AVAL
Grupo Aval Acciones Y Valores n-vtg PfdCNYSE / Banks
Last Price
At close
2026-07-20
Current thesis
The strongest primary-source bull point is that 4Q25 showed better underlying banking metrics: loans and deposits grew, cost of risk improved, and full-year NIM moved higher, which at least supports stabilization rather than deterioration [#6K-4Q25Materials-2026-02-26].
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -9.7.
What can break
Ex-dividend and monthly payout mechanics can create near-term price softness without any change in operating fundamentals.
Momentum
68
Value
42
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $4.30 · Bull $4.80 · Bear $3.80
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-04 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $4.55
Why
Momentum68 · Δ7d -9.7
Value42 · Δ7d +0.1
Sentiment42 · Δ7d +3.6
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
68
26% active weight
Current posture
7d trendSoftening
Δ7d
-9.7
Δ21d
-16.2
Value
42
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.1
Sentiment
42
34% active weight
Current posture
7d trendImproving
Δ7d
+3.6
Δ21d
+12.2
Why this grade
Composite grade C. Momentum 68.2 / Value 42.2 / Sentiment 42.5
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$6.06B
Beta
0.72
Shares Out
378.26M
P/E (TTM)
9.9
P/S (TTM)
0.87
P/FCF (TTM)
4.02
Rev YoY
+23.3%
EPS YoY
+15.6%
Gross Margin
-
Op Margin
+20.7%
Net Debt
$15.48B
Current Ratio
0.62
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology