CHCO

For the quarter ended March 2026, City Holding (CHCO) reported revenue of $79.25 million, up 6.3% over the same period last year. EPS came in at $2.20, compared to $2.06 in the year-ago quarter. The reported revenue represents a surprise of -0.31% over the Zacks Consensus Estimate of $79.5 million. With the consensus EPS estimate being $2.17, the EPS surprise was +1.62%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how City Holding performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 48.9% compared to the 49.3% average estimate based on two analysts. Net Interest Margin: 4% compared to the 3.9% average estimate based on two analysts. Interest-earning assets - Total - Average balance: $6.12 billion compared to the $6.45 billion average estimate based on two analysts. Total Non-Interest Income: $19.63 million versus $19.51 million estimated by two analysts on average. Net Interest Income: $59.62 million versus the two-analyst average estimate of $60 million. View all Key Company Metrics for City Holding here>>> Shares of City Holding have returned +4.4% over the past month versus the Zacks S&P 500 composite's +8.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report City Holding Company (CHCO) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

City Holding (CHCO) reported Q1 earnings Thursday of $2.20 per diluted share, compared with $2.06 a

City Holding (CHCO) came out with quarterly earnings of $2.2 per share, beating the Zacks Consensus Estimate of $2.17 per share. This compares to earnings of $2.06 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +1.62%. A quarter ago, it was expected that this bank holding company for City National Bank of West Virginia would post earnings of $2.29 per share when it actually produced earnings of $2.18, delivering a surprise of -4.8%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. City Holding, which belongs to the Zacks Banks - Southeast industry, posted revenues of $79.25 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.31%. This compares to year-ago revenues of $74.55 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. City Holding shares have added about 4.4% since the beginning of the year versus the S&P 500's gain of 4.3%. While City Holding has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for City Holding was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list...

CHARLESTON, W.Va., April 23, 2026--(BUSINESS WIRE)--City Holding Company ("Company" or "City") (NASDAQ:CHCO), a $6.8 billion bank holding company headquartered in Charleston, West Virginia, today announced net income of $31.7 million and diluted earnings of $2.20 per share for the quarter ended March 31, 2026. For the quarter ended March 31, 2026, the Company achieved a return on assets of 1.92% and a return on tangible equity of 19.3%. Net Interest Income The Company’s net interest income decreased approximately $1.0 million, or 1.6%, from $60.6 million during the fourth quarter of 2025 to $59.6 million during the first quarter of 2026. The Company’s tax equivalent net interest income decreased approximately $0.9 million, or 1.5%, from $60.8 million for the fourth quarter of 2025 to $59.9 million for the first quarter of 2026. This decrease was primarily due to a decrease in the yield on loans and a decrease in the yield on investments which decreased net interest income by $1.5 million and $1.1 million, respectively. The decline in net interest income due to the decrease in the yield on investments was primarily attributable to the maturities of $150 million of swap agreements in October 2025 ($50 million) and November 2025 ($100 million). In addition, net interest income decreased $0.4 million due to a decrease in the average balances of investments ($36.1 million) and $0.3 million due to a decrease in average balances of deposits in depository institutions ($34.9 million). These decreases were partially offset by a decrease in the cost of interest bearing liabilities (11 basis points) and an increase in average loans outstanding ($60.5 million), which increased net interest income by $1.6 million and $0.9 million, respectively. The Company’s reported net interest margin improved from 3.94% for the fourth quarter of 2025 to 3.97% for the first quarter of 2026. Credit Quality The Company’s ratio of nonperforming assets to total loans and other real estate owned decreased from 0.32%, or $14.4 million, at December 31, 2025 to 0.27%, or $12.2 million, at March 31, 2026. Total past due loans increased modestly from $8.5 million, or 0.19% of total loans outstanding, at December 31, 2025, to $8.8 million, or 0.20% of total loans outstanding, at March 31, 2026. As a result of the Company’s quarterly analysis of the adequacy of the allowance for credit losses, the...

CHARLESTON, W.Va. (AP) — CHARLESTON, W.Va. (AP) — City Holding Co. (CHCO) on Thursday reported net income of $31.5 million in its first quarter. The Charleston, West Virginia-based bank said it had earnings of $2.20 per share. The bank holding company for City National Bank of West Virginia posted revenue of $98.4 million in the period. Its revenue net of interest expense was $79.2 million, which fell short of Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CHCO at https://www.zacks.com/ap/CHCO

Wall Street expects a year-over-year increase in earnings on higher revenues when Customers Bancorp (CUBI) reports results for the quarter ended March 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on April 23. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $1.89 per share in its upcoming report, which represents a year-over-year change of +22.7%. Revenues are expected to be $224.21 million, up 15.4% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.15% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive powe...

City Holding (CHCO) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company for City National Bank of West Virginia is expected to post quarterly earnings of $2.17 per share in its upcoming report, which represents a year-over-year change of +5.3%. Revenues are expected to be $79.5 million, up 6.6% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.46% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power i...

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. City Holding (CHCO) just released fourth quarter and full year 2025 results, alongside an update on its completed share repurchase program. This gives investors fresh numbers on profitability and capital returns. The bank reported quarterly net interest income of US$60.56 million and net income of US$31.57 million, with earnings of US$2.18 per share. Revenue net of interest expense came in below analyst expectations. See our latest analysis for City Holding. At a share price of US$124.26, City Holding has seen a 3.65% year to date share price return. Its 1 year total shareholder return of 7.45% and 5 year total shareholder return of 101.79% suggest steady compounding, with recent earnings and buybacks likely influencing sentiment more than short term moves. If City Holding's update has you thinking about what else is happening in financials, it can be useful to broaden your search to solid balance sheet and fundamentals stocks screener (None results). With earnings rising, a completed buyback and the shares trading close to the latest analyst target, the real question is whether City Holding is still priced below its fundamentals or if the market already expects future growth. City Holding last closed at US$124.26, and on a P/E of 13.7x it is flagged as expensive compared both to peers and to its own fair ratio. The P/E multiple tells you how much investors are paying for each dollar of current earnings. For a bank, it is a quick way to compare what the market is implying about profitability and growth versus other banks. On one hand, City Holding is described as trading at 37.5% below an estimate of its fair value based on future cash flows at US$198.83. However, its current 13.7x P/E is higher than the US Banks industry average of 11.8x and above the estimated fair P/E of 9.8x. That gap suggests the market is assigning a richer earnings multiple than the regression based fair ratio points to, while the SWS DCF model implies more upside if its cash flow assumptions play out. Against the peer average of 12.6x, City Holding again screens as more expensive on earnings. The comparison with the 9.8x fair P/E underlines how far the current multiple could move if pricing narrowed toward that level. Explore the SWS fair ratio for City Holding Result: P...

City Holding (CHCO) reported $80.2 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 11.8%. EPS of $2.18 for the same period compares to $1.94 a year ago. The reported revenue represents a surprise of -1.36% over the Zacks Consensus Estimate of $81.3 million. With the consensus EPS estimate being $2.29, the EPS surprise was -4.6%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how City Holding performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 48.2% compared to the 47.9% average estimate based on two analysts. Net Interest Margin: 3.9% versus 4% estimated by two analysts on average. Interest-earning assets - Total - Average balance: $6.13 billion versus $6.08 billion estimated by two analysts on average. Total Non-Interest Income: $19.64 million versus the two-analyst average estimate of $20 million. Net Interest Income: $60.56 million versus $61.21 million estimated by two analysts on average. View all Key Company Metrics for City Holding here>>> Shares of City Holding have returned -1.9% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report City Holding Company (CHCO) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

City Holding (CHCO) came out with quarterly earnings of $2.18 per share, missing the Zacks Consensus Estimate of $2.29 per share. This compares to earnings of $1.94 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -4.60%. A quarter ago, it was expected that this bank holding company for City National Bank of West Virginia would post earnings of $2.15 per share when it actually produced earnings of $2.41, delivering a surprise of +12.09%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. City Holding, which belongs to the Zacks Banks - Southeast industry, posted revenues of $80.2 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 1.36%. This compares to year-ago revenues of $71.71 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. City Holding shares have added about 2.2% since the beginning of the year versus the S&P 500's decline of 0.7%. While City Holding has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for City Holding was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see...

City Holding Company (CHCO) reported Q4 earnings Wednesday of $2.18 per diluted share, up from $1.94

CHARLESTON, W.Va. (AP) — CHARLESTON, W.Va. (AP) — City Holding Co. (CHCO) on Wednesday reported net income of $31.6 million in its fourth quarter. The bank, based in Charleston, West Virginia, said it had earnings of $2.18 per share. The bank holding company for City National Bank of West Virginia posted revenue of $101.1 million in the period. Its revenue net of interest expense was $80.2 million, falling short of Street forecasts. For the year, the company reported profit of $130.5 million, or $8.93 per share. Revenue was reported as $314.2 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CHCO at https://www.zacks.com/ap/CHCO