CCBG

Capital City Bank (CCBG) came out with quarterly earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.85 per share. This compares to earnings of $0.99 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +8.24%. A quarter ago, it was expected that this bank holding company would post earnings of $0.89 per share when it actually produced earnings of $0.8, delivering a surprise of -10.11%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Capital City Bank, which belongs to the Zacks Banks - Southeast industry, posted revenues of $62.75 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.18%. This compares to year-ago revenues of $61.45 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Capital City Bank shares have added about 10% since the beginning of the year versus the S&P 500's gain of 4.1%. While Capital City Bank has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Capital City Bank was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today...

Capital City Bank Group (CCBG) reported Q1 earnings Monday of $0.92 per diluted share, compared with

TALLAHASSEE, Fla., April 20, 2026 (GLOBE NEWSWIRE) -- Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $15.8 million, or $0.92 per diluted share, for the first quarter of 2026 compared to $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025, and $16.9 million, or $0.99 per diluted share, for the first quarter of 2025. Return on Assets of 1.45% and Return on Equity of 11.30% for the first quarter of 2026 compared to 1.25% and 9.78%, respectively for the fourth quarter of 2025, and 1.58% and 13.32%, respectively for the first quarter of 2025. QUARTER HIGHLIGHTS (1st Quarter 2026 versus 4th Quarter 2025) Income Statement Tax-equivalent net interest income totaled $42.9 million compared to $43.4 million for the prior quarter and reflected two less calendar days in the first quarter Net interest margin decreased two basis points to 4.24% Credit quality metrics remained stable, with net loan charge‑offs of 10 basis points (annualized) of average loans, while the allowance coverage ratio increased one basis point to 1.23% as of March 31, 2026 Noninterest income decreased $0.2 million, or 0.8%, and reflected lower wealth management fees of $0.5 million and deposit fees of $0.2 million, partially offset by a miscellaneous recovery of $0.5 million Noninterest expense decreased $1.5 million, or 3.5%, primarily due to a $2.7 million decrease in compensation expense (lower performance-based incentives) that was partially offset by an increase in other expense which reflected a $1.5 million pension plan settlement gain recognized in the prior quarter Balance Sheet Loan balances decreased $29.8 million, or 1.2% (average), and decreased $27.7 million, or 1.1% (end of period) Deposit balances increased by $43.5 million, or 1.2% (average), and increased $89.3 million, or 2.4% (end of period), driven by strong core deposit growth Tangible book value per diluted share (non-GAAP financial measure) increased $0.48, or 1.8% Repurchased 63,088 shares of our common stock “We are off to a strong start to the year, with earnings growth of 15% over the prior quarter driven by solid deposit trends, disciplined credit performance, and continued expense control,” said William G. Smith, Jr., Chairman and CEO. “We remain focused on deepening client relationships and executing consistently, while maintaining the...

TALLAHASSEE, Fla. (AP) — TALLAHASSEE, Fla. (AP) — Capital City Bank Group (CCBG) on Monday reported net income of $15.8 million in its first quarter. The bank, based in Tallahassee, Florida, said it had earnings of 92 cents per share. The bank holding company posted revenue of $71 million in the period. Its revenue net of interest expense was $62.8 million, falling short of Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CCBG at https://www.zacks.com/ap/CCBG

State Street Corporation (STT) came out with quarterly earnings of $2.84 per share, beating the Zacks Consensus Estimate of $2.6 per share. This compares to earnings of $2.04 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +9.23%. A quarter ago, it was expected that this company would post earnings of $2.82 per share when it actually produced earnings of $2.97, delivering a surprise of +5.32%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. State Street, which belongs to the Zacks Banks - Major Regional industry, posted revenues of $3.8 billion for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 3.24%. This compares to year-ago revenues of $3.28 billion. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. State Street shares have added about 10% since the beginning of the year versus the S&P 500's gain of 2.9%. While State Street has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for State Street was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Str...

TALLAHASSEE, Fla., April 08, 2026 (GLOBE NEWSWIRE) -- Capital City Bank Group, Inc. (NASDAQ: CCBG) announced today that it will release first quarter 2026 results on Monday, April 20, 2026, before the market opens. Upon release, investors may access a copy of the earnings results at the Company's Investor Relations website, investors.ccbg.com. About Capital City Bank Group, Inc. Capital City Bank Group, Inc. (NASDAQ: CCBG) is one of the largest publicly traded financial holding companies headquartered in Florida and has approximately $4.4 billion in assets. We provide a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, and securities brokerage services. Our bank subsidiary, Capital City Bank, was founded in 1895 and has 62 banking offices and 108 ATMs/ITMs in Florida, Georgia and Alabama. For more information about Capital City Bank Group, Inc., visit www.ccbg.com. For Information Contact: Jep Larkin Executive Vice President and Chief Financial Officer 850.402.8450

Capital City Bank (CCBG) came out with quarterly earnings of $0.8 per share, missing the Zacks Consensus Estimate of $0.89 per share. This compares to earnings of $0.77 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -10.11%. A quarter ago, it was expected that this bank holding company would post earnings of $0.87 per share when it actually produced earnings of $0.93, delivering a surprise of +6.9%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Capital City Bank, which belongs to the Zacks Banks - Southeast industry, posted revenues of $63.46 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 0.99%. This compares to year-ago revenues of $59.86 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Capital City Bank shares have added about 4.9% since the beginning of the year versus the S&P 500's gain of 1.5%. While Capital City Bank has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Capital City Bank was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list o...

TALLAHASSEE, Fla. (AP) — TALLAHASSEE, Fla. (AP) — Capital City Bank Group (CCBG) on Tuesday reported net income of $13.7 million in its fourth quarter. The bank, based in Tallahassee, Florida, said it had earnings of 80 cents per share. The bank holding company posted revenue of $71.8 million in the period. Its revenue net of interest expense was $63.5 million, which fell short of Street forecasts. For the year, the company reported profit of $61.6 million, or $3.60 per share. Revenue was reported as $254 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CCBG at https://www.zacks.com/ap/CCBG

TALLAHASSEE, Fla., Jan. 27, 2026 (GLOBE NEWSWIRE) -- Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025 compared to $16.0 million, or $0.93 per diluted share, for the third quarter of 2025, and $13.1 million, or $0.77 per diluted share for the fourth quarter of 2024. For 2025, net income attributable to common shareowners totaled $61.6 million, or $3.60 per diluted share, compared to net income of $52.9 million, or $3.12 per diluted share, for 2024. QUARTER HIGHLIGHTS (4th Quarter 2025 versus 3rd Quarter 2025) Income Statement Tax-equivalent net interest income totaled $43.4 million compared to $43.6 million for the prior quarter Net interest margin decreased by 8 basis points to 4.26% (decrease in earning asset yield of 4 basis points and increase in cost of funds of 4 basis points) Stable credit quality metrics and credit loss provision – net loan charge-offs were 18 basis points (annualized) of average loans – allowance coverage ratio was 1.22% at December 31, 2025 Noninterest income decreased $2.2 million, or 10.0%, due to lower other income of $0.8 million (third quarter gain from sale of insurance subsidiary), mortgage revenues of $0.6 million, and wealth management fees of $0.6 million Noninterest expense was comparable to the third quarter of 2025 and reflected higher performance-based pay that was significantly offset by a pension plan settlement gain of $1.5 million Balance Sheet Loan balances decreased $38.1 million, or 1.5% (average), and decreased $35.9 million, or 1.4% (end of period) Deposit balances increased $35.2 million, or 1.0% (average), and increased $47.4 million, or 1.3% (end of period) due to the normal seasonal inflow of public fund balances Tangible book value per diluted share (non-GAAP financial measure) increased by $0.65, or 2.5% FULL YEAR 2025 HIGHLIGHTS Income Statement Tax-equivalent net interest income totaled $171.8 million compared to $159.2 million for 2024 Net interest margin increased by 20 basis points to 4.28% (increase in earning asset yield of 10 basis points and decrease in cost of funds of 10 basis points) Credit quality metrics remained strong throughout the year – allowance coverage ratio increased to 1.22% in 2025 compared to 1.10% in 2024 – net loan charge-offs were 14 basis poin...

TALLAHASSEE, Fla., Jan. 09, 2026 (GLOBE NEWSWIRE) -- Capital City Bank Group, Inc. (NASDAQ: CCBG) announced today that it will release fourth quarter and year-end 2025 results on Tuesday, January 27, 2026, before the market opens. Upon release, investors may access a copy of the earnings results at the Company's Investor Relations website, investors.ccbg.com. About Capital City Bank Group, Inc. Capital City Bank Group, Inc. is one of the largest publicly traded financial holding companies headquartered in Florida and has approximately $4.3 billion in assets. We provide a full range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, and securities brokerage services. Our bank subsidiary, Capital City Bank, was founded in 1895 and now has 62 banking offices and 108 ATMs/ITMs in Florida, Georgia and Alabama. For more information about Capital City Bank Group, Inc., visit www.ccbg.com. For Information Contact: Jep Larkin Executive Vice President and Chief Financial Officer 850.402.8450

Capital City Bank Group (CCBG) delivered net profit margins of 24.7%, up from 22.8% a year ago, and posted earnings growth of 18.2% over the past year, notably outpacing its five-year average of 14.5% per year. However, management guidance points to a 2.7% annual decline in earnings for the next three years, with revenue growth expected at just 4% per year, compared to the broader US market pace of 10.1%. See our full analysis for Capital City Bank Group. Now, let's see how these headline numbers compare with the prevailing narratives. Some may be confirmed, while others could face serious questions. Curious how numbers become stories that shape markets? Explore Community Narratives Net profit margin improved to 24.7%, rising from 22.8% last year. Management now expects annual earnings to contract by 2.7% over the next three years, even as margins remain elevated for the sector. Recent margin expansion heavily supports bulls’ focus on quality profitability. However, the newly issued guidance for negative earnings growth introduces tension with the bullish case for sustainable profit momentum. This disconnect means investors who are drawn to the bank’s strong current margins must now weigh future downside in the growth outlook as highlighted by forecasts. The price-to-earnings ratio stands at 11.2x, just below the US industry average of 11.3x. Shares trade well beneath the DCF fair value estimate of $69.78 (current share price is $40.17). What is notable is that this valuation runs counter to a narrative that CCBG no longer offers value upside. Shares change hands below both DCF fair value and the broader market’s price-based benchmarks, pointing to potential mispricing even as guidance dims near-term growth prospects. This builds a case for investors who see the bank as undervalued relative to fundamentals, not just relative to short-term earnings declines. Insider selling activity was reported in the past quarter alongside revenue growth forecasts of 4% per year, which sharply lag the broader US market’s projected 10.1% yearly advance. Critics highlight that soft revenue guidance and insider sales lend weight to bearish concerns about the durability of recent performance. Both metrics underperform industry benchmarks and suggest caution about near-to-medium-term expectations. Investors are now left to consider whether the strong historic margins are enough...

TALLAHASSEE, Fla. (AP) — TALLAHASSEE, Fla. (AP) — Capital City Bank Group (CCBG) on Tuesday reported net income of $16 million in its third quarter. The Tallahassee, Florida-based bank said it had earnings of 93 cents per share. The bank holding company posted revenue of $73.8 million in the period. Its revenue net of interest expense was $65.9 million, surpassing Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CCBG at https://www.zacks.com/ap/CCBG