CFBK

CF Bankshares Inc. (NASDAQ:CFBK) is included among the 12 Best Micro-Cap Dividend Stocks to Buy Now. On May 11, Piper Sandler analyst Adam Kroll lowered the firm’s price target on CF Bankshares Inc. (NASDAQ:CFBK) to $33.50 from $34 and maintained an Overweight rating on the shares. The firm said the company reported a mixed quarter. An increase in non-performing loans tied to one non-core relationship led to $0.5 million in interest reversals and contributed to the shortfall in PPNR and EPS results. Earlier in April, Piper Sandler initiated coverage on CF Bankshares with an Overweight rating and a $34 price target, up from $29.The firm said the company’s turnaround following its 2012 recapitalization had been “nothing short of impressive.” Piper also pointed to CF Bankshares’ stronger-than-peer organic balance sheet growth outlook, along with expectations for modest net interest margin expansion that could support additional profitability improvement toward peer levels. The analyst also highlighted the company’s relatively discounted valuation. CF Bankshares Inc. (NASDAQ:CFBK) is the holding company for CFBank, National Association. CFBank operates as a commercial bank across five major metro markets, including Columbus, Cleveland, Cincinnati, and Akron, Ohio, along with Indianapolis, Indiana. The bank provides commercial, retail, and mortgage lending services to businesses and entrepreneurs. While we acknowledge the potential of CFBK as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 14 Best Dividend Stocks to Buy for Steady Growth and 10 Best Robinhood Stocks to Buy According to Billionaires. Disclosure: None. Follow Insider Monkey on Google News.

COLUMBUS, Ohio, May 5, 2026 /PRNewswire/ -- CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, National Association ("CFBank"), today announced financial results for the first quarter ended March 31, 2026. First Quarter 2026 Highlights Net income was $5.0 million ($0.77 per diluted common share) for Q1 2026, which represents a 13% increase over Q1 2025. Pre-provision, pre-tax net revenue (PPNR) for Q1 2026 was $6.5 million, which represents a 5.4%increase over Q1 2025. Return on Average Equity (ROE) was 10.74% for Q1 2026, while Return on Average Assets (ROA) was 0.97%. Net Interest Margin (NIM) increased 5bps for Q1 2026 when compared to Q1 2025. Cost of Funds declined 34bps when compared to Q1 2025 and declined 15bps when compared to Q4 2025. Noninterest income increased $281,000, or 23% when compared to Q1 2025. This was driven by a $172,000 (26%) increase in Customer Fees, including Treasury Management products and services. Core Commercial Net Loan Growth totaled $45 million in Q1, which was net of $100 million of payoffs and amortization. This represents an annualized growth rate of 15%. Book value per common share increased to $28.20 as of March 31, 2026. CFBank's capital position remains strong with a Tier 1 Leverage ratio of 11.76% and a Total Capital Ratio of 15.15%. Recent Developments On April 1, 2026, the Company's Board of Directors declared a cash dividend of $0.09 per share on its Common Stock and a corresponding cash dividend of $9.00 per share on its Series D Preferred Stock. The dividend was paid on April 21, 2026 to shareholders of record as of the close of business on April 13, 2026. CEO and Board Chair Commentary Timothy T. O'Dell, President and CEO, commented "Our Q1 earnings totaled $5.0 million. Earnings for the first quarter of 2026 were impacted by the timing of commercial loan fundings and loan payoffs. Net core commercial loan growth for the first quarter totaled $45 million, representing an annualized core commercial loan growth rate of 15%. Commercial loan payoffs occurred early in, and steadily throughout, the quarter, while heavier loan fundings and net loan growth were concentrated in the final ten days of Q1. This timing dynamic of loan fundings, combined with elevated loan payoffs, impacted average loans outstanding during the quarter and resulted in lower interest income. We expect to see the interes...

CF Bankshares Inc. (CFBK) came out with quarterly earnings of $0.77 per share, missing the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.68 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -4.94%. A quarter ago, it was expected that this company would post earnings of $0.76 per share when it actually produced earnings of $0.88, delivering a surprise of +15.79%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. CF Bankshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $14.81 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 9.93%. This compares to year-ago revenues of $14.11 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CF Bankshares shares have added about 11.3% since the beginning of the year versus the S&P 500's gain of 5.2%. While CF Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CF Bankshares was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Bu...

MVB Financial (MVBF) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.37 per share. This compares to earnings of $0.27 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +6.35%. A quarter ago, it was expected that this company would post earnings of $0.31 per share when it actually produced earnings of $0.32, delivering a surprise of +3.23%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. MVB Financial, which belongs to the Zacks Banks - Northeast industry, posted revenues of $36.66 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.17%. This compares to year-ago revenues of $33.68 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. MVB Financial shares have added about 2.8% since the beginning of the year versus the S&P 500's gain of 4.3%. While MVB Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for MVB Financial was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) st...

CF Bankshares Inc. (CFBK) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This company is expected to post quarterly earnings of $0.81 per share in its upcoming report, which represents a year-over-year change of +19.1%. Revenues are expected to be $16.44 million, up 16.5% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 1.11% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earning...

Meridian Bank (MRBK) came out with quarterly earnings of $0.39 per share, missing the Zacks Consensus Estimate of $0.48 per share. This compares to earnings of $0.21 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -17.90%. A quarter ago, it was expected that this company would post earnings of $0.55 per share when it actually produced earnings of $0.61, delivering a surprise of +10.91%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Meridian Bank, which belongs to the Zacks Banks - Northeast industry, posted revenues of $30.24 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.71%. This compares to year-ago revenues of $27.1 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Meridian Bank shares have added about 14.9% since the beginning of the year versus the S&P 500's gain of 4.3%. While Meridian Bank has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Meridian Bank was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy...

NB Bancorp, Inc. (NBBK) came out with quarterly earnings of $0.38 per share, missing the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.35 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -29.63%. A quarter ago, it was expected that this company would post earnings of $0.49 per share when it actually produced earnings of $0.51, delivering a surprise of +4.08%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. NB Bancorp, Inc., which belongs to the Zacks Banks - Northeast industry, posted revenues of $69.38 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.39%. This compares to year-ago revenues of $47.39 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. NB Bancorp, Inc. shares have added about 8.9% since the beginning of the year versus the S&P 500's gain of 3.2%. While NB Bancorp, Inc. has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for NB Bancorp, Inc. was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Str...

COLUMBUS, Ohio, April 1, 2026 /PRNewswire/ -- CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share quarterly cash dividend on its Series D preferred stock. Each share of Series D preferred stock is convertible into 100 shares of common stock. The dividend is payable on April 21, 2026 to shareholders of record as of the close of business on April 13, 2026. About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a full-service Commercial Bank model. CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, by providing a comprehensive Commercial, Retail, and Mortgage Lending services presence. In all regional markets, CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. CFBank is differentiated by our penchant for individualized service coupled with direct customer access to decision-makers, and ease of doing business. CFBank matches the sophistication of much larger banks, without the bureaucracy. Additional information about the Company and CFBank is available at www.CF.Bank View original content to download multimedia:https://www.prnewswire.com/news-releases/cf-bankshares-inc-parent-of-cfbank-na-announces-quarterly-cash-dividend-302730458.html

CF Bankshares Inc. (CFBK) came out with quarterly earnings of $0.88 per share, beating the Zacks Consensus Estimate of $0.76 per share. This compares to earnings of $0.68 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +15.79%. A quarter ago, it was expected that this company would post earnings of $0.84 per share when it actually produced earnings of $0.36, delivering a surprise of -57.14%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. CF Bankshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $15.75 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 1.22%. This compares to year-ago revenues of $13.98 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CF Bankshares shares have added about 26.3% since the beginning of the year versus the S&P 500's gain of 0.5%. While CF Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CF Bankshares was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Stron...

COLUMBUS, Ohio, Feb. 5, 2026 /PRNewswire/ -- CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, National Association ("CFBank"), today announced financial results for the fourth quarter and year ended December 31, 2025. Fourth Quarter and Full Year 2025 Highlights Net income was $5.7 million ($0.88 per diluted common share) for Q4 2025 and $17.5 million ($2.69 per diluted common share) for the year ended December 31, 2025. Q4 Net Income includes loan loss Provision Expense of $1.2 million. Net income for the full year represents a 31% increase over 2024. Pre-provision, pre-tax net revenue (PPNR) for Q4 2025 was $8.0 million. PPNR for the year ended December 31, 2025 was $29.8 million, which represents a 30% increase over 2024. Return on Average Equity (ROE) was 12.59% for Q4 2025, while Return on Average Assets (ROA) was 1.09%. Net Interest Margin (NIM) increased 28bps for Q4 2025, when compared to Q4 2024 and increased 34bps for the full year, when compared to 2024. Cost of Funds declined 45bps when compared to Q4 2024 and declined 48bps for the full year, when compared to 2024. Efficiency Ratio improved to 49.2% for Q4 2025, compared to 53.2% for Q4 2024. Book value per share increased to $27.87 as of December 31, 2025. CFBank's capital position remains strong with a Tier 1 Leverage ratio of 11.40% and Total Capital ratio of 15.02%. Core deposits (excluding brokered deposits) increased $47 million during 2025. Commercial Loan fundings totaled $369 million in 2025, which has helped to offset considerable loan payoffs, mostly from successful Commercial Real Estate development projects moving to refinance at stabilization into permanent loans. Commercial pipelines remain strong entering 2026. Recent Developments On January 5, 2026, the Company's Board of Directors declared a cash dividend of $0.09 per share on its Common Stock and a corresponding cash dividend of $9.00 per share on its Series D Preferred Stock. The dividend was paid on January 26, 2026 to shareholders of record as of the close of business on January 15, 2026. CEO and Board Chair Commentary Timothy T. O'Dell, President and CEO, commented "Our Q4 Results, with Net Income of $5.7 million, underscores our Core Earnings run rate expectations. During 2025 we overcame significantly elevated Loan Payoffs, through strong generation of quality New loans and loan customers. Expandi...

COLUMBUS, Ohio, Jan. 5, 2026 /PRNewswire/ -- CF Bankshares Inc. (NASDAQ: CFBK) (the "Company"), the parent of CFBank, NA, today announced that the Board of Directors of the Company declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share quarterly cash dividend on its Series D preferred stock. This represents a 13% increase over its previous quarterly dividend. The dividend is payable on January 26, 2026 to shareholders of record as of the close of business on January 15, 2026. Timothy T. O'Dell, President and CEO, commented, "We are pleased to reward our shareholders with a 13% increase in our dividend, which enhances total shareholder returns. We appreciate your confidence and support!" About CF Bankshares Inc. and CFBank CF Bankshares Inc. (the "Company") is a holding company that owns 100% of the stock of CFBank, National Association ("CFBank"). CFBank is a nationally chartered boutique Commercial bank operating primarily in Five (5) Major Metro Markets: Columbus, Cleveland, Cincinnati, and Akron Ohio, and Indianapolis, Indiana. The current Leadership Team and Board recapitalized the Company and CFBank in 2012 during the financial crisis, repositioning CFBank as a full-service Commercial Bank model. Since the 2012 recapitalization, CFBank has achieved a CAGR of 20%. CFBank focuses on serving the financial needs of closely held businesses and entrepreneurs, by providing a comprehensive Commercial, Retail, and Mortgage Lending services presence. In all regional markets, CFBank provides commercial loans and equipment leases, commercial and residential real estate loans and treasury management depository services, residential mortgage lending, and full-service commercial and retail banking services and products. CFBank is differentiated by our penchant for individualized service coupled with direct customer access to decision-makers, and ease of doing business. CFBank matches the sophistication of much larger banks, without the bureaucracy. Additional information about the Company and CFBank is available at www.CF.Bank View original content to download multimedia:https://www.prnewswire.com/news-releases/cf-bankshares-inc-parent-of-cfbank-na-announces-13-increase-in-its-quarterly-cash-dividend-302651726.html

CF Bankshares (CFBK) posted a net profit margin of 33.3%, up from 29.6% a year ago, and delivered 36% earnings growth in the past twelve months, reversing an 11.7% average annual decline over the previous five years. Looking forward, analysts project earnings to grow at 19.4% and revenue at 16.1% annually, both running ahead of US market averages. The company stands out for its high quality earnings and favorable value signals. With no major or minor risks called out and strong forward growth drivers, investors have plenty to consider after a turnaround performance like this. See our full analysis for CF Bankshares. The real test is how these numbers stack up against the prevailing market narratives, so let’s dive into how the latest results support or challenge the most popular views. Curious how numbers become stories that shape markets? Explore Community Narratives Net profit margin now sits at 33.3%, beating last year’s 29.6% and well above typical margins seen in the US banking sector. Notably, the company’s high margin profile heavily supports optimism about sustainable profitability, especially given that the forecast for earnings growth is 19.4% per year, which stands out versus the broader market. The reversal from a five-year average earnings decline of 11.7% per year to 36% annual growth gives more weight to this constructive view. The combination of improved margins and forward-looking growth estimates is surprising and creates a double tailwind for bullish investors, going beyond a one-off rebound. At a price-to-earnings ratio of just 8.6x versus the peer average of 15.9x and with shares trading at $23.35 versus a DCF fair value estimate of $46.49, the valuation tilts solidly in favor of value-focused buyers. The prevailing market perspective sees this as a compelling mismatch, since the combination of a below-market multiple and above-market growth forecasts should draw investor attention. Strong value and relative value 'reward' signals are highlighted in the filings, suggesting bargain territory compared to both peers and the broader U.S. banks industry. Still, the lack of flagged risks means there is less friction to the upside, which is rare for a smaller bank coming off a multi-year earnings slide. Filings do not identify any major or minor new risks, a notable absence for a smaller bank that just reversed its earnings trend. According to...