CBFV

CB Financial Services (CBFV) came out with quarterly earnings of $0.72 per share, beating the Zacks Consensus Estimate of $0.71 per share. This compares to earnings of $0.5 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.13%. A quarter ago, it was expected that this holding company for Pennsylvania-based Community Bank would post earnings of $0.83 per share when it actually produced earnings of $0.72, delivering a surprise of -13.25%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. CB Financial Services, which belongs to the Zacks Banks - Northeast industry, posted revenues of $14.83 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.76%. This compares to year-ago revenues of $12.1 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CB Financial Services shares have lost about 0.5% since the beginning of the year versus the S&P 500's gain of 3.2%. While CB Financial Services has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CB Financial Services was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #5 (Strong Sell) for the stock. So, the shares are expected to underperform the ma...

WASHINGTON, Penn., April 22, 2026--(BUSINESS WIRE)--CB Financial Services, Inc. ("CB" or the "Company") (NASDAQGM: CBFV), the holding company of Community Bank (the "Bank"), today announced its first quarter 2026 financial results. 2026 First Quarter Financial Highlights Total assets were $1.58 billion at March 31, 2026, an increase of $35.6 million from December 31, 2025. Strong deposit growth augmented cash balances and funded investment security purchases. The Bank continues to focus efforts on repositioning the balance sheet to maximize earnings while maintaining a stable risk profile. These strategic movements include: Effectively managing cash and liquidity. Redeploying repayments of indirect automobile and residential mortgage loans into higher-yielding commercial loan products. Commercial loans totaled 61.1% of the Bank’s loan portfolio at March 31, 2026 compared to 55.6% at March 31, 2025. The Bank continues to strategically shift its deposit mix toward lower cost core deposit relationships and away from higher priced funding, a favorable transition driven by the ongoing onboarding of Specialty Treasury clients that began during the first quarter of 2026. Net interest margin (NIM) improved for the sixth consecutive quarter to 3.83% for the three months ended March 31, 2026 compared to 3.76% for the three months ended December 31, 2025. The improved NIM resulted from a reduction in the cost of funds to 1.70% from 1.78% resulting from favorable changes in the Bank’s deposit mix coupled with disciplined deposit pricing and the recent reduction in the target federal funds rate. During the three months ended March 31, 2026, Specialty Treasury deposits grew by $27.6 million primarily in noninterest bearing and low interest bearing demand deposits leading to the improvement in the Bank’s deposit mix. This was partially offset as the yield on earning assets decreased to 5.47% from 5.48% due to the effect of the recent target federal funds rate cut on asset repricing. Noninterest expenses increased $89,000 to $10.0 million for the three months ended March 31, 2026 compared to $9.9 million for the three months ended December 31, 2025. This increase was driven by increases in salaries and employee benefits due to higher payroll taxes and healthcare benefits, data processing due to the implementation of enhanced treasury and commercial banking platforms and occ...

CARMICHAELS, Pa. (AP) — CARMICHAELS, Pa. (AP) — CB Financial Services Inc. (CBFV) on Wednesday reported net income of $3.9 million in its first quarter. The bank, based in Carmichaels, Pennsylvania, said it had earnings of 73 cents per share. Earnings, adjusted for non-recurring gains, were 72 cents per share. The holding company for Pennsylvania-based Community Bank posted revenue of $20.6 million in the period. Its revenue net of interest expense was $14.8 million, which fell short of Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CBFV at https://www.zacks.com/ap/CBFV

CARMICHAELS, Pa. (AP) — CARMICHAELS, Pa. (AP) — CB Financial Services Inc. (CBFV) on Tuesday reported net income of $4.7 million in its fourth quarter. The bank, based in Carmichaels, Pennsylvania, said it had earnings of 89 cents per share. Earnings, adjusted for non-recurring gains, were 72 cents per share. The holding company for Pennsylvania-based Community Bank posted revenue of $21.7 million in the period. Its revenue net of interest expense was $15.6 million, which beat Street forecasts. For the year, the company reported profit of $4.9 million, or 92 cents per share. Revenue was reported as $55.4 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CBFV at https://www.zacks.com/ap/CBFV

CB Financial Services (CBFV) came out with quarterly earnings of $0.72 per share, missing the Zacks Consensus Estimate of $0.83 per share. This compares to earnings of $0.35 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -13.25%. A quarter ago, it was expected that this holding company for Pennsylvania-based Community Bank would post earnings of $0.66 per share when it actually produced earnings of $0.74, delivering a surprise of +12.12%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. CB Financial Services, which belongs to the Zacks Banks - Northeast industry, posted revenues of $15.56 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 2.34%. This compares to year-ago revenues of $13.19 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CB Financial Services shares have added about 0.7% since the beginning of the year versus the S&P 500's gain of 1.5%. While CB Financial Services has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CB Financial Services was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with t...

WASHINGTON, Pa., January 27, 2026--(BUSINESS WIRE)--CB Financial Services, Inc. ("CB" or the "Company") (NASDAQGM: CBFV), the holding company of Community Bank (the "Bank"), today announced its fourth quarter and 2025 financial results. 2025 Fourth Quarter Financial Highlights Total assets were $1.55 billion at December 31, 2025, an increase of $2.2 million from September 30, 2025. Cash balances and an increase in deposits funded strong commercial and industrial, commercial real estate and construction loan production and investment security purchases. The Bank continues to focus efforts on repositioning the balance sheet to maximize earnings while maintaining its historic risk profile. These strategic movements include: Effectively managing cash and liquidity. Redeploying repayments of indirect automobile and residential mortgage loans into higher-yielding commercial loan products. Commercial loans totaled 61.3% of the Bank’s loan portfolio at December 31, 2025 compared to 54.7% at December 31, 2024. Changing the Bank’s deposit mix by focusing on growth in lower cost core deposit relationships and reducing reliance on higher priced funding. Net interest margin (NIM) improved to 3.76% for the three months ended December 31, 2025 compared to 3.64% for the three months ended September 30, 2025. Main factors impacting the improved NIM included: An increase in the yield on earning assets to 5.48% from 5.41%. This was primarily due to the Bank implementing a balance sheet repositioning strategy of its portfolio of available-for-sale investment securities during the quarter ended September 30, 2025, in which $129.6 million in book value of lower-yielding investment securities with an average yield of 2.87% were sold for an $11.8 million loss ($9.3 million after-tax). Investment securities sold included $121.1 million of mortgage-backed securities/collateralized mortgage obligations issued by the U.S. government-sponsored agencies, $5.0 million of U.S. government agency securities and $3.5 million of municipal securities. The Bank then purchased $117.8 million of higher-yielding mortgage-backed securities/collateralized mortgage obligations issued by U.S government-sponsored agencies, municipal securities, subordinated debt investments and non-agency guaranteed securitizations with an expected tax-equivalent yield of approximately 5.43%. This strategy is expected t...

Investors might want to bet on CB Financial Services (CBFV), as earnings estimates for this company have been showing solid improvement lately. The stock has already gained solid short-term price momentum, and this trend might continue with its still improving earnings outlook. Analysts' growing optimism on the earnings prospects of this holding company for Pennsylvania-based Community Bank is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. This insight is at the core of our stock rating tool -- the Zacks Rank. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. For CB Financial Services, strong agreement among the covering analysts in revising earnings estimates upward has resulted in meaningful improvement in consensus estimates for the next quarter and full year. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The company is expected to earn $0.83 per share for the current quarter, which represents a year-over-year change of +137.1%. The Zacks Consensus Estimate for CB Financial Services has increased 6.41% over the last 30 days, as one estimate has gone higher compared to no negative revisions. The company is expected to earn $2.74 per share for the full year, which represents a change of +35.0% from the prior-year number. In terms of estimate revisions, the trend for the current year also appears quite encouraging for CB Financial Services. Over the past month, one estimate has moved higher compared to no negative revisions, helping the consensus estimate increase 5.79%. Thanks to promising estimate revisions, CB Financial Services currently carries a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. While...

CB Financial Services (CBFV) reported a forecasted annual earnings growth rate of 149.86% and expects revenue to climb 27.9% year-over-year, both outpacing broader US market expectations. Margins have come under pressure, with the net profit margin dropping to 6.8% from 34.3% last year. A one-off gain of $915,000 this year also affects the comparability of results. Amid these mixed signals, investors will be weighing the rapid growth outlook against tightening margins and the impact of extraordinary items on the quality of earnings. See our full analysis for CB Financial Services. Now, let’s see how these headline results hold up when set against the bigger market stories and prevailing narratives from the Simply Wall St community. Curious how numbers become stories that shape markets? Explore Community Narratives CB Financial Services included a one-off gain of $915,000 in the latest twelve months, which makes it difficult to directly compare net profit margins or bottom-line trends with prior periods. What is surprising is how this non-recurring item complicates the argument that current profitability reflects ongoing operations. Excluding the $915,000 gain would leave earnings looking even weaker than headline growth suggests. The net profit margin sits at 6.8%, down from 34.3% last year, highlighting that underlying performance may not be as strong as surface numbers imply if investors adjust for the extraordinary income. Bulls drawn to the forecasted 149.86% annual earnings growth rate should be aware it includes this one-off boost, which might overstate sustainable momentum. Even though shares trade below their DCF fair value ($33.61 vs. $54.24), the company’s Price-to-Earnings ratio sits at 62.4x, which is far above the industry’s typical 11.2x and well above peer averages. It is notable that the elevated P/E ratio deflates the simple “undervalued” case based only on discounted fair value, since it highlights investor willingness to pay up for rapid forecasted growth despite clear signs of margin pressure. Bears argue that this premium price, set against shrinking profit margins and one-off earnings quality, increases the risk of a re-rating if future performance does not deliver. The discount to DCF fair value may not offset the high earnings multiple, especially compared to sector peers trading at much lower valuations. CB Financial Services managed...

CB Financial Services (CBFV) came out with quarterly earnings of $0.74 per share, beating the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.55 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +12.12%. A quarter ago, it was expected that this holding company for Pennsylvania-based Community Bank would post earnings of $0.4 per share when it actually produced earnings of $0.74, delivering a surprise of +85%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. CB Financial Services, which belongs to the Zacks Banks - Northeast industry, posted revenues of $14.17 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.24%. This compares to year-ago revenues of $12.71 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. CB Financial Services shares have added about 14.4% since the beginning of the year versus the S&P 500's gain of 13.9%. While CB Financial Services has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for CB Financial Services was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #1 (Strong Buy) for the stock. So, the shares are expected to outperform the...

WASHINGTON, Pa., October 23, 2025--(BUSINESS WIRE)--CB Financial Services, Inc. ("CB" or the "Company") (NASDAQGM: CBFV), the holding company of Community Bank (the "Bank"), today announced its third quarter and year-to-date 2025 financial results. 2025 Third Quarter Financial Highlights During the quarter ended September 30, 2025, the Bank implemented a balance sheet repositioning strategy of its portfolio of available-for-sale investment securities in which $129.6 million in book value of lower-yielding investment securities with an average yield of 2.87% were sold for an after-tax realized loss of $9.3 million. Investment securities sold included $121.1 million of mortgage-backed securities/collateralized mortgage obligations issued by the U.S. government-sponsored agencies, $5.0 million of U.S. government agency securities and $3.5 million of municipal securities. The Bank then purchased $117.8 million of higher-yielding mortgage-backed securities/collateralized mortgage obligations issued by U.S government-sponsored agencies, municipal securities, subordinated debt investments and non-agency guaranteed securitizations with an expected tax-equivalent yield of approximately 5.43%. This strategy is expected to add nearly 19 basis points to net interest margin ("NIM") and approximately $0.40 to annual earnings per share. Total assets were $1.55 billion at September 30, 2025, an increase of $27.5 million from June 30, 2025. Growth has been largely driven through strong commercial real estate and commercial and industrial loan production funded through a rise in core deposit accounts. The Bank also continues to focus efforts on repositioning the balance sheet to maximize earnings while maintaining its historic risk profile. These strategic movements include: Effectively managing cash and liquidity. Executing the aforementioned securities repositioning strategy. Redeploying repayments of indirect automobile and residential mortgage loans into higher-yielding commercial loan products. Commercial loans totaled 59.8% of the Bank’s loan portfolio at September 30, 2025 compared to 53.8% at September 30, 2024. Effecting changes in the Bank’s deposit mix by focusing on growth in lower cost core deposit relationships and reducing reliance on higher priced funding. NIM improved to 3.64% for the three months ended September 30, 2025 compared to 3.54% for the three month...

CARMICHAELS, Pa. (AP) — CARMICHAELS, Pa. (AP) — CB Financial Services Inc. (CBFV) on Thursday reported a loss of $5.7 million in its third quarter. The Carmichaels, Pennsylvania-based bank said it had a loss of $1.07 per share. Earnings, adjusted for one-time gains and costs, came to 74 cents per share. The holding company for Pennsylvania-based Community Bank posted revenue of $20.4 million in the period. Its revenue net of interest expense was $14.2 million, which topped Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on CBFV at https://www.zacks.com/ap/CBFV

Investors might want to bet on CB Financial Services (CBFV), as earnings estimates for this company have been showing solid improvement lately. The stock has already gained solid short-term price momentum, and this trend might continue with its still improving earnings outlook. Analysts' growing optimism on the earnings prospects of this holding company for Pennsylvania-based Community Bank is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- is principally built on this insight. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. For CB Financial Services, strong agreement among the covering analysts in revising earnings estimates upward has resulted in meaningful improvement in consensus estimates for the next quarter and full year. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The company is expected to earn $0.65 per share for the current quarter, which represents a year-over-year change of +18.2%. The Zacks Consensus Estimate for CB Financial Services has increased 30% over the last 30 days, as one estimate has gone higher compared to no negative revisions. For the full year, the earnings estimate of $2.57 per share represents a change of +26.6% from the year-ago number. There has been an encouraging trend in estimate revisions for the current year as well. Over the past month, two estimates have moved up for CB Financial Services versus no negative revisions. This has pushed the consensus estimate 33.94% higher. The promising estimate revisions have helped CB Financial Services earn a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. Investors have been betting o...