B+
Bull case
20%
Probability
Target price
$30.00
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
AUBN
Auburn National BancorporationBNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
55%
Probability
Target price
$27.50
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$23.50
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-23
Recent news sentiment (30D)
+22.8
Positive
Company
-
Unavailable
Macro
+22.8
Positive
Pulse
-
Unavailable
Weekly research (10D)
-36.0
Negative
Sentiment proxy
+66.5
Score
AI commentary
The packet contains limited recent news, no social context, no analyst targets, and no verified Q2 earnings reaction. Q1 company-reported results were constructive, but the T3 follow-up lacks the earnings-specific confirmation required for a stronger view; treat AUBN as a neutral monitoring situation.
RankAlpha Sentiment Codex - 2026-07-23
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-10-21eventQ2 2026 earnings verification remains the key near-term eventMedium impact
The scheduled post-earnings T3 trigger for 2026-07-20 has not been matched to a verified Q2 company release, 8-K, consensus comparison, analyst revision, or attributed market reaction in the packet. Monitor the next filing for NIM, loan growth, credit costs, and capital trends; the latest detailed operating evidence is the Q1 8-K [#SEC-8K-2026-04-28] and related 10-Q [#10-Q-2026-05-13].
2027-07-23catalystQ1 earnings and credit metrics provide a positive operating baseMedium impact
Q1 2026 EPS rose 43% year over year, net interest income rose 10%, tax-equivalent NIM increased 19 basis points to 3.28%, annualized loan growth was 12%, and nonperforming assets were 0.01% of total assets [#SEC-8K-2026-04-28]. This supports a constructive bias, but the higher 0.28% annualized net charge-off rate limits confidence in immediate follow-through.
2027-07-23catalystShare repurchase authorization offers capital-return supportMedium impact
The company authorized up to $5 million of common-stock repurchases through the earliest of spending the authorization, termination or replacement of the plan, or 2027-03-15 [#SEC-8K-2026-03-17]. Authorization does not confirm that repurchases will occur or establish a timing cadence.
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology