CBNA

MCLEAN, Va., July 28, 2026--(BUSINESS WIRE)--Chain Bridge Bancorp, Inc. (NYSE: CBNA) (the "Company"), the holding company for Chain Bridge Bank, N.A. (the "Bank"), today announced financial results for the second quarter of 2026 and the six months ended June 30, 2026. Second Quarter 2026 Financial Highlights (Three Months Ended June 30, 2026): Consolidated Net Income: $9.5 million Earnings Per Share: $1.45 per basic and diluted common share outstanding Return on Average Equity: 21.20% (on an annualized basis) Return on Average Assets: 1.90% (on an annualized basis) Book Value Per Share: $27.99 Year-to-Date 2026 Financial Highlights (Six Months Ended June 30, 2026): Consolidated Net Income: $16.6 million Earnings Per Share: $2.53 per basic and diluted common share outstanding Return on Average Equity: 18.94% (on an annualized basis) Return on Average Assets: 1.75% (on an annualized basis) Financial Performance For the quarter ended June 30, 2026, the Company reported net income of $9.5 million, compared to $7.1 million for the quarter ended March 31, 2026, and $4.6 million for the quarter ended June 30, 2025. Earnings per share was $1.45 for the quarter ended June 30, 2026, compared to $1.08 for the quarter ended March 31, 2026, and $0.70 for the quarter ended June 30, 2025. The Company’s consolidated total deposits were $2.0 billion at June 30, 2026, compared to $1.7 billion at March 31, 2026 and $1.3 billion at June 30, 2025. IntraFi Cash Service® (ICS®) One-Way Sell® deposits moved off the Company’s balance sheet were $668.0 million at June 30, 2026, compared to $595.0 million at March 31, 2026 and $121.2 million at June 30, 2025. The increases were driven by changes in political organization deposit balances, as defined in the Company’s public filings, as well as growth in other deposit categories, such as 501(c)(4) social welfare organization deposits. Our political depositors typically exhibit heightened activity during the quarters leading up to a federal election, contributing to the increase in balance sheet deposits and One-Way Sell® deposits as of June 30, 2026 compared to March 31, 2026 and June 30, 2025. Net income was $9.5 million for the quarter ended June 30, 2026, compared to $7.1 million for the quarter ended March 31, 2026. The quarter-over-quarter change was primarily due to a $2.1 million increase in net interest income, coupled with a $404 thousand increase in deposit placement services income and an $800 thousand decrease in total noninterest expenses. These components were partially offset by a smaller recapture of credit losses, and a larger income tax expense arising from the overall increase in pretax income. Net income for the quarter ended June 30, 2026, was $4.9 million higher compared to the quarter ended June 30, 2025. This increase was primarily attributable to a $5.3 million improvement in net interest income and a $1.9 million increase in deposit placement services income, with an offsetting $889 thousand increase in noninterest expense and a $1.3 million increase in income tax expense. Net income for the six months ended June 30, 2026, was $16.6 million, compared to $10.2 million for the same period in 2025. The increase was driven by a $6.4 million increase in net interest income, along with a $3.4 million increase in deposit placement services income. The overall increase was partially reduced by a $2.2 million increase in noninterest expense and a $1.7 million increase in income tax expense. Book Value Per Share As of June 30, 2026, book value per share was $27.99, compared to $25.79 at December 31, 2025, and $23.92 at June 30, 2025. Net income during the first six months of 2026 drove an increase in stockholders’ equity with a $16.6 million increase in retained earnings that was partially offset by a $2.2 million increase in accumulated other comprehensive loss, reflecting reduced fair values across a higher balance of available for sale investment securities. The year-over-year increase in stockholders’ equity of $26.7 million was driven by $26.6 million in earnings retained during the period. Interest Income and Net Interest Margin Net interest income for the second quarter of 2026 was $17.1 million, compared to $14.9 million in the first quarter of 2026 and $11.8 million in the second quarter of 2025. The net interest margin was 3.45% in the second quarter of 2026, compared to 3.41% in the first quarter of 2026 and 3.39% in the second quarter of 2025. Two primary factors drove the $2.1 million increase in net interest income compared to the first quarter of 2026. First, deposit-driven cash inflows lifted the average balance of interest-bearing deposits in other banks by $131.5 million, generating $1.3 million of additional interest income. Second, income from the taxable investment securities portfolio grew $815 thousand. The portfolio was $74.8 million larger on average, reflecting the deployment of deposit growth into short-term, available for sale U.S. Treasury securities. The improvement in yield reflected these new investments, as well as reinvestment of maturing instruments into new securities with higher yields than those they replaced. Driven by similar factors, net interest income increased by $5.3 million compared to the second quarter of 2025. Growth within the taxable investment securities portfolio, which was $308.1 million higher on average, together with yield improvements, resulted in additional interest income of $3.0 million within this segment. Interest-bearing deposits in other banks, which were $306.2 million higher on average, generated $2.2 million of additional interest income, although declining yields partially tempered the increase. The year-over-year net interest margin increased from 3.39% to 3.45%, reflecting the larger volume of average interest-earning assets and the reduction in cost of funds from 0.31% to 0.14%. For the six months ended June 30, 2026, the Company reported higher net interest income of $32.0 million, compared to $25.6 million for the six months ended June 30, 2025, but a lower net interest margin of 3.43% for 2026, compared to 3.48% for 2025. Driving a $5.7 million increase in interest income, the average taxable investment securities portfolio balance increased $298.9 million, and the rate earned on those investments increased 31 basis points. Although the average balance of interest-bearing deposits in other banks grew by $130.8 million, the yield on these assets declined 77 basis points. The net effect was an increase in interest income from this segment of $674 thousand. These contributions from the Bank’s interest-bearing assets were further aided by a $72.3 million decrease in average interest-bearing liabilities and a 17 basis point decline in the average cost of those liabilities, which together resulted in a $611 thousand decline in interest expense. Partially offsetting these components, interest income from the loan segment declined due to a $27.3 million decrease in average loan balances and a 15 basis point reduction in yield. Despite an increase in net interest income, net interest margin decreased from 3.48% to 3.43% year-over-year because average interest-earning assets grew at a faster rate than net interest income. Noninterest Income Noninterest income for the second quarter of 2026 was $2.9 million, compared to $2.4 million in the first quarter of 2026 and $828 thousand for the second quarter of 2025. The second quarter 2026 deposit placement services income, which is driven by the volume of One-Way Sell® deposits placed at other banks through the ICS® network and the rates paid by ICS® for those deposits, was $2.1 million, compared to $1.7 million in the first quarter of 2026 and $159 thousand in the second quarter of 2025. Changes in One-Way Sell® deposits can occur in response to deposit seasonality, evolving balance sheet dynamics and available capital capacity. Deposit placement services income is also affected by changes in the rate paid by ICS® for One-Way Sell® deposits, which typically adjusts in a manner parallel to federal funds rate adjustments. For the six months ended June 30, 2026, noninterest income was $5.4 million, compared to $1.5 million for the six months ended June 30, 2025. Changes in One-Way Sell® deposits drove the year-over-year increase, pushing deposit placement services income from $292 thousand to $3.7 million, and income from trust and wealth management services further contributed to the overall growth. Noninterest Expenses Total noninterest expense for the second quarter of 2026 was $8.0 million, compared to $8.8 million in the first quarter of 2026 and $7.2 million in the second quarter of 2025. A reduction in professional services fees primarily drove the decrease in noninterest expense compared to the first quarter of 2026. Relative to the second quarter of 2025, higher salaries from a larger workforce drove the majority of the increase in noninterest expense, while a decline in professional services fees partially offset the rise. For the six months ended June 30, 2026, total noninterest expense was $16.9 million, compared to $14.7 million for the six-month period ended June 30, 2025. Higher salaries and employment costs, as described above, primarily drove the increase. Balance Sheet and Related Highlights As of June 30, 2026: Total assets were $2.2 billion, compared to $1.8 billion as of December 31, 2025, and $1.4 billion as of June 30, 2025. Total deposits were $2.0 billion, compared to $1.6 billion as of December 31, 2025, and $1.3 billion as of June 30, 2025. Total ICS® One-Way Sell® deposits were $668.0 million, compared to $359.9 million as of December 31, 2025, and $121.2 million as of June 30, 2025. Interest-bearing reserves held at the Federal Reserve were $812.7 million, compared to $580.9 million as of December 31, 2025, and $364.8 million as of June 30, 2025. The loan-to-deposit ratio was 13.70%, compared to 17.46% as of December 31, 2025, and 22.45% as of June 30, 2025. The ratio of non-performing assets to total assets remained at 0.00%, unchanged from December 31, 2025 and June 30, 2025. Liquidity As of June 30, 2026, the Company’s liquidity ratio was 94.03%, compared to 92.73% at March 31, 2026 and 88.21% at June 30, 2025. The liquidity ratio is calculated as the sum of cash and cash equivalents plus unpledged securities classified as investment grade, divided by total liabilities. Cash, cash equivalents, and unpledged securities totaled $1.9 billion, $1.6 billion and $1.1 billion, respectively, at June 30, 2026, March 31, 2026 and June 30, 2025. Capital As of June 30, 2026, the Company’s tangible common equity to tangible total assets ratio was 8.38%, compared to 9.11% at March 31, 2026 and 10.86% at June 30, 2025. The ratio, calculated in accordance with GAAP, represents the ratio of common equity to total assets. The Company did not have any intangible assets or goodwill for the periods presented. The quarter-over-quarter and year-over-year decline in this ratio primarily reflects deposit-driven asset growth, partially offset by an increase in stockholders’ equity. As of June 30, 2026, the Company reported a Tier 1 leverage ratio of 9.39%, a Tier 1 risk-based capital ratio of 49.46%, and a total risk-based capital ratio of 50.45%. As of March 31, 2026, the Company reported a Tier 1 leverage ratio of 9.94%, a Tier 1 risk-based capital ratio of 47.63%, and a total risk-based capital ratio of 48.65%. As of June 30, 2025, the Company’s Tier 1 leverage ratio stood at 11.45%, the Tier 1 risk-based capital ratio at 43.48% and the total risk-based capital ratio at 44.64%. The quarter-over-quarter and year-over-year increases in the risk-based capital ratios reflect capital growth through retained earnings, which outpaced the growth in risk-weighted assets. The quarter-over-quarter and year-over-year decreases in the Tier 1 leverage ratio are the result of asset growth caused by pre-election deposit inflows, partially offset by an increase in retained earnings. Trust & Wealth Department As of June 30, 2026, the Trust & Wealth Department oversaw total assets under administration ("AUA"), a measure encompassing both managed and custodial assets, of $772.8 million, which included $257.4 million in assets under management ("AUM") and $515.4 million in assets under custody ("AUC"). This compares to $711.7 million in AUA as of March 31, 2026, which included $221.7 million in AUM and $490.1 million in AUC. As of June 30, 2025, AUA stood at $445.4 million, including $158.1 million in AUM and $287.3 million in AUC. The increase in AUA quarter-over-quarter reflects a combination of account additions and market appreciation, while account additions were the primary driver of the increase year-over-year. AUA are not captured on the consolidated balance sheets. Trust and wealth management income, which has increased commensurately with AUM, was $501 thousand in the second quarter of 2026, compared to $434 thousand in the first quarter of 2026 and $305 thousand in the second quarter of 2025. Political Organization Deposits Historically, deposits from political organizations have typically increased in the periods leading up to federal elections, declined in the quarters around federal elections, and tended to rebuild gradually in the quarters following federal elections. Although the timing and magnitude of these flows have varied from cycle to cycle, such fluctuations are longstanding characteristics of the Company’s deposit base. For additional information regarding political organization deposit activity during 2025, see the Company’s Annual Report on Form 10-K for the year ended December 31, 2025. Through the second quarter of 2026, political organization deposit balances have continued to increase, contributing to the $719.6 million year-over-year increase in total consolidated deposits and the $546.8 million year-over-year increase in One-Way Sell® deposits as of June 30, 2026. About Chain Bridge Bancorp, Inc.: Chain Bridge Bancorp, Inc., a Delaware corporation, is the registered bank holding company for Chain Bridge Bank, National Association. Chain Bridge Bancorp, Inc. is regulated and supervised by the Federal Reserve under the Bank Holding Company Act of 1956, as amended. Chain Bridge Bank, National Association is a national banking association, chartered under the National Bank Act, and is subject to primary regulation, supervision, and examination by the Office of the Comptroller of the Currency. Chain Bridge Bank, National Association is a member of the Federal Deposit Insurance Corporation and provides banking, trust, and wealth management services. For more information, please visit our investor relations website at https://ir.chainbridgebank.com. Cautionary Note Regarding Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements involve risks and uncertainties. You should not place undue reliance on forward-looking statements because they are subject to numerous uncertainties and factors relating to our operations and business, all of which are difficult to predict and many of which are beyond our control. Forward-looking statements include information concerning our possible or assumed future results of operations. These forward-looking statements are generally identified by the use of forward-looking terminology, including the terms "anticipate," "believe," "could," "estimate," "expect," "intend," "may," "might," "plan," "potential," "predict," "project," "should," "target," "will," "would" and, in each case, their negative or other variations or comparable terminology and expressions. Actual results, performance, or achievements could differ materially from those contemplated, expressed, or implied by the forward-looking statements. Any forward-looking statements presented herein are made only as of the date of this press release, and the Company does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, new information, the occurrence of unanticipated events, or otherwise, except as required by law. Forward-looking statements include, among other things, statements relating to: (i) changes in trade, monetary and fiscal policies of, and other activities undertaken by, governments, agencies, central banks and similar organizations, including the effects of United States federal government spending and tariffs; (ii) the level of, or changes in the level of, interest rates and inflation, including the effects on our net interest income, noninterest income, and the market value of our investment and loan portfolios; (iii) the level and composition of our deposits, including our ability to attract and retain, and the seasonality of, client deposits, including those in the ICS® network, as well as the amount and timing of deposit inflows and outflows and the concentration of our deposits; (iv) our future net interest margin, net interest income, net income, and return on equity; (v) our political organization clients’ fundraising and disbursement activities; (vi) the level and composition of our loan portfolio, including our ability to maintain the credit quality of our loan portfolio; (vii) current and future business, economic and market conditions in the United States generally or in the Washington, D.C. metropolitan area in particular; (viii) the effects of disruptions or instability in the financial system, including as a result of the failure of a financial institution or other participants in it, or geopolitical instability, including war, terrorist attacks, pandemics and man-made and natural disasters; (ix) the impact of, and changes, in applicable laws, regulations, regulatory expectations and accounting standards and policies; (x) our likelihood of success in, and the impact of, legal, regulatory or other actions, investigations or proceedings related to our business; (xi) adverse publicity or reputational harm to us, our senior officers, directors, employees or clients; (xii) our ability to effectively execute our growth plans or other initiatives; (xiii) changes in demand for our products and services; (xiv) our levels of, and access to, sources of liquidity and capital; (xv) the ability to attract and retain essential personnel or changes in our essential personnel; (xvi) our ability to effectively compete with banks, non-bank financial institutions, and financial technology firms and the effects of competition in the financial services industry on our business; (xvii) the emergence, adoption and evolution of new technologies and payment methods, including stablecoins, digital assets, blockchains and other technologies based on distributed ledgers, and their effects on competition and our business; (xviii) the development, use and regulation of artificial intelligence, including by us, our vendors and our competitors; (xix) the effectiveness of our risk management and internal disclosure controls and procedures; (xx) any failure or interruption of our information and technology systems, including any components provided by a third party; (xxi) our ability to identify and address cybersecurity threats and breaches; (xxii) our ability to keep pace with technological changes; (xxiii) our ability to receive dividends from the Bank and satisfy our obligations as they become due; (xxiv) the incremental costs of operating as a public company; (xxv) our ability to meet our obligations as a public company, including our obligation under Section 404 of the Sarbanes-Oxley Act; and (xxvi) the effect of our dual-class structure and the concentrated ownership of our Class B common stock, including beneficial ownership of our shares by members of the Fitzgerald Family. You should not rely upon forward-looking statements as predictions of future events. We have based the forward-looking statements contained in this press release primarily on our current expectations and projections about future events and trends that we believe may affect our business, financial condition, results of operations and prospects. The outcome of the events described in these forward-looking statements is subject to risks, uncertainties and other factors, including the risks described in the "Risk Factors" section of the Company’s most recent Annual Report on Form 10-K for the year ended December 31, 2025, and in the Company’s subsequent filings with the Securities and Exchange Commission, including its Quarterly Reports on Form 10-Q, available at the Securities and Exchange Commission’s website (www.sec.gov). The following tables show the average outstanding balance of each principal category of our assets, liabilities and stockholders’ equity, together with the average yields on our interest-earning assets and the average costs of our interest-bearing liabilities for the periods indicated. Such yields and costs are calculated by dividing the annualized income or expense by the average daily balances of the corresponding assets or liabilities for the same period. View source version on businesswire.com: https://www.businesswire.com/news/home/20260728683931/en/ Contacts Investor Relations:Hilary E. AlbrechtCorporate Secretary and CounselChain Bridge Bancorp, [email protected] (703) 748-2005

Chain Bridge Bancorp, Inc. (CBNA) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.32 per share. This compares to earnings of $0.7 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +9.85%. A quarter ago, it was expected that this company would post earnings of $0.95 per share when it actually produced earnings of $1.08, delivering a surprise of +13.68%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Chain Bridge Bancorp, Inc., which belongs to the Zacks Banks - Northeast industry, posted revenues of $20 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 2.42%. This compares to year-ago revenues of $12.62 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Chain Bridge Bancorp, Inc. shares have added about 28.8% since the beginning of the year versus the S&P 500's gain of 8.3%. While Chain Bridge Bancorp, Inc. has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Chain Bridge Bancorp, Inc. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.51 on $21.08 million in revenues for the coming quarter and $4.93 on $75.09 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 29% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, Meridian Bank (MRBK), is yet to report results for the quarter ended June 2026. This company is expected to post quarterly earnings of $0.51 per share in its upcoming report, which represents a year-over-year change of +4.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Meridian Bank's revenues are expected to be $34.71 million, up 7% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report Meridian Bank (MRBK) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Chain Bridge Bancorp, Inc. (CBNA) reported $20 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 58.5%. EPS of $1.45 for the same period compares to $0.70 a year ago. The reported revenue represents a surprise of +2.42% over the Zacks Consensus Estimate of $19.53 million. With the consensus EPS estimate being $1.32, the EPS surprise was +9.85%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Chain Bridge Bancorp, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin: 3.5% versus the two-analyst average estimate of 3.4%. Total interest-earning assets - Average balance: $1.98 billion compared to the $1.98 billion average estimate based on two analysts. Deposit placement services: $2.06 million versus the two-analyst average estimate of $2 million. The reported number represents a year-over-year change of +1192.5%. Total noninterest income: $2.95 million versus $2.75 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +255.7% change. Net interest income: $17.05 million versus $16.79 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +44.6% change. Other income: $0.04 million versus the two-analyst average estimate of $0.03 million. The reported number represents a year-over-year change of -53.9%. View all Key Company Metrics for Chain Bridge Bancorp, Inc. here>>> Shares of Chain Bridge Bancorp, Inc. have returned +10.2% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Fulton Financial (FULT) came out with quarterly earnings of $0.6 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.55 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +13.21%. A quarter ago, it was expected that this financial holding company would post earnings of $0.5 per share when it actually produced earnings of $0.55, delivering a surprise of +10%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Fulton Financial, which belongs to the Zacks Banks - Northeast industry, posted revenues of $367.87 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 1.75%. This compares to year-ago revenues of $328.46 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Fulton Financial shares have added about 27.4% since the beginning of the year versus the S&P 500's gain of 9.7%. While Fulton Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Fulton Financial was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.56 on $372.25 million in revenues for the coming quarter and $2.18 on $1.44 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 36% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, Chain Bridge Bancorp, Inc. (CBNA), is yet to report results for the quarter ended June 2026. This company is expected to post quarterly earnings of $1.32 per share in its upcoming report, which represents a year-over-year change of +88.6%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Chain Bridge Bancorp, Inc.'s revenues are expected to be $19.53 million, up 54.7% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Fulton Financial Corporation (FULT) : Free Stock Analysis Report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Bridgewater (BWB) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.37 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -2.17%. A quarter ago, it was expected that this company would post earnings of $0.42 per share when it actually produced earnings of $0.41, delivering a surprise of -2.38%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Bridgewater, which belongs to the Zacks Banks - Northeast industry, posted revenues of $40.89 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 1.72%. This compares to year-ago revenues of $36.08 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bridgewater shares have added about 25.2% since the beginning of the year versus the S&P 500's gain of 8.7%. While Bridgewater has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bridgewater was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.48 on $41.8 million in revenues for the coming quarter and $1.87 on $164.3 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 35% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, Chain Bridge Bancorp, Inc. (CBNA), is yet to report results for the quarter ended June 2026. This company is expected to post quarterly earnings of $1.32 per share in its upcoming report, which represents a year-over-year change of +88.6%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Chain Bridge Bancorp, Inc.'s revenues are expected to be $19.53 million, up 54.7% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Bridgewater Bancshares, Inc. (BWB) : Free Stock Analysis Report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Chain Bridge Bancorp, Inc. (CBNA) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. Analysts' growing optimism on the earnings prospects of this company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. This insight is at the core of our stock rating tool -- the Zacks Rank. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. For Chain Bridge Bancorp, Inc., there has been strong agreement among the covering analysts in raising earnings estimates, which has helped push consensus estimates considerably higher for the next quarter and full year. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The earnings estimate of $1.33 per share for the current quarter represents a change of +90.0% from the number reported a year ago. Over the last 30 days, the Zacks Consensus Estimate for Chain Bridge Bancorp, Inc. has increased 11.81% because one estimate has moved higher compared to no negative revisions. For the full year, the company is expected to earn $4.93 per share, representing a year-over-year change of +60.1%. There has been an encouraging trend in estimate revisions for the current year as well. Over the past month, one estimate has moved up for Chain Bridge Bancorp, Inc. versus no negative revisions. This has pushed the consensus estimate 7.77% higher. Thanks to promising estimate revisions, Chain Bridge Bancorp, Inc. currently carries a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. Investors have been betting on Chain Bridge Bancorp, Inc. because of its solid estimate revisions, as evident from the stock's 6.5% gain over the past four weeks. As its earnings growth prospects might push the stock higher, you may consider adding it to your portfolio right away. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

MCLEAN, Va., April 28, 2026--(BUSINESS WIRE)--Chain Bridge Bancorp, Inc. (NYSE: CBNA) (the "Company"), the holding company for Chain Bridge Bank, N.A. (the "Bank"), today announced financial results for the first quarter of 2026. First Quarter 2026 Financial Highlights (Three Months Ended March 31, 2026): Consolidated Net Income: $7.1 million Earnings Per Share: $1.08 per basic and diluted common share outstanding Return on Average Equity: 16.56% (on an annualized basis) Return on Average Assets: 1.59% (on an annualized basis) Book Value Per Share: $26.65 Financial Performance For the quarter ended March 31, 2026, the Company reported net income of $7.1 million, compared to $5.3 million for the quarter ended December 31, 2025 and $5.6 million for the quarter ended March 31, 2025. Earnings per share was $1.08 for the quarter ended March 31, 2026, compared to $0.81 for the quarter ended December 31, 2025 and $0.85 for the quarter ended March 31, 2025. The Company’s consolidated total deposits were $1.7 billion at March 31, 2026, compared to $1.6 billion at December 31, 2025 and March 31, 2025. IntraFi Cash Service® (ICS®) One-Way Sell® deposits moved off the Company’s balance sheet were $595.0 million at March 31, 2026, compared to $359.9 million at December 31, 2025 and $93.2 million at March 31, 2025. The increases were driven by changes in political organization deposit balances, as defined in the Company’s public filings, as well as growth in other deposit categories, such as 501(c)(4) social welfare organization deposits. Our political depositors typically exhibit heightened activity during the quarters leading up to a federal election, contributing to the increase in balance sheet deposits and One-Way Sell® deposits as of March 31, 2026 compared to December 31, 2025 and March 31, 2025. Net income was $7.1 million for the quarter ended March 31, 2026, compared to $5.3 million for the quarter ended December 31, 2025. The change was primarily due to a $1.4 million increase in net interest income, coupled with a $1.3 million increase in deposit placement services. In addition, credit loss recaptures, which totaled $379 thousand during the first quarter of 2026 compared to $19 thousand during the fourth quarter of 2025, also contributed to the increase in net income. These components more than offset an $841 thousand increase in noninterest expense, driven by increased professional services costs. Net income for the quarter ended March 31, 2026, was $1.5 million higher compared to the quarter ended March 31, 2025. This increase was primarily attributable to a $1.5 million increase in deposit placement services and a $1.1 million improvement in net interest income, with an offsetting $1.3 million increase in noninterest expense. Book Value Per Share As of March 31, 2026, book value per share was $26.65, compared to $25.79 at December 31, 2025 and $23.09 at March 31, 2025. Net income in the first quarter of 2026 drove a $5.7 million increase in stockholders’ equity, but was partially offset by a $1.4 million increase in accumulated other comprehensive loss, reflecting reduced fair values across a higher balance of available for sale investment securities. The year-over-year increase in stockholders’ equity of $23.4 million was driven by $21.7 million in earnings retained during the period and a $1.7 million reduction in accumulated other comprehensive loss. The reduction reflected higher fair values for available for sale investment securities, primarily due to lower short- and intermediate-term U.S. Treasury interest rates and the pull-to-par effect as certain securities neared maturity. Interest Income and Net Interest Margin Net interest income for the first quarter of 2026 was $14.9 million, compared to $13.6 million in the fourth quarter of 2025 and $13.8 million in the first quarter of 2025. The net interest margin was 3.41% in the first quarter of 2026, compared to 3.26% in the fourth quarter of 2025 and 3.56% in the first quarter of 2025. The $1.4 million increase in net interest income compared to the fourth quarter of 2025 was primarily driven by the taxable investment securities portfolio, which was $131.6 million larger on average, reflecting the deployment of deposit growth into short-term, available for sale U.S. Treasury securities. This growth, together with yield improvements, resulted in additional interest income of $1.2 million. The improvement in yields reflected these new investments, as well as reinvestment of cash flows into new securities with higher yields than those they replaced, despite a decline in overall market yields. As a result of lower interest-bearing deposit balances, and mix changes leading to an overall reduction in cost of funds, interest expense declined $723 thousand, also contributing to the increase in net interest income. Partially offsetting these factors, declining short term rates drove a $434 thousand decrease in interest earned on interest-bearing deposits in banks. Compared to the first quarter of 2025, net interest income increased by $1.1 million primarily driven by growth within the taxable investment securities portfolio, which was $287.4 million higher on average. This growth, together with yield improvements, resulted in additional interest income of $2.9 million. As a result of lower interest-bearing deposit balances and a reduction in cost of funds, interest expense declined $298 thousand, also contributing to the increase in net interest income. Partially offsetting these factors, balance reductions and declining short term rates drove a $1.5 million decrease in interest earned on interest-bearing deposits in banks. In addition, income from the loan portfolio declined $589 thousand as a result of cyclical loan payoffs. Despite the increase in net interest income, the year-over-year net interest margin declined from 3.56% to 3.41%, reflecting the larger volume of average interest-earning assets and a decline in the overall yield on interest-earning assets, partially offset by a reduction in cost of funds from 0.25% to 0.15%. Noninterest Income Noninterest income for the first quarter of 2026 was $2.4 million, compared to $1.1 million in the fourth quarter of 2025 and $695 thousand for the first quarter of 2025. First quarter 2026 deposit placement services income, which is driven by the volume of One-Way Sell® deposits placed at other banks through the ICS® network and the rates paid by ICS® for those deposits, was $1.7 million, compared to $372 thousand in the fourth quarter of 2025 and $133 thousand in the first quarter of 2025. Changes in One-Way Sell® deposits can occur in response to deposit seasonality, evolving balance sheet dynamics and available capital capacity. Deposit placement services income is also affected by changes in the rate paid by ICS® for One Way Sell® deposits, which typically adjusts in a manner parallel to federal fund rate adjustments. Noninterest Expenses Total noninterest expense for the first quarter of 2026 was $8.8 million, compared to $8.0 million in the fourth quarter of 2025 and $7.6 million in the first quarter of 2025. The increase in noninterest expense compared to the fourth quarter of 2025 was primarily attributable to increased professional services fees. Compared to the first quarter of 2025, higher salaries and an increase in the number of employees also contributed to the increase in noninterest expense. Balance Sheet and Related Highlights As of March 31, 2026: Total assets were $1.9 billion, compared to $1.8 billion as of December 31, 2025, and $1.7 billion as of March 31, 2025. Total deposits were $1.7 billion, compared to $1.6 billion as of December 31, 2025, and $1.6 billion as of March 31, 2025. Total ICS® One-Way Sell® deposits were $595.0 million, compared to $359.9 million as of December 31, 2025, and $93.2 million as of March 31, 2025. Interest-bearing reserves held at the Federal Reserve were $603.6 million, compared to $580.9 million as of December 31, 2025 and $620.3 million as of March 31, 2025. The loan-to-deposit ratio was 15.76% compared to 17.46% as of December 31, 2025, and 19.26% as of March 31, 2025. The ratio of non-performing assets to total assets remained at 0.00%, unchanged from December 31, 2025 and March 31, 2025. Liquidity As of March 31, 2026, the Company’s liquidity ratio was 92.73%, compared to 91.86% at December 31, 2025 and 89.14% at March 31, 2025. The liquidity ratio is calculated as the sum of cash and cash equivalents plus unpledged securities classified as investment grade, divided by total liabilities. Cash, cash equivalents, and unpledged securities totaled $1.6 billion, $1.5 billion and $1.4 billion, respectively, at March 31, 2026, December 31, 2025 and March 31, 2025. Capital As of March 31, 2026, the Company’s tangible common equity to tangible total assets ratio was 9.11%, compared to 9.67% at December 31, 2025 and 8.77% at March 31, 2025. The ratio, calculated in accordance with GAAP, represents the ratio of common equity to total assets. The Company did not have any intangible assets or goodwill for the periods presented. The quarter-over-quarter decline in this ratio primarily reflects higher total assets in the first quarter of 2026 driven by political organization and other deposit growth, which was partially offset by an increase in stockholders’ equity. The year-over-year increase in this ratio reflects additional equity provided by a year of earnings, partially offset by an increase in total assets. As of March 31, 2026, the Company reported a Tier 1 leverage ratio of 9.94%, a Tier 1 risk-based capital ratio of 47.63%, and a total risk-based capital ratio of 48.65%. As of December 31, 2025, the Company reported a Tier 1 leverage ratio of 10.28%, a Tier 1 risk-based capital ratio of 46.52% and a total risk-based capital ratio of 47.66%. As of March 31, 2025, the Company’s Tier 1 leverage ratio stood at 9.88%, the Tier 1 risk-based capital ratio at 40.24% and the total risk-based capital ratio at 41.43%. The quarter-over-quarter and year-over-year changes in the risk-based capital ratios reflect a decrease in risk-weighted assets and capital growth through retained earnings. The quarter-over-quarter decrease in the Tier 1 leverage ratio is the result of asset growth caused by pre-election deposit inflows, partially offset by an increase in retained earnings. The year-over-year increase in the leverage ratio reflected an increase in total equity from retained earnings, partially offset by higher average assets. Trust & Wealth Department As of March 31, 2026, the Trust & Wealth Department oversaw total assets under administration ("AUA"), a measure encompassing both managed and custodial assets, of $711.7 million, which included $221.7 million in assets under management ("AUM") and $490.1 million in assets under custody ("AUC"). This compares to $610.7 million in AUA as of December 31, 2025, which included $215.4 million in AUM and $395.3 million in AUC. As of March 31, 2025, AUA stood at $409.4 million, including $137.8 million in AUM and $271.6 million in AUC. The increases in AUA from both the prior quarter and prior year primarily reflect account growth and asset inflows. AUA are not captured on the consolidated balance sheets. Trust and wealth management income, which has increased commensurately with AUM, was $434 thousand in the first quarter of 2026, compared to $416 thousand in the fourth quarter of 2025 and $270 thousand in the first quarter of 2025. Political Organization Deposits Historically, deposits from political organizations have typically increased in the periods leading up to federal elections, declined in the quarters around federal elections, and tended to rebuild gradually in the quarters following federal elections. Although the timing and magnitude of these flows have varied from cycle to cycle, such fluctuations are longstanding characteristics of the Company's deposit base. For additional information regarding political organization deposit activity during 2025, see the Company’s Annual Report on Form 10-K for the year ended December 31, 2025. Through the first quarter of 2026, political organization deposit balances have continued to increase. Political organization deposit inflows contributed to the $166.6 million year-over-year increase in total consolidated deposits and the $501.8 million year-over-year increase in One Way Sell® deposits as of March 31, 2026. About Chain Bridge Bancorp, Inc.: Chain Bridge Bancorp, Inc., a Delaware corporation, is the registered bank holding company for Chain Bridge Bank, National Association. Chain Bridge Bancorp, Inc. is regulated and supervised by the Federal Reserve under the Bank Holding Company Act of 1956, as amended. Chain Bridge Bank, National Association is a national banking association, chartered under the National Bank Act, and is subject to primary regulation, supervision, and examination by the Office of the Comptroller of the Currency. Chain Bridge Bank, National Association is a member of the Federal Deposit Insurance Corporation and provides banking, trust, and wealth management services. For more information, please visit our investor relations website at https://ir.chainbridgebank.com. Cautionary Note Regarding Forward-Looking Statements This communication contains forward-looking statements within the meaning of the U.S. federal securities laws. Forward-looking statements involve risks and uncertainties. You should not place undue reliance on forward-looking statements because they are subject to numerous uncertainties and factors relating to our operations and business, all of which are difficult to predict and many of which are beyond our control. Forward-looking statements include information concerning our possible or assumed future results of operations. These forward-looking statements are generally identified by the use of forward-looking terminology, including the terms "anticipate," "believe," "could," "estimate," "expect," "intend," "may," "plan," "potential," "predict," "project," "should," "target," "will," "would" and, in each case, their negative or other variations or comparable terminology and expressions. Actual results, performance, or achievements could differ materially from those contemplated, expressed, or implied by the forward-looking statements. Any forward-looking statements presented herein are made only as of the date of this press release, and the Company does not undertake any obligation to update or revise any forward-looking statements to reflect changes in assumptions, new information, the occurrence of unanticipated events, or otherwise, except as required by law. Forward-looking statements include, among other things, statements relating to: (i) changes in trade, monetary and fiscal policies of, and other activities undertaken by, governments, agencies, central banks or similar organizations, including the effects of United States federal government spending and tariffs; (ii) the level of, or changes in the level of, interest rates and inflation, including the effects on our net interest income, noninterest income, and the market value of our investment and loan portfolios; (iii) the level and composition of our deposits, including our ability to attract and retain, and the seasonality of, client deposits, including those in the ICS® network, as well as the amount and timing of deposit inflows and outflows and the concentration of our deposits; (iv) our future net interest margin, net interest income, net income, and return on equity; (v) our political organization clients’ fundraising and disbursement activities; (vi) the level and composition of our loan portfolio, including our ability to maintain the credit quality of our loan portfolio; (vii) current and future business, economic and market conditions in the United States generally or in the Washington, D.C. metropolitan area in particular; (viii) the effects of disruptions or instability in the financial system, including as a result of the failure of a financial institution or other participants in it, or geopolitical instability, including war, terrorist attacks, pandemics and man-made and natural disasters; (ix) the impact of, and changes, in applicable laws, regulations, regulatory expectations and accounting standards and policies; (x) our likelihood of success in, and the impact of, legal, regulatory or other actions, investigations or proceedings related to our business; (xi) adverse publicity or reputational harm to us, our senior officers, directors, employees or clients; (xii) our ability to effectively execute our growth plans or other initiatives; (xiii) changes in demand for our products and services; (xiv) our levels of, and access to, sources of liquidity and capital; (xv) the ability to attract and retain essential personnel or changes in our essential personnel; (xvi) our ability to effectively compete with banks, nonbank financial institutions, and financial technology firms and the effects of competition in the financial services industry on our business; (xvii) the effectiveness of our risk management and internal disclosure controls and procedures; (xviii) any failure or interruption of our information and technology systems, including any components provided by a third party; (xix) our ability to identify and address cybersecurity threats and breaches; (xx) our ability to keep pace with technological changes; (xxi) our ability to receive dividends from the Bank and satisfy our obligations as they become due; (xxii) the incremental costs of operating as a public company; (xxiii) our ability to meet our obligations as a public company, including our obligation under Section 404 of the Sarbanes-Oxley Act; and (xxiv) the effect of our dual-class structure and the concentrated ownership of our Class B common stock, including beneficial ownership of our shares by members of the Fitzgerald Family. You should not rely upon forward-looking statements as predictions of future events. We have based the forward-looking statements contained in this press release primarily on our current expectations and projections about future events and trends that we believe may affect our business, financial condition, results of operations and prospects. The outcome of the events described in these forward-looking statements is subject to risks, uncertainties and other factors, including the risks described in the "Risk Factors" section of the Company’s most recent Annual Report on Form 10-K for the year ended December 31, 2025, available at the Securities and Exchange Commission’s website (www.sec.gov). The following table shows the average outstanding balance of each principal category of our assets, liabilities and stockholders’ equity, together with the average yields on our interest-earning assets and the average costs of our interest-bearing liabilities for the periods indicated. Such yields and costs are calculated by dividing the annualized income or expense by the average daily balances of the corresponding assets or liabilities for the same period. View source version on businesswire.com: https://www.businesswire.com/news/home/20260428831042/en/ Contacts Investor Relations: Hilary E. Albrecht Corporate Secretary and Counsel Chain Bridge Bancorp, Inc. [email protected] (703) 748-2005

Chain Bridge Bancorp, Inc. (CBNA) came out with quarterly earnings of $1.08 per share, beating the Zacks Consensus Estimate of $0.95 per share. This compares to earnings of $0.85 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +14.29%. A quarter ago, it was expected that this company would post earnings of $0.79 per share when it actually produced earnings of $0.81, delivering a surprise of +2.53%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Chain Bridge Bancorp, Inc., which belongs to the Zacks Banks - Northeast industry, posted revenues of $17.37 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 10.69%. This compares to year-ago revenues of $14.54 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Chain Bridge Bancorp, Inc. shares have added about 1.1% since the beginning of the year versus the S&P 500's gain of 4.8%. While Chain Bridge Bancorp, Inc. has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Chain Bridge Bancorp, Inc. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.19 on $17.7 million in revenues for the coming quarter and $4.57 on $69.82 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 34% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, First Mid Bancshares (FMBH), is yet to report results for the quarter ended March 2026. This bank holding company is expected to post quarterly earnings of $1.03 per share in its upcoming report, which represents a year-over-year change of +7.3%. The consensus EPS estimate for the quarter has been revised 0.3% higher over the last 30 days to the current level. First Mid Bancshares' revenues are expected to be $96.66 million, up 14.7% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report First Mid Bancshares, Inc. (FMBH) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Washington Trust Bancorp (WASH) came out with quarterly earnings of $0.66 per share, missing the Zacks Consensus Estimate of $0.77 per share. This compares to earnings of $0.61 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -13.92%. A quarter ago, it was expected that this holding company for The Washington Trust Co. would post earnings of $0.75 per share when it actually produced earnings of $0.83, delivering a surprise of +10.67%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Washington Trust, which belongs to the Zacks Banks - Northeast industry, posted revenues of $57.83 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.35%. This compares to year-ago revenues of $59.06 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Washington Trust shares have added about 21.7% since the beginning of the year versus the S&P 500's gain of 4.1%. While Washington Trust has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Washington Trust was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.85 on $61.17 million in revenues for the coming quarter and $3.40 on $246.47 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the bottom 41% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Chain Bridge Bancorp, Inc. (CBNA), another stock in the same industry, has yet to report results for the quarter ended March 2026. This company is expected to post quarterly earnings of $0.95 per share in its upcoming report, which represents a year-over-year change of +11.8%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Chain Bridge Bancorp, Inc.'s revenues are expected to be $15.69 million, up 7.9% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Washington Trust Bancorp, Inc. (WASH) : Free Stock Analysis Report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Chain Bridge Bancorp, Inc. (CBNA) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. Analysts' growing optimism on the earnings prospects of this company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. This insight is at the core of our stock rating tool -- the Zacks Rank. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. For Chain Bridge Bancorp, Inc., strong agreement among the covering analysts in revising earnings estimates upward has resulted in meaningful improvement in consensus estimates for the next quarter and full year. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The company is expected to earn $0.95 per share for the current quarter, which represents a year-over-year change of +11.8%. Over the last 30 days, the Zacks Consensus Estimate for Chain Bridge Bancorp, Inc. has increased 6.74% because two estimates have moved higher compared to no negative revisions. The company is expected to earn $4.57 per share for the full year, which represents a change of +48.4% from the prior-year number. There has been an encouraging trend in estimate revisions for the current year as well. Over the past month, two estimates have moved up for Chain Bridge Bancorp, Inc. versus no negative revisions. This has pushed the consensus estimate 6.16% higher. The promising estimate revisions have helped Chain Bridge Bancorp, Inc. earn a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. Investors have been betting on Chain Bridge Bancorp, Inc. because of its solid estimate revisions, as evident from the stock's 11.1% gain over the past four weeks. As its earnings growth prospects might push the stock higher, you may consider adding it to your portfolio right away. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Chain Bridge Bancorp, Inc. (CBNA) came out with quarterly earnings of $0.81 per share, beating the Zacks Consensus Estimate of $0.79 per share. This compares to earnings of $0.59 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +3.19%. A quarter ago, it was expected that this company would post earnings of $0.7 per share when it actually produced earnings of $0.72, delivering a surprise of +2.86%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Chain Bridge Bancorp, Inc., which belongs to the Zacks Banks - Northeast industry, posted revenues of $14.7 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 5.72%. This compares to year-ago revenues of $12.58 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Chain Bridge Bancorp, Inc. shares have lost about 2.7% since the beginning of the year versus the S&P 500's gain of 1.9%. While Chain Bridge Bancorp, Inc. has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Chain Bridge Bancorp, Inc. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.89 on $14.85 million in revenues for the coming quarter and $4.31 on $66.15 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 23% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, Orange County Bancorp, Inc. (OBT), is yet to report results for the quarter ended December 2025. This company is expected to post quarterly earnings of $0.75 per share in its upcoming report, which represents a year-over-year change of +19.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Orange County Bancorp, Inc.'s revenues are expected to be $31.1 million, up 13.6% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chain Bridge Bancorp, Inc. (CBNA) : Free Stock Analysis Report Orange County Bancorp, Inc. (OBT) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research