BOH
Bank of HawaiiCAI scenario view
RankAlpha Sentiment CodexPost-earnings T+3The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
AI commentary
News tone is mixed-to-negative after the July 27 Q2 print. The official SEC filing confirms improving EPS, NIM, credit quality, and buybacks, while secondary coverage reported the immediate selloff was linked to revenue and net-interest-income misses. The packet's July 29 anchor price is $79.62. Analyst revision evidence remains thin: one secondary report cites lower EPS estimates despite a higher valuation-based target. Social, options, short-interest, and employee-sentiment data are unavailable in the packet and are not decision-grade inputs.
Evidence flagged
No evidence quality warning is currently attached to this memo.
AI events
The July 27 SEC 8-K exhibit reported diluted EPS of $1.47, net income of $63.8 million, and NIM of 2.78%. Secondary coverage reported revenue and net-interest-income misses versus consensus and an approximately 4.5% morning decline. [#SEC-8K-2026-07-27] https://www.investing.com/news/stock-market-news/why-is-bank-of-hawaii-stock-sliding-today-93CH-4814533
Average deposits were modestly lower, while deposit mix shifted toward higher-yielding accounts and deposit costs increased, creating a near-term risk to NIM and revenue conversion. [#SEC-8K-2026-07-27]
NIM expanded for the ninth consecutive quarter to 2.78%; fixed-rate assets rolling off and reinvestment at higher rates supported earning-asset yields. [#SEC-8K-2026-07-27]
Recommendation
No formal recommendation provided.

