CFFI

TOANO, Va., May 20, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable July 1, 2026 to shareholders of record on June 15, 2026. The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings. About C&F C&F Bank operates 32 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia. Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

Shares of C&F Financial Corporation CFFI have declined 0.6% since reporting results for the first quarter of 2026, underperforming the S&P 500 index’s 0.4% return. Over the past month, however, the stock has risen 4%, though it still lagged the broader market’s 13.5% advance, indicating relatively muted investor enthusiasm despite the company’s latest quarterly results. C&F Financial reported consolidated net income of $6.8 million for the first quarter of 2026, up 26% from $5.4 million in the year-ago period. Earnings per share rose to $2.08 from $1.66, reflecting a 25% year-over-year improvement. Profitability metrics also strengthened, with return on average assets increasing to 0.97% from 0.84% and return on average equity rising to 10.19% from 9.35%. The improvement in earnings was supported by higher net interest income, which rose to $27.7 million from $25 million, and by growth in non-interest income. C&F Financial Corporation price-consensus-eps-surprise-chart | C&F Financial Corporation Quote Performance across business segments was mixed. The community banking segment remained the primary earnings driver, reporting net income of $7.1 million, up from $5.4 million a year earlier. This growth was fueled by higher interest income due to increased loan balances and improved yields. Average loans in this segment rose 9.2% year over year, while average deposits grew 8.2%. The mortgage banking segment also delivered strong results, with net income increasing to $910,000 from $431,000 in the prior-year quarter. Loan originations surged 57.9% year over year to $179.6 million, driven by more favorable mortgage rates and increased refinancing activity. In contrast, the consumer finance segment posted a net loss of $81,000 against net income of $226,000 a year ago. This decline reflected higher credit loss provisions and elevated charge-offs, partially offset by improved loan yields. The company continued to expand its balance sheet, with total assets reaching $2.81 billion as of March 31, 2026, up from $2.77 billion at the end of 2025. Total deposits increased to $2.40 billion, reflecting both organic growth and the effects of prior funding strategy adjustments. Loan growth remained solid, particularly in the community banking segment, where loans increased by $133.2 million, or 9%, from the prior-year quarter. However, consumer finance loans declined slight...

TOANO, Va. (AP) — TOANO, Va. (AP) — C&F Financial Corp. (CFFI) on Thursday reported net income of $6.7 million in its first quarter. The Toano, Virginia-based bank said it had earnings of $2.08 per share. The bank posted revenue of $47.7 million in the period. Its revenue net of interest expense was $36.3 million, exceeding Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CFFI at https://www.zacks.com/ap/CFFI

TOANO, Va., April 23, 2026 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $6.8 million for the first quarter of 2026 compared to $5.4 million for the first quarter of 2025. The following table presents selected financial performance highlights for the periods indicated: ________________________ “C&F started 2026 with strong momentum, delivering earnings per share growth of 25 percent year over year,” said Tom Cherry, President and Chief Executive Officer of C&F Financial Corporation. “Higher net income at our community banking and mortgage banking segments more than offset lower earnings at our consumer finance segment, compared to March 31, 2025. Solid loan and deposit growth at our community banking segment, approximately a 58 percent jump in mortgage originations at our mortgage banking segment, and higher net interest margin all helped drive these results. The U.S. economy stayed resilient in the first quarter, but risks are building, specifically with the conflict in the Middle East and potential associated impacts on interest rates, energy prices, and other economic effects. As conditions change, we are prepared to adapt quickly.” Key highlights for the first quarter of 2026 are as follows. Community banking segment loans grew $24.1 million, or 6.1 percent annualized, and $133.2 million, or 9.0 percent, compared to December 31, 2025 and March 31, 2025, respectively; Consumer finance segment loans decreased $3.6 million, or 3.1 percent annualized, and decreased $1.5 million, or less than one percent, compared to December 31, 2025 and March 31, 2025, respectively; Deposits increased $53.7 million, or 9.2 percent annualized, and $182.8 million, or 8.2 percent, compared to December 31, 2025 and March 31, 2025, respectively. A portion of the increases in deposits compared to March 31, 2025 was due to the wind-down of the repurchase agreement program with certain commercial deposit customers during the third quarter of 2025. The balance of these repurchase agreements was $25.9 million at March 31, 2025; Consolidated annualized net interest margin was 4.27 percent for the first quarter of 2026 compared to 4.16 percent for the first quarter of 2025; The consumer finance segment experienced net charge-offs at an annualized rate of 2.98 percent of average...

TOANO, Va., Feb. 25, 2026 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payable April 1, 2026 to shareholders of record on March 13, 2026. This dividend represents a 4 percent increase over the prior quarter’s dividend amount of 46 cents per share. The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings. About C&F C&F Bank operates 31 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile, marine and recreational vehicle loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia. Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

Shares of C&F Financial Corporation CFFI have gained 5.1% since reporting results for the fourth quarter of 2025. This compares with the S&P 500 index’s 0.1% decline over the same time frame. Over the past month, the stock has gained 8.3% compared with the S&P 500’s 0.8% return. C&F Financial reported consolidated net income of $6.7 million for the fourth quarter of 2025, up 11% from $6 million in the year-ago quarter. For the year ended Dec. 31, 2025, net income rose 36% to $27 million from $19.9 million in 2024. Earnings per share for the fourth quarter increased to $2.07 from $1.87 a year earlier, while full-year EPS climbed to $8.29 from $6.01. Profitability metrics also improved on an annual basis, with return on average assets rising to 1.01% from 0.80% and return on average equity increasing to 11.11% from 9.02%. C&F Financial Corporation price-consensus-eps-surprise-chart | C&F Financial Corporation Quote Balance sheet growth remained a notable theme during the period. Total assets increased to $2.77 billion as of Dec. 31, 2025, compared with $2.56 billion a year earlier. Deposits grew 8.1% year over year to $2.35 billion, reflecting higher balances across time deposits, savings, money market and non-interest-bearing accounts. Loan growth was led by the community banking segment, where loans increased by $136.7 million, or 9.4%, from that reported on Dec. 31, 2024. Average loans for the consolidated company rose 10% for the year, whereas average deposits increased 7.2% year over year. Net interest income on a fully taxable equivalent basis increased to $107.4 million for the year, up from $97.9 million in 2024. This improvement was supported by higher yields on loans and securities and balance sheet growth. The consolidated net interest margin expanded to 4.21% for the year from 4.12% in the prior year. Asset quality indicators remained relatively stable, with community banking non-accrual loans at 0.07% of total loans at the year-end, up from 0.02% a year earlier, while the allowance for credit losses declined slightly as a percentage of total loans. Management emphasized the benefits of a diversified business model in driving improved performance during 2025. The chief executive officer highlighted growth in loans and deposits in the community banking segment, increased wealth advisory revenues, higher mortgage loan originations and efforts to enha...

TOANO, Va. (AP) — TOANO, Va. (AP) — C&F Financial Corp. (CFFI) on Tuesday reported net income of $6.7 million in its fourth quarter. The bank, based in Toano, Virginia, said it had earnings of $2.07 per share. The bank posted revenue of $47.7 million in the period. Its revenue net of interest expense was $35.9 million, surpassing Street forecasts. For the year, the company reported profit of $26.8 million, or $8.29 per share. Revenue was reported as $140.8 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CFFI at https://www.zacks.com/ap/CFFI

TOANO, Va., Nov. 19, 2025 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable January 1, 2026 to shareholders of record on December 15, 2025. The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings. About C&F C&F Bank operates 31 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile, marine and recreational vehicle loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia. Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

TOANO, Va., Oct. 23, 2025 (GLOBE NEWSWIRE) -- C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $7.1 million for the third quarter of 2025, an increase of 31.2 percent compared to $5.4 million for the third quarter of 2024. The Corporation reported consolidated net income of $20.3 million for the first nine months of 2025, an increase of 46.0 percent compared to $13.9 million for the first nine months of 2024. The following table presents selected financial performance highlights for the periods indicated: ________________________ 1 For more information about these non-GAAP financial measures, which are not calculated in accordance with generally accepted accounting principles (GAAP), please see “Use of Certain Non-GAAP Financial Measures” and “Reconciliation of Certain Non-GAAP Financial Measures,” below. “We are delighted and proud of our third quarter results,” stated Tom Cherry, President and Chief Executive Officer of C&F Financial Corporation. “Our performance this quarter highlights the strength of our diversified business model. We saw robust growth in loans and deposits within our community banking segment and loan originations at our mortgage banking segment also increased compared to prior year. Although some market data suggests softening in the broader economy, our liquidity, capital position and asset quality remain strong and give us confidence in our ability to continue growing responsibly. Additionally, our recent expansion into Southwest Virginia, which was announced this quarter, is already yielding promising results.” Key highlights for the third quarter and first nine months of 2025 are as follows. Community banking segment loans grew $91.4 million, or 8.4 percent annualized, and $112.9 million, or 7.9 percent, compared to December 31, 2024 and September 30, 2024, respectively; Consumer finance segment loans decreased $3.5 million, or 1.0 percent annualized, and $14.1 million, or 2.9 percent, compared to December 31, 2024 and September 30, 2024, respectively; Deposits increased $127.2 million, or 7.8 percent annualized, and $162.1 million, or 7.6 percent, compared to December 31, 2024 and September 30, 2024, respectively; Consolidated annualized net interest margin was 4.24 percent for the third quarter of 2025 compared to 4.13 percent for the third qua...

TOANO, Va. (AP) — TOANO, Va. (AP) — C&F Financial Corp. (CFFI) on Thursday reported net income of $7.1 million in its third quarter. The Toano, Virginia-based bank said it had earnings of $2.18 per share. The bank posted revenue of $47.6 million in the period. Its revenue net of interest expense was $36 million, exceeding Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CFFI at https://www.zacks.com/ap/CFFI

TOANO, Va., Aug. 20, 2025 (GLOBE NEWSWIRE) -- The board of directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 46 cents per share, which is payable October 1, 2025 to shareholders of record on September 15, 2025. The Board of Directors of the Corporation continually reviews the amount of cash dividends per share and the resulting dividend payout ratio in light of changes in economic conditions, current and future capital requirements, and expected future earnings. About C&F C&F Bank operates 31 banking offices and five commercial loan offices located throughout Virginia and offers full wealth management services through its subsidiary C&F Wealth Management, Inc. C&F Mortgage Corporation and its subsidiary C&F Select LLC provide mortgage loan origination services through offices located in Virginia and the surrounding states. C&F Finance Company provides automobile, marine and recreational vehicle loans through indirect lending programs offered primarily in the Mid-Atlantic, Midwest and Southern United States from its headquarters in Henrico, Virginia. Additional information regarding the Corporation’s products and services, as well as access to its filings with the Securities and Exchange Commission, are available on the Corporation’s website at http://www.cffc.com.

Explore C&F Financial's Fair Values from the Community and select yours Revenue: US$34.3m (up 20% from 2Q 2024). Net income: US$7.69m (up 54% from 2Q 2024). Profit margin: 23% (up from 18% in 2Q 2024). The increase in margin was driven by higher revenue. EPS: US$2.38 (up from US$1.50 in 2Q 2024). Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. All figures shown in the chart above are for the trailing 12 month (TTM) period C&F Financial shares are up 5.8% from a week ago. You should learn about the 2 warning signs we've spotted with C&F Financial (including 1 which can't be ignored). Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.