvals and the receipt of all required applicable stockholder and member approvals.” Regarding the quarterly financial results, Mr. Kemly added, “Our first quarter results included higher core net income driven by net interest margin expansion and lower provision for credit losses partially offset by merger related costs and a higher income tax rate. While the balance sheet was fairly flat with prior quarter, higher commercial loan prepayments offset solid loan production. We reduced our cost of deposits by 6 basis points despite heightened competition for deposits in our markets. " Financial Highlights Net income increased by $4.2 million, or 47.2% for the quarter ended March 31, 2026 compared to the quarter ended March 31, 2025 and decreased $2.6 million compared to the quarter ended December 31, 2025. Net interest margin of 2.42% for the quarter ended March 31, 2026 increased by 31 b...

For the quarter ended March 2026, Columbia Financial (CLBK) reported revenue of $67.14 million, up 14.2% over the same period last year. EPS came in at $0.15, compared to $0.09 in the year-ago quarter. The reported revenue represents a surprise of -4.23% over the Zacks Consensus Estimate of $70.1 million. With the consensus EPS estimate being $0.16, the EPS surprise was -3.23%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 2.4% versus the two-analyst average estimate of 2.4%. Efficiency Ratio: 70.7% versus the two-analyst average estimate of 66.3%. Total Non-Interest Income: $6.75 million compared to the $9.46 million average estimate based on two analysts. Net Interest Income: $60.39 million versus the two-analyst average estimate of $60.63 million. View all Key Company Metrics for Columbia Financial here>>> Shares of Columbia Financial have returned +7.8% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Columbia Financial (CLBK) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Columbia Financial (CLBK) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. The rising trend in estimate revisions, which is a result of growing analyst optimism on the earnings prospects of this company, should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. This insight is at the core of our stock rating tool -- the Zacks Rank. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. Consensus earnings estimates for the next quarter and full year have moved considerably higher for Columbia Financial, as there has been strong agreement among the covering analysts in raising estimates. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The earnings estimate of $0.16 per share for the current quarter represents a change of +77.8% from the number reported a year ago. Over the last 30 days, the Zacks Consensus Estimate for Columbia Financial has increased 6.45% because one estimate has moved higher compared to no negative revisions. For the full year, the earnings estimate of $0.76 per share represents a change of +46.2% from the year-ago number. There has been an encouraging trend in estimate revisions for the current year as well. Over the past month, one estimate has moved up for Columbia Financial versus no negative revisions. This has pushed the consensus estimate 11.85% higher. Thanks to promising estimate revisions, Columbia Financial currently carries a Zacks Rank #2 (Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. Columbia Financial shares have added 6.1% over the past four weeks, suggesting that investor...

NOTABLE ITEMS FOR THE QUARTER: NORTHFIELD BANCORP, INC. HAS AGREED TO MERGE WITH COLUMBIA FINANCIAL, INC. (NASDAQ: CLBK) SEE JOINT PRESS RELEASE FOR FURTHER DETAILS. CASH DIVIDEND OF $0.13 PER SHARE, PAYABLE FEBRUARY 25, 2026, TO STOCKHOLDERS OF RECORD AS OF FEBRUARY 12, 2026. $41.0 GOODWILL IMPAIRMENT CHARGE RECORDED RESULTING IN A NET LOSS FOR THE FOURTH QUARTER OF 2025 OF $27.4 MILLION, OR $0.69 PER SHARE, COMPARED TO NET INCOME OF $10.8 MILLION, OR $0.27 PER DILUTED SHARE, FOR THE TRAILING QUARTER, AND NET INCOME OF $11.3 MILLION, OR $0.27 PER DILUTED SHARE, FOR THE FOURTH QUARTER OF 2024. Fourth quarter 2025 results included the impact of a non-cash, non-tax deductible goodwill impairment charge of $41.0 million, or $1.03 per share, which had no impact on the Company's asset quality, liquidity, or regulatory capital. After this impairment charge the Company has no goodwill remaining. Fourth quarter 2024 results included a gain of $0.06 per share on the sale and consolidation of a Staten Island branch. NET INTEREST MARGIN INCREASED BY 16 BASIS POINTS TO 2.70% FOR THE CURRENT QUARTER AS COMPARED TO 2.54% FOR THE TRAILING QUARTER, AND BY 52 BASIS POINTS COMPARED TO 2.18% FOR THE FOURTH QUARTER OF 2024. NET INTEREST INCOME FOR THE CURRENT QUARTER WAS $36.7 MILLION, AN INCREASE OF $2.2 MILLION, OR 25.0% ANNUALIZED, COMPARED TO $34.5 MILLION FOR THE TRAILING QUARTER, AND AN INCREASE OF $7.0 MILLION, OR 94.1% ANNUALIZED, COMPARED TO $29.7 MILLION FOR THE FOURTH QUARTER OF 2024. DEPOSITS, EXCLUDING BROKERED, INCREASED BY $31.5 MILLION, OR 3.2% ANNUALIZED, FROM SEPTEMBER 30, 2025. LOAN BALANCES DECLINED BY $43.4 MILLION, OR 4.5% ANNUALIZED, FROM SEPTEMBER 30, 2025, PRIMARILY DUE TO A $79.1 MILLION DECREASE IN MULTIFAMILY LOANS, PARTIALLY OFFSET BY INCREASES IN ALL OTHER LOAN CATEGORIES, EXCEPT ONE-TO-FOUR FAMILY RESIDENTIAL LOANS. COST OF DEPOSITS, EXCLUDING BROKERED, DECREASED TO 1.75% AT DECEMBER 31, 2025, AS COMPARED TO 1.85% AT SEPTEMBER 30, 2025. ASSET QUALITY REMAINS STRONG WITH NON-PERFORMING LOANS TO TOTAL LOANS AT 0.42% COMPARED TO 0.49% AT SEPTEMBER 30, 2025. WOODBRIDGE, N.J., Feb. 02, 2026 (GLOBE NEWSWIRE) -- NORTHFIELD BANCORP, INC. (the “Company”) (Nasdaq:NFBK), the holding company for Northfield Bank, reported a net loss of $27.4 million, or $0.69 per share, for the quarter ended December 31, 2025, as compared to net income of $10.8 million, or $0....

Columbia Financial (CLBK) came out with quarterly earnings of $0.15 per share, beating the Zacks Consensus Estimate of $0.13 per share. This compares to earnings of $0.06 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +15.38%. A quarter ago, it was expected that this company would post earnings of $0.11 per share when it actually produced earnings of $0.12, delivering a surprise of +9.09%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Columbia Financial, which belongs to the Zacks Financial - Miscellaneous Services industry, posted revenues of $67.25 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.52%. This compares to year-ago revenues of $54.25 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Columbia Financial shares have lost about 13.2% since the beginning of the year versus the S&P 500's gain of 13.3%. While Columbia Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Columbia Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see t...

Columbia Financial (CLBK) reported Q3 earnings late Monday of $0.15 per diluted share, up from $0.06

FAIR LAWN, N.J., Oct. 20, 2025 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the “Company”) (NASDAQ: CLBK), the mid-tier holding company for Columbia Bank ("Columbia"), reported net income of $14.9 million, or $0.15 per basic and diluted share, for the quarter ended September 30, 2025, as compared to $6.2 million, or $0.06 per basic and diluted share, for the quarter ended September 30, 2024. Earnings for the quarter ended September 30, 2025 reflected higher net interest income due to both an increase in interest income and a decrease in interest expense, a decrease in provision for credit losses and higher non-interest income, partially offset by an increase in non-interest expense and higher income tax expense. For the nine months ended September 30, 2025, the Company reported net income of $36.1 million, or $0.35 per basic and diluted share, as compared to $9.6 million, or $0.09 per basic and diluted share, for the nine months ended September 30, 2024. Earnings for the nine months ended September 30, 2025 reflected higher net interest income due to both an increase in interest income and a decrease in interest expense, a decrease in provision for credit losses and higher non-interest income, and a decrease in non-interest expense, partially offset by higher income tax expense. Mr. Thomas J. Kemly, President and Chief Executive Officer commented: “Our quarterly earnings continue to increase in 2025 driven by net interest margin expansion, strong loan demand, a continued shift in loan mix and a reduction in funding costs. In September, we recommenced our share repurchase program which we believe will contribute to enhanced shareholder value. Our asset quality remains very strong and improved from the prior quarter with a decrease in non-performing assets. We continue to grow the Company's balance sheet towards commercially oriented segments in a very competitive environment, which speaks to the strength of our core customer relationships and the local economy." Financial Highlights Net interest margin for the quarter ended September 30, 2025 of 2.29% increased 10 basis points from the prior quarter and 45 basis points from the prior year quarter. Loan growth for the quarter ended September 30, 2025 was $97.1 million, resulting in an annualized growth rate of approximately 4.8%. In September 2025, the Board of Directors authorized a share repurchase program...

Columbia Financial (CLBK) reported $67.25 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 24%. EPS of $0.15 for the same period compares to $0.06 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $65.6 million, representing a surprise of +2.52%. The company delivered an EPS surprise of +15.38%, with the consensus EPS estimate being $0.13. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 2.3% versus 2.3% estimated by two analysts on average. Efficiency Ratio: 67% compared to the 68.9% average estimate based on two analysts. Total Non-Interest Income: $9.87 million versus the two-analyst average estimate of $9.42 million. Net Interest Income: $57.39 million versus $56.23 million estimated by two analysts on average. View all Key Company Metrics for Columbia Financial here>>> Shares of Columbia Financial have returned -11.5% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Columbia Financial (CLBK) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research