CHMG
Chemung FinancialCNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Chemung has a strong latest confirmed operating print: record Q1 earnings, improving efficiency, commercial-loan growth, Western New York expansion, and a maintained $0.34 dividend. Sustained execution could justify upside toward the upper scenario range.
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -4.2.
What can break
Analyst coverage, insider data, and social sentiment are unavailable, while the peer set is only loosely validated.
Momentum
71
Value
44
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $73.00 · Bull $88.00 · Bear $62.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $72.75
Why
Momentum71 · Δ7d -4.2
Value44 · Δ7d -0.2
Sentiment51 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
71
26% active weight
Current posture
7d trendSoftening
Δ7d
-4.2
Δ21d
-4.2
Value
44
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.0
Sentiment
51
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 70.8 / Value 44.4 / Sentiment 51.1
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$371.3M
Beta
0.50
Shares Out
4.82M
P/E (TTM)
20.0
P/S (TTM)
2.91
P/FCF (TTM)
10.05
Rev YoY
+6.2%
EPS YoY
+49.7%
Gross Margin
-
Op Margin
+18.2%
Net Debt
$116.75M
Current Ratio
0.04
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology

