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CHMG

Chemung FinancialC
Nasdaq / Banks
Last Price
At close
2026-07-18
View Chart
Current thesis
Chemung reported record Q1 2026 net income of $9.2 million and EPS of $1.91, with 3.60% fully taxable equivalent net interest margin, strong commercial loan growth, and a well-capitalized bank. Continued Western New York expansion and cost discipline could support earnings.
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
Coverage is low and the available median analyst target is below the current anchor price.
Momentum
72
Value
45
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $73.00 · Bull $86.00 · Bear $63.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $72.75
Why
Momentum72 · Δ7d -
Value45 · Δ7d +0.1
Sentiment49 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
72
26% active weight
Current posture
7d trendSoftening
Δ7d
-
Δ21d
-
Value
45
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.6
Sentiment
49
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade C. Momentum 72.0 / Value 44.6 / Sentiment 48.7

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$366.07M
Beta
0.50
Shares Out
4.82M
P/E (TTM)
20.0
P/S (TTM)
2.91
P/FCF (TTM)
10.05
Rev YoY
+6.2%
EPS YoY
+49.7%
Gross Margin
-
Op Margin
+18.2%
Net Debt
$116.75M
Current Ratio
0.04
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology