BSVN

OKLAHOMA CITY, Aug. 20, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN), the parent company of Oklahoma City-based Bank7 (the "Company"), is pleased to announce that its Board of Directors has declared an increase to its quarterly cash dividend to $0.30 per common share from the current $0.27 per common share. This dividend represents an 11.11% increase to the current dividend and is the seventh consecutive annual increase in BSVN's quarterly cash dividend. The dividend will be paid on October 8, 2026 to shareholders of record as of the close of business on September 18, 2026. Thomas L. Travis, President and CEO of the Company said, "Today's announcement of an 11.11% increase to our quarterly dividend represents not only our seventh consecutive annual dividend increase but also an annual average double-digit percentage increase to our dividend over the same period, both of which evidence the consistent strength and growth of our earnings. Importantly, even with the increase, our dividend payout ratio remains below industry averages, allowing us to continue building capital and maximizing shareholder returns, while also providing an attractive dividend yield." About Bank7 Corp. We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent, and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursuing strategic acquisitions. Cautionary Statements Regarding Forward-Looking Information This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.'s current views with respect to, among other things, future events and Bank7 Corp.'s financial performance. Any statements about Bank7 Corp.'s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as "anticipate," "believes," "can," "could," "may," "predicts," "potential," "should," "will," "estimate," "plans," "projects," "continuing," "ongoing," "expects," "intends" and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.'s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.'s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Contact: Thomas TravisPresident & CEO(405) 810-8600 View original content to download multimedia:https://www.prnewswire.com/news-releases/bank7-corp-announces-an-11-11-quarterly-dividend-increase-its-seventh-consecutive-annual-dividend-increase-302853888.html

Image source: The Motley Fool. Thursday, July 16, 2026 at 11 a.m. ET President and Chief Executive Officer - Thomas L. Travis Chief Operating Officer - JT Phillips Chief Credit Officer - Jason E. Estes Chief Financial Officer - Kelly J. Harris Director of Accounting - Paul Timmons Operator: Welcome to the Bank7 Corp. Second Quarter 2026 Earnings Call. Before we get started, I would like to cover the legal information and disclaimer on Page 27 of the investor presentation. For those who do not have access to the presentation, management is going to discuss certain topics that contain forward looking information which is based on management's beliefs as well as assumptions made by and information currently available to management. Although management believes that the expectations reflected in such forward looking statements are reasonable, they can give no assurance that such expectations will prove to be correct. Such statements are subject to certain risks, uncertainties, assumptions, including, among other things, the direct and indirect effect of economic conditions, on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Should 1 or more of these risks materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those expected. Also, please note that this conference call contains references to non GAAP financial measures. You can find reconciliations of these non GAAP financial measures to GAAP financial measures in an 8-K that was filed this morning by the company. Representing the company on today's call, we have Tom Travis, president and CEO JT Phillips, chief operating officer, Jason E. Estes, chief credit officer. Kelly J. Harris, chief financial officer. And Paul Timmons, director of accounting. With that, I will turn the call over to Tom Travis. Thomas L. Travis: Thank you, and welcome to the call this morning. We are very pleased with our quarter. There were a few items of noise in the quarter, specifically the oil and gas and we reported that $3.7 million net gain However, I think it is important that we all remember that by us, making that investment, we also precluded ourselves or eliminated the possibility that we would have had a larger loss when we suffered that loss back in 2023 on the assets. And that is really an important thing to remember. So not only did we recover, more as a result of that, but once we recovered all the cash that we had spent for the asset, and then we had on top of that a nice return. So management's very pleased, and we also accomplished our goal a little quicker than we thought we would. So we are delighted with that outcome. And it is important to remember that. And then I think the second thing is that we also have experienced some heavier expenses relative to some internal changes that we are making in the IT areas, specifically as a result of those material weaknesses that the new accounting firm thought that existed. So we spent considerable time and money doing that. And then in addition to those expenses, we have incurred expenses related to potential M&A activity. And so when you when you factor out the noise and you look at the recurring, results, we are very pleased with those. And so we look forward to the rest of the year. We do have some significant loan pay downs that we will need to overcome that is nothing new. We sometimes experience those. But our asset quality has never been better, and we are just delighted that the position that we are in with plenty of liquidity and no debt, strong earnings, heavy capital, and, well positioned for growing the bank and organically and also in the M&A space. So with that said, we are here to answer any questions. Thank you. Operator: We will now begin the question and answer session. If you are using a speakerphone, please pick up your handset before pressing the keys. Please press *2. At this time, we will pause momentarily to assemble our roster. Our first question comes from Wood Neblett Lay with KBW. Please go ahead. Woody Lay: Hey. Good morning, guys. Good morning. Maybe just to follow-up on the expenses. Have all the IT expenses, been made associated with removing that material weakness? And could you kind of just give where you think an expected run rate for expenses going forward now that the oil and gas assets have been sold? Kelly J. Harris: This is Kelly. I think for Q3, we are projecting to be in the 9.5 to 9.7 million range. You will see some of those similar expenses from Q2 fill over into Q3. It could be a similar clip. I think that from an M&A transaction perspective, little harder to ballpark. But from an IT and consulting fees, it will probably be very similar to Q2. Woody Lay: And maybe just moving over to deposits and deposit cost and the--it was a relatively stable quarter on the loan growth front, but deposits were down a little. And it might have it looks like there might have been, a little bit of remix going on behind the scenes given deposit cost moving lower. Would just be interested in your thoughts on, you know, where deposit costs are bottoming out here in the third quarter and how you think deposit costs trend given it feels like rates may be flat for a little while? Kelly J. Harris: Yeah. Deposit costs were static in the month of June. And so they followed the average for Q2. Currently in the 2.28% to 2.3% range. I think that, you know, based on that, it could fluctuate based on growth. But we feel really good about where we are at from a deposit cost perspective. Currently. Thomas L. Travis: Wait a second. Did I hear you say 2.28% to 2.3%? 2.28% to 2.3%. Yeah. So basically flat. I mean, we are not we are not expecting I think Kelly's word of static is pretty darn accurate. Woody Lay: Mhmm. And then maybe just last for me, I would imagine you are pretty limited in what you can say about the stock purchase agreement. But I was just curious on the timeline that you see given there is a bidding process and when we might know whether you are the ultimate winner there. Thomas L. Travis: The dates are a little bit fluid for the next few weeks. You know, there is public filings out there that talk about the court is going to listen to some motions and some objections here in the next 10 days. And so if the timelines that have been established by the court and also in our receivers in the receiver's motion, not our motion, then we would expect the I believe, the proposed auction date end date is September 3rd. And there is a 4-week process. So everything is aligned and set up for a process during the month of August. And so as you can imagine, if you go to the public record, there is been objections and motions and the court came out recently and required expedited time frame. Yeah. This has been an ongoing thing for quite some time, and I think the court has recognized that, so we would expect further clarity over the next 2 weeks for sure. And then if the auction were to if the if the bidding process takes place, it will be in the month of August. Woody Lay: Alright. that is really helpful for taking my questions. I will hop back in the queue. Operator: Our next question comes from Nathan James Race with Piper Sandler. Please go ahead. Nathan Race: Tom, you mentioned some expectations for some large paydowns in the back half of the year. Curious if you can maybe size that up and maybe Jason can comment on kind of what the loan pipeline looks like today to kind of offset some of those large pay downs and Jason, kind of what you are seeing in terms of pricing on new loan production relative to kind of the core yield in the quarter, which was just over 7.0%. Thomas L. Travis: Yeah. Thanks, Nate. The pipeline is what I would go back to referring to as robust. For yield fundings in the third quarter. Probably gonna produce, I would say, 2x what we did in Q2 But, again, up against known payoffs, I still think full year guidance of a mid-single-digit loan growth is a nice goal for our team. Again, Tom mentioned it, we are prone to these periods where the payoffs really accelerate. Our team is fantastic at turning around and putting the money back out the door. And to your point on, you know, hey. Talk to me about yield. We are we are really good at putting it back out in a safe manner in similar pricing. Ranges. And so I do not really see a meaningful move on loan interest rate. I do think that we will do a little bit better on fee income in the third quarter because I just think we are gonna book more loans. We are gonna fund more loans. so than we had in Q2. So all in all, that is really the story on the loan growth. Nathan Race: Gotcha. And just to clarify, Jason, I mean, to get to a mid-single-digit growth number for this year, I mean, that would imply kind of high single digit growth just given maybe kind of a slower start in the first half of the year. Thomas L. Travis: Yeah. Yeah. I am I am measuring year over year, not quarter to quarter. But, yeah, it is third quarter is going to be good on loan fundings. Again, up against really large payoffs, but it will be a good quarter on loan fundings. Nathan Race: Okay. Great. And then, just going back to the acquisition announcement, I appreciate that it is a fluid process at this point in the court's hands to some degree. But maybe, Tom, just any visibility on kind of the prospects to, you know, acquire the full or the minority interest in that franchise and kind of what those conversations are looking like these days just to avoid some kind of nuanced accounting, components until, that minority stake is acquired, hopefully. Thomas L. Travis: Yeah. I think, you know, should the receiver bidding and auction go through and should we be successful as a stalking horse bidder, then it certainly would be our intention at some point to engage with the other 29 percent owners of the bank. I do not know at this point whether we would engage with them prior to that September 3rd date. it is possible just depends on the dynamics of the transaction and what is going on. And so it is clearly our intention, and we are confident that we could meet with that group of people or with them and strike a really good transaction. You know, we are not people. We are not bottom feeder people. We have had plenty of transactions in our history where we deal fairly and professionally with people, and so we are highly confident that will eventually happen. And, clearly, the sooner, the better. But you are right. There will be a I will call it a stub period if we if we are successful acquiring the 71 percent, there will be a stub period there for a short while, we work to consolidate the remaining 29 percent. Nathan Race: Gotcha. And just given the magnitude of this deal potentially, with Century, I mean, is it fair to assume, you know, M&A is probably off the table additionally maybe through the first half of 2027 just given the implied decline in capital ratios and so forth, contemplated by this deal. Just any thoughts, Tom, on terms of what you are seeing on the M&A front otherwise these days and what the appetite would look like? Thomas L. Travis: No. I would say to you that our ability to go to the market and raise capital or issue debt instruments should we desire to do that. The bottom line is that we are in a growth mode, and our team is this is what we have always said that we wanted to do, and we have continued to pursue that. And so anything that comes up that is a strategic good fit for us, we are going to pursue it. Now when I say that, clearly, you have to be careful with any follow on transaction so that you have got plenty of time to make the purchase, make the acquisition, plan the conversion, integrate people. And, of course, that takes time. But I think for us, we are not afraid of, and we would look forward to any kind of a--relatively short to midterm follow on that would allow us to continue expanding the company and achieving our objectives. Nathan Race: Makes sense. I appreciate all the color. I will step back. Thanks, guys. Operator: Our next question comes from Jordan Gendt with Stephens. Please go ahead. Jordan Gendt: Hey, good morning. Thanks for taking my question. I just wanted to ask about the margin. I think previously you indicated that you would be reverting back to that 4.40% to 4.45% range, call it core margin ex-loan fees. Is that still the case for you as based on what you are seeing with loan pricing and deposit cost, and then how would that change if we were to get a rate hike at the end of the year just given how sensitive you guys are? Thanks. Kelly J. Harris: The margin performed very well in Q2. I think it is more of a story of managing excess liquidity. And the ebbs and flows of the fundings and pay downs. I think if June was a little bit lower on the margin than the quarter average, I think that you could see some of that bleed over into Q3 while we are waiting for the loan funding. But I think, you know, from a range perspective, 4.45% to 4.53% is probably a good guide for our core NIM. And then, you know, obviously, if a rate hike does occur at the end of the year, I think we would benefit from that from an asset sensitive perspective. Jordan Gendt: Got it. And then do you happen to have what that margin was for the month of June? Kelly J. Harris: It was 4.51%. Jordan Gendt: Perfect. And then just maybe 1 follow-up. I guess, can you talk about what you are seeing on the loan in deposit pricing competition, what you are seeing out in the market? Thomas L. Travis: The more things change, the more they remain the same. I mean, if you look at our NIM management over the years in the deck, it is like watching paint dry for us. Right? So I would suggest that there is nothing extraordinary or dynamic either on the loan pricing or the deposit pricing side? Jordan Gendt: Got it. Thanks for taking my questions. Operator: This concludes our question and answer session. I would like to turn the conference back over to Tom Travis for closing remarks. Thomas L. Travis: Again, we were really happy with the quarter, happy that we accomplished our objective on the energy asset. We are out of the oil and gas business on that basis. We accomplished it a little quicker than we thought. And still have a little bit of work to do on some expenses Relative to the structural changes on the IT side and the material weakness remediation. I expect most of that to be done through the third quarter, but in the meantime, the bank's doing very, very well. We thank our team members, our great group of bankers, and it is just a great group of professional people to work with. and produce these results. So thank you. Operator: The conference has now concluded. Thank you for attending today's presentation. You may now disconnect. 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While we strive for our Foolish Best, there may be errors, omissions, or inaccuracies in this transcript. As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company's SEC filings. Please see our Terms and Conditions for additional details, including our Obligatory Capitalized Disclaimers of Liability. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Bank7 (BSVN) Q2 2026 Earnings Call Transcript was originally published by The Motley Fool

Interested in Bank7 Corp.? Here are five stocks we like better. Bank7 said Q2 2026 was solid overall, with management highlighting strong asset quality, liquidity, capital, and no debt. The company also reported a $3.7 million net gain tied to oil and gas assets, which helped offset earlier losses. Expenses are expected to stay elevated in Q3 as IT remediation tied to material weaknesses, consulting costs, and possible M&A-related spending continue. Management guided third-quarter expenses to roughly $9.5 million to $9.7 million. Loan growth and margin outlook remain constructive, though Bank7 expects some large loan paydowns to offset new fundings. Deposit costs were stable around 2.28% to 2.3%, and management said the bank remains well positioned if rates rise later this year. Bank7 (NASDAQ:BSVN) executives said the company was pleased with its second-quarter 2026 performance, citing strong asset quality, liquidity and capital while also flagging elevated expenses tied to technology remediation and potential merger-and-acquisition activity. President and CEO Tom Travis said the quarter included “a few items of noise,” most notably a $3.7 million net gain related to oil and gas assets. Travis said the company’s earlier investment in those assets helped avoid a larger loss after a 2023 asset-related setback and allowed Bank7 to recover cash spent on the asset plus generate a return. → 3 Space Stocks That Could Outshine SpaceX After Its IPO “Management’s very pleased,” Travis said. “We also accomplished our goal a little quicker than we thought we would.” Travis also said the company incurred heavier expenses from internal information technology changes connected to material weaknesses identified by a new accounting firm, as well as costs related to possible M&A activity. He said that when factoring out those items, management was pleased with recurring results. → These 3 Water ETFs Could be Quiet Winners From Infrastructure Spending Chief Financial Officer Kelly Harris said Bank7 expects third-quarter expenses to run between $9.5 million and $9.7 million. She said some second-quarter expenses related to IT and consulting are expected to spill into the third quarter, while M&A transaction expenses are more difficult to estimate. “From an IT and consulting fees, it’ll probably be very similar to Q2,” Harris said. → Why ASML’s AI Monopoly Is Still Getting Stronger In closing remarks, Travis said most of the remaining expenses tied to IT structural changes and material weakness remediation are expected to be completed through the third quarter. Travis said Bank7 expects “some significant loan pay downs” that the company will need to offset, while noting that such periods are not unusual for the bank. Chief Credit Officer Jason Estes described the loan pipeline as “robust” for third-quarter fundings and said the bank could produce roughly double the loan fundings it generated in the second quarter. However, he cautioned that the growth would come against known payoffs. Estes said mid-single-digit loan growth remains a reasonable full-year goal, measured year over year. He also said Bank7 expects to maintain similar pricing on new loans compared with current levels and may see improved fee income in the third quarter because of higher expected loan booking activity. “Our team is fantastic at turning around and putting the money back out the door,” Estes said. “We’re really good at putting it back out in a safe manner in similar pricing ranges.” Harris said Bank7’s deposit costs were static in June and tracked the second-quarter average. After clarifying the figure during the call, management said deposit costs were in the range of approximately 2.28% to 2.3%. Travis characterized the outlook as “basically flat,” adding that he agreed with Harris’ description of deposit costs as static. On net interest margin, Harris said the margin performed well during the second quarter, with the main issue being the management of excess liquidity and the timing of loan fundings and paydowns. She said June’s margin was 4.51% and that some pressure could continue into the third quarter while Bank7 waits for loan funding activity to materialize. Harris said a core net interest margin range of roughly 4.53% to 4.45% was a reasonable guide. She added that if a rate hike were to occur late in the year, Bank7 would likely benefit because of its asset-sensitive balance sheet. Asked about competitive conditions in loan and deposit pricing, Travis said there was “nothing extraordinary or dynamic” on either side of the balance sheet. Management also addressed a pending stock purchase agreement and related bidding process. Travis said the timing remains fluid, with court activity expected in the near term. He said that, based on public filings and the receiver’s motion, the proposed auction end date is September 3, with a process aligned for August if the auction and bidding process proceed. Travis said the court recently required an expedited timeframe after objections and motions were filed, and he expects additional clarity within the next two weeks. In response to a question about the possibility of acquiring a majority interest and later consolidating minority ownership, Travis said that if Bank7 is successful as the stalking-horse bidder, it would be the company’s intention at some point to engage with the other 29% owners of the bank. He said there could be a “stub period” if Bank7 first acquires a 71% interest before working to consolidate the remaining minority ownership. Travis said Bank7 remains interested in additional strategic M&A opportunities and would consider follow-on transactions if they fit the company’s goals, while acknowledging that acquisitions require time to purchase, convert and integrate. Travis emphasized Bank7’s balance sheet position, saying asset quality “has never been better.” He said the company has “plenty of liquidity and no debt,” along with strong earnings and capital levels. “The bank’s doing very, very well,” Travis said, thanking the company’s bankers and employees for the quarter’s results. Bank7 Corporation, through its subsidiary Bank7, National Association, is a regional banking organization that offers a full range of deposit and lending products to both consumer and commercial clients. Its deposit offerings include checking and savings accounts, money market funds and certificates of deposit, while its lending portfolio encompasses residential and commercial real estate loans, small business loans and consumer credit products. Complementing its core banking services, Bank7 provides digital banking solutions such as online and mobile platforms for account management, bill payment and remote check deposit. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "Bank7 Q2 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for July 2026.

Bank7 (BSVN) came out with quarterly earnings of $0.87 per share, missing the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $1.16 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -15.53%. A quarter ago, it was expected that this company would post earnings of $1.01 per share when it actually produced earnings of $1.25, delivering a surprise of +23.76%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Bank7, which belongs to the Zacks Banks - Southeast industry, posted revenues of $22.91 million for the quarter ended June 2026, missing the Zacks Consensus Estimate by 5.34%. This compares to year-ago revenues of $24.44 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank7 shares have added about 26.4% since the beginning of the year versus the S&P 500's gain of 10.6%. While Bank7 has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank7 was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.07 on $24.7 million in revenues for the coming quarter and $4.45 on $100.3 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Southeast is currently in the top 34% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, National Bankshares (NKSH), has yet to report results for the quarter ended June 2026. This holding company for the National Bank of Blacksburg is expected to post quarterly earnings of $0.80 per share in its upcoming report, which represents a year-over-year change of +31.2%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. National Bankshares' revenues are expected to be $15.65 million, up 17.9% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Bank7 Corp. (BSVN) : Free Stock Analysis Report National Bankshares, Inc. (NKSH) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

OKLAHOMA CITY, July 16, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended June 30, 2026. "We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve," said Thomas L. Travis, President and CEO of the Company. For the three months ended June 30, 2026 compared to the three months ended June 30, 2025: Net income of $8.35 million compared to $11.11 million, a decrease of 24.84% Earnings per share of $0.87 compared to $1.16, a decrease of 25.00% Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25% Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68% Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10% Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69% Both the Bank's and the Company's capital levels continue to be significantly above the minimum levels required to be designated as "well-capitalized" for regulatory purposes. On June 30, 2026, the Bank's Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively. On June 30, 2026, on a consolidated basis, the Company's Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators. Non-GAAP Financial Measures:This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company's management uses this non-GAAP measure in their analysis of the Company's performance. This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities. About Bank7 Corp. We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions. Conference Call Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Thursday, July 16, 2026 at 10:00 a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year. Cautionary Statements Regarding Forward-Looking Information This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.'s current views with respect to, among other things, future events and Bank7 Corp.'s financial performance. Any statements about Bank7 Corp.'s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as "anticipate," "believes," "can," "could," "may," "predicts," "potential," "should," "will," "estimate," "plans," "projects," "continuing," "ongoing," "expects," "intends" and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the impact the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.'s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.'s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Contact: Thomas TravisPresident & CEO(405) 810-8600 View original content to download multimedia:https://www.prnewswire.com/news-releases/bank7-corp-announces-q2-2026-earnings-302827163.html

Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here. Management successfully exited its oil and gas asset investment, realizing a $3.7 million net gain and recovering all previously spent cash plus a return. The strategic decision to hold and manage the energy assets rather than selling immediately in 2023 prevented a larger loss and accelerated the recovery timeline. Operating expenses were elevated due to non-recurring costs associated with remediating material weaknesses in IT identified by a new accounting firm. The bank is currently incurring professional fees related to potential M&A activity, specifically the pursuit of a 71% interest in Century. Asset quality remains at historically high levels, supported by a strong capital position and significant liquidity with no corporate debt. Performance attribution for the quarter was impacted by 'noise' from one-time gains and structural IT investments, masking strong recurring earnings. Management maintains full-year loan growth guidance of mid-single digits, despite anticipated large loan paydowns in the second half of 2026. The loan pipeline is described as robust, with Q3 fundings projected to be approximately double the volume seen in Q2. Core Net Interest Margin (NIM) is expected to remain in the 4.45% to 4.53% range, with potential upside if interest rates increase due to the bank's asset-sensitive profile. Operating expenses for Q3 are projected between $9.5 million and $9.7 million as IT remediation and M&A consulting fees persist. The bank remains in 'growth mode' and is open to follow-on M&A opportunities shortly after the current transaction to continue strategic expansion. A $3.7 million net gain was recorded from the sale of oil and gas assets, marking the bank's complete exit from this business segment. Material weakness remediation in IT and internal accounting controls is expected to be largely completed by the end of the third quarter. The bank is acting as a 'stalking horse bidder' for a 71% stake in a franchise, with a court-monitored auction process expected to conclude around September 3rd. Management identified a 'stub period' risk where they may own 71% of a target bank before successfully consolidating the remaining 29% minority interest. Q3 expenses are projected at $9.5 million to $9.7 million as IT and consulting fees from Q2 carry over. Management expects the majority of structural IT changes and material weakness remediation to be finished through the third quarter. One stock. Nvidia-level potential. 30M+ investors trust Moby to find it first. Get the pick. Tap here. Deposit costs were described as 'static' in June, holding steady in the 2.28% to 2.3% range. Management does not expect meaningful movement in deposit pricing given the current flat rate environment. The bank expects to overcome significant known payoffs with a pipeline that is currently 'robust'. New loan production is being priced at similar ranges to the current portfolio yield, which was just over 7.0% in the quarter. If successful in the auction for the 71% stake, management intends to engage the 29% minority owners to strike a fair transaction for full consolidation. Management clarified they are not 'bottom feeders' and intend to deal professionally with minority shareholders to resolve the 'stub period' quickly. Management dismissed the idea that M&A would be 'off the table' until 2027, citing the ability to raise capital or issue debt for the right strategic fit. The bank is prepared for relatively short-to-midterm follow-on acquisitions provided there is sufficient time for integration and conversion.

This article first appeared on GuruFocus. Net Gain from Oil and Gas: $3.7 million net gain reported. Expenses: Increased expenses due to IT changes and potential M&A activity. Asset Quality: Asset quality reported as never being better. Liquidity and Debt: Plenty of liquidity and no debt. Capital Position: Strong earnings and heavy capital. Warning! GuruFocus has detected 4 Warning Sign with UAL. Is BSVN fairly valued? Test your thesis with our free DCF calculator. Release Date: July 16, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Bank7 Corp (NASDAQ:BSVN) reported a $3.7 million net gain from oil and gas investments, recovering more than initially expected. The company has strong asset quality, with plenty of liquidity and no debt, positioning it well for organic growth and M&A opportunities. Loan fundings are expected to double in the third quarter compared to Q2, indicating robust loan growth potential. Deposit costs remained stable, with a range of 2.28% to 2.3%, suggesting effective cost management. The company is confident in its ability to engage in strategic M&A activities, supported by its growth mode and market position. Bank7 Corp (NASDAQ:BSVN) experienced heavier expenses due to internal IT changes and potential M&A activities. There are significant loan paydowns expected in the latter half of the year, which could impact overall loan growth. The company is facing a fluid timeline and uncertainties related to a stock purchase agreement and court proceedings. The margin for June was slightly lower than the quarter average, which could affect Q3 results. The company is still addressing material weaknesses in its IT infrastructure, which may incur additional expenses. Q: Have all the IT expenses been made associated with removing the material weakness, and what is the expected run rate for expenses going forward? A: Kelly Harris, CFO, stated that for Q3, expenses are projected to be in the $9.5 million to $9.7 million range. Some expenses from Q2 will spill over into Q3, particularly from IT and consulting fees, which will likely be similar to Q2. Q: What are your thoughts on where deposit costs are bottoming out in the third quarter, given the current interest rate environment? A: Kelly Harris, CFO, mentioned that deposit costs were static in June, ranging from 2.28% to 2.3%. They expect these costs to remain stable, with no significant fluctuations anticipated. Q: Can you provide an update on the timeline for the stock purchase agreement and the bidding process? A: Tom Travis, CEO, explained that the court will address motions and objections in the next 10 days. The proposed auction end date is September 3, with a four-week process set for August. Further clarity is expected in the next two weeks. Q: What are the expectations for loan paydowns and the loan pipeline for the rest of the year? A: Jason Estes, Chief Credit Officer, described the loan pipeline as robust, expecting to double Q2's loan fundings in Q3. Despite large payoffs, they aim for mid-single-digit loan growth for the year, with similar pricing ranges for new loans. Q: Is M&A activity off the table following the potential acquisition, and what is the outlook for future M&A? A: Tom Travis, CEO, stated that they remain open to strategic M&A opportunities. While careful planning is necessary for integration, they are in growth mode and will pursue strategic fits that align with their objectives. For the complete transcript of the earnings call, please refer to the full earnings call transcript.

OKLAHOMA CITY, June 4, 2026 /PRNewswire/ -- Bank7 Corp. (NASDAQ: BSVN), the parent company of Oklahoma City-based Bank7, today announced the declaration of a quarterly cash dividend of $0.27 per share on its outstanding common stock. The dividend will be paid on July 7, 2026, to shareholders of record as of the close of business on June 19, 2026. About Bank7 Corp. We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent, and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursuing strategic acquisitions. Cautionary Statements Regarding Forward-Looking Information This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.'s current views with respect to, among other things, future events and Bank7 Corp.'s financial performance. Any statements about Bank7 Corp.'s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as "anticipate," "believes," "can," "could," "may," "predicts," "potential," "should," "will," "estimate," "plans," "projects," "continuing," "ongoing," "expects," "intends" and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.'s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.'s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Contact: Thomas TravisPresident & CEO(405) 810-8600 View original content to download multimedia:https://www.prnewswire.com/news-releases/bank7-corp-declares-quarterly-cash-dividend-on-common-stock-302789791.html