B+
Bull case
25%
Probability
Target price
$94.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
BOH
Bank of HawaiiBNYSE / Banks
Last Price
Quote time unavailable
Current thesis
The bullish case is built on nine consecutive quarters of NIM expansion, fixed-asset repricing, solid credit metrics, disciplined expenses, and continued share repurchases. [#SEC-8K-2026-07-27]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -8.5.
What can break
Credit-loss provision and charge-offs increased sequentially despite strong overall asset quality.
Momentum
22
Value
51
Sentiment
70
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $86.00 · Bull $94.00 · Bear $72.00Analysis 2026-07-30; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-27 • Vendor: Data Vendor v1
Scores
As of 2026-10-27 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-30 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-27
Investment thesis
As of 2026-10-27
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-27. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $79.67
Why
Momentum22 · Δ7d +2.1
Value51 · Δ7d +0.1
Sentiment70 · Δ7d -8.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta -8.5.
Contradictions & invalidation
- • Credit-loss provision and charge-offs increased sequentially despite strong overall asset quality.
- • Deposit competition and mix migration could pressure funding costs and NIM.
- • The Q2 revenue and net-interest-income shortfalls outweighed the small EPS beat in the initial market reaction.
Catalyst clock
2026-10-28
Q2 earnings were mixed and triggered a negative initial reaction
Lead driver: Sentiment · See AI snapshot
Momentum
22
8% active weight
Current posture
7d trendFlat
Δ7d
+2.1
Δ21d
-11.6
Value
51
47% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
-0.5
Sentiment
70
45% active weight
Current posture
7d trendSoftening
Δ7d
-8.5
Δ21d
-17.6
Why this grade
Composite grade B. Momentum 22.2 / Value 51.3 / Sentiment 70.4
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-30. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$86.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$72.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-27
Fundamentals (TTM)
As of 2026-10-27
Market Cap
$2.75B
Beta
0.74
Shares Out
39.45M
P/E (TTM)
17.2
P/S (TTM)
4.04
P/FCF (TTM)
37.17
Rev YoY
-0.1%
EPS YoY
+38.7%
Gross Margin
-
Op Margin
+26.0%
Net Debt
-$245.94M
Current Ratio
0.04
As of 2026-10-27 • Updated nightlySource: Internal modelMethods & Data