B+
Bull case
30%
Probability
Target price
$36.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
ASB
Associated Banc-CorpBNYSE / Banks
Last Price
Quote time unavailable
Current thesis
The company reported strong loan, deposit, NII, and margin growth, while setting constructive 2026 growth guidance. Successful American National integration could add further earnings leverage [#SEC-8K-2026-07-23].
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +4.1.
What can break
American National conversion and cost-savings execution risk, with full run-rate savings expected only in Q1 2027 [#PR-EARNINGS-2026-07-24].
Momentum
56
Value
61
Sentiment
70
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.50 · Bull $36.00 · Bear $27.50Analysis 2026-07-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-28 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $34.09
Why
Momentum56 · Δ7d -4.2
Value61 · Δ7d -8.4
Sentiment70 · Δ7d +4.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +4.1.
Contradictions & invalidation
- • American National conversion and cost-savings execution risk, with full run-rate savings expected only in Q1 2027 [#PR-EARNINGS-2026-07-24].
- • Credit deterioration risk from higher nonaccrual loans, charge-offs, and provisioning [#SEC-8K-2026-07-23].
- • Reported EPS was reduced by acquisition costs, expenses rose sharply, and credit quality weakened sequentially through higher nonaccrual loans and charge-offs.
Catalyst clock
2026-07-24
Q2 earnings beat and raised 2026 outlook
Lead driver: Sentiment · See AI snapshot
Momentum
56
9% active weight
Current posture
7d trendSoftening
Δ7d
-4.2
Δ21d
-2.0
Value
61
28% active weight
Current posture
7d trendSoftening
Δ7d
-8.4
Δ21d
0.0
Sentiment
70
62% active weight
Current posture
7d trendImproving
Δ7d
+4.1
Δ21d
+7.1
Why this grade
Composite grade B. Momentum 55.8 / Value 60.9 / Sentiment 69.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-28. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$33.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$27.50
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$6.05B
Beta
0.81
Shares Out
188.85M
P/E (TTM)
28.5
P/S (TTM)
3.78
P/FCF (TTM)
11.04
Rev YoY
+14.4%
EPS YoY
-2.2%
Gross Margin
-
Op Margin
+24.3%
Net Debt
$3.63B
Current Ratio
0.05
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data