BSVN
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Earnings documents stored for BSVN.
Investor releaseQuarter not tagged2026-07-16Bank7 Q2 Earnings Call Highlights
MarketBeat
Bank7 Q2 Earnings Call Highlights
Interested in Bank7 Corp.? Here are five stocks we like better. Bank7 said Q2 2026 was solid overall, with management highlighting strong asset quality, liquidity, capital, and no debt. The company also reported a $3.7 million net gain tied to oil and gas assets, which helped offset earlier losses. Expenses are expected to stay elevated in Q3 as IT remediation tied to material weaknesses, consulting costs, and possible M&A-related spending continue. Management guided third-quarter expenses to roughly $9.5 million to $9.7 million. Loan growth and margin outlook remain constructive, though Bank7 expects some large loan paydowns to offset new fundings. Deposit costs were stable around 2.28% to 2.3%, and management said the bank remains well positioned if rates rise later this year. Bank7 (NASDAQ:BSVN) executives said the company was pleased with its second-quarter 2026 performance, citing strong asset quality, liquidity and capital while also flagging elevated expenses tied to technology remediation and potential merger-and-acquisition activity. President and CEO Tom Travis said the quarter included “a few items of noise,” most notably a $3.7 million net gain related to oil and gas assets. Travis said the company’s earlier investment in those assets helped avoid a larger loss after a 2023 asset-related setback and allowed Bank7 to recover cash spent on the asset plus generate a return. → 3 Space Stocks That Could Outshine SpaceX After Its IPO “Management’s very pleased,” Travis said. “We also accomplished our goal a little quicker than we thought we would.” Travis also said the company incurred heavier expenses from internal information technology changes connected to material weaknesses identified by a new accounting firm, as well as costs related to possible M&A activity. He said that when factoring out those items, management was pleased with recurring results. → These 3 Water ETFs Could be Quiet Winners From Infrastructure Spending Chief Financial Officer Kelly Harris said Bank7 expects third-quarter expenses to run between $9.5 million and $9.7 million. She said some second-quarter expenses related to IT and consulting are expected to spill into the third quarter, while M&A transaction expenses are more difficult to estimate. “From an IT and consulting fees, it’ll probably be very similar to Q2,” Harris said. → Why ASML’s AI Monopoly Is Still Getting Stron...
Investor releaseQuarter not tagged2026-07-16Bank7 (BSVN) Lags Q2 Earnings and Revenue Estimates
Zacks
Bank7 (BSVN) Lags Q2 Earnings and Revenue Estimates
Bank7 (BSVN) came out with quarterly earnings of $0.87 per share, missing the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $1.16 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -15.53%. A quarter ago, it was expected that this company would post earnings of $1.01 per share when it actually produced earnings of $1.25, delivering a surprise of +23.76%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Bank7, which belongs to the Zacks Banks - Southeast industry, posted revenues of $22.91 million for the quarter ended June 2026, missing the Zacks Consensus Estimate by 5.34%. This compares to year-ago revenues of $24.44 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank7 shares have added about 26.4% since the beginning of the year versus the S&P 500's gain of 10.6%. While Bank7 has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank7 was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting t...
Investor releaseQuarter not tagged2026-07-16Bank7 Corp. Announces Q2 2026 Earnings
PR Newswire
Bank7 Corp. Announces Q2 2026 Earnings
OKLAHOMA CITY, July 16, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026. "We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve," said Thomas L. Travis, President and CEO of the Company. For the three months ended June 30, 2026 compared to the three months ended June 30, 2025: Net income of $8.35 million compared to $11.11 million, a decrease of 24.84% Earnings per share of $0.87 compared to $1.16, a decrease of 25.00% Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25% Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68% Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10% Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69% Both the Bank's and the Company's capital levels continue to be significantly above the minimum levels required to be designated as "well-capitalized" for regulatory purposes. On June 30, 2026, the Bank's Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively. On June 30, 2026, on a consolidated basis, the Company's Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators. Non-GAAP Financial Measures:This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company's management uses this non-GAAP measure in their analysis of the Company's performance. This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and cal...
Investor releaseQuarter not tagged2026-07-16Bank7: Q2 Earnings Snapshot
Associated Press
Bank7: Q2 Earnings Snapshot
OKLAHOMA CITY (AP) — OKLAHOMA CITY (AP) — Bank7 Corp. (BSVN) on Thursday reported second-quarter net income of $8.3 million. The bank, based in Oklahoma City, said it had earnings of 87 cents per share. The company posted revenue of $31.9 million in the period. Its revenue net of interest expense was $22.9 million, which missed Street forecasts. Bank7 shares have increased 26% since the beginning of the year. The stock has increased 14% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BSVN at https://www.zacks.com/ap/BSVN
Investor releaseQuarter not tagged2026-07-16Bank7 Corp. Q2 2026 Earnings Call Summary
Moby
Bank7 Corp. Q2 2026 Earnings Call Summary
Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here. Management successfully exited its oil and gas asset investment, realizing a $3.7 million net gain and recovering all previously spent cash plus a return. The strategic decision to hold and manage the energy assets rather than selling immediately in 2023 prevented a larger loss and accelerated the recovery timeline. Operating expenses were elevated due to non-recurring costs associated with remediating material weaknesses in IT identified by a new accounting firm. The bank is currently incurring professional fees related to potential M&A activity, specifically the pursuit of a 71% interest in Century. Asset quality remains at historically high levels, supported by a strong capital position and significant liquidity with no corporate debt. Performance attribution for the quarter was impacted by 'noise' from one-time gains and structural IT investments, masking strong recurring earnings. Management maintains full-year loan growth guidance of mid-single digits, despite anticipated large loan paydowns in the second half of 2026. The loan pipeline is described as robust, with Q3 fundings projected to be approximately double the volume seen in Q2. Core Net Interest Margin (NIM) is expected to remain in the 4.45% to 4.53% range, with potential upside if interest rates increase due to the bank's asset-sensitive profile. Operating expenses for Q3 are projected between $9.5 million and $9.7 million as IT remediation and M&A consulting fees persist. The bank remains in 'growth mode' and is open to follow-on M&A opportunities shortly after the current transaction to continue strategic expansion. A $3.7 million net gain was recorded from the sale of oil and gas assets, marking the bank's complete exit from this business segment. Material weakness remediation in IT and internal accounting controls is expected to be largely completed by the end of the third quarter. The bank is acting as a 'stalking horse bidder' for a 71% stake in a franchise, with a court-monitored auction process expected to conclude around September 3rd. Management identified a 'stub period' risk where they may own 71% of a target bank before successfully consolidating the remaining 29% minority interest. Q3 expenses are projected at $9.5 million to $9...
Investor releaseQuarter not tagged2026-07-16Bank7 Corp (BSVN) Q2 2026 Earnings Call Highlights: Strong Asset Quality and Strategic Growth Plans
GuruFocus.com
Bank7 Corp (BSVN) Q2 2026 Earnings Call Highlights: Strong Asset Quality and Strategic Growth Plans
This article first appeared on GuruFocus. Net Gain from Oil and Gas: $3.7 million net gain reported. Expenses: Increased expenses due to IT changes and potential M&A activity. Asset Quality: Asset quality reported as never being better. Liquidity and Debt: Plenty of liquidity and no debt. Capital Position: Strong earnings and heavy capital. Warning! GuruFocus has detected 4 Warning Sign with UAL. Is BSVN fairly valued? Test your thesis with our free DCF calculator. Release Date: July 16, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Bank7 Corp (NASDAQ:BSVN) reported a $3.7 million net gain from oil and gas investments, recovering more than initially expected. The company has strong asset quality, with plenty of liquidity and no debt, positioning it well for organic growth and M&A opportunities. Loan fundings are expected to double in the third quarter compared to Q2, indicating robust loan growth potential. Deposit costs remained stable, with a range of 2.28% to 2.3%, suggesting effective cost management. The company is confident in its ability to engage in strategic M&A activities, supported by its growth mode and market position. Bank7 Corp (NASDAQ:BSVN) experienced heavier expenses due to internal IT changes and potential M&A activities. There are significant loan paydowns expected in the latter half of the year, which could impact overall loan growth. The company is facing a fluid timeline and uncertainties related to a stock purchase agreement and court proceedings. The margin for June was slightly lower than the quarter average, which could affect Q3 results. The company is still addressing material weaknesses in its IT infrastructure, which may incur additional expenses. Q: Have all the IT expenses been made associated with removing the material weakness, and what is the expected run rate for expenses going forward? A: Kelly Harris, CFO, stated that for Q3, expenses are projected to be in the $9.5 million to $9.7 million range. Some expenses from Q2 will spill over into Q3, particularly from IT and consulting fees, which will likely be similar to Q2. Q: What are your thoughts on where deposit costs are bottoming out in the third quarter, given the current interest rate environment? A: Kelly Harris, CFO, mentioned that deposit costs were static in June, ranging from 2.28% to 2.3%. They expect...
Investor releaseQuarter not tagged2026-07-16Bank7 misses second-quarter estimates as one-time charge weighs on earnings (BSVN)
InvestorsHub
Bank7 misses second-quarter estimates as one-time charge weighs on earnings (BSVN)
Bank7 Corp. (NASDAQ:BSVN) reported second-quarter results that fell short of Wall Street expectations, with both earnings and revenue coming in below analyst forecasts after a one-time loss related to the sale of energy assets affected profitability. The bank posted earnings of $0.87 per share, missing the consensus estimate of $1.04, while revenue totaled $22.91 million, below analyst expectations of $23.86 million. Shares were little changed in premarket trading following the announcement. Net income for the quarter ended June 30, 2026, declined 25% year over year to $8.35 million, compared with $11.11 million in the same period of 2025. Management said the lower profit reflected a non-recurring loss on the sale of energy assets, following the successful recovery of a loan that had previously been written off in 2023. “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023,” said Thomas L. Travis, President and CEO. Revenue declined 3% from $31.78 million recorded in the prior-year quarter. Total assets increased 4% year over year to $1.91 billion, while the loan portfolio expanded 7% to $1.60 billion. Net interest income edged up to $21.91 million from $21.74 million a year earlier, although the bank’s net interest margin narrowed to 4.81% from 4.96%. Noninterest expenses rose to $11.89 million from $9.73 million in the second quarter of 2025, primarily reflecting higher salary costs, employee benefits and other operating expenses. Despite the weaker quarterly earnings, Bank7 maintained capital levels comfortably above regulatory requirements for well-capitalized institutions. As of June 30, 2026, the bank reported a Tier 1 leverage ratio of 13.88% and a total risk-based capital ratio of 16.36%. Bank7 Corp stock price
TranscriptFY2026 Q22026-07-16FY2026 Q2 earnings call transcript
Earnings source - 46 paragraphs
FY2026 Q2 earnings call transcript
Welcome to the Bank7 Corp. second quarter 2026 earnings call. Before we get started, I'd like to highlight the legal information and disclaimer on page 27 of the Investor presentation. For those who do not have access to the presentation, management is going to discuss certain topics that contain forward-looking information, which is based on management's beliefs as well as assumptions made by and information currently available to management. Although management believes that the expectations reflected in such forward-looking statements are reasonable, they can give no assurance that such expectations will prove to be correct. Such statements are subject to certain risks, uncertainties, and assumptions, including, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators.
Should one or more of these risks materialize or should underlying assumptions prove incorrect, actual results may vary materially from those expected. Please note that this conference call contains references to non-GAAP financial measures. You can find reconciliations of these non-GAAP financial measures to GAAP financial measures in an 8-K that was filed this morning by the company. Representing the company on today's call, we have Tom Travis, President and CEO, JT Phillips, Chief Operating Officer, Jason Estes, Chief Credit Officer, Kelly Harris, Chief Financial Officer, and Paul Timmons, Director of Accounting. I'll turn the call over to Tom Travis.
Thank you, and welcome to the call this morning. We're very pleased with our quarter. There was a few items of noise in the quarter, specifically the oil and gas, and we reported that $3.7 million net gain. I think it's important that we all remember that by us making that investment, we also precluded ourselves or eliminated the possibility that we would have had a larger loss when we suffered that loss back in 2023 on the assets. That's really an important thing to remember. Not only did we recover more as a result of that, but once we recovered all the cash that we had spent for the asset, and then we had on top of that, a nice return. Management's very pleased. We also accomplished our goal a little quicker than we thought we would.
We're delighted with that outcome, and it's important to remember that. I think the second thing is that we also have experienced some heavier expenses relative to some internal changes that we're making in the IT area, specifically as a result of those material weaknesses that the new accounting firm thought that existed. We spent considerable time and money doing that. In addition to those expenses, we've incurred expenses related to potential M&A activity. When you factor out the noise and you look at the recurring results, we're very pleased with those. We look forward to the rest of the year. We do have some significant loan pay downs that we will need to overcome. That's nothing new. We sometimes experience those.
Our asset quality has never been better, we're just delighted at the position that we're in with plenty of liquidity and no debt, strong earnings, heavy capital, and well-positioned for growing the bank organically and also in the M&A space. With that said, we're here to answer any questions. Thank you.
We will now begin the question-and-answer session. To ask a question, you may press star then one on your touch-tone phone. If you are using a speakerphone, please pick up your handset before pressing the keys. If at any time your question has been addressed and you would like to withdraw the question, please press star then two. At this time, we will pause momentarily to assemble our roster. Our first question comes from Woody Lay with KBW. Please go ahead.
Hey, good morning, guys.
Good morning.
Maybe just to follow up on the expenses. Have all the IT expenses been made associated with removing that material weakness? Could you kind of just give where you think an expected run-rate for expenses going forward now that the oil and gas assets have been sold?
This is Kelly. I think for Q3, we're projecting expenses to be in the $9.5 million-$9.7 million range. You will see some of those similar expenses from Q2 spill over into Q3. It could be a similar clip.
From a M&A transaction perspective, a little harder to ballpark, but from an IT and consulting fees, it'll probably be very similar to Q2.
Got it. Maybe just moving over to deposits and deposit costs. It was a relatively stable quarter on the loan growth front, but deposits were down a little, and it looks like there might have been a little bit of remix going on behind the scenes given the deposit costs moving lower. Would just be interested in your thoughts on where deposit costs are bottoming out here in the third quarter and how you think deposit costs trend, given it feels like rates may be flat for a little while.
Our deposit costs were static in the month of June, they followed the average for Q2. Currently in the 2.28%-2.3% range. I think that could fluctuate based on growth. We feel really good about where we're at from a deposit cost perspective currently.
Wait a second. Did I hear you say 2.8%-2.3%?
2.28%-2.3%.
Okay. Yeah. Basically flat. We're not expecting I think Kelly's word of static is pretty darn accurate.
Mm-hmm. Maybe just last for me, I would imagine you're pretty limited in what you could say about the stock purchase agreement, but was just curious on the timeline that you see given there's a bidding process and when we might know whether you're the ultimate winner there.
The dates are a little bit fluid for the next few weeks. There's public filings out there that talk about the court's going to listen to some motions and some objections here in the next 10 days. If the timelines that have been established by the court and also in the receiver's motion, not our motion, then we would expect I believe the proposed auction end date is September 3rd, and there's a four-week process. Everything is aligned and set up for a process during the month of August. As you can imagine, if you go to the public record, there's been objections and motions, and the court came out recently and required expedited timeframe. This has been an ongoing thing for quite some time, and I think the court is recognizing that.
We would expect further clarity over the next two weeks for sure, if the auction works, if the bidding process takes place, it will be in the month of August.
Got it. All right. That's really helpful. Thanks for taking my questions. I'll hop back in the queue.
Our next question comes from Nathan Race with Piper Sandler. Please go ahead.
Hey, guys. Good morning. Thanks for taking the questions.
Nate.
Tom, you mentioned some expectations for some large paydowns in the back half of the year. Curious if you can maybe size that up and maybe Jason can comment on what the loan pipeline looks like today to offset some of those large paydowns. Jason, what you're seeing in terms of pricing on new loan production relative to the core yield in the quarter, which was just over 7%.
Yeah. Thanks, Nate. The pipeline is what I would go back to referring to as robust for deal fundings in the third quarter. Probably going to produce, I would say, double what we did in Q2. Again, up against known payoffs. I still think full-year guidance of a mid-single digit loan growth is a nice goal for our team. Again, Tom mentioned it, we're prone to these periods where the payoffs really accelerate. Our team is fantastic at turning around and putting the money back out the door. To your point on, hey, talk to me about yield, we're really good at putting it back out in a safe manner in similar pricing ranges. So I don't really see a meaningful move on loan interest rate.
I do think that we'll do a little bit better on fee income in the third quarter because I just think we're going to book more loans. We're going to fund more loans than we had in Q2. All in all, that's really the story on the loan growth.
Gotcha. Just to clarify, Jason, to get to a mid-single digit growth number for this year, that would imply high-single digit growth, just given maybe the slower start in the first half of the year?
Yeah. I'm measuring year-over-year, not quarter-to-quarter. Yeah, third quarter is going to be good on loan fundings. Again, up against really large payoffs, but it'll be a good quarter on loan fundings.
Okay, great. Then just going back to the acquisition announcement, I appreciate that it's a fluid process at this point, in the court's hands to some degree. Maybe, Tom, just any visibility on kind of the prospects to acquire the full or the minority interest in that franchise and kind of what those conversations are looking like these days just to avoid some kind of nuanced accounting components until that minority stake is acquired, hopefully.
Yeah. I think should the receiver bidding and auction go through, and should we be successful as a stalking horse bidder, it certainly would be our intention, at some point, to engage with the other 29% owners of the bank. I don't know at this point whether we would engage with them prior to that September 3rd date. It's possible. It just depends on the dynamics of the transaction and what's going on. It's clearly our intention, and we're confident that we could meet with that group of people or with them and strike a really good transaction. We're not adversarial people. We're not bottom-feeder people. We've had plenty of transactions in our history where we deal fairly and professionally with people, so we're highly confident that that will eventually happen. Clearly, the sooner the better.
You're right, there will be a, I'll call it a stub period. If we are successful acquiring the 71%, there will be a stub period there for a short while we work to consolidate the remaining 29%.
Got you. Just given the magnitude of this deal potentially with Century, is it fair to assume M&A is probably off the table additionally maybe through the first half of next year, just given the implied decline in capital ratios and so forth contemplated by this deal? Or just any thoughts, Tom, in terms of what you're seeing on the M&A front otherwise these days, and what the appetite would look like?
No. I would say to you that our ability to go to the market and raise capital or issue debt instruments, should we desire to do that, the bottom-line is that we're in a growth mode, this is what we've always said that we wanted to do, and we've continued to pursue that. Anything that comes up that's a strategic good fit for us, we're going to pursue it. Now, when I say that, clearly, you have to be careful with any follow-on transaction so that you've got plenty of time to make the purchase, make the acquisition, plan the conversion, and integrate people. Of course, that takes time.
I think for us, we're not afraid of, and we would look forward to any kind of a relatively short to midterm follow-on that would allow us to continue expanding the company and achieving our objectives.
Makes sense. I appreciate all the color. I'll step back. Thanks, guys.
Our next question comes from Jordan Ghent with Stephens. Please go ahead.
Hey, good morning. Thanks for taking my question. I just wanted to ask about the margin. I think previously you indicated that you would be reverting back to that 440 basis points-445 basis points range, call it core margin ex loans fees. Is that still the case for you as kind of based on what you're seeing with loan pricing and deposit costs? Then how would that change if we were to get a rate hike at the end of the year, just given how sensitive you guys are? Thanks.
The margin performed very well in Q2. I think it's more of a story of managing excess liquidity and the ebbs and flows of the fundings and pay downs. I think June was a little bit lower on the margin than the quarter average. I think that you could see some of that bleed over into Q3 while we're waiting for the loan funding. I think from a range perspective, 4.53%-4.45% is probably a good guide for our core NIM. Obviously, if a rate hike does occur at the end of the year, I think we would benefit from that from an asset-sensitive perspective.
Got it. Do you happen to have what that margin was for the month of June?
It was 4.51%.
Perfect. Just maybe one follow-up. I guess, can you talk about what you're seeing on the loan and deposit pricing competition, what you're seeing out in the market?
The more things change, the more they remain the same. I think if you look at our NIM management over the years, it's in the deck, it's like watching paint dry for us, right? I would suggest that there's nothing extraordinary or dynamic either on the loan pricing or the deposit pricing side.
Got it. Thanks for taking my questions.
This concludes our question-and-answer session. I would like to turn the conference back over to Tom Travis for closing remarks.
We were really happy with the quarter, happy that we accomplished our objective on the energy asset. We're out of the oil and gas business on that basis. Accomplished it a little quicker than we thought, and still have a little bit of work to do, some expenses relative to the structural changes on the IT side and the material weakness remediation. I expect most of that to be done through the third quarter. In the meantime, the bank's doing very, very well. We thank our team members, our great group of bankers, and it's just a great group of professional people to work with and produce these results. Thank you.
The conference is now concluded. Thank you for attending today's presentation. You may now disconnect.
Investor releaseQuarter not tagged2026-07-07Bank7 Corp. Announces Second Quarter 2026 Earnings Conference Call
PR Newswire
Bank7 Corp. Announces Second Quarter 2026 Earnings Conference Call
OKLAHOMA CITY, July 7, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN), the parent company of Oklahoma City-based Bank7, announces that its financial results for the second quarter ending on June 30, 2026 will be released before the market opens on Thursday, July 16, 2026 and at 10:00 a.m. central standard time that same day, the company will hold a conference call to discuss the financial results with investors. To participate in the call, dial 1-888-348-6421, or access it live over the internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year. About Bank7 Corp. Bank7 Corp. is a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent, and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets and we will also pursue strategic acquisitions. For more information about Bank7 and its products, visit bank7.com Contact:Tom TravisBank71039 N.W. 63rd St.Oklahoma City, OK. 73116Ph: 405-810-8600 / [email protected] View original content to download multimedia:https://www.prnewswire.com/news-releases/bank7-corp-announces-second-quarter-2026-earnings-conference-call-302819283.html
Investor releaseQuarter not tagged2026-06-04Bank7 Corp. Declares Quarterly Cash Dividend on Common Stock
PR Newswire
Bank7 Corp. Declares Quarterly Cash Dividend on Common Stock
OKLAHOMA CITY, June 4, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN), the parent company of Oklahoma City-based Bank7, today announced the declaration of a quarterly cash dividend of $0.27 per share on its outstanding common stock. The dividend will be paid on July 7, 2026, to shareholders of record as of the close of business on June 19, 2026. About Bank7 Corp. We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent, and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursuing strategic acquisitions. Cautionary Statements Regarding Forward-Looking Information This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.'s current views with respect to, among other things, future events and Bank7 Corp.'s financial performance. Any statements about Bank7 Corp.'s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as "anticipate," "believes," "can," "could," "may," "predicts," "potential," "should," "will," "estimate," "plans," "projects," "continuing," "ongoing," "expects," "intends" and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies,...
Investor releaseQuarter not tagged2026-04-15Bank7 Corp (BSVN) Q1 2026 Earnings Call Highlights: Strong NIM Expansion and Strategic Growth ...
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Bank7 Corp (BSVN) Q1 2026 Earnings Call Highlights: Strong NIM Expansion and Strategic Growth ...
This article first appeared on GuruFocus. Net Interest Margin (NIM): Highlighted as a key focus area, with management expressing confidence in their ability to manage it effectively regardless of interest rate changes. Release Date: April 14, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Bank7 Corp (NASDAQ:BSVN) reported strong net interest margin (NIM) expansion during the quarter, maintaining a stable range of 4.40% to 4.45%. The company has a robust capital position, ending the quarter with a risk-based capital ratio of 15.96%, indicating strong financial health. Loan growth expectations remain intact with moderate single-digit growth anticipated, despite a slight slowdown from previous quarters. Bank7 Corp (NASDAQ:BSVN) has successfully managed its energy portfolio, which is at a 10-year low, minimizing exposure to volatile energy markets. The company has a strong team of bankers, contributing to consistent and impressive financial results over the years. Loan payoffs later in the quarter have dragged down end-of-period balances, indicating potential challenges in maintaining loan growth momentum. The competitive environment for deposit costs remains challenging, with potential for increased costs if interest rates rise. There is uncertainty regarding the provision and reserve levels due to unpredictable economic conditions, particularly with ongoing Middle Eastern conflicts. The company has experienced some credit downgrades, notably in the builder developer sector, which could impact future asset quality. Bank7 Corp (NASDAQ:BSVN) remains capital heavy, and while M&A opportunities are being pursued, there is no immediate plan for share buybacks, which could limit shareholder returns. Warning! GuruFocus has detected 6 Warning Signs with MAMA. Is BSVN fairly valued? Test your thesis with our free DCF calculator. Q: Can you provide an update on loan growth expectations for the remainder of the year, particularly in the energy portfolio? A: Jason Estes, Chief Credit Officer, stated that the company expects moderate single-digit loan growth, similar to last year. The energy portfolio is at a 10-year low, around 8% of the total portfolio, and is not expected to drive significant changes due to current market conditions. Q: How do you expect the net interest margin (NIM) to trend, assuming interest ra...
Investor releaseQuarter not tagged2026-04-15Bank7 Q1 Earnings Call Highlights
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Bank7 Q1 Earnings Call Highlights
Bank7 reported a steady Q1 with continued loan production and margin resilience, guiding to “moderate single-digit” loan growth and modeling a core NIM of 440–445 bps. Management says the credit book is strong with nonperforming assets likely to fall to about $4–5M (~25 bps) and provisioning tied to loan growth and macro conditions; energy exposure is limited at just over 8% of the portfolio and not a major earnings driver. Capital remains healthy at roughly 16%+ risk-based capital, and management prefers organic growth or strategic M&A over routine buybacks, leaving repurchases as a possibility only at attractive prices. Interested in Bank7 Corp.? Here are five stocks we like better. Bank7 (NASDAQ:BSVN) executives said the bank entered 2026 with what management described as strong first-quarter performance, emphasizing steady loan production, net interest margin resilience, and continued flexibility in capital deployment. During the company’s first-quarter 2026 earnings call, President and CEO Thomas L. Travis credited the bank’s long-tenured team and said management remains confident in its ability to manage the balance sheet regardless of the direction of interest rates. Travis noted that market expectations around rate cuts have shifted in recent months, citing increased commodity prices tied to conflict in the Middle East, but said the bank is “not concerned about rates going down or rates going up” given its positioning. → 5 Space Stocks Already Climbing Ahead of the SpaceX IPO Asked about loan growth after average balances increased during the quarter while end-of-period loans were impacted by payoffs, Chief Credit Officer Jason Estes said the bank’s full-year expectations were unchanged. “Our goals for the year remain intact,” Estes said, adding that Bank7 continues to target “moderate single digit” loan growth. However, he also acknowledged that growth has slowed from the pace seen in the third and fourth quarters of last year, when bookings exceeded expectations. → 95% Options Surge: Smart Money Bets Big on a Super Micro Bounce Estes said the bank had “really nice bookings” in the first quarter and expects a familiar pattern of sizable payoffs offset by new originations. “I think you’ll see more of that this year, in the second quarter in particular,” he said. Management also addressed demand and exposure in the energy portfolio. Travis said energy...

